{"id":153634,"date":"2026-07-15T17:31:59","date_gmt":"2026-07-15T12:01:59","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=153634"},"modified":"2026-07-15T17:32:00","modified_gmt":"2026-07-15T12:02:00","slug":"hdb-financial-services-q1-results-fy27-pat-785-crore","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/hdb-financial-services-q1-results-fy27-pat-785-crore\/","title":{"rendered":"HDB Financial Services Q1 Results FY27: Net Profit Rises 38.3% to Rs 785 Crore as NIM Expands to 8.4%"},"content":{"rendered":"<div class=\"meta-block\"><\/div>\n<p style=\"border-left: 4px solid #1F4E79; background: #EBF3FB; padding: 10px 16px; font-style: italic;\"><em>HDB Financial Q1 FY27: PAT Rs 785 Cr, up 38.3% YoY. Revenue Rs 4,938 Cr, up 10.6%. NII Rs 2,509 Cr, up 19.9%. AUM Rs 1.22 lakh Cr, up 11.3%. NIM 8.4% vs 7.7%. Stock up 1.05%.<\/em><\/p>\n<p>HDB Financial Services Q1 results FY27 were announced on Wednesday, 15 July 2026, with the HDFC Bank promoted non banking finance company reporting a net profit of Rs 785 crore, up 38.3% from Rs 568 crore in the year ago quarter. Revenue in the HDB Financial Services Q1 results FY27 grew a more modest 10.6% year on year to Rs 4,938 crore from Rs 4,465 crore, while net interest income rose a sharper 19.9% to Rs 2,509 crore from Rs 2,093 crore.<\/p>\n<p>Assets under management crossed Rs 1.22 lakh crore, up 11.3% from Rs 1.10 lakh crore a year earlier, while the net interest margin expanded to 8.4% from 7.7% year on year and improved further from 8.2% on a sequential basis. Shares of <a href=\"https:\/\/univest.in\/stocks\/hdbfs\/hdb-financial-services-l-share-price-today\">HDB Financial Services<\/a> rose 1.05% to close at Rs 751.70.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&amp;utm_medium=hdb-financial-q1-fy27-pat\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/hdb-financial-services-q1-results-fy27-pat-785-crore\/#HDB_Financial_Services_Q1_results_FY27_Financial_Highlights\" title=\"HDB Financial Services Q1 results FY27 Financial Highlights\">HDB Financial Services Q1 results FY27 Financial Highlights<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/hdb-financial-services-q1-results-fy27-pat-785-crore\/#HDB_Financial_Services_Q1_results_FY27_Performance_Analysis\" title=\"HDB Financial Services Q1 results FY27 Performance Analysis\">HDB Financial Services Q1 results FY27 Performance Analysis<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/hdb-financial-services-q1-results-fy27-pat-785-crore\/#HDB_Financial_Services_Q1_results_FY27_Key_Business_Factors\" title=\"HDB Financial Services Q1 results FY27: Key Business Factors\">HDB Financial Services Q1 results FY27: Key Business Factors<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/hdb-financial-services-q1-results-fy27-pat-785-crore\/#1_Sustained_NIM_Expansion\" title=\"1. Sustained NIM Expansion\">1. Sustained NIM Expansion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/hdb-financial-services-q1-results-fy27-pat-785-crore\/#2_Strong_AUM_Growth_Past_Rs_122_Lakh_Crore\" title=\"2. Strong AUM Growth Past Rs 1.22 Lakh Crore\">2. Strong AUM Growth Past Rs 1.22 Lakh Crore<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/hdb-financial-services-q1-results-fy27-pat-785-crore\/#3_HDFC_Bank_Parentage\" title=\"3. HDFC Bank Parentage\">3. HDFC Bank Parentage<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/hdb-financial-services-q1-results-fy27-pat-785-crore\/#Dividend_Details\" title=\"Dividend Details\">Dividend Details<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/hdb-financial-services-q1-results-fy27-pat-785-crore\/#HDB_Financial_Services_Q1_results_FY27_Outlook_for_the_Full_Year\" title=\"HDB Financial Services Q1 results FY27 Outlook for the Full Year\">HDB Financial Services Q1 results FY27 Outlook for the Full Year<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/hdb-financial-services-q1-results-fy27-pat-785-crore\/#HDB_Financial_Services_Stock_Performance_After_the_Q1_Results\" title=\"HDB Financial Services Stock Performance After the Q1 Results\">HDB Financial Services Stock Performance After the Q1 Results<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/hdb-financial-services-q1-results-fy27-pat-785-crore\/#Key_Risks\" title=\"Key Risks\">Key Risks<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/hdb-financial-services-q1-results-fy27-pat-785-crore\/#1_Sustainability_of_NIM_Expansion\" title=\"1. Sustainability of NIM Expansion\">1. Sustainability of NIM Expansion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/hdb-financial-services-q1-results-fy27-pat-785-crore\/#2_Asset_Quality_Risk_on_Growing_Book\" title=\"2. Asset Quality Risk on Growing Book\">2. Asset Quality Risk on Growing