{"id":169106,"date":"2026-07-24T16:41:51","date_gmt":"2026-07-24T11:11:51","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=169106"},"modified":"2026-07-24T16:41:52","modified_gmt":"2026-07-24T11:11:52","slug":"nifty-financial-services-ex-bank-prediction-for-monday-27-july-2026","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/nifty-financial-services-ex-bank-prediction-for-monday-27-july-2026\/","title":{"rendered":"Nifty Financial Services Ex Bank Prediction for Monday, 27 July 2026: NBFC and Insurer Levels"},"content":{"rendered":"<div class=\"meta-block\"><\/div>\n<p style=\"border-left: 4px solid #1F4E79; background: #EBF3FB; padding: 10px 16px; font-style: italic;\"><em>Nifty Financial Services Ex Bank prediction for Monday 27 July: Bajaj Finance Rs 1,012.80 (-2.60%). Shriram Rs 1,005.10 (-2.02%). Chola +0.41%. HDFC Life +0.74%.<\/em><\/p>\n<p>The <a href=\"https:\/\/univest.in\/user\/indices\/nifty-fin-service\/nifty-fin-service-share-price-today\">Nifty Financial Services<\/a> Ex Bank prediction for Monday, 27 July 2026, is the most cautious call in the financial complex, because this index strips out the very banks that held the sector together on Friday. What remains is a basket of NBFCs, insurers, capital-market plays and housing financiers, and that basket had a rough session: Bajaj Finance sank 2.60% to Rs 1,012.80, Shriram Finance dropped 2.02% to Rs 1,005.10, and Bajaj Finserv eased 0.67%, offset only partly by HDFC Life&#8217;s 0.74% rise and Jio Financial&#8217;s 0.66% gain.<\/p>\n<p>Ankit Jaiswal, Senior Research Analyst at Univest, prepared this Nifty Financial Services Ex Bank prediction for Monday, with Kunal Singla, Associate Director, watching the funding-cost signals from the bond market. Their headline: this index needs the Bajaj twins to stabilise before any recovery attempt sticks.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&amp;utm_medium=finsrv-ex-bank-monday-27-july\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/nifty-financial-services-ex-bank-prediction-for-monday-27-july-2026\/#Data_Behind_the_Nifty_Financial_Services_Ex_Bank_Prediction_for_Monday\" title=\"Data Behind the Nifty Financial Services Ex Bank Prediction for Monday\">Data Behind the Nifty Financial Services Ex Bank Prediction for Monday<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/nifty-financial-services-ex-bank-prediction-for-monday-27-july-2026\/#Nifty_Financial_Services_Ex_Bank_Prediction_for_Monday_Levels_and_Signals\" title=\"Nifty Financial Services Ex Bank Prediction for Monday: Levels and Signals\">Nifty Financial Services Ex Bank Prediction for Monday: Levels and Signals<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/nifty-financial-services-ex-bank-prediction-for-monday-27-july-2026\/#What_Shapes_the_Nifty_Financial_Services_Ex_Bank_Prediction_for_Monday\" title=\"What Shapes the Nifty Financial Services Ex Bank Prediction for Monday\">What Shapes the Nifty Financial Services Ex Bank Prediction for Monday<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/nifty-financial-services-ex-bank-prediction-for-monday-27-july-2026\/#Reading_the_Broader_Tape_for_Monday\" title=\"Reading the Broader Tape for Monday\">Reading the Broader Tape for Monday<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/nifty-financial-services-ex-bank-prediction-for-monday-27-july-2026\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/nifty-financial-services-ex-bank-prediction-for-monday-27-july-2026\/#Disclaimer\" title=\"Disclaimer\">Disclaimer<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/nifty-financial-services-ex-bank-prediction-for-monday-27-july-2026\/#FAQs\" title=\"FAQs\">FAQs<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/nifty-financial-services-ex-bank-prediction-for-monday-27-july-2026\/#What_is_the_Nifty_Financial_Services_Ex_Bank_prediction_for_Monday_27_July_2026\" title=\"What is the Nifty Financial Services Ex Bank prediction for Monday, 27 July 2026?\">What is the Nifty Financial Services Ex Bank prediction for Monday, 27 July 2026?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/nifty-financial-services-ex-bank-prediction-for-monday-27-july-2026\/#What_does_the_Ex_Bank_index_contain\" title=\"What does the Ex Bank index contain?\">What does the Ex Bank index contain?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/nifty-financial-services-ex-bank-prediction-for-monday-27-july-2026\/#Why_are_NBFCs_weaker_than_banks_before_Monday\" title=\"Why are NBFCs weaker than banks before Monday?