{"id":153821,"date":"2026-07-16T09:28:12","date_gmt":"2026-07-16T03:58:12","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=153821"},"modified":"2026-07-16T09:28:13","modified_gmt":"2026-07-16T03:58:13","slug":"icici-lombard-q1-results-fy27-pat-403-crore","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/icici-lombard-q1-results-fy27-pat-403-crore\/","title":{"rendered":"ICICI Lombard Q1 Results FY27: PAT Falls 46.03% to Rs 403 Crore Despite Revenue Growth of 10.83%"},"content":{"rendered":"<div class=\"meta-block\"><\/div>\n<p style=\"border-left: 4px solid #1F4E79; background: #EBF3FB; padding: 10px 16px; font-style: italic;\"><em>ICICI Lombard Q1 FY27: PAT Rs 403 Cr, down 46.03% YoY. Revenue Rs 7,088 Cr, up 10.83%. Gross profit Rs 522 Cr, down 46.76%. Stock up 1.48% at Rs 1,814.60 on 15 July 2026.<\/em><\/p>\n<p>ICICI Lombard Q1 results FY27 were announced on Wednesday, 15 July 2026, with the general insurance company reporting a net profit of Rs 403 crore, down 46.03% from Rs 747 crore in the year ago quarter. Revenue in the ICICI Lombard Q1 results FY27 grew 10.83% year on year to Rs 7,088 crore from Rs 6,395 crore, even as gross profit fell sharply, down 46.76% to Rs 522 crore from Rs 980 crore.<\/p>\n<p>Despite the sharp profit decline, shares of ICICI Lombard rose 1.48% to close at Rs 1,814.60, suggesting the market may have already priced in weaker underwriting or investment performance ahead of the results, or is looking past this quarter toward the company&#8217;s longer-term growth trajectory.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&amp;utm_medium=icici-lombard-q1-fy27-pat\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/icici-lombard-q1-results-fy27-pat-403-crore\/#ICICI_Lombard_Q1_results_FY27_Financial_Highlights\" title=\"ICICI Lombard Q1 results FY27 Financial Highlights\">ICICI Lombard Q1 results FY27 Financial Highlights<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/icici-lombard-q1-results-fy27-pat-403-crore\/#ICICI_Lombard_Q1_results_FY27_Performance_Analysis\" title=\"ICICI Lombard Q1 results FY27 Performance Analysis\">ICICI Lombard Q1 results FY27 Performance Analysis<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/icici-lombard-q1-results-fy27-pat-403-crore\/#ICICI_Lombard_Q1_results_FY27_Key_Business_Factors\" title=\"ICICI Lombard Q1 results FY27: Key Business Factors\">ICICI Lombard Q1 results FY27: Key Business Factors<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/icici-lombard-q1-results-fy27-pat-403-crore\/#1_Healthy_Premium_and_Revenue_Growth\" title=\"1. Healthy Premium and Revenue Growth\">1. Healthy Premium and Revenue Growth<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/icici-lombard-q1-results-fy27-pat-403-crore\/#2_Sharp_Decline_in_Underwriting_or_Investment_Profitability\" title=\"2. Sharp Decline in Underwriting or Investment Profitability\">2. Sharp Decline in Underwriting or Investment Profitability<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/icici-lombard-q1-results-fy27-pat-403-crore\/#3_High_Comparative_Base_from_Prior_Year\" title=\"3. High Comparative Base from Prior Year\">3. High Comparative Base from Prior Year<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/icici-lombard-q1-results-fy27-pat-403-crore\/#Dividend_Details\" title=\"Dividend Details\">Dividend Details<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/icici-lombard-q1-results-fy27-pat-403-crore\/#ICICI_Lombard_Q1_results_FY27_Outlook_for_the_Full_Year\" title=\"ICICI Lombard Q1 results FY27 Outlook for the Full Year\">ICICI Lombard Q1 results FY27 Outlook for the Full Year<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/icici-lombard-q1-results-fy27-pat-403-crore\/#ICICI_Lombard_General_Insurance_Stock_Performance_After_the_Q1_Results\" title=\"ICICI Lombard General Insurance Stock Performance After the Q1 Results\">ICICI Lombard General Insurance Stock Performance After the Q1 Results<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/icici-lombard-q1-results-fy27-pat-403-crore\/#Key_Risks\" title=\"Key Risks\">Key Risks<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/icici-lombard-q1-results-fy27-pat-403-crore\/#1_Underwriting_and_Claims_Volatility\" title=\"1. Underwriting and Claims Volatility\">1. Underwriting and Claims Volatility<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/icici-lombard-q1-results-fy27-pat-403-crore\/#2_Investment_Income_Sensitivity\" title=\"2. Investment Income Sensitivity\">2. Investment Income Sensitivity<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/icici-lombard-q1-results-fy27-pat-403-crore\/#3_Competitive_General_Insurance_Market\" title=\"3. Competitive General Insurance Market\">3. Competitive General Insurance Market<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/icici-lombard-q1-results-fy27-pat-403-crore\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/icici-lombard-q1-results-fy27-pat-403-crore\/#Frequently_Asked_Questions_on_ICICI_Lombard_Q1_results_FY27\" title=\"Frequently Asked Questions on ICICI Lombard Q1 results FY27\">Frequently Asked Questions on ICICI Lombard Q1 results FY27<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/icici-lombard-q1-results-fy27-pat-403-crore\/#When_were_the_ICICI_Lombard_Q1_results_FY27_announced\" title=\"When were the ICICI Lombard Q1 results FY27 announced?