{"id":155832,"date":"2026-07-17T09:27:23","date_gmt":"2026-07-17T03:57:23","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=155832"},"modified":"2026-07-17T09:27:25","modified_gmt":"2026-07-17T03:57:25","slug":"muthoot-capital-q1-results-fy27-pat-8-crore","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/muthoot-capital-q1-results-fy27-pat-8-crore\/","title":{"rendered":"Muthoot Capital Q1 Results FY27: Company Swings to Rs 8 Crore Profit from a Loss as Revenue Grows 7%"},"content":{"rendered":"<div class=\"meta-block\"><\/div>\n<p style=\"border-left: 4px solid #1F4E79; background: #EBF3FB; padding: 10px 16px; font-style: italic;\"><em>Muthoot Capital Q1 FY27: PAT Rs 8 Cr, versus a loss of Rs 5 Cr a year ago, up 260%. Revenue Rs 156 Cr, up 7%. Gross profit Rs 84 Cr, up 25%. Stock up 2.21% at Rs 233.77 on 16 July 2026.<\/em><\/p>\n<p>Muthoot Capital Q1 results FY27 were announced on Thursday, 16 July 2026, with the two-wheeler and vehicle financing NBFC reporting a standalone net profit of Rs 8 crore, a turnaround representing growth of 260% from a loss of Rs 5 crore in the year ago quarter. Revenue in the Muthoot Capital Q1 results FY27 grew a modest 7% year on year to Rs 156 crore from Rs 145 crore, while gross profit rose a sharper 25% to Rs 84 crore from Rs 67 crore.<\/p>\n<p>Shares of <a href=\"https:\/\/univest.in\/stocks\/muthootcap\/muthoot-capital-services-ltd-share-price-today\">Muthoot Capital Services<\/a> rose 2.21% to close at Rs 233.77, with the market responding positively to the swing back into profitability after a loss-making year ago quarter.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&amp;utm_medium=muthoot-capital-q1-fy27-pat\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/muthoot-capital-q1-results-fy27-pat-8-crore\/#Muthoot_Capital_Q1_Results_FY27_Key_Takeaways\" title=\"Muthoot Capital Q1 Results FY27 Key Takeaways\">Muthoot Capital Q1 Results FY27 Key Takeaways<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/muthoot-capital-q1-results-fy27-pat-8-crore\/#Muthoot_Capital_Q1_Results_FY27_Financial_Highlights\" title=\"Muthoot Capital Q1 Results FY27 Financial Highlights\">Muthoot Capital Q1 Results FY27 Financial Highlights<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/muthoot-capital-q1-results-fy27-pat-8-crore\/#Muthoot_Capital_Q1_Results_FY27_Performance_Analysis\" title=\"Muthoot Capital Q1 Results FY27 Performance Analysis\">Muthoot Capital Q1 Results FY27 Performance Analysis<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/muthoot-capital-q1-results-fy27-pat-8-crore\/#Muthoot_Capital_Q1_Results_FY27_Key_Business_Factors\" title=\"Muthoot Capital Q1 Results FY27: Key Business Factors\">Muthoot Capital Q1 Results FY27: Key Business Factors<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/muthoot-capital-q1-results-fy27-pat-8-crore\/#1_Improving_Credit_Costs_and_Asset_Quality\" title=\"1. Improving Credit Costs and Asset Quality\">1. Improving Credit Costs and Asset Quality<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/muthoot-capital-q1-results-fy27-pat-8-crore\/#2_Muthoot_Group_Brand_and_Distribution\" title=\"2. Muthoot Group Brand and Distribution\">2. Muthoot Group Brand and Distribution<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/muthoot-capital-q1-results-fy27-pat-8-crore\/#3_Modest_Loan_Book_Growth\" title=\"3. Modest Loan Book Growth\">3. Modest Loan Book Growth<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/muthoot-capital-q1-results-fy27-pat-8-crore\/#Dividend_Details\" title=\"Dividend Details\">Dividend Details<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/muthoot-capital-q1-results-fy27-pat-8-crore\/#Muthoot_Capital_Q1_Results_FY27_Outlook_for_the_Full_Year\" title=\"Muthoot Capital Q1 Results FY27 Outlook for the Full Year\">Muthoot Capital Q1 Results FY27 Outlook for the Full Year<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/muthoot-capital-q1-results-fy27-pat-8-crore\/#Muthoot_Capital_Services_Stock_Performance_After_the_Q1_Results\" title=\"Muthoot Capital Services Stock Performance After the Q1 Results\">Muthoot Capital Services Stock Performance After the Q1 Results<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/muthoot-capital-q1-results-fy27-pat-8-crore\/#Key_Risks\" title=\"Key Risks\">Key Risks<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/muthoot-capital-q1-results-fy27-pat-8-crore\/#1_Early-Stage_Turnaround_Risk\" title=\"1. Early-Stage Turnaround Risk\">1. Early-Stage Turnaround