{"id":165162,"date":"2026-07-22T17:26:00","date_gmt":"2026-07-22T11:56:00","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=165162"},"modified":"2026-07-22T17:26:01","modified_gmt":"2026-07-22T11:56:01","slug":"uco-bank-q1-results-fy27-pat-656-crore","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/uco-bank-q1-results-fy27-pat-656-crore\/","title":{"rendered":"UCO Bank Q1 Results FY27: Net Profit Rises 8.1% to Rs 656 Crore as Provisions Fall Sharply"},"content":{"rendered":"<div class=\"meta-block\"><\/div>\n<p style=\"border-left: 4px solid #1F4E79; background: #EBF3FB; padding: 10px 16px; font-style: italic;\"><em>UCO Bank Q1 FY27: PAT Rs 656 Cr, up 8.1% YoY. NII up 17% at Rs 2,808 Cr. Net NPA improves to 0.25%. Provisions fall to Rs 235 Cr from Rs 616 Cr YoY. Stock down 1.15% at Rs 26.55.<\/em><\/p>\n<p>UCO Bank Q1 results FY27 were announced on Wednesday, 22 July 2026, with the public sector lender reporting a net profit of Rs 656 crore for the quarter ended 30 June 2026, up 8.1% from Rs 607 crore in the year ago quarter. Net interest income grew a strong 17% to Rs 2,808 crore, while provisions fell sharply to Rs 235 crore from Rs 616 crore a year ago.<\/p>\n<p>Shares of <a href=\"https:\/\/univest.in\/stocks\/ucobank\/uco-bank-share-price-today\">UCO Bank<\/a> fell 1.15% to Rs 26.55 on the NSE on the results day, a mild pullback despite the improving underlying trends.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&amp;utm_medium=uco-bank-q1-fy27-pat\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/uco-bank-q1-results-fy27-pat-656-crore\/#UCO_Bank_Q1_Results_FY27_Key_Takeaways\" title=\"UCO Bank Q1 Results FY27 Key Takeaways\">UCO Bank Q1 Results FY27 Key Takeaways<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/uco-bank-q1-results-fy27-pat-656-crore\/#UCO_Bank_Q1_Results_FY27_Financial_Highlights\" title=\"UCO Bank Q1 Results FY27 Financial Highlights\">UCO Bank Q1 Results FY27 Financial Highlights<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/uco-bank-q1-results-fy27-pat-656-crore\/#UCO_Bank_Q1_Results_FY27_Performance_Analysis\" title=\"UCO Bank Q1 Results FY27 Performance Analysis\">UCO Bank Q1 Results FY27 Performance Analysis<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/uco-bank-q1-results-fy27-pat-656-crore\/#UCO_Bank_Q1_Results_FY27_Key_Business_Factors\" title=\"UCO Bank Q1 Results FY27: Key Business Factors\">UCO Bank Q1 Results FY27: Key Business Factors<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/uco-bank-q1-results-fy27-pat-656-crore\/#1_Sharp_Decline_in_Provisions\" title=\"1. Sharp Decline in Provisions\">1. Sharp Decline in Provisions<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/uco-bank-q1-results-fy27-pat-656-crore\/#2_Strong_NII_and_Margin_Growth\" title=\"2. Strong NII and Margin Growth\">2. Strong NII and Margin Growth<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/uco-bank-q1-results-fy27-pat-656-crore\/#3_Continued_Asset_Quality_Clean_Up\" title=\"3. Continued Asset Quality Clean Up\">3. Continued Asset Quality Clean Up<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/uco-bank-q1-results-fy27-pat-656-crore\/#Dividend_Details\" title=\"Dividend Details\">Dividend Details<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/uco-bank-q1-results-fy27-pat-656-crore\/#UCO_Bank_Q1_Results_FY27_Outlook_for_the_Full_Year\" title=\"UCO Bank Q1 Results FY27 Outlook for the Full Year\">UCO Bank Q1 Results FY27 Outlook for the Full Year<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/uco-bank-q1-results-fy27-pat-656-crore\/#UCO_Bank_Stock_Performance_After_the_Q1_Results\" title=\"UCO Bank Stock Performance After the Q1 Results\">UCO Bank Stock Performance After the Q1 Results<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/uco-bank-q1-results-fy27-pat-656-crore\/#Key_Risks\" title=\"Key Risks\">Key Risks<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/uco-bank-q1-results-fy27-pat-656-crore\/#1_Sustainability_of_the_Provisioning_Benefit\" title=\"1. Sustainability of the Provisioning Benefit\">1. Sustainability of the Provisioning Benefit<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/uco-bank-q1-results-fy27-pat-656-crore\/#2_Modest_Profit_Growth_Relative_to_NII_Gains\" title=\"2. Modest Profit Growth Relative to NII Gains\">2. Modest Profit Growth Relative to NII Gains<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/uco-bank-q1-results-fy27-pat-656-crore\/#3_Public_Sector_Bank_Structural_Factors\" title=\"3. Public Sector Bank Structural Factors\">3. Public Sector Bank Structural Factors<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/uco-bank-q1-results-fy27-pat-656-crore\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/uco-bank-q1-results-fy27-pat-656-crore\/#Frequently_Asked_Questions_on_UCO_Bank_Q1_Results_FY27\" title=\"Frequently Asked Questions on UCO Bank Q1 Results FY27\">Frequently Asked Questions on UCO Bank Q1 Results FY27<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/uco-bank-q1-results-fy27-pat-656-crore\/#When_were_the_UCO_Bank_Q1_results_FY27_announced\" title=\"When were the UCO Bank Q1 results FY27 announced?