Book<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/hdb-financial-services-q1-results-fy27-pat-785-crore\/#3_Competitive_NBFC_Lending_Market\" title=\"3. Competitive NBFC Lending Market\">3. Competitive NBFC Lending Market<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/hdb-financial-services-q1-results-fy27-pat-785-crore\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/hdb-financial-services-q1-results-fy27-pat-785-crore\/#Frequently_Asked_Questions_on_HDB_Financial_Services_Q1_results_FY27\" title=\"Frequently Asked Questions on HDB Financial Services Q1 results FY27\">Frequently Asked Questions on HDB Financial Services Q1 results FY27<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/hdb-financial-services-q1-results-fy27-pat-785-crore\/#When_were_the_HDB_Financial_Services_Q1_results_FY27_announced\" title=\"When were the HDB Financial Services Q1 results FY27 announced?\">When were the HDB Financial Services Q1 results FY27 announced?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/hdb-financial-services-q1-results-fy27-pat-785-crore\/#What_is_the_net_profit_in_HDB_Financial_Services_Q1_results_FY27\" title=\"What is the net profit in HDB Financial Services Q1 results FY27?\">What is the net profit in HDB Financial Services Q1 results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/hdb-financial-services-q1-results-fy27-pat-785-crore\/#What_was_the_revenue_in_HDB_Financial_Services_Q1_results_FY27\" title=\"What was the revenue in HDB Financial Services Q1 results FY27?\">What was the revenue in HDB Financial Services Q1 results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/hdb-financial-services-q1-results-fy27-pat-785-crore\/#What_is_the_AUM_in_HDB_Financial_Services_Q1_results_FY27\" title=\"What is the AUM in HDB Financial Services Q1 results FY27?\">What is the AUM in HDB Financial Services Q1 results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/univest.in\/blogs-2\/hdb-financial-services-q1-results-fy27-pat-785-crore\/#What_is_the_NIM_in_HDB_Financial_Services_Q1_results_FY27\" title=\"What is the NIM in HDB Financial Services Q1 results FY27?\">What is the NIM in HDB Financial Services Q1 results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/univest.in\/blogs-2\/hdb-financial-services-q1-results-fy27-pat-785-crore\/#How_did_HDB_Financial_Services_share_price_react_to_the_Q1_results_FY27\" title=\"How did HDB Financial Services share price react to the Q1 results FY27?\">How did HDB Financial Services share price react to the Q1 results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/univest.in\/blogs-2\/hdb-financial-services-q1-results-fy27-pat-785-crore\/#Is_HDB_Financial_Services_a_good_buy_after_the_Q1_results_FY27\" title=\"Is HDB Financial Services a good buy after the Q1 results FY27?\">Is HDB Financial Services a good buy after the Q1 results FY27?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"HDB_Financial_Services_Q1_results_FY27_Financial_Highlights\"><\/span><strong>HDB Financial Services Q1 results FY27 Financial Highlights<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The June quarter delivered profit growth well ahead of revenue growth, supported by strong margin expansion, a combination central to the HDB Financial Services Q1 results FY27. The table below summarises the numbers against the year ago quarter.<\/p>\n<table>\n<thead>\n<tr>\n<th>Metric<\/th>\n<th>Q1 FY27<\/th>\n<th>Q1 FY26<\/th>\n<th>YoY Change<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Revenue<\/td>\n<td>Rs 4,938 Cr<\/td>\n<td>Rs 4,465 Cr<\/td>\n<td>+10.6%<\/td>\n<\/tr>\n<tr>\n<td>Net Interest Income (NII)<\/td>\n<td>Rs 2,509 Cr<\/td>\n<td>Rs 2,093 Cr<\/td>\n<td>+19.9%<\/td>\n<\/tr>\n<tr>\n<td>AUM<\/td>\n<td>Rs 1.22 Lakh Cr<\/td>\n<td>Rs 1.10 Lakh Cr<\/td>\n<td>+11.3%<\/td>\n<\/tr>\n<tr>\n<td>NIM<\/td>\n<td>8.4%<\/td>\n<td>7.7%<\/td>\n<td>+70 bps<\/td>\n<\/tr>\n<tr>\n<td>Net Profit (PAT)<\/td>\n<td>Rs 785 Cr<\/td>\n<td>Rs 568 Cr<\/td>\n<td>+38.3%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>NIM improving to 8.4% from 8.2% on a sequential basis in the HDB Financial Services Q1 results FY27, alongside the year on year expansion from 7.7%, shows the margin gains this quarter are not just a one-off but part of a continuing trend across recent quarters.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"HDB_Financial_Services_Q1_results_FY27_Performance_Analysis\"><\/span><strong>HDB Financial Services Q1 results FY27 Performance Analysis<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/sebi-registered-investment-advisor-india\"><strong>Get Personalised Guidance from a SEBI-Registered Investment Advisor<\/strong><\/a><\/p>\n<p>PAT growth of 38.3% comfortably outpacing both revenue growth of 10.6% and NII growth of 19.9% in the HDB Financial Services Q1 results FY27 points to significant operating leverage, with the company converting a much larger share of its income growth into bottom line profit than in the year ago quarter.