{"id":154150,"date":"2026-07-16T10:59:37","date_gmt":"2026-07-16T05:29:37","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=154150"},"modified":"2026-07-16T10:59:39","modified_gmt":"2026-07-16T05:29:39","slug":"jana-small-finance-bank-share-price-q1-results-16-july-2026","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-share-price-q1-results-16-july-2026\/","title":{"rendered":"Jana Small Finance Bank Gains over 2% After Q1 Results: PAT Surges 52% to Rs 155 Crore"},"content":{"rendered":"<div class=\"meta-block\"><\/div>\n<p style=\"border-left: 4px solid #1F4E79; background: #EBF3FB; padding: 10px 16px; font-style: italic;\"><em>Jana Small Finance Bank share price up over 2% to Rs 503.10 on 16 July 2026. Q1 FY27 PAT surged 52.29% to Rs 155.23 crore. NIM expanded to 7.5%.<\/em><\/p>\n<p>Jana Small Finance Bank share price gained over 2 percent to Rs 503.10 after India&#8217;s fourth-largest small finance bank reported a 52.29 percent year on year surge in Q1 FY27 net profit to Rs 155.23 crore.<\/p>\n<p><a href=\"https:\/\/univest.in\/stocks\/jsfb\/jana-small-finance-bank-ltd-share-price-today\">Jana Small Finance Bank<\/a>&#8216;s standalone net profit jumped to Rs 155.23 crore in the quarter ended 30 June 2026, up from around Rs 102 crore in the year-ago quarter, with net interest income surging 33.4 percent year on year to Rs 782 crore.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&amp;utm_medium=news-update\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-share-price-q1-results-16-july-2026\/#Jana_Small_Finance_Bank_Q1_FY27_Financial_Highlights\" title=\"Jana Small Finance Bank Q1 FY27 Financial Highlights\">Jana Small Finance Bank Q1 FY27 Financial Highlights<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-share-price-q1-results-16-july-2026\/#Jana_Small_Finance_Bank_Q1_FY27_Performance_Analysis\" title=\"Jana Small Finance Bank Q1 FY27 Performance Analysis\">Jana Small Finance Bank Q1 FY27 Performance Analysis<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-share-price-q1-results-16-july-2026\/#Key_Business_Factors_in_Q1_FY27\" title=\"Key Business Factors in Q1 FY27\">Key Business Factors in Q1 FY27<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-share-price-q1-results-16-july-2026\/#Net_Interest_Margin_Expansion\" title=\"Net Interest Margin Expansion\">Net Interest Margin Expansion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-share-price-q1-results-16-july-2026\/#Shift_Toward_Secured_Lending\" title=\"Shift Toward Secured Lending\">Shift Toward Secured Lending<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-share-price-q1-results-16-july-2026\/#Strong_CASA_and_Deposit_Growth\" title=\"Strong CASA and Deposit Growth\">Strong CASA and Deposit Growth<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-share-price-q1-results-16-july-2026\/#Dividend_Details\" title=\"Dividend Details\">Dividend Details<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-share-price-q1-results-16-july-2026\/#FY27_Outlook\" title=\"FY27 Outlook\">FY27 Outlook<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-share-price-q1-results-16-july-2026\/#Jana_Small_Finance_Bank_Stock_Performance\" title=\"Jana Small Finance Bank Stock Performance\">Jana Small Finance Bank Stock Performance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-share-price-q1-results-16-july-2026\/#Key_Risks\" title=\"Key Risks\">Key Risks<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-share-price-q1-results-16-july-2026\/#Microfinance_Segment_Risk\" title=\"Microfinance Segment Risk\">Microfinance Segment Risk<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-share-price-q1-results-16-july-2026\/#Holding_Company_Rating_Concern\" title=\"Holding Company Rating Concern\">Holding Company Rating Concern<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-share-price-q1-results-16-july-2026\/#Special_Mention_Accounts_Uptick\" title=\"Special Mention Accounts Uptick\">Special Mention Accounts Uptick<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-share-price-q1-results-16-july-2026\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-share-price-q1-results-16-july-2026\/#FAQs\" title=\"FAQs\">FAQs<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-share-price-q1-results-16-july-2026\/#1_Why_did_Jana_Small_Finance_Bank_share_price_gain_after_Q1_results\" title=\"1. Why did Jana Small Finance Bank share price gain after Q1 results?\">1. Why did Jana Small Finance Bank share price gain after Q1 results?