\">When were the ICICI Lombard Q1 results FY27 announced?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/icici-lombard-q1-results-fy27-pat-403-crore\/#What_is_the_PAT_in_ICICI_Lombard_Q1_results_FY27\" title=\"What is the PAT in ICICI Lombard Q1 results FY27?\">What is the PAT in ICICI Lombard Q1 results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/icici-lombard-q1-results-fy27-pat-403-crore\/#What_was_the_revenue_in_ICICI_Lombard_Q1_results_FY27\" title=\"What was the revenue in ICICI Lombard Q1 results FY27?\">What was the revenue in ICICI Lombard Q1 results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/icici-lombard-q1-results-fy27-pat-403-crore\/#Why_did_ICICI_Lombard_profit_fall_despite_revenue_growth_in_Q1_FY27\" title=\"Why did ICICI Lombard profit fall despite revenue growth in Q1 FY27?\">Why did ICICI Lombard profit fall despite revenue growth in Q1 FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/univest.in\/blogs-2\/icici-lombard-q1-results-fy27-pat-403-crore\/#How_did_ICICI_Lombard_share_price_react_to_the_Q1_results_FY27\" title=\"How did ICICI Lombard share price react to the Q1 results FY27?\">How did ICICI Lombard share price react to the Q1 results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/univest.in\/blogs-2\/icici-lombard-q1-results-fy27-pat-403-crore\/#Is_ICICI_Lombard_a_good_buy_after_the_Q1_results_FY27\" title=\"Is ICICI Lombard a good buy after the Q1 results FY27?\">Is ICICI Lombard a good buy after the Q1 results FY27?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"ICICI_Lombard_Q1_results_FY27_Financial_Highlights\"><\/span><strong>ICICI Lombard Q1 results FY27 Financial Highlights<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The June quarter showed healthy premium and revenue growth alongside a sharp decline in profitability, a combination central to the ICICI Lombard Q1 results FY27. The table below summarises the numbers against the year ago quarter.<\/p>\n<table>\n<thead>\n<tr>\n<th>Metric<\/th>\n<th>Q1 FY27<\/th>\n<th>Q1 FY26<\/th>\n<th>YoY Change<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Revenue<\/td>\n<td>Rs 7,088 Cr<\/td>\n<td>Rs 6,395 Cr<\/td>\n<td>+10.83%<\/td>\n<\/tr>\n<tr>\n<td>Gross Profit<\/td>\n<td>Rs 522 Cr<\/td>\n<td>Rs 980 Cr<\/td>\n<td>-46.76%<\/td>\n<\/tr>\n<tr>\n<td>Net Profit (PAT)<\/td>\n<td>Rs 403 Cr<\/td>\n<td>Rs 747 Cr<\/td>\n<td>-46.03%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>With revenue growing 10.83% but gross profit and net profit both falling by roughly 46% in the ICICI Lombard Q1 results FY27, the disconnect points to either weaker underwriting margins, higher claims experience, or lower investment income relative to the strong prior-year base.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"ICICI_Lombard_Q1_results_FY27_Performance_Analysis\"><\/span><strong>ICICI Lombard Q1 results FY27 Performance Analysis<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/sebi-registered-investment-advisor-india\"><strong>Get Personalised Guidance from a SEBI-Registered Investment Advisor<\/strong><\/a><\/p>\n<p>The scale of the profit decline relative to healthy revenue growth is the central story in the ICICI Lombard Q1 results FY27, with gross profit nearly halving even as gross written premium continued to expand, suggesting claims ratios or combined ratios deteriorated meaningfully during the quarter.<\/p>\n<p>As a general insurer, ICICI Lombard&#8217;s profitability can be sensitive to both underwriting performance across motor, health and other insurance lines, and investment returns on its policyholder and shareholder funds, either of which could explain the sharp swing in profitability against a strong year-ago base.<\/p>\n<p>Investors reading the ICICI Lombard Q1 results FY27 should look for management commentary explaining the specific drivers of the profit decline, whether from elevated claims in particular insurance segments, catastrophe-related losses, or investment portfolio marks, since this context is essential for assessing whether the weakness is temporary or more structural.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"ICICI_Lombard_Q1_results_FY27_Key_Business_Factors\"><\/span><strong>ICICI Lombard Q1 results FY27: Key Business Factors<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"1_Healthy_Premium_and_Revenue_Growth\"><\/span><strong>1. Healthy Premium and Revenue Growth<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Revenue growth of 10.83% in the ICICI Lombard Q1 results FY27 points to continued expansion in the company&#8217;s gross written premium across its general insurance portfolio, a positive underlying business signal despite the profit decline.