\">When were the UCO Bank Q1 results FY27 announced?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/uco-bank-q1-results-fy27-pat-656-crore\/#What_is_the_PAT_in_the_UCO_Bank_Q1_results_FY27\" title=\"What is the PAT in the UCO Bank Q1 results FY27?\">What is the PAT in the UCO Bank Q1 results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/uco-bank-q1-results-fy27-pat-656-crore\/#What_was_the_NII_in_the_UCO_Bank_Q1_results_FY27\" title=\"What was the NII in the UCO Bank Q1 results FY27?\">What was the NII in the UCO Bank Q1 results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/univest.in\/blogs-2\/uco-bank-q1-results-fy27-pat-656-crore\/#How_much_did_provisions_fall_in_the_UCO_Bank_Q1_results_FY27\" title=\"How much did provisions fall in the UCO Bank Q1 results FY27?\">How much did provisions fall in the UCO Bank Q1 results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/univest.in\/blogs-2\/uco-bank-q1-results-fy27-pat-656-crore\/#What_was_the_asset_quality_in_the_UCO_Bank_Q1_results_FY27\" title=\"What was the asset quality in the UCO Bank Q1 results FY27?\">What was the asset quality in the UCO Bank Q1 results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/univest.in\/blogs-2\/uco-bank-q1-results-fy27-pat-656-crore\/#How_did_the_share_price_react_to_the_UCO_Bank_Q1_results_FY27\" title=\"How did the share price react to the UCO Bank Q1 results FY27?\">How did the share price react to the UCO Bank Q1 results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/univest.in\/blogs-2\/uco-bank-q1-results-fy27-pat-656-crore\/#Is_the_stock_a_good_buy_after_the_UCO_Bank_Q1_results_FY27\" title=\"Is the stock a good buy after the UCO Bank Q1 results FY27?\">Is the stock a good buy after the UCO Bank Q1 results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/univest.in\/blogs-2\/uco-bank-q1-results-fy27-pat-656-crore\/#Where_can_I_verify_the_UCO_Bank_Q1_results_FY27\" title=\"Where can I verify the UCO Bank Q1 results FY27?\">Where can I verify the UCO Bank Q1 results FY27?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"UCO_Bank_Q1_Results_FY27_Key_Takeaways\"><\/span><strong>UCO Bank Q1 Results FY27 Key Takeaways<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Here are the most important numbers from the UCO Bank Q1 results FY27 at a glance.<\/p>\n<ul>\n<li>Net Profit (PAT): Rs 656 Cr in Q1 FY27 versus Rs 607 Cr in Q1 FY26, up 8.1% year on year.<\/li>\n<li>Net Interest Income: Rs 2,808 Cr in Q1 FY27 versus Rs 2,403 Cr in Q1 FY26, up 17% year on year.<\/li>\n<li>Net NPA improved to 0.25% from 0.27% quarter on quarter, with Gross NPA improving to 2.08% from 2.17% quarter on quarter.<\/li>\n<li>Provisions fell sharply to Rs 235 Cr, down from Rs 616 Cr a year ago and Rs 326 Cr in the preceding quarter.<\/li>\n<li>Global NIM improved to 3.05% from 2.96%, with Domestic NIM at 3.24% versus 3.18% a year ago.<\/li>\n<li>UCO Bank share price fell 1.15% to Rs 26.55 on the NSE on the results day.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"UCO_Bank_Q1_Results_FY27_Financial_Highlights\"><\/span><strong>UCO Bank Q1 Results FY27 Financial Highlights<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The table below summarises the numbers reported in the UCO Bank Q1 results FY27 against the year ago quarter.<\/p>\n<table>\n<thead>\n<tr>\n<th>Metric<\/th>\n<th>Q1 FY27<\/th>\n<th>Q1 FY26<\/th>\n<th>YoY Change<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Net Interest Income<\/td>\n<td>Rs 2,808 Cr<\/td>\n<td>Rs 2,403 Cr<\/td>\n<td>+17%<\/td>\n<\/tr>\n<tr>\n<td>Provisions<\/td>\n<td>Rs 235 Cr<\/td>\n<td>Rs 616 Cr<\/td>\n<td>-61.9%<\/td>\n<\/tr>\n<tr>\n<td>Net Profit (PAT)<\/td>\n<td>Rs 656 Cr<\/td>\n<td>Rs 607 Cr<\/td>\n<td>+8.1%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>All figures are as reported for the quarter ended 30 June 2026. Net NPA and Gross NPA are compared on a quarter on quarter basis against Q4 FY26.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"UCO_Bank_Q1_Results_FY27_Performance_Analysis\"><\/span><strong>UCO Bank Q1 Results FY27 Performance Analysis<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/sebi-registered-investment-advisor-india\"><strong>Get Personalised Guidance from a SEBI-Registered Investment Advisor<\/strong><\/a><\/p>\n<p>The scale of the provisions decline is the most striking number in the UCO Bank Q1 results FY27. Provisions fell to Rs 235 crore from Rs 616 crore a year ago, a drop of nearly 62%, and were also lower than the Rs 326 crore booked in the preceding March quarter, confirming the improvement is a genuine sequential trend and not just a favourable year ago comparison.