{"id":164773,"date":"2026-07-22T15:56:55","date_gmt":"2026-07-22T10:26:55","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=164773"},"modified":"2026-07-22T15:56:56","modified_gmt":"2026-07-22T10:26:56","slug":"csb-bank-q1-results-fy27-pat-150-crore","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/csb-bank-q1-results-fy27-pat-150-crore\/","title":{"rendered":"CSB Bank Q1 Results FY27: Net Profit Rises 26.5% to Rs 150 Crore but Stock Falls 6.7%"},"content":{"rendered":"<div class=\"meta-block\"><\/div>\n<p style=\"border-left: 4px solid #1F4E79; background: #EBF3FB; padding: 10px 16px; font-style: italic;\"><em>CSB Bank Q1 FY27: PAT Rs 150 Cr, up 26.5% YoY. NII up 26% at Rs 479 Cr. Operating profit up 13.8% at Rs 251 Cr. Gross NPA 1.75% vs 1.66% QoQ. Stock down 6.7% at Rs 345.20.<\/em><\/p>\n<p><a href=\"https:\/\/univest.in\/user\/stocks\/csbbank\/csb-bank-ltd-share-price-today\">CSB Bank<\/a> Q1 results FY27 were announced on Wednesday, 22 July 2026, with the company reporting the numbers summarised below on a standalone basis for the quarter ended 30 June 2026.<\/p>\n<p>Shares of <a href=\"https:\/\/univest.in\/stocks\/csbbank\/csb-bank-ltd-share-price-today\">CSB Bank<\/a> fell 6.70 to Rs 345.20 on the NSE on the results day. The private sector bank posted double digit profit growth but the stock fell sharply, likely on the sequential rise in provisions and a modest uptick in gross NPA.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&amp;utm_medium=csb-bank-q1-fy27-pat\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/csb-bank-q1-results-fy27-pat-150-crore\/#CSB_Bank_Q1_Results_FY27_Key_Takeaways\" title=\"CSB Bank Q1 Results FY27 Key Takeaways\">CSB Bank Q1 Results FY27 Key Takeaways<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/csb-bank-q1-results-fy27-pat-150-crore\/#CSB_Bank_Q1_Results_FY27_Financial_Highlights\" title=\"CSB Bank Q1 Results FY27 Financial Highlights\">CSB Bank Q1 Results FY27 Financial Highlights<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/csb-bank-q1-results-fy27-pat-150-crore\/#CSB_Bank_Q1_Results_FY27_Performance_Analysis\" title=\"CSB Bank Q1 Results FY27 Performance Analysis\">CSB Bank Q1 Results FY27 Performance Analysis<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/csb-bank-q1-results-fy27-pat-150-crore\/#CSB_Bank_Q1_Results_FY27_Key_Business_Factors\" title=\"CSB Bank Q1 Results FY27: Key Business Factors\">CSB Bank Q1 Results FY27: Key Business Factors<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/csb-bank-q1-results-fy27-pat-150-crore\/#1_Strong_NII_Growth\" title=\"1. Strong NII Growth\">1. Strong NII Growth<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/csb-bank-q1-results-fy27-pat-150-crore\/#2_Sequential_Provisioning_Increase\" title=\"2. Sequential Provisioning Increase\">2. Sequential Provisioning Increase<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/csb-bank-q1-results-fy27-pat-150-crore\/#3_Marginal_Sequential_Asset_Quality_Softening\" title=\"3. Marginal Sequential Asset Quality Softening\">3. Marginal Sequential Asset Quality Softening<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/csb-bank-q1-results-fy27-pat-150-crore\/#Dividend_Details\" title=\"Dividend Details\">Dividend Details<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/csb-bank-q1-results-fy27-pat-150-crore\/#CSB_Bank_Q1_Results_FY27_Outlook_for_the_Full_Year\" title=\"CSB Bank Q1 Results FY27 Outlook for the Full Year\">CSB Bank Q1 Results FY27 Outlook for the Full Year<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/csb-bank-q1-results-fy27-pat-150-crore\/#CSB_Bank_Stock_Performance_After_the_Q1_Results\" title=\"CSB Bank Stock Performance After the Q1 Results\">CSB Bank Stock Performance After the Q1 Results<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/csb-bank-q1-results-fy27-pat-150-crore\/#Key_Risks\" title=\"Key Risks\">Key Risks<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/csb-bank-q1-results-fy27-pat-150-crore\/#1_Sequential_Asset_Quality_Trend\" title=\"1. Sequential