\">Why are NBFCs weaker than banks before Monday?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/nifty-financial-services-ex-bank-prediction-for-monday-27-july-2026\/#Which_stock_is_the_key_level_to_watch_on_Monday\" title=\"Which stock is the key level to watch on Monday?\">Which stock is the key level to watch on Monday?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/nifty-financial-services-ex-bank-prediction-for-monday-27-july-2026\/#Which_analysts_prepared_this_Ex_Bank_prediction_for_Monday\" title=\"Which analysts prepared this Ex Bank prediction for Monday?\">Which analysts prepared this Ex Bank prediction for Monday?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/nifty-financial-services-ex-bank-prediction-for-monday-27-july-2026\/#What_would_turn_this_index_positive_on_Monday\" title=\"What would turn this index positive on Monday?\">What would turn this index positive on Monday?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Data_Behind_the_Nifty_Financial_Services_Ex_Bank_Prediction_for_Monday\"><\/span><strong>Data Behind the Nifty Financial Services Ex Bank Prediction for Monday<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"border-collapse: collapse; width: 100%; margin: 16px 0;\">\n<thead>\n<tr>\n<th style=\"border: 1px solid #D0D7E2; padding: 8px 12px; background: #1F4E79; color: #ffffff; text-align: left;\">Stock<\/th>\n<th style=\"border: 1px solid #D0D7E2; padding: 8px 12px; background: #1F4E79; color: #ffffff; text-align: left;\">NSE Close (Rs)<\/th>\n<th style=\"border: 1px solid #D0D7E2; padding: 8px 12px; background: #1F4E79; color: #ffffff; text-align: left;\">Day Change<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border: 1px solid #D0D7E2; padding: 8px 12px;\">Bajaj Finance<\/td>\n<td style=\"border: 1px solid #D0D7E2; padding: 8px 12px;\">1,012.80<\/td>\n<td style=\"border: 1px solid #D0D7E2; padding: 8px 12px;\">-2.60%<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #D0D7E2; padding: 8px 12px;\">Bajaj Finserv<\/td>\n<td style=\"border: 1px solid #D0D7E2; padding: 8px 12px;\">1,876.70<\/td>\n<td style=\"border: 1px solid #D0D7E2; padding: 8px 12px;\">-0.67%<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #D0D7E2; padding: 8px 12px;\">Shriram Finance<\/td>\n<td style=\"border: 1px solid #D0D7E2; padding: 8px 12px;\">1,005.10<\/td>\n<td style=\"border: 1px solid #D0D7E2; padding: 8px 12px;\">-2.02%<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #D0D7E2; padding: 8px 12px;\">Cholamandalam Investment<\/td>\n<td style=\"border: 1px solid #D0D7E2; padding: 8px 12px;\">1,724.40<\/td>\n<td style=\"border: 1px solid #D0D7E2; padding: 8px 12px;\">+0.41%<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #D0D7E2; padding: 8px 12px;\">Jio Financial Services<\/td>\n<td style=\"border: 1px solid #D0D7E2; padding: 8px 12px;\">234.71<\/td>\n<td style=\"border: 1px solid #D0D7E2; padding: 8px 12px;\">+0.66%<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #D0D7E2; padding: 8px 12px;\">HDFC Life Insurance<\/td>\n<td style=\"border: 1px solid #D0D7E2; padding: 8px 12px;\">555.05<\/td>\n<td style=\"border: 1px solid #D0D7E2; padding: 8px 12px;\">+0.74%<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #D0D7E2; padding: 8px 12px;\">SBI Life Insurance<\/td>\n<td style=\"border: 1px solid #D0D7E2; padding: 8px 12px;\">1,858.60<\/td>\n<td style=\"border: 1px solid #D0D7E2; padding: 8px 12px;\">+0.28%<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #D0D7E2; padding: 8px 12px;\">Power Finance Corporation<\/td>\n<td style=\"border: 1px solid #D0D7E2; padding: 8px 12px;\">411.90<\/td>\n<td style=\"border: 1px solid #D0D7E2; padding: 8px 12px;\">+0.45%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The damage is concentrated: consumer and vehicle lenders fell hard while insurers, infrastructure financiers and Jio Financial closed green. That two-speed profile is the essence of the Nifty Financial Services Ex Bank prediction for Monday.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Nifty_Financial_Services_Ex_Bank_Prediction_for_Monday_Levels_and_Signals\"><\/span><strong>Nifty Financial Services Ex Bank Prediction for Monday: Levels and Signals<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Bajaj Finance:<\/strong> Rs 1,001.30 was Friday&#8217;s low; below the round Rs 1,000 mark, momentum selling could extend toward Rs 980. Reclaiming Rs 1,030 repairs the chart.