Risk<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/muthoot-capital-q1-results-fy27-pat-8-crore\/#2_Two-Wheeler_Financing_Asset_Quality_Risk\" title=\"2. Two-Wheeler Financing Asset Quality Risk\">2. Two-Wheeler Financing Asset Quality Risk<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/muthoot-capital-q1-results-fy27-pat-8-crore\/#3_Competitive_Vehicle_Financing_Market\" title=\"3. Competitive Vehicle Financing Market\">3. Competitive Vehicle Financing Market<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/muthoot-capital-q1-results-fy27-pat-8-crore\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/muthoot-capital-q1-results-fy27-pat-8-crore\/#Frequently_Asked_Questions_on_Muthoot_Capital_Q1_Results_FY27\" title=\"Frequently Asked Questions on Muthoot Capital Q1 Results FY27\">Frequently Asked Questions on Muthoot Capital Q1 Results FY27<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/muthoot-capital-q1-results-fy27-pat-8-crore\/#When_were_the_Muthoot_Capital_Q1_Results_FY27_announced\" title=\"When were the Muthoot Capital Q1 Results FY27 announced?\">When were the Muthoot Capital Q1 Results FY27 announced?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/muthoot-capital-q1-results-fy27-pat-8-crore\/#What_is_the_PAT_in_Muthoot_Capital_Q1_Results_FY27\" title=\"What is the PAT in Muthoot Capital Q1 Results FY27?\">What is the PAT in Muthoot Capital Q1 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/muthoot-capital-q1-results-fy27-pat-8-crore\/#What_was_the_revenue_in_Muthoot_Capital_Q1_Results_FY27\" title=\"What was the revenue in Muthoot Capital Q1 Results FY27?\">What was the revenue in Muthoot Capital Q1 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/univest.in\/blogs-2\/muthoot-capital-q1-results-fy27-pat-8-crore\/#Why_did_Muthoot_Capital_turn_around_in_Q1_FY27\" title=\"Why did Muthoot Capital turn around in Q1 FY27?\">Why did Muthoot Capital turn around in Q1 FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/univest.in\/blogs-2\/muthoot-capital-q1-results-fy27-pat-8-crore\/#How_did_Muthoot_Capital_share_price_react_to_the_Q1_Results_FY27\" title=\"How did Muthoot Capital share price react to the Q1 Results FY27?\">How did Muthoot Capital share price react to the Q1 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/univest.in\/blogs-2\/muthoot-capital-q1-results-fy27-pat-8-crore\/#Is_Muthoot_Capital_a_good_buy_after_the_Q1_Results_FY27\" title=\"Is Muthoot Capital a good buy after the Q1 Results FY27?\">Is Muthoot Capital a good buy after the Q1 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/univest.in\/blogs-2\/muthoot-capital-q1-results-fy27-pat-8-crore\/#What_was_the_gross_profit_in_the_Muthoot_Capital_Q1_results_FY27\" title=\"What was the gross profit in the Muthoot Capital Q1 results FY27?\">What was the gross profit in the Muthoot Capital Q1 results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/univest.in\/blogs-2\/muthoot-capital-q1-results-fy27-pat-8-crore\/#Was_any_dividend_announced_with_the_Muthoot_Capital_Q1_results_FY27\" title=\"Was any dividend announced with the Muthoot Capital Q1 results FY27?\">Was any dividend announced with the Muthoot Capital Q1 results FY27?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Muthoot_Capital_Q1_Results_FY27_Key_Takeaways\"><\/span><strong>Muthoot Capital Q1 Results FY27 Key Takeaways<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Here are the most important numbers and takeaways from the Muthoot Capital Q1 results FY27 at a glance.<\/p>\n<ul>\n<li>Net Profit \/ (Loss): Rs 8 Cr in Q1 FY27 versus -Rs 5 Cr in Q1 FY26, turned positive, +260%.<\/li>\n<li>Revenue: Rs 156 Cr in Q1 FY27 versus Rs 145 Cr in Q1 FY26, up 7% year on year.<\/li>\n<li>Gross Profit: Rs 84 Cr in Q1 FY27 versus Rs 67 Cr in Q1 FY26, up 25% year on year.<\/li>\n<li>Results announced on Thursday, 16 July 2026 for the quarter ended 30 June 2026.<\/li>\n<li>Muthoot Capital Services share price rose 2.21% to close at Rs 233.77 on the NSE after the Muthoot Capital Q1 results FY27, with the market responding positively to the swing back into profitability.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Muthoot_Capital_Q1_Results_FY27_Financial_Highlights\"><\/span><strong>Muthoot Capital Q1 Results FY27 Financial Highlights<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The June quarter marked a clear turnaround, with the company swinging from a loss to solid profitability alongside meaningful margin improvement, a combination central to the Muthoot Capital Q1 results FY27. The table below summarises the standalone numbers against the year ago quarter.