Asset Quality Trend\">1. Sequential Asset Quality Trend<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/csb-bank-q1-results-fy27-pat-150-crore\/#2_Provisioning_Volatility\" title=\"2. Provisioning Volatility\">2. Provisioning Volatility<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/csb-bank-q1-results-fy27-pat-150-crore\/#3_Sharp_Stock_Reaction_Overhang\" title=\"3. Sharp Stock Reaction Overhang\">3. Sharp Stock Reaction Overhang<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/csb-bank-q1-results-fy27-pat-150-crore\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/csb-bank-q1-results-fy27-pat-150-crore\/#Frequently_Asked_Questions_on_CSB_Bank_Q1_Results_FY27\" title=\"Frequently Asked Questions on CSB Bank Q1 Results FY27\">Frequently Asked Questions on CSB Bank Q1 Results FY27<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/csb-bank-q1-results-fy27-pat-150-crore\/#When_were_the_CSB_Bank_Q1_results_FY27_announced\" title=\"When were the CSB Bank Q1 results FY27 announced?\">When were the CSB Bank Q1 results FY27 announced?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/csb-bank-q1-results-fy27-pat-150-crore\/#What_is_the_PAT_in_the_CSB_Bank_Q1_results_FY27\" title=\"What is the PAT in the CSB Bank Q1 results FY27?\">What is the PAT in the CSB Bank Q1 results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/csb-bank-q1-results-fy27-pat-150-crore\/#Why_did_CSB_Bank_shares_fall_despite_a_265_profit_jump_in_Q1_FY27\" title=\"Why did CSB Bank shares fall despite a 26.5% profit jump in Q1 FY27?\">Why did CSB Bank shares fall despite a 26.5% profit jump in Q1 FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/univest.in\/blogs-2\/csb-bank-q1-results-fy27-pat-150-crore\/#What_was_the_NII_in_the_CSB_Bank_Q1_results_FY27\" title=\"What was the NII in the CSB Bank Q1 results FY27?\">What was the NII in the CSB Bank Q1 results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/univest.in\/blogs-2\/csb-bank-q1-results-fy27-pat-150-crore\/#What_is_the_asset_quality_in_the_CSB_Bank_Q1_results_FY27\" title=\"What is the asset quality in the CSB Bank Q1 results FY27?\">What is the asset quality in the CSB Bank Q1 results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/univest.in\/blogs-2\/csb-bank-q1-results-fy27-pat-150-crore\/#How_did_the_share_price_react_to_the_CSB_Bank_Q1_results_FY27\" title=\"How did the share price react to the CSB Bank Q1 results FY27?\">How did the share price react to the CSB Bank Q1 results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/univest.in\/blogs-2\/csb-bank-q1-results-fy27-pat-150-crore\/#Is_the_stock_a_good_buy_after_the_CSB_Bank_Q1_results_FY27\" title=\"Is the stock a good buy after the CSB Bank Q1 results FY27?\">Is the stock a good buy after the CSB Bank Q1 results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/univest.in\/blogs-2\/csb-bank-q1-results-fy27-pat-150-crore\/#Where_can_I_verify_the_CSB_Bank_Q1_results_FY27\" title=\"Where can I verify the CSB Bank Q1 results FY27?\">Where can I verify the CSB Bank Q1 results FY27?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"CSB_Bank_Q1_Results_FY27_Key_Takeaways\"><\/span><strong>CSB Bank Q1 Results FY27 Key Takeaways<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Here are the most important numbers from the CSB Bank Q1 results FY27 at a glance.<\/p>\n<ul>\n<li>Net Interest Income: Rs 479 Cr in Q1 FY27 versus Rs 380 Cr in Q1 FY26, up 26% year on year.<\/li>\n<li>Operating Profit: Rs 251 Cr in Q1 FY27 versus Rs 220 Cr in Q1 FY26, up 13.8% year on year.<\/li>\n<li>Net Profit (PAT): Rs 150 Cr in Q1 FY27 versus Rs 119 Cr in Q1 FY26, up 26.5% year on year.<\/li>\n<li>CSB Bank share price fell 6.70 to Rs 345.20 on the NSE on the results day.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"CSB_Bank_Q1_Results_FY27_Financial_Highlights\"><\/span><strong>CSB Bank Q1 Results FY27 Financial Highlights<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The table below summarises the standalone numbers reported in the CSB Bank Q1 results FY27 against the year ago quarter.