<\/li>\n<li><strong>Shriram Finance:<\/strong> Support at Rs 992.90 after a volatile Rs 58 intraday swing; consolidation above Rs 1,000 would calm the index.<\/li>\n<li><strong>Cholamandalam:<\/strong> Relative strength standout, up 0.41% with a Rs 1,660 to Rs 1,741 Friday range; a hold above Rs 1,700 keeps it the leader.<\/li>\n<li><strong>Defensive sleeve:<\/strong> HDFC Life above Rs 547 and SBI Life above Rs 1,830 anchor the insurance cushion.<\/li>\n<\/ul>\n<p>Ankit Jaiswal observes that ex-bank financials are the purest read on funding costs in the market. With crude elevated, the rupee near 96.66 and bond yields firm, NBFC spreads face pressure that banks with low-cost deposits escape. He has flagged Monday&#8217;s opening auction in Bajaj Finance as the tell for the whole index.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Compare NBFCs and insurers side by side on the Univest Screener<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Shapes_the_Nifty_Financial_Services_Ex_Bank_Prediction_for_Monday\"><\/span><strong>What Shapes the Nifty Financial Services Ex Bank Prediction for Monday<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Funding-cost anxiety:<\/strong> Elevated energy prices keep inflation and yield expectations sticky, the core NBFC headwind.<\/li>\n<li><strong>Q1 report card:<\/strong> Lending NBFC results due through early August will show whether growth is holding up against margin pressure.<\/li>\n<li><strong>Expiry mechanics:<\/strong> Tuesday, 28 July is the July F&amp;O expiry; Bajaj Finance carries heavy open interest and can swing sharply on rollover flows.<\/li>\n<li><strong>Relief valve:<\/strong> Friday&#8217;s 4.13% MCX crude correction, if it extends, would ease yield pressure and lift this index fastest of all financial gauges.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Reading_the_Broader_Tape_for_Monday\"><\/span><strong>Reading the Broader Tape for Monday<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Context helps the bulls slightly. The <a href=\"https:\/\/univest.in\/indices\/nifty-50\/nifty-50-share-price-today\">Nifty 50<\/a> recovered to 23,767.45, the <a href=\"https:\/\/univest.in\/indices\/sensex\/sensex-share-price-today\">Sensex<\/a> closed at 76,059.77 well off its lows, and <a href=\"https:\/\/univest.in\/indices\/nifty-bank\/nifty-bank-share-price-today\">Bank Nifty<\/a> finished 0.18% up at 56,693.50 with <a href=\"https:\/\/univest.in\/stocks\/hdfcbank\/hdfc-bank-ltd-share-price-today\">HDFC Bank<\/a> and <a href=\"https:\/\/univest.in\/stocks\/icicibank\/icici-bank-ltd-share-price-today\">ICICI Bank<\/a> steady. When banks stabilise first, ex-bank financials typically follow within one or two sessions; <a href=\"https:\/\/univest.in\/stocks\/reliance\/reliance-industries-ltd-share-price-today\">Reliance Industries<\/a> adding 0.46% rounds out a tape that is healing rather than breaking.<\/p>\n<p style=\"margin-top: 24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track NBFC and insurance stocks with instant alerts.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Nifty Financial Services Ex Bank prediction for Monday, 27 July 2026, is cautious until Bajaj Finance proves it can hold Rs 1,000, with Cholamandalam and the insurers offering the constructive side of the ledger. Ankit Jaiswal and Kunal Singla see softer crude as the quickest path to relief for this funding-sensitive index. Consult a SEBI-registered advisor before positioning.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Disclaimer\"><\/span><strong>Disclaimer<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div style=\"background: #CC0000; border-radius: 8px; padding: 16px 20px; margin: 24px 0;\">\n<p style=\"color: #ffffff; font-size: 13px; line-height: 1.7; margin: 0;\"><strong style=\"color: #ffffff;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"FAQs\"><\/span><strong>FAQs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_Nifty_Financial_Services_Ex_Bank_prediction_for_Monday_27_July_2026\"><\/span><strong>What is the Nifty Financial Services Ex Bank prediction for Monday, 27 July 2026?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The Nifty Financial Services Ex Bank prediction for Monday is cautious. Consumer lenders dragged the basket on Friday, with Bajaj Finance down 2.60% at Rs 1,012.80 and Shriram Finance down 2.02%, while insurers closed higher.