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-share-price-q1-results-16-july-2026\/#2_What_was_Jana_Small_Finance_Banks_Q1_FY27_net_profit\" title=\"2. What was Jana Small Finance Bank&#8217;s Q1 FY27 net profit?\">2. What was Jana Small Finance Bank&#8217;s Q1 FY27 net profit?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-share-price-q1-results-16-july-2026\/#3_What_is_Jana_Small_Finance_Banks_net_interest_margin\" title=\"3. What is Jana Small Finance Bank&#8217;s net interest margin?\">3. What is Jana Small Finance Bank&#8217;s net interest margin?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-share-price-q1-results-16-july-2026\/#4_Did_Jana_Small_Finance_Bank_declare_a_dividend_with_Q1_results\" title=\"4. Did Jana Small Finance Bank declare a dividend with Q1 results?\">4. Did Jana Small Finance Bank declare a dividend with Q1 results?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-share-price-q1-results-16-july-2026\/#5_What_is_Jana_Small_Finance_Banks_FY27_guidance\" title=\"5. What is Jana Small Finance Bank&#8217;s FY27 guidance?\">5. What is Jana Small Finance Bank&#8217;s FY27 guidance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-share-price-q1-results-16-july-2026\/#6_What_is_the_Jana_Small_Finance_Bank_share_price_today\" title=\"6. What is the Jana Small Finance Bank share price today?\">6. What is the Jana Small Finance Bank share price today?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-share-price-q1-results-16-july-2026\/#7_How_has_Jana_Small_Finance_Banks_asset_quality_changed\" title=\"7. How has Jana Small Finance Bank&#8217;s asset quality changed?\">7. How has Jana Small Finance Bank&#8217;s asset quality changed?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Jana_Small_Finance_Bank_Q1_FY27_Financial_Highlights\"><\/span><strong>Jana Small Finance Bank Q1 FY27 Financial Highlights<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"width: 100%; border-collapse: collapse;\">\n<tbody>\n<tr>\n<th style=\"background: #000000; color: #ffffff; padding: 8px; border: 1px solid #ccc; text-align: left;\">Metric<\/th>\n<th style=\"background: #000000; color: #ffffff; padding: 8px; border: 1px solid #ccc; text-align: left;\">Q1 FY27<\/th>\n<th style=\"background: #000000; color: #ffffff; padding: 8px; border: 1px solid #ccc; text-align: left;\">Q1 FY26<\/th>\n<th style=\"background: #000000; color: #ffffff; padding: 8px; border: 1px solid #ccc; text-align: left;\">YoY Change<\/th>\n<\/tr>\n<tr>\n<td style=\"padding: 8px; border: 1px solid #ccc;\">Net Interest Income<\/td>\n<td style=\"padding: 8px; border: 1px solid #ccc;\">Rs 782 Cr<\/td>\n<td style=\"padding: 8px; border: 1px solid #ccc;\">Rs 586 Cr<\/td>\n<td style=\"padding: 8px; border: 1px solid #ccc;\">+33.4%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 8px; border: 1px solid #ccc;\">Net Profit (PAT)<\/td>\n<td style=\"padding: 8px; border: 1px solid #ccc;\">Rs 155.23 Cr<\/td>\n<td style=\"padding: 8px; border: 1px solid #ccc;\">~Rs 102 Cr<\/td>\n<td style=\"padding: 8px; border: 1px solid #ccc;\">+52.29%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 8px; border: 1px solid #ccc;\">Net Interest Margin<\/td>\n<td style=\"padding: 8px; border: 1px solid #ccc;\">7.5%<\/td>\n<td style=\"padding: 8px; border: 1px solid #ccc;\">6.6%<\/td>\n<td style=\"padding: 8px; border: 1px solid #ccc;\">+90 bps<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 8px; border: 1px solid #ccc;\">Gross Loan Portfolio<\/td>\n<td style=\"padding: 8px; border: 1px solid #ccc;\">Rs 37,612 Cr<\/td>\n<td style=\"padding: 8px; border: 1px solid #ccc;\">~Rs 29,850 Cr<\/td>\n<td style=\"padding: 8px; border: 1px solid #ccc;\">+26%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The Jana Small Finance Bank share price moved over 2% on results day as the market weighed these Q1 FY27 numbers against expectations.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Jana_Small_Finance_Bank_Q1_FY27_Performance_Analysis\"><\/span><strong>Jana Small Finance Bank Q1 FY27 Performance Analysis<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/sebi-registered-investment-advisor-india\"><strong>Univest is a SEBI-Registered Investment Advisor, Know More<\/strong><\/a><\/p>\n<p>Jana Small Finance Bank&#8217;s Q1 FY27 growth was underpinned by expanding net interest margins, which rose to 7.5 percent from 6.6 percent a year earlier, as the bank&#8217;s cost of funds declined by 50 basis points year on year, supporting profitability alongside strong loan book growth.