{"id":154145,"date":"2026-07-16T11:05:32","date_gmt":"2026-07-16T05:35:32","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=154145"},"modified":"2026-07-16T11:05:33","modified_gmt":"2026-07-16T05:35:33","slug":"union-bank-of-india-share-price-q1-results-16-july-2026","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-q1-results-16-july-2026\/","title":{"rendered":"Union Bank of India Gains 4% After Q1 Results: Net Profit Jumps 29.5% to Rs 5,332 Crore"},"content":{"rendered":"<div class=\"meta-block\"><\/div>\n<p style=\"border-left: 4px solid #1F4E79; background: #EBF3FB; padding: 10px 16px; font-style: italic;\"><em>Union Bank of India share price surged up to 4% to Rs 177.49 on 15 July 2026. Q1 FY27 standalone PAT Rs 5,332 crore, up 29.5% YoY. NIM improved to 2.80%.<\/em><\/p>\n<p>Union Bank of India share price surged as much as 4 percent to an intraday high of Rs 177.49 on Wednesday, 15 July 2026, after the public sector lender posted a 29.5 percent year on year rise in standalone net profit and a marked improvement in asset quality for the June quarter.<\/p>\n<p><a href=\"https:\/\/univest.in\/stocks\/unionbank\/union-bank-of-india-share-price-today\">Union Bank of India<\/a> reported standalone net profit of Rs 5,332.30 crore for Q1 FY27, up from Rs 4,115.53 crore in the same quarter a year earlier, with net interest income rising 10.1 percent year on year to Rs 10,037 crore.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&amp;utm_medium=news-update\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-q1-results-16-july-2026\/#Union_Bank_of_India_Q1_FY27_Financial_Highlights\" title=\"Union Bank of India Q1 FY27 Financial Highlights\">Union Bank of India Q1 FY27 Financial Highlights<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-q1-results-16-july-2026\/#Union_Bank_of_India_Q1_FY27_Performance_Analysis\" title=\"Union Bank of India Q1 FY27 Performance Analysis\">Union Bank of India Q1 FY27 Performance Analysis<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-q1-results-16-july-2026\/#Key_Business_Factors_in_Q1_FY27\" title=\"Key Business Factors in Q1 FY27\">Key Business Factors in Q1 FY27<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-q1-results-16-july-2026\/#Sharp_Fall_in_Provisions\" title=\"Sharp Fall in Provisions\">Sharp Fall in Provisions<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-q1-results-16-july-2026\/#Advances_Growth_Outpacing_Deposits\" title=\"Advances Growth Outpacing Deposits\">Advances Growth Outpacing Deposits<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-q1-results-16-july-2026\/#Improving_Capital_Ratios\" title=\"Improving Capital Ratios\">Improving Capital Ratios<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-q1-results-16-july-2026\/#Dividend_Details\" title=\"Dividend Details\">Dividend Details<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-q1-results-16-july-2026\/#FY27_Outlook\" title=\"FY27 Outlook\">FY27 Outlook<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-q1-results-16-july-2026\/#Union_Bank_of_India_Stock_Performance\" title=\"Union Bank of India Stock Performance\">Union Bank of India Stock Performance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-q1-results-16-july-2026\/#Key_Risks\" title=\"Key Risks\">Key Risks<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-q1-results-16-july-2026\/#Deposit_Growth_Lag\" title=\"Deposit Growth Lag\">Deposit Growth Lag<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-q1-results-16-july-2026\/#Interest_Rate_Cycle_Risk\" title=\"Interest Rate Cycle Risk\">Interest Rate Cycle Risk<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-q1-results-16-july-2026\/#PSU_Bank_Valuation_Discount\" title=\"PSU Bank Valuation Discount\">PSU Bank Valuation Discount<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-q1-results-16-july-2026\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-q1-results-16-july-2026\/#FAQs\" title=\"FAQs\">FAQs<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-q1-results-16-july-2026\/#1_Why_did_Union_Bank_of_India_share_price_surge_after_Q1_results\" title=\"1. Why did Union Bank of India share price surge after Q1 results?\">1. Why did Union Bank of India share price surge after Q1 results?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-q1-results-16-july-2026\/#2_What_was_Union_Bank_of_Indias_Q1_FY27_net_profit\" title=\"2. What was Union Bank of India&#8217;s Q1 FY27 net profit?\">2. What was Union Bank of India&#8217;s Q1 FY27 net profit?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-q1-results-16-july-2026\/#3_What_was_Union_Bank_of_Indias_consolidated_net_profit\" title=\"3. What was Union Bank of India&#8217;s consolidated net profit?