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_does_the_Ex_Bank_index_contain\"><\/span><strong>What does the Ex Bank index contain?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> It holds financial services companies excluding banks: NBFCs like Bajaj Finance and Cholamandalam, insurers like HDFC Life and SBI Life, and other financial plays such as Jio Financial and Power Finance Corporation.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Why_are_NBFCs_weaker_than_banks_before_Monday\"><\/span><strong>Why are NBFCs weaker than banks before Monday?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> NBFCs borrow from markets rather than deposits, so firm bond yields driven by elevated crude and a weak rupee squeeze their spreads more than bank margins, explaining Friday&#8217;s divergence.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Which_stock_is_the_key_level_to_watch_on_Monday\"><\/span><strong>Which stock is the key level to watch on Monday?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Bajaj Finance at the Rs 1,000 mark. Friday&#8217;s low was Rs 1,001.30, and holding or losing that round number will likely steer the Nifty Financial Services Ex Bank prediction for Monday.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Which_analysts_prepared_this_Ex_Bank_prediction_for_Monday\"><\/span><strong>Which analysts prepared this Ex Bank prediction for Monday?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Ankit Jaiswal, Senior Research Analyst at Univest, prepared the Nifty Financial Services Ex Bank prediction for Monday, 27 July 2026, with Kunal Singla, Associate Director, tracking funding-cost signals.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_would_turn_this_index_positive_on_Monday\"><\/span><strong>What would turn this index positive on Monday?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> A sustained crude oil correction easing yield pressure, a Bajaj Finance bounce above Rs 1,030, and continued insurance strength together would flip the index outlook to positive.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is the Nifty Financial Services Ex Bank prediction for Monday, 27 July 2026?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The Nifty Financial Services Ex Bank prediction for Monday is cautious. Consumer lenders dragged the basket on Friday, with Bajaj Finance down 2.60% at Rs 1,012.80 and Shriram Finance down 2.02%, while insurers closed higher.\"}},{\"@type\":\"Question\",\"name\":\"What does the Ex Bank index contain?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It holds financial services companies excluding banks: NBFCs like Bajaj Finance and Cholamandalam, insurers like HDFC Life and SBI Life, and other financial plays such as Jio Financial and Power Finance Corporation.\"}},{\"@type\":\"Question\",\"name\":\"Why are NBFCs weaker than banks before Monday?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"NBFCs borrow from markets rather than deposits, so firm bond yields driven by elevated crude and a weak rupee squeeze their spreads more than bank margins, explaining Friday's divergence.\"}},{\"@type\":\"Question\",\"name\":\"Which stock is the key level to watch on Monday?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Bajaj Finance at the Rs 1,000 mark. Friday's low was Rs 1,001.30, and holding or losing that round number will likely steer the Nifty Financial Services Ex Bank prediction for Monday.\"}},{\"@type\":\"Question\",\"name\":\"Which analysts prepared this Ex Bank prediction for Monday?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Ankit Jaiswal, Senior Research Analyst at Univest, prepared the Nifty Financial Services Ex Bank prediction for Monday, 27 July 2026, with Kunal Singla, Associate Director, tracking funding-cost signals.\"}},{\"@type\":\"Question\",\"name\":\"What would turn this index positive on Monday?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"A sustained crude oil correction easing yield pressure, a Bajaj Finance bounce above Rs 1,030, and continued insurance strength together would flip the index outlook to positive.\"}}]}<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Nifty Financial Services Ex Bank prediction for Monday 27 July 2026: consumer lenders slide while insurers hold firm. 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