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Sharp_Decline_in_Underwriting_or_Investment_Profitability\"><\/span><strong>2. Sharp Decline in Underwriting or Investment Profitability<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The nearly 47% fall in both gross profit and net profit suggests a combination of weaker claims experience and possibly lower investment gains compared with an unusually strong year-ago quarter.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_High_Comparative_Base_from_Prior_Year\"><\/span><strong>3. High Comparative Base from Prior Year<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Q1 FY26 appears to have been an unusually strong quarter for profitability, making the year on year comparison in the ICICI Lombard Q1 results FY27 look more dramatic than the underlying multi-quarter trend might suggest.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Dividend_Details\"><\/span><strong>Dividend Details<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>No new dividend was announced specifically alongside the ICICI Lombard Q1 results FY27. Given the profit decline this quarter, near-term capital allocation is likely to prioritise managing claims and underwriting performance.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"ICICI_Lombard_Q1_results_FY27_Outlook_for_the_Full_Year\"><\/span><strong>ICICI Lombard Q1 results FY27 Outlook for the Full Year<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Whether the sharp profit decline this quarter reflects a temporary spike in claims or investment losses, or a more persistent deterioration in underwriting profitability, will be the key question for investors to track into the September quarter. Management commentary on combined ratios, claims trends across key insurance segments, and investment portfolio performance will offer important context.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"ICICI_Lombard_General_Insurance_Stock_Performance_After_the_Q1_Results\"><\/span><strong>ICICI Lombard General Insurance Stock Performance After the Q1 Results<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"margin-top: 24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track ICICI Lombard General Insurance live share price and upcoming quarterly results.<\/em><\/p>\n<p>ICICI Lombard General Insurance share price rose 1.48% to close at Rs 1,814.60 on the NSE after the ICICI Lombard Q1 results FY27, a positive reaction despite the sharp decline in reported profitability.<\/p>\n<p>The positive stock move despite weak profit numbers suggests the market may be looking past this quarter&#8217;s specific drivers toward the company&#8217;s longer-term growth trajectory in India&#8217;s expanding general insurance market.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Risks\"><\/span><strong>Key Risks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Investors going through the fine print of the ICICI Lombard Q1 results FY27 should also weigh the following risks.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Underwriting_and_Claims_Volatility\"><\/span><strong>1. Underwriting and Claims Volatility<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The sharp profit decline in the ICICI Lombard Q1 results FY27 highlights how volatile general insurance profitability can be from quarter to quarter, tied to claims experience across motor, health and other insurance lines.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Investment_Income_Sensitivity\"><\/span><strong>2. Investment Income Sensitivity<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>A portion of the insurer&#8217;s earnings depends on investment returns on its policyholder and shareholder funds, which are sensitive to broader market conditions and can introduce additional earnings volatility.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Competitive_General_Insurance_Market\"><\/span><strong>3. Competitive General Insurance Market<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The general insurance industry in India remains highly competitive, with multiple large players competing on pricing and distribution, which could pressure margins over time.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>ICICI Lombard Q1 results FY27 show a sharp profit decline, with PAT down 46.03% to Rs 403 crore despite revenue growth of 10.83% to Rs 7,088 crore, as gross profit nearly halved. Healthy premium growth is the one bright spot in the ICICI Lombard Q1 results FY27, against a significant deterioration in underwriting or investment profitability that needs further management clarity. Investors should watch for detailed commentary on claims trends and consult a SEBI-registered advisor before acting on the numbers.<\/p>\n<div style=\"background: #CC0000; border-radius: 8px; padding: 16px 20px; margin: 24px 0;\">\n<p style=\"color: #ffffff; font-size: 13px; line-height: 1.7; margin: 0;\"><strong style=\"color: #ffffff;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_on_ICICI_Lombard_Q1_results_FY27\"><\/span><strong>Frequently Asked Questions on ICICI Lombard Q1 results FY27<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"When_were_the_ICICI_Lombard_Q1_results_FY27_announced\"><\/span><strong>When were the ICICI Lombard Q1 results FY27 announced?