<\/p>\n<table>\n<thead>\n<tr>\n<th>Metric<\/th>\n<th>Q1 FY27<\/th>\n<th>Q1 FY26<\/th>\n<th>YoY Change<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Revenue<\/td>\n<td>Rs 156 Cr<\/td>\n<td>Rs 145 Cr<\/td>\n<td>+7%<\/td>\n<\/tr>\n<tr>\n<td>Gross Profit<\/td>\n<td>Rs 84 Cr<\/td>\n<td>Rs 67 Cr<\/td>\n<td>+25%<\/td>\n<\/tr>\n<tr>\n<td>Net Profit \/ (Loss)<\/td>\n<td>Rs 8 Cr<\/td>\n<td>-Rs 5 Cr<\/td>\n<td>Turned positive, +260%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Gross profit growth of 25% far outpacing revenue growth of 7% in the Muthoot Capital Q1 results FY27 suggests significant improvement in the company&#8217;s lending spread or credit costs, the key drivers behind the swing from loss to profit this quarter.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Muthoot_Capital_Q1_Results_FY27_Performance_Analysis\"><\/span><strong>Muthoot Capital Q1 Results FY27 Performance Analysis<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/sebi-registered-investment-advisor-india\"><strong>Get Personalised Guidance from a SEBI-Registered Investment Advisor<\/strong><\/a><\/p>\n<p>The swing from a loss of Rs 5 crore to a profit of Rs 8 crore in the Muthoot Capital Q1 results FY27, alongside gross profit growing much faster than revenue, points to meaningful improvement in either lending margins, credit costs, or both, at this vehicle financing NBFC.<\/p>\n<p>As a company focused on two-wheeler and used vehicle financing, Muthoot Capital Services&#8217; profitability is closely tied to asset quality trends and funding costs, and this quarter&#8217;s turnaround suggests improving conditions on both fronts compared with the challenges faced a year ago.<\/p>\n<p>Revenue growth of just 7% in the Muthoot Capital Q1 results FY27, more modest than the dramatic swing in profitability, confirms that margin and credit cost improvement rather than loan book expansion was the primary driver of this quarter&#8217;s turnaround.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Muthoot_Capital_Q1_Results_FY27_Key_Business_Factors\"><\/span><strong>Muthoot Capital Q1 Results FY27: Key Business Factors<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"1_Improving_Credit_Costs_and_Asset_Quality\"><\/span><strong>1. Improving Credit Costs and Asset Quality<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The swing to profitability in the Muthoot Capital Q1 results FY27, alongside gross profit growing far faster than revenue, suggests meaningful improvement in credit costs and asset quality at this two-wheeler and vehicle financing NBFC.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Muthoot_Group_Brand_and_Distribution\"><\/span><strong>2. Muthoot Group Brand and Distribution<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>As part of the broader Muthoot group, the company benefits from an established brand and distribution network for vehicle financing, particularly in its core two-wheeler lending segment.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Modest_Loan_Book_Growth\"><\/span><strong>3. Modest Loan Book Growth<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Revenue growth of just 7% in the Muthoot Capital Q1 results FY27 suggests the turnaround was driven more by margin and credit cost improvement than by aggressive loan book expansion this quarter.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Dividend_Details\"><\/span><strong>Dividend Details<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>No new dividend was announced specifically alongside the Muthoot Capital Q1 results FY27. Given the recent return to profitability, investors should watch for future board meetings where capital allocation decisions, including potential dividends, may be addressed.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Muthoot_Capital_Q1_Results_FY27_Outlook_for_the_Full_Year\"><\/span><strong>Muthoot Capital Q1 Results FY27 Outlook for the Full Year<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Whether the company can sustain this quarter&#8217;s improved credit costs and margins while accelerating loan book growth will be the key factors to watch into the September quarter. Investors should track asset quality trends, funding cost movements, and disbursement growth across the company&#8217;s two-wheeler and used vehicle financing segments.