<\/p>\n<p>NII growth of 17% in the UCO Bank Q1 results FY27 is a healthy pace for a public sector bank, and combined with NIM improving to 3.05% from 2.96% on a global basis, points to solid core lending profitability. The relatively modest 8.1% PAT growth, despite the strong NII growth and falling provisions, suggests some of the provisioning benefit may have been offset by other items such as tax or operating expenses.<\/p>\n<p>Asset quality metrics continued to improve, with net NPA at 0.25% and gross NPA at 2.08%, both better than the preceding quarter, extending the multi-year clean up trend that public sector banks including UCO Bank have delivered in recent years.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"UCO_Bank_Q1_Results_FY27_Key_Business_Factors\"><\/span><strong>UCO Bank Q1 Results FY27: Key Business Factors<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"1_Sharp_Decline_in_Provisions\"><\/span><strong>1. Sharp Decline in Provisions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Provisions falling nearly 62% year on year and also declining sequentially in the UCO Bank Q1 results FY27 is the clearest sign of a genuinely improving credit environment for the bank.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Strong_NII_and_Margin_Growth\"><\/span><strong>2. Strong NII and Margin Growth<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>NII growth of 17% alongside NIM expansion to 3.05% globally shows the core lending business is performing well, independent of the provisioning trend.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Continued_Asset_Quality_Clean_Up\"><\/span><strong>3. Continued Asset Quality Clean Up<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Net NPA at 0.25% and gross NPA at 2.08% in the UCO Bank Q1 results FY27, both improving sequentially, confirm the bank&#8217;s ongoing legacy bad loan clean up remains on track.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Dividend_Details\"><\/span><strong>Dividend Details<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Any dividend announcement accompanying the June 2026 quarter results will be reflected in the company&#8217;s official NSE and BSE filings. Investors should rely on those filings for dividend confirmation rather than secondary sources.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"UCO_Bank_Q1_Results_FY27_Outlook_for_the_Full_Year\"><\/span><strong>UCO Bank Q1 Results FY27 Outlook for the Full Year<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>After the UCO Bank Q1 results FY27, the key markers for FY27 are whether provisions stay low as asset quality keeps improving, and whether NII growth can be sustained at a similar pace. Continued margin expansion alongside falling credit costs would support further profit growth through the year.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"UCO_Bank_Stock_Performance_After_the_Q1_Results\"><\/span><strong>UCO Bank Stock Performance After the Q1 Results<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"margin-top: 24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track UCO Bank live share price and upcoming quarterly results.<\/em><\/p>\n<p>UCO Bank share price fell 1.15% to Rs 26.55 on the NSE after the UCO Bank Q1 results FY27, a mild pullback despite the improving underlying metrics.<\/p>\n<p>Investors can compare the trend of the counter with the <a href=\"https:\/\/univest.in\/indices\/nifty-bank\/nifty-bank-share-price-today\">Bank Nifty<\/a> index to judge how the stock is placed relative to the broader banking pack after the UCO Bank Q1 results FY27.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Risks\"><\/span><strong>Key Risks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Investors going through the fine print of the UCO Bank Q1 results FY27 should also weigh the following risks.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Sustainability_of_the_Provisioning_Benefit\"><\/span><strong>1. Sustainability of the Provisioning Benefit<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>With provisions down sharply in the UCO Bank Q1 results FY27, any reversal or normalisation in credit costs in future quarters would directly pressure profit growth.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Modest_Profit_Growth_Relative_to_NII_Gains\"><\/span><strong>2. Modest Profit Growth Relative to NII Gains<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>PAT growth of 8.1% trailing well behind 17% NII growth suggests other costs may be rising, a trend worth monitoring in subsequent quarters.