<\/p>\n<p>The gap between NII growth of 19.9% and overall revenue growth of just 10.6% suggests that non-interest income components grew more slowly or even declined, meaning the core lending spread business is performing considerably better than the headline revenue figure alone would suggest.<\/p>\n<p>NIM expanding to 8.4% from 7.7% year on year, and further improving sequentially from 8.2%, is the clearest driver behind the strong profit growth in the HDB Financial Services Q1 results FY27, reflecting either better asset yields, lower funding costs, or a combination of both as the company&#8217;s AUM continues to scale past Rs 1.22 lakh crore.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"HDB_Financial_Services_Q1_results_FY27_Key_Business_Factors\"><\/span><strong>HDB Financial Services Q1 results FY27: Key Business Factors<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"1_Sustained_NIM_Expansion\"><\/span><strong>1. Sustained NIM Expansion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Net interest margin improving to 8.4% from 7.7% year on year, and continuing to expand sequentially, is the single biggest driver behind the profit growth in the HDB Financial Services Q1 results FY27, reflecting improving spread economics.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Strong_AUM_Growth_Past_Rs_122_Lakh_Crore\"><\/span><strong>2. Strong AUM Growth Past Rs 1.22 Lakh Crore<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Assets under management crossing Rs 1.22 lakh crore, up 11.3% year on year, gives the company an expanding base over which to generate interest income, supporting the NII growth reported in the HDB Financial Services Q1 results FY27.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_HDFC_Bank_Parentage\"><\/span><strong>3. HDFC Bank Parentage<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>As a subsidiary of HDFC Bank, the company benefits from access to funding, brand credibility and potential cross-referral opportunities, structural advantages that support consistent growth over time.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Dividend_Details\"><\/span><strong>Dividend Details<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>No new dividend was announced specifically alongside the HDB Financial Services Q1 results FY27. Investors should watch for the company&#8217;s dividend history and future board meeting announcements to gauge its capital allocation approach going forward.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"HDB_Financial_Services_Q1_results_FY27_Outlook_for_the_Full_Year\"><\/span><strong>HDB Financial Services Q1 results FY27 Outlook for the Full Year<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Continued NIM expansion and AUM growth will be the key drivers to watch through the rest of FY27, along with whether the company can sustain the pace of margin improvement seen over the past few quarters. Investors should track disbursement trends across the company&#8217;s lending segments, funding cost trends, and any commentary on asset quality from the post-results earnings call.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"HDB_Financial_Services_Stock_Performance_After_the_Q1_Results\"><\/span><strong>HDB Financial Services Stock Performance After the Q1 Results<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"margin-top: 24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track HDB Financial Services live share price and upcoming quarterly results.<\/em><\/p>\n<p>HDB Financial Services share price rose 1.05% to close at Rs 751.70 on the NSE after the HDB Financial Services Q1 results FY27, touching an intraday high of Rs 758 during the session.<\/p>\n<p>The relatively modest stock reaction, despite the sharp 38.3% profit growth, suggests the market had already priced in much of the strength given the company&#8217;s recent quarters of consistent margin expansion and AUM growth.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Risks\"><\/span><strong>Key Risks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Investors going through the fine print of the HDB Financial Services Q1 results FY27 should also weigh the following risks.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Sustainability_of_NIM_Expansion\"><\/span><strong>1. Sustainability of NIM Expansion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The margin expansion driving much of the profit growth in the HDB Financial Services Q1 results FY27 may not continue indefinitely, and any reversal in funding costs or asset yields could pressure future profitability, a risk worth flagging even after such a strong quarter.