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Muthoot_Capital_Services_Stock_Performance_After_the_Q1_Results\"><\/span><strong>Muthoot Capital Services Stock Performance After the Q1 Results<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"margin-top: 24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track Muthoot Capital Services live share price and upcoming quarterly results.<\/em><\/p>\n<p>Muthoot Capital Services share price rose 2.21% to close at Rs 233.77 on the NSE after the Muthoot Capital Q1 results FY27, with the market responding positively to the swing back into profitability.<\/p>\n<p>As a small cap NBFC stock coming off a loss-making period, the counter is likely to see continued investor interest as the market assesses whether this quarter&#8217;s improvement can be sustained across future results.<\/p>\n<p>Investors can compare the trend of the counter with the <a href=\"https:\/\/univest.in\/indices\/nifty-fin-service\/nifty-fin-service-share-price-today\">Nifty Fin Service<\/a> index to judge how the stock is placed relative to the broader market after the Muthoot Capital Q1 results FY27.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Risks\"><\/span><strong>Key Risks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Investors going through the fine print of the Muthoot Capital Q1 results FY27 should also weigh the following risks.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Early-Stage_Turnaround_Risk\"><\/span><strong>1. Early-Stage Turnaround Risk<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>With profit at a modest Rs 8 crore in the Muthoot Capital Q1 results FY27, this remains an early-stage recovery, and continued improvement across subsequent quarters is needed to confirm the trend is durable.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Two-Wheeler_Financing_Asset_Quality_Risk\"><\/span><strong>2. Two-Wheeler Financing Asset Quality Risk<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>As a lender focused on two-wheeler and used vehicle financing, the company&#8217;s asset quality can be sensitive to borrower income shocks and used vehicle value fluctuations.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Competitive_Vehicle_Financing_Market\"><\/span><strong>3. Competitive Vehicle Financing Market<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The two-wheeler and used vehicle financing space remains competitive, with banks and other NBFCs vying for market share, which could pressure yields and growth rates over time.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Muthoot Capital Q1 results FY27 show a clear turnaround, with net profit at Rs 8 crore versus a loss of Rs 5 crore a year ago, driven by gross profit growth of 25% far outpacing revenue growth of 7%. The return to profitability is the standout feature of the Muthoot Capital Q1 results FY27, though the modest absolute scale means continued quarters of consistent performance are needed to confirm the trend. Investors should track credit cost trends and consult a SEBI-registered advisor before acting on the numbers.<\/p>\n<div style=\"background: #CC0000; border-radius: 8px; padding: 16px 20px; margin: 24px 0;\">\n<p style=\"color: #ffffff; font-size: 13px; line-height: 1.7; margin: 0;\"><strong style=\"color: #ffffff;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_on_Muthoot_Capital_Q1_Results_FY27\"><\/span><strong>Frequently Asked Questions on Muthoot Capital Q1 Results FY27<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"When_were_the_Muthoot_Capital_Q1_Results_FY27_announced\"><\/span><strong>When were the Muthoot Capital Q1 Results FY27 announced?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The Muthoot Capital Q1 results FY27 were announced on Thursday, 16 July 2026, for the quarter ended 30 June 2026.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_PAT_in_Muthoot_Capital_Q1_Results_FY27\"><\/span><strong>What is the PAT in Muthoot Capital Q1 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The Muthoot Capital Q1 results FY27 show a net profit of Rs 8 crore, a turnaround from a loss of Rs 5 crore in Q1 FY26.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_was_the_revenue_in_Muthoot_Capital_Q1_Results_FY27\"><\/span><strong>What was the revenue in Muthoot Capital Q1 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Revenue in the Muthoot Capital Q1 results FY27 grew 7% year on year to Rs 156 crore from Rs 145 crore.