<\/p>\n<table>\n<thead>\n<tr>\n<th>Metric<\/th>\n<th>Q1 FY27<\/th>\n<th>Q1 FY26<\/th>\n<th>YoY Change<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Net Interest Income<\/td>\n<td>Rs 479 Cr<\/td>\n<td>Rs 380 Cr<\/td>\n<td>+26%<\/td>\n<\/tr>\n<tr>\n<td>Operating Profit<\/td>\n<td>Rs 251 Cr<\/td>\n<td>Rs 220 Cr<\/td>\n<td>+13.8%<\/td>\n<\/tr>\n<tr>\n<td>Net Profit (PAT)<\/td>\n<td>Rs 150 Cr<\/td>\n<td>Rs 119 Cr<\/td>\n<td>+26.5%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>All figures are for the quarter ended 30 June 2026. Provisions stood at Rs 49 crore versus Rs 60.8 crore a year ago, but rose from Rs 23 crore in the preceding March quarter. Gross NPA was 1.75% against 1.66% and Net NPA was 0.39% against 0.40%, both compared sequentially.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"CSB_Bank_Q1_Results_FY27_Performance_Analysis\"><\/span><strong>CSB Bank Q1 Results FY27 Performance Analysis<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/sebi-registered-investment-advisor-india\"><strong>Get Personalised Guidance from a SEBI-Registered Investment Advisor<\/strong><\/a><\/p>\n<p>The CSB Bank Q1 results FY27 show healthy core banking growth, with NII up 26% closely tracking the 26.5% PAT growth, while operating profit growth of 13.8% lagged both, pointing to some cost pressure at the pre-provision level.<\/p>\n<p>Asset quality in the CSB Bank Q1 results FY27 tells a mixed story on a sequential basis. Gross NPA edged up to 1.75% from 1.66% quarter on quarter, while Net NPA improved marginally to 0.39% from 0.40%. Provisions rose sharply to Rs 49 crore from Rs 23 crore in the preceding quarter, even though they fell year on year from Rs 60.8 crore, suggesting the bank set aside more buffer this quarter despite the year on year improvement in the headline profit number.<\/p>\n<p>The sharp 6.7% stock decline despite a 26.5% profit beat likely reflects the market&#8217;s focus on the sequential asset quality trend and the provisioning increase rather than the healthy year on year growth headline, a pattern that has repeated across several bank results this season.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"CSB_Bank_Q1_Results_FY27_Key_Business_Factors\"><\/span><strong>CSB Bank Q1 Results FY27: Key Business Factors<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"1_Strong_NII_Growth\"><\/span><strong>1. Strong NII Growth<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Net interest income growing 26% in the CSB Bank Q1 results FY27 confirms healthy core lending and margin performance for the quarter.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Sequential_Provisioning_Increase\"><\/span><strong>2. Sequential Provisioning Increase<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Provisions rising to Rs 49 crore from Rs 23 crore quarter on quarter, even as they fell year on year, is the detail likely behind the sharp stock reaction.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Marginal_Sequential_Asset_Quality_Softening\"><\/span><strong>3. Marginal Sequential Asset Quality Softening<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Gross NPA ticking up to 1.75% from 1.66% sequentially in the CSB Bank Q1 results FY27, even with Net NPA improving slightly, warrants continued monitoring into the September quarter.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Dividend_Details\"><\/span><strong>Dividend Details<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Any dividend announcement accompanying the June 2026 quarter results will be reflected in the company&#8217;s official NSE and BSE filings. Investors should rely on those filings for dividend confirmation rather than secondary sources.