<\/p>\n<p>The bank&#8217;s Gross Loan Portfolio grew 26 percent year on year to Rs 37,612 crore, with secured assets, now 73 percent of the total book, growing 29 percent year on year, reflecting Jana Small Finance Bank&#8217;s continued shift toward a more secured, mortgage-backed lending mix.<\/p>\n<p>Asset quality also improved, with Gross NPA improving to 2.24 percent from 2.8 percent a year earlier, while CASA deposits grew a robust 31 percent year on year, partly aided by a cost-effective branding partnership during the IPL season that helped drive retail deposit mobilisation.<\/p>\n<p>This performance is the key data point behind the Jana Small Finance Bank share price reaction, and it is the number analysts will build their FY27 estimates around going forward.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Business_Factors_in_Q1_FY27\"><\/span><strong>Key Business Factors in Q1 FY27<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Net_Interest_Margin_Expansion\"><\/span><strong>Net Interest Margin Expansion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>This is a key factor behind the Jana Small Finance Bank share price move on results day. NIM expanded to 7.5 percent from 6.6 percent a year earlier, driven by a 50 basis point decline in cost of funds and reduced slippage on NPAs.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Shift_Toward_Secured_Lending\"><\/span><strong>Shift Toward Secured Lending<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>This is a key factor behind the Jana Small Finance Bank share price move on results day. Secured assets grew 29 percent year on year to constitute 73 percent of the total loan portfolio, reducing the bank&#8217;s exposure to higher-risk unsecured microfinance lending.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Strong_CASA_and_Deposit_Growth\"><\/span><strong>Strong CASA and Deposit Growth<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>This is a key factor behind the Jana Small Finance Bank share price move on results day. CASA deposits grew 31 percent year on year, aided by the bank&#8217;s cost-effective RCB cricket team branding partnership that boosted retail visibility during the quarter.<\/p>\n<p>Each of these factors fed into the Jana Small Finance Bank share price move on results day, and together they frame how the market is likely to read the next quarter&#8217;s numbers as well.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Dividend_Details\"><\/span><strong>Dividend Details<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>On the dividend front relevant to the Jana Small Finance Bank share price story, jana Small Finance Bank did not announce a dividend alongside its Q1 FY27 results.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"FY27_Outlook\"><\/span><strong>FY27 Outlook<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Management guided for FY27 gross loan growth of 19 to 21 percent, deposit growth of 23 to 25 percent, and PAT growth of over 80 percent for the full year, a bullish outlook that builds on the strong Q1 FY27 momentum in margins and asset quality. The bank&#8217;s shift toward secured lending and continued CASA growth are expected to remain key profitability drivers through the rest of FY27.<\/p>\n<p>Investors tracking the Jana Small Finance Bank share price into the rest of FY27 should treat this outlook commentary as directional rather than guaranteed, and should watch subsequent quarterly filings to confirm whether the trajectory holds for the Jana Small Finance Bank share price.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Jana_Small_Finance_Bank_Stock_Performance\"><\/span><strong>Jana Small Finance Bank Stock Performance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"margin-top: 24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track Jana Small Finance Bank&#8217;s live share price and Q1 FY27 results reaction.<\/em><\/p>\n<p>Jana Small Finance Bank share price gained over 2 percent to Rs 503.10 on 16 July 2026, with the stock touching an intraday high of Rs 521.05 against a previous close of Rs 488.90, reflecting a positive market reaction to the strong Q1 FY27 print.<\/p>\n<p>The Jana Small Finance Bank share price chart over the next few sessions will help confirm whether the results-day move in the Jana Small Finance Bank share price reflects a durable re-rating or a shorter-term reaction that partially fades as broader market flows take over.