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Public_Sector_Bank_Structural_Factors\"><\/span><strong>3. Public Sector Bank Structural Factors<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>As a public sector bank, the stock can be influenced by government policy, capital raising plans and broader PSU banking sector sentiment beyond company specific fundamentals.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>UCO Bank Q1 results FY27 show net profit up 8.1% at Rs 656 crore, with NII growing a strong 17% and provisions falling nearly 62% alongside continued asset quality improvement. Investors should track provisioning trends and cost growth into FY27 and consult a SEBI-registered advisor before acting on the numbers.<\/p>\n<div style=\"background: #CC0000; border-radius: 8px; padding: 16px 20px; margin: 24px 0;\">\n<p style=\"color: #ffffff; font-size: 13px; line-height: 1.7; margin: 0;\"><strong style=\"color: #ffffff;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_on_UCO_Bank_Q1_Results_FY27\"><\/span><strong>Frequently Asked Questions on UCO Bank Q1 Results FY27<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"When_were_the_UCO_Bank_Q1_results_FY27_announced\"><\/span><strong>When were the UCO Bank Q1 results FY27 announced?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The UCO Bank Q1 results FY27 were announced on Wednesday, 22 July 2026, for the quarter ended 30 June 2026.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_PAT_in_the_UCO_Bank_Q1_results_FY27\"><\/span><strong>What is the PAT in the UCO Bank Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The PAT in the UCO Bank Q1 results FY27 stood at Rs 656 crore, up 8.1% from Rs 607 crore in Q1 FY26.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_was_the_NII_in_the_UCO_Bank_Q1_results_FY27\"><\/span><strong>What was the NII in the UCO Bank Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Net interest income in the UCO Bank Q1 results FY27 stood at Rs 2,808 crore, up 17% from Rs 2,403 crore in Q1 FY26.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_much_did_provisions_fall_in_the_UCO_Bank_Q1_results_FY27\"><\/span><strong>How much did provisions fall in the UCO Bank Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Provisions in the UCO Bank Q1 results FY27 fell to Rs 235 crore, down from Rs 616 crore in Q1 FY26 and also lower than the Rs 326 crore booked in the preceding Q4 FY26 quarter.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_was_the_asset_quality_in_the_UCO_Bank_Q1_results_FY27\"><\/span><strong>What was the asset quality in the UCO Bank Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Asset quality improved in the UCO Bank Q1 results FY27, with net NPA at 0.25% versus 0.27% and gross NPA at 2.08% versus 2.17% on a sequential basis.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_did_the_share_price_react_to_the_UCO_Bank_Q1_results_FY27\"><\/span><strong>How did the share price react to the UCO Bank Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> UCO Bank share price fell 1.15% to Rs 26.55 on the NSE after the UCO Bank Q1 results FY27.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_the_stock_a_good_buy_after_the_UCO_Bank_Q1_results_FY27\"><\/span><strong>Is the stock a good buy after the UCO Bank Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The UCO Bank Q1 results FY27 show strong NII growth and falling provisions, though modest PAT growth relative to NII gains is worth monitoring. This article is for educational purposes only. Consult a SEBI-registered advisor before investing.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Where_can_I_verify_the_UCO_Bank_Q1_results_FY27\"><\/span><strong>Where can I verify the UCO Bank Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The official filings for the June 2026 quarter are available on the NSE and BSE websites, and the stock can be tracked on the Univest app.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>UCO Bank Q1 results FY27: net profit rises 8.1% to Rs 656 crore as NII grows 17% and provisions fall nearly 62% year on year. Stock down 1.15% at Rs 26.55.<\/p>\n","protected":false},"author":28,"featured_media":165189,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[3802],"class_list":["post-165162","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-news"],"metadata":{"rank_math_internal_links_processed":["1"],"_edit_lock":["1784721363:28"],"_last_editor_used_jetpack":["block-editor"],"rank_math_primary_category":["842"],"rank_math_seo_score":["80"],"rank_math_title":["UCO Bank Q1 Results FY27: PAT Up 8.1% to Rs 656 Cr"],"rank_math_description":["UCO Bank Q1 results FY27: PAT up 8.1% to Rs 656 Cr as NII grows 17% year on year to Rs 2,808 Cr and provisions fall to Rs 235 Cr. 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