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The ICICI Lombard Q1 results FY27 were announced on Wednesday, 15 July 2026, for the quarter ended 30 June 2026.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_PAT_in_ICICI_Lombard_Q1_results_FY27\"><\/span><strong>What is the PAT in ICICI Lombard Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The PAT in ICICI Lombard Q1 results FY27 fell 46.03% year on year to Rs 403 crore from Rs 747 crore.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_was_the_revenue_in_ICICI_Lombard_Q1_results_FY27\"><\/span><strong>What was the revenue in ICICI Lombard Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Revenue in the ICICI Lombard Q1 results FY27 grew 10.83% year on year to Rs 7,088 crore from Rs 6,395 crore.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Why_did_ICICI_Lombard_profit_fall_despite_revenue_growth_in_Q1_FY27\"><\/span><strong>Why did ICICI Lombard profit fall despite revenue growth in Q1 FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> PAT fell sharply in the ICICI Lombard Q1 results FY27 even as revenue grew 10.83%, with gross profit down 46.76%, suggesting weaker underwriting margins or investment income relative to a strong year-ago base.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_did_ICICI_Lombard_share_price_react_to_the_Q1_results_FY27\"><\/span><strong>How did ICICI Lombard share price react to the Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> ICICI Lombard General Insurance share price rose 1.48% to close at Rs 1,814.60 on the NSE after the ICICI Lombard Q1 results FY27, despite the sharp profit decline.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_ICICI_Lombard_a_good_buy_after_the_Q1_results_FY27\"><\/span><strong>Is ICICI Lombard a good buy after the Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The ICICI Lombard Q1 results FY27 show healthy premium growth but a sharp profit decline that needs further clarity on underwriting trends. This article is for educational purposes only. Consult a SEBI-registered advisor before investing.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"When were the ICICI Lombard Q1 results FY27 announced?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The ICICI Lombard Q1 results FY27 were announced on Wednesday, 15 July 2026, for the quarter ended 30 June 2026.\"}},{\"@type\":\"Question\",\"name\":\"What is the PAT in ICICI Lombard Q1 results FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The PAT in ICICI Lombard Q1 results FY27 fell 46.03% year on year to Rs 403 crore from Rs 747 crore.\"}},{\"@type\":\"Question\",\"name\":\"What was the revenue in ICICI Lombard Q1 results FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Revenue in the ICICI Lombard Q1 results FY27 grew 10.83% year on year to Rs 7,088 crore from Rs 6,395 crore.\"}},{\"@type\":\"Question\",\"name\":\"Why did ICICI Lombard profit fall despite revenue growth in Q1 FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"PAT fell sharply in the ICICI Lombard Q1 results FY27 even as revenue grew 10.83%, with gross profit down 46.76%, suggesting weaker underwriting margins or investment income relative to a strong year-ago base.\"}},{\"@type\":\"Question\",\"name\":\"How did ICICI Lombard share price react to the Q1 results FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"ICICI Lombard General Insurance share price rose 1.48% to close at Rs 1,814.60 on the NSE after the ICICI Lombard Q1 results FY27, despite the sharp profit decline.\"}},{\"@type\":\"Question\",\"name\":\"Is ICICI Lombard a good buy after the Q1 results FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The ICICI Lombard Q1 results FY27 show healthy premium growth but a sharp profit decline that needs further clarity on underwriting trends. This article is for educational purposes only. Consult a SEBI-registered advisor before investing.\"}}]}<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>ICICI Lombard Q1 results FY27: net profit falls 46.03% YoY to Rs 403 crore despite revenue growth of 10.83% to Rs 7,088 crore, as gross profit nearly halves. Full analysis of the underwriting margin pressure.<\/p>\n","protected":false},"author":34,"featured_media":153849,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[4796],"class_list":["post-153821","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-q1-results-fy27"],"metadata":{"rank_math_internal_links_processed":["1"],"_edit_lock":["1784174296:23"],"_last_editor_used_jetpack":["block-editor"],"rank_math_primary_category":["842"],"rank_math_seo_score":["80"],"rank_math_title":["ICICI Lombard Q1 results FY27: PAT Down 46%, Stock Up 1.5%"],"rank_math_description":["ICICI Lombard Q1 results FY27: net profit falls 46.03% YoY to Rs 403 crore despite revenue growth of 10.83% to Rs 7,088 crore, as gross profit turns sharply negative. 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