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"CSB_Bank_Q1_Results_FY27_Outlook_for_the_Full_Year\"><\/span><strong>CSB Bank Q1 Results FY27 Outlook for the Full Year<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>After the CSB Bank Q1 results FY27, the key question is whether the sequential rise in provisions and gross NPA reflects a one quarter blip or the start of a slower asset quality trend. Continued NII growth alongside stable to improving sequential asset quality would be needed to rebuild investor confidence.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"CSB_Bank_Stock_Performance_After_the_Q1_Results\"><\/span><strong>CSB Bank Stock Performance After the Q1 Results<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"margin-top: 24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track CSB Bank live share price and upcoming quarterly results.<\/em><\/p>\n<p>CSB Bank share price fell 6.70 to Rs 345.20 on the NSE after the CSB Bank Q1 results FY27, as the market weighed the quarter&#8217;s numbers.<\/p>\n<p>Investors can compare the trend of the counter with the <a href=\"https:\/\/univest.in\/indices\/nifty-bank\/nifty-bank-share-price-today\">Bank Nifty<\/a> index to judge how the stock is placed relative to the broader market after the CSB Bank Q1 results FY27.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Risks\"><\/span><strong>Key Risks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Investors going through the fine print of the CSB Bank Q1 results FY27 should also weigh the following risks.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Sequential_Asset_Quality_Trend\"><\/span><strong>1. Sequential Asset Quality Trend<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The uptick in gross NPA and sharp rise in provisions on a sequential basis in the CSB Bank Q1 results FY27 is the primary concern investors flagged, and needs to reverse in coming quarters.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Provisioning_Volatility\"><\/span><strong>2. Provisioning Volatility<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>A near doubling of sequential provisions can pressure near term profitability if the trend continues rather than normalising.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Sharp_Stock_Reaction_Overhang\"><\/span><strong>3. Sharp Stock Reaction Overhang<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>A 6.7% single day decline creates a sentiment overhang that may take a few quarters of clean asset quality data to fully reverse.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>CSB Bank Q1 results FY27 show net profit up 26.5% at Rs 150 crore with NII up 26%, but the stock fell 6.7% on a sequential rise in provisions and a modest gross NPA uptick. Investors should track the September quarter&#8217;s asset quality trend and consult a SEBI-registered advisor before acting on the numbers.<\/p>\n<div style=\"background: #CC0000; border-radius: 8px; padding: 16px 20px; margin: 24px 0;\">\n<p style=\"color: #ffffff; font-size: 13px; line-height: 1.7; margin: 0;\"><strong style=\"color: #ffffff;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_on_CSB_Bank_Q1_Results_FY27\"><\/span><strong>Frequently Asked Questions on CSB Bank Q1 Results FY27<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"When_were_the_CSB_Bank_Q1_results_FY27_announced\"><\/span><strong>When were the CSB Bank Q1 results FY27 announced?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The CSB Bank Q1 results FY27 were announced on Wednesday, 22 July 2026, for the quarter ended 30 June 2026.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_PAT_in_the_CSB_Bank_Q1_results_FY27\"><\/span><strong>What is the PAT in the CSB Bank Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The PAT in the CSB Bank Q1 results FY27 stood at Rs 150 crore, up 26.5% from Rs 119 crore in Q1 FY26.