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Why_did_Muthoot_Capital_turn_around_in_Q1_FY27\"><\/span><strong>Why did Muthoot Capital turn around in Q1 FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The turnaround in the Muthoot Capital Q1 results FY27 reflects meaningful improvement in credit costs or lending margins, with gross profit growing 25%, far outpacing the modest 7% revenue growth.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_did_Muthoot_Capital_share_price_react_to_the_Q1_Results_FY27\"><\/span><strong>How did Muthoot Capital share price react to the Q1 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Muthoot Capital Services share price rose 2.21% to close at Rs 233.77 on the NSE after the Muthoot Capital Q1 results FY27.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_Muthoot_Capital_a_good_buy_after_the_Q1_Results_FY27\"><\/span><strong>Is Muthoot Capital a good buy after the Q1 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The Muthoot Capital Q1 results FY27 show an encouraging turnaround, though the modest absolute profit scale means more quarters of consistent performance are needed to confirm the trend. This article is for educational purposes only. Consult a SEBI-registered advisor before investing.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_was_the_gross_profit_in_the_Muthoot_Capital_Q1_results_FY27\"><\/span><strong>What was the gross profit in the Muthoot Capital Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Gross profit in the Muthoot Capital Q1 results FY27 stood at Rs 84 Cr in Q1 FY27, compared with Rs 67 Cr in Q1 FY26, up 25% year on year.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Was_any_dividend_announced_with_the_Muthoot_Capital_Q1_results_FY27\"><\/span><strong>Was any dividend announced with the Muthoot Capital Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> No new dividend was announced specifically alongside the Muthoot Capital Q1 results FY27. Investors should track official NSE and BSE announcements for any future dividend declarations.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"When were the Muthoot Capital Q1 Results FY27 announced?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The Muthoot Capital Q1 results FY27 were announced on Thursday, 16 July 2026, for the quarter ended 30 June 2026.\"}},{\"@type\":\"Question\",\"name\":\"What is the PAT in Muthoot Capital Q1 Results FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The Muthoot Capital Q1 results FY27 show a net profit of Rs 8 crore, a turnaround from a loss of Rs 5 crore in Q1 FY26.\"}},{\"@type\":\"Question\",\"name\":\"What was the revenue in Muthoot Capital Q1 Results FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Revenue in the Muthoot Capital Q1 results FY27 grew 7% year on year to Rs 156 crore from Rs 145 crore.\"}},{\"@type\":\"Question\",\"name\":\"Why did Muthoot Capital turn around in Q1 FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The turnaround in the Muthoot Capital Q1 results FY27 reflects meaningful improvement in credit costs or lending margins, with gross profit growing 25%, far outpacing the modest 7% revenue growth.\"}},{\"@type\":\"Question\",\"name\":\"How did Muthoot Capital share price react to the Q1 Results FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Muthoot Capital Services share price rose 2.21% to close at Rs 233.77 on the NSE after the Muthoot Capital Q1 results FY27.\"}},{\"@type\":\"Question\",\"name\":\"Is Muthoot Capital a good buy after the Q1 Results FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The Muthoot Capital Q1 results FY27 show an encouraging turnaround, though the modest absolute profit scale means more quarters of consistent performance are needed to confirm the trend. 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Full highlights, stock reaction and FY27 outlook here.<\/p>\n","protected":false},"author":34,"featured_media":155852,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[4796],"class_list":["post-155832","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-q1-results-fy27"],"metadata":{"rank_math_internal_links_processed":["1"],"_edit_lock":["1784260648:23"],"_last_editor_used_jetpack":["block-editor"],"rank_math_primary_category":["842"],"rank_math_seo_score":["81"],"rank_math_title":["Muthoot Capital Q1 results FY27: PAT Rs 8 Cr, Turnaround"],"rank_math_description":["Muthoot Capital Q1 results FY27: PAT Rs 8 Cr (Turned positive, +260%), revenue Rs 156 Cr (+7%). 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