\">3. What was Union Bank of India&#8217;s consolidated net profit?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-q1-results-16-july-2026\/#4_How_did_Union_Bank_of_Indias_asset_quality_change\" title=\"4. How did Union Bank of India&#8217;s asset quality change?\">4. How did Union Bank of India&#8217;s asset quality change?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-q1-results-16-july-2026\/#5_What_is_Union_Bank_of_Indias_net_interest_margin\" title=\"5. What is Union Bank of India&#8217;s net interest margin?\">5. What is Union Bank of India&#8217;s net interest margin?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-q1-results-16-july-2026\/#6_Did_Union_Bank_of_India_declare_a_dividend_with_Q1_results\" title=\"6. Did Union Bank of India declare a dividend with Q1 results?\">6. Did Union Bank of India declare a dividend with Q1 results?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-share-price-q1-results-16-july-2026\/#7_What_is_the_Union_Bank_of_India_share_price_today\" title=\"7. What is the Union Bank of India share price today?\">7. What is the Union Bank of India share price today?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Union_Bank_of_India_Q1_FY27_Financial_Highlights\"><\/span><strong>Union Bank of India Q1 FY27 Financial Highlights<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"width: 100%; border-collapse: collapse;\">\n<tbody>\n<tr>\n<th style=\"background: #000000; color: #ffffff; padding: 8px; border: 1px solid #ccc; text-align: left;\">Metric<\/th>\n<th style=\"background: #000000; color: #ffffff; padding: 8px; border: 1px solid #ccc; text-align: left;\">Q1 FY27<\/th>\n<th style=\"background: #000000; color: #ffffff; padding: 8px; border: 1px solid #ccc; text-align: left;\">Q1 FY26<\/th>\n<th style=\"background: #000000; color: #ffffff; padding: 8px; border: 1px solid #ccc; text-align: left;\">YoY Change<\/th>\n<\/tr>\n<tr>\n<td style=\"padding: 8px; border: 1px solid #ccc;\">Standalone Net Profit<\/td>\n<td style=\"padding: 8px; border: 1px solid #ccc;\">Rs 5,332.30 Cr<\/td>\n<td style=\"padding: 8px; border: 1px solid #ccc;\">Rs 4,115.53 Cr<\/td>\n<td style=\"padding: 8px; border: 1px solid #ccc;\">+29.5%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 8px; border: 1px solid #ccc;\">Net Interest Income<\/td>\n<td style=\"padding: 8px; border: 1px solid #ccc;\">Rs 10,037 Cr<\/td>\n<td style=\"padding: 8px; border: 1px solid #ccc;\">Rs 9,113 Cr<\/td>\n<td style=\"padding: 8px; border: 1px solid #ccc;\">+10.1%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 8px; border: 1px solid #ccc;\">Net Interest Margin<\/td>\n<td style=\"padding: 8px; border: 1px solid #ccc;\">2.80%<\/td>\n<td style=\"padding: 8px; border: 1px solid #ccc;\">2.76%<\/td>\n<td style=\"padding: 8px; border: 1px solid #ccc;\">+4 bps<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 8px; border: 1px solid #ccc;\">Consolidated Net Profit<\/td>\n<td style=\"padding: 8px; border: 1px solid #ccc;\">Rs 5,641.52 Cr<\/td>\n<td style=\"padding: 8px; border: 1px solid #ccc;\">Rs 4,427.94 Cr<\/td>\n<td style=\"padding: 8px; border: 1px solid #ccc;\">+27.4%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The Union Bank of India share price moved 4% on results day as the market weighed these Q1 FY27 numbers against expectations.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Union_Bank_of_India_Q1_FY27_Performance_Analysis\"><\/span><strong>Union Bank of India Q1 FY27 Performance Analysis<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/sebi-registered-investment-advisor-india\"><strong>Univest is a SEBI-Registered Investment Advisor, Know More<\/strong><\/a><\/p>\n<p>Union Bank of India&#8217;s total business crossed Rs 23.79 lakh crore as on 30 June 2026, up 7.46 percent year on year, with gross advances growing 12.50 percent and total deposits rising 3.50 percent, a mix that the bank said reflects continued momentum on the lending side of the balance sheet.<\/p>\n<p>Provisions and contingencies, excluding tax, dropped a sharp 41.5 percent year on year to Rs 974.69 crore, underscoring the improvement in underlying asset quality that has supported the bank&#8217;s bottom line expansion. Operating profit rose 15.9 percent year on year to Rs 8,040.25 crore.<\/p>\n<p>The bank&#8217;s capital position also strengthened during the quarter, with the capital adequacy ratio under Basel III improving to 19.15 percent from 18.84 percent a year earlier, and the Core Equity Tier 1 ratio expanding to 17.08 percent, giving Union Bank of India a comfortable buffer to support continued credit growth.