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Why_did_CSB_Bank_shares_fall_despite_a_265_profit_jump_in_Q1_FY27\"><\/span><strong>Why did CSB Bank shares fall despite a 26.5% profit jump in Q1 FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Despite the profit growth in the CSB Bank Q1 results FY27, provisions rose sharply to Rs 49 crore from Rs 23 crore quarter on quarter and Gross NPA edged up to 1.75% from 1.66% sequentially, which the market read negatively, sending the stock down 6.7%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_was_the_NII_in_the_CSB_Bank_Q1_results_FY27\"><\/span><strong>What was the NII in the CSB Bank Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Net interest income in the CSB Bank Q1 results FY27 stood at Rs 479 crore, up 26% from Rs 380 crore in Q1 FY26.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_asset_quality_in_the_CSB_Bank_Q1_results_FY27\"><\/span><strong>What is the asset quality in the CSB Bank Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Gross NPA in the CSB Bank Q1 results FY27 stood at 1.75% against 1.66% in the preceding quarter, while Net NPA improved slightly to 0.39% from 0.40%, both on a sequential basis.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_did_the_share_price_react_to_the_CSB_Bank_Q1_results_FY27\"><\/span><strong>How did the share price react to the CSB Bank Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> CSB Bank share price fell 6.7% to Rs 345.20 on the NSE after the CSB Bank Q1 results FY27.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_the_stock_a_good_buy_after_the_CSB_Bank_Q1_results_FY27\"><\/span><strong>Is the stock a good buy after the CSB Bank Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The CSB Bank Q1 results FY27 show strong headline profit growth, but the sequential asset quality and provisioning trend warrants caution. This article is for educational purposes only. Consult a SEBI-registered advisor before investing.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Where_can_I_verify_the_CSB_Bank_Q1_results_FY27\"><\/span><strong>Where can I verify the CSB Bank Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The official filings for the June 2026 quarter are available on the NSE and BSE websites, and the stock can be tracked on the Univest app.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"When were the CSB Bank Q1 results FY27 announced?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The CSB Bank Q1 results FY27 were announced on Wednesday, 22 July 2026, for the quarter ended 30 June 2026.\"}},{\"@type\":\"Question\",\"name\":\"What is the PAT in the CSB Bank Q1 results FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The PAT in the CSB Bank Q1 results FY27 stood at Rs 150 crore, up 26.5% from Rs 119 crore in Q1 FY26.\"}},{\"@type\":\"Question\",\"name\":\"Why did CSB Bank shares fall despite a 26.5% profit jump in Q1 FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Despite the profit growth in the CSB Bank Q1 results FY27, provisions rose sharply to Rs 49 crore from Rs 23 crore quarter on quarter and Gross NPA edged up to 1.75% from 1.66% sequentially, which the market read negatively, sending the stock down 6.7%.\"}},{\"@type\":\"Question\",\"name\":\"What was the NII in the CSB Bank Q1 results FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Net interest income in the CSB Bank Q1 results FY27 stood at Rs 479 crore, up 26% from Rs 380 crore in Q1 FY26.\"}},{\"@type\":\"Question\",\"name\":\"What is the asset quality in the CSB Bank Q1 results FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Gross NPA in the CSB Bank Q1 results FY27 stood at 1.75% against 1.66% in the preceding quarter, while Net NPA improved slightly to 0.39% from 0.40%, both on a sequential basis.\"}},{\"@type\":\"Question\",\"name\":\"How did the share price react to the CSB Bank Q1 results FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"CSB Bank share price fell 6.7% to Rs 345.20 on the NSE after the CSB Bank Q1 results FY27.\"}},{\"@type\":\"Question\",\"name\":\"Is the stock a good buy after the CSB Bank Q1 results FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The CSB Bank Q1 results FY27 show strong headline profit growth, but the sequential asset quality and provisioning trend warrants caution. 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