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Risks\"><\/span><strong>Key Risks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Microfinance_Segment_Risk\"><\/span><strong>Microfinance Segment Risk<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>This is a risk factor the Jana Small Finance Bank share price could face ahead. Despite the shift toward secured lending, Jana Small Finance Bank retains meaningful exposure to unsecured microfinance, a segment sensitive to borrower stress cycles.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Holding_Company_Rating_Concern\"><\/span><strong>Holding Company Rating Concern<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>This is a risk factor the Jana Small Finance Bank share price could face ahead. Management flagged a holding company rating downgrade as an ongoing concern for investor perception, even though the operational impact was addressed.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Special_Mention_Accounts_Uptick\"><\/span><strong>Special Mention Accounts Uptick<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>This is a risk factor the Jana Small Finance Bank share price could face ahead. A slight increase in Special Mention Accounts to 3.9 percent from 3.5 percent points to some early stress signals worth monitoring in coming quarters.<\/p>\n<p>Any of these risks materialising could weigh on the Jana Small Finance Bank share price in subsequent quarters, even after this quarter&#8217;s results-day reaction.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Jana Small Finance Bank delivered a strong Q1 FY27, with net profit surging 52.29 percent to Rs 155.23 crore on expanding margins and improving asset quality, supporting a gain of over 2 percent in the stock. Investors should track the bank&#8217;s guided FY27 targets and Special Mention Account trends in coming quarters.<\/p>\n<div style=\"background: #CC0000; border-radius: 8px; padding: 16px 20px; margin: 24px 0;\">\n<p style=\"color: #ffffff; font-size: 13px; line-height: 1.7; margin: 0;\"><strong style=\"color: #ffffff;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"FAQs\"><\/span><strong>FAQs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"1_Why_did_Jana_Small_Finance_Bank_share_price_gain_after_Q1_results\"><\/span><strong>1. Why did Jana Small Finance Bank share price gain after Q1 results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Jana Small Finance Bank share price gained over 2 percent after the bank reported a 52.29 percent year on year surge in net profit to Rs 155.23 crore.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_What_was_Jana_Small_Finance_Banks_Q1_FY27_net_profit\"><\/span><strong>2. What was Jana Small Finance Bank&#8217;s Q1 FY27 net profit?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Jana Small Finance Bank reported net profit of Rs 155.23 crore in Q1 FY27, up 52.29 percent year on year.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_What_is_Jana_Small_Finance_Banks_net_interest_margin\"><\/span><strong>3. What is Jana Small Finance Bank&#8217;s net interest margin?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Net Interest Margin expanded to 7.5 percent in Q1 FY27, up from 6.6 percent in Q1 FY26.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Did_Jana_Small_Finance_Bank_declare_a_dividend_with_Q1_results\"><\/span><strong>4. Did Jana Small Finance Bank declare a dividend with Q1 results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> No, Jana Small Finance Bank did not announce a dividend alongside its Q1 FY27 results.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_What_is_Jana_Small_Finance_Banks_FY27_guidance\"><\/span><strong>5. What is Jana Small Finance Bank&#8217;s FY27 guidance?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Management guided for FY27 gross loan growth of 19-21 percent, deposit growth of 23-25 percent, and PAT growth of over 80 percent.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_What_is_the_Jana_Small_Finance_Bank_share_price_today\"><\/span><strong>6. What is the Jana Small Finance Bank share price today?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Jana Small Finance Bank share price was trading around Rs 503.10 on the NSE as of 16 July 2026, up over 2 percent.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_How_has_Jana_Small_Finance_Banks_asset_quality_changed\"><\/span><strong>7. 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