<\/p>\n<p>This performance is the key data point behind the Union Bank of India share price reaction, and it is the number analysts will build their FY27 estimates around going forward.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Business_Factors_in_Q1_FY27\"><\/span><strong>Key Business Factors in Q1 FY27<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Sharp_Fall_in_Provisions\"><\/span><strong>Sharp Fall in Provisions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>This is a key factor behind the Union Bank of India share price move on results day. Provisions and contingencies excluding tax fell 41.5 percent year on year to Rs 974.69 crore, directly boosting reported profitability for the quarter.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Advances_Growth_Outpacing_Deposits\"><\/span><strong>Advances Growth Outpacing Deposits<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>This is a key factor behind the Union Bank of India share price move on results day. Gross advances grew 12.50 percent year on year against 3.50 percent deposit growth, a mix that has supported margin expansion but bears watching from a funding perspective.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Improving_Capital_Ratios\"><\/span><strong>Improving Capital Ratios<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>This is a key factor behind the Union Bank of India share price move on results day. The capital adequacy ratio strengthened to 19.15 percent and CET1 to 17.08 percent, both comfortably above regulatory minimums.<\/p>\n<p>Each of these factors fed into the Union Bank of India share price move on results day, and together they frame how the market is likely to read the next quarter&#8217;s numbers as well.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Dividend_Details\"><\/span><strong>Dividend Details<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>On the dividend front relevant to the Union Bank of India share price story, union Bank of India did not announce an interim dividend alongside its Q1 FY27 results. Public sector banks typically declare dividends with annual rather than quarterly results.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"FY27_Outlook\"><\/span><strong>FY27 Outlook<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Management highlighted continued focus on improving asset quality and sustaining double-digit advances growth through FY27. With earnings per share climbing to Rs 7.39 for the quarter from Rs 5.80 a year earlier, and net worth rising to Rs 1,28,928.58 crore, the bank enters the rest of FY27 from a position of improved capital strength, though sustained NIM expansion will depend on the interest rate cycle and continued deposit mobilisation.<\/p>\n<p>Investors tracking the Union Bank of India share price into the rest of FY27 should treat this outlook commentary as directional rather than guaranteed, and should watch subsequent quarterly filings to confirm whether the trajectory holds for the Union Bank of India share price.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Union_Bank_of_India_Stock_Performance\"><\/span><strong>Union Bank of India Stock Performance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"margin-top: 24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track Union Bank&#8217;s live share price and Q1 FY27 results reaction.<\/em><\/p>\n<p>Union Bank of India share price surged to an intraday high of Rs 177.49 on results day, up from the previous close of Rs 170.67, before paring gains to an intraday low of Rs 168.70 as investors booked profits. The stock ended the afternoon session around 2.4 percent higher. As of 16 July 2026, the stock was trading around Rs 171.10 on the NSE, with a 52-week high of Rs 205.49 and a 52-week low of Rs 124.64.<\/p>\n<p>The Union Bank of India share price chart over the next few sessions will help confirm whether the results-day move in the Union Bank of India share price reflects a durable re-rating or a shorter-term reaction that partially fades as broader market flows take over.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Risks\"><\/span><strong>Key Risks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Deposit_Growth_Lag\"><\/span><strong>Deposit Growth Lag<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>This is a risk factor the Union Bank of India share price could face ahead. Total deposit growth of 3.50 percent year on year trailed advances growth of 12.50 percent, a gap that could pressure funding costs if it persists.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Interest_Rate_Cycle_Risk\"><\/span><strong>Interest Rate Cycle Risk<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>This is a risk factor the Union Bank of India share price could face ahead. Any adverse shift in the interest rate cycle could compress net interest margins from the current 2.80 percent level.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"PSU_Bank_Valuation_Discount\"><\/span><strong>PSU Bank Valuation Discount<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>This is a risk factor the Union Bank of India share price could face ahead. Public sector banks typically trade at a valuation discount to private peers, which can limit re-rating even after strong quarterly results.<\/p>\n<p>Any of these risks materialising could weigh on the Union Bank of India share price in subsequent quarters, even after this quarter&#8217;s results-day reaction.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Union Bank of India delivered a strong Q1 FY27, with net profit up 29.5 percent, improving asset quality, and a stronger capital base all combining to drive the stock up as much as 4 percent on results day. Investors should track deposit growth and margin trends in the coming quarters to assess the durability of this improvement.<\/p>\n<div style=\"background: #CC0000; border-radius: 8px; padding: 16px 20px; margin: 24px 0;\">\n<p style=\"color: #ffffff; font-size: 13px; line-height: 1.7; margin: 0;\"><strong style=\"color: #ffffff;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"FAQs\"><\/span><strong>FAQs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"1_Why_did_Union_Bank_of_India_share_price_surge_after_Q1_results\"><\/span><strong>1. Why did Union Bank of India share price surge after Q1 results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Union Bank of India share price surged as much as 4 percent after the bank reported a 29.5 percent year on year rise in standalone net profit to Rs 5,332.30 crore with improved asset quality.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_What_was_Union_Bank_of_Indias_Q1_FY27_net_profit\"><\/span><strong>2. What was Union Bank of India&#8217;s Q1 FY27 net profit?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Union Bank of India reported standalone net profit of Rs 5,332.30 crore in Q1 FY27, up 29.5 percent from Rs 4,115.53 crore in Q1 FY26.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_What_was_Union_Bank_of_Indias_consolidated_net_profit\"><\/span><strong>3. What was Union Bank of India&#8217;s consolidated net profit?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Consolidated net profit surged 27.4 percent year on year to Rs 5,641.52 crore in Q1 FY27.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_How_did_Union_Bank_of_Indias_asset_quality_change\"><\/span><strong>4. How did Union Bank of India&#8217;s asset quality change?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Provisions and contingencies excluding tax fell 41.5 percent year on year to Rs 974.69 crore, reflecting improved asset quality.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_What_is_Union_Bank_of_Indias_net_interest_margin\"><\/span><strong>5. What is Union Bank of India&#8217;s net interest margin?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Net interest margin improved to 2.80 percent in Q1 FY27 from 2.76 percent in the year-ago quarter.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Did_Union_Bank_of_India_declare_a_dividend_with_Q1_results\"><\/span><strong>6. Did Union Bank of India declare a dividend with Q1 results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> No, Union Bank of India did not announce an interim dividend alongside its Q1 FY27 results.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_What_is_the_Union_Bank_of_India_share_price_today\"><\/span><strong>7. What is the Union Bank of India share price today?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Union Bank of India share price was trading around Rs 171.10 on the NSE as of 16 July 2026.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Why did Union Bank of India share price surge after Q1 results?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Union Bank of India share price surged as much as 4 percent after the bank reported a 29.5 percent year on year rise in standalone net profit to Rs 5,332.30 crore with improved asset quality.\"}},{\"@type\":\"Question\",\"name\":\"What was Union Bank of India's Q1 FY27 net profit?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Union Bank of India reported standalone net profit of Rs 5,332.30 crore in Q1 FY27, up 29.5 percent from Rs 4,115.53 crore in Q1 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