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Asset_Quality_Risk_on_Growing_Book\"><\/span><strong>2. Asset Quality Risk on Growing Book<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>As AUM continues to scale rapidly past Rs 1.22 lakh crore, maintaining consistent underwriting quality across the loan book will be essential to avoid future asset quality stress.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Competitive_NBFC_Lending_Market\"><\/span><strong>3. Competitive NBFC Lending Market<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The retail and SME lending space remains highly competitive, with banks and other NBFCs vying for market share, which could pressure yields and growth rates over time.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>HDB Financial Services Q1 results FY27 show net profit up 38.3% to Rs 785 crore, driven substantially by NIM expansion to 8.4% from 7.7%, alongside AUM crossing Rs 1.22 lakh crore, up 11.3%. Sustained margin improvement is the standout highlight of the HDB Financial Services Q1 results FY27, against the risk of that expansion moderating and typical NBFC asset quality considerations. Investors should track NIM and AUM trends and consult a SEBI-registered advisor before acting on the numbers.<\/p>\n<div style=\"background: #CC0000; border-radius: 8px; padding: 16px 20px; margin: 24px 0;\">\n<p style=\"color: #ffffff; font-size: 13px; line-height: 1.7; margin: 0;\"><strong style=\"color: #ffffff;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_on_HDB_Financial_Services_Q1_results_FY27\"><\/span><strong>Frequently Asked Questions on HDB Financial Services Q1 results FY27<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"When_were_the_HDB_Financial_Services_Q1_results_FY27_announced\"><\/span><strong>When were the HDB Financial Services Q1 results FY27 announced?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The HDB Financial Services Q1 results FY27 were announced on Wednesday, 15 July 2026, for the quarter ended 30 June 2026.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_net_profit_in_HDB_Financial_Services_Q1_results_FY27\"><\/span><strong>What is the net profit in HDB Financial Services Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Net profit in the HDB Financial Services Q1 results FY27 rose 38.3% year on year to Rs 785 crore from Rs 568 crore.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_was_the_revenue_in_HDB_Financial_Services_Q1_results_FY27\"><\/span><strong>What was the revenue in HDB Financial Services Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Revenue in the HDB Financial Services Q1 results FY27 grew 10.6% year on year to Rs 4,938 crore, while net interest income rose a sharper 19.9% to Rs 2,509 crore.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_AUM_in_HDB_Financial_Services_Q1_results_FY27\"><\/span><strong>What is the AUM in HDB Financial Services Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Assets under management in the HDB Financial Services Q1 results FY27 crossed Rs 1.22 lakh crore, up 11.3% from Rs 1.10 lakh crore a year earlier.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_NIM_in_HDB_Financial_Services_Q1_results_FY27\"><\/span><strong>What is the NIM in HDB Financial Services Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Net interest margin in the HDB Financial Services Q1 results FY27 expanded to 8.4% from 7.7% year on year, and improved further from 8.2% on a sequential basis.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_did_HDB_Financial_Services_share_price_react_to_the_Q1_results_FY27\"><\/span><strong>How did HDB Financial Services share price react to the Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> HDB Financial Services share price rose 1.05% to close at Rs 751.70 on the NSE after the HDB Financial Services Q1 results FY27.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_HDB_Financial_Services_a_good_buy_after_the_Q1_results_FY27\"><\/span><strong>Is HDB Financial Services a good buy after the Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The HDB Financial Services Q1 results FY27 show strong profit growth driven by NIM expansion and AUM growth, though sustaining this margin trajectory is a factor to watch. This article is for educational purposes only. Consult a SEBI-registered advisor before investing.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"When were the HDB Financial Services Q1 results FY27 announced?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The HDB Financial Services Q1 results FY27 were announced on Wednesday, 15 July 2026, for the quarter ended 30 June 2026.\"}},{\"@type\":\"Question\",\"name\":\"What is the net profit in HDB Financial Services Q1 results FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Net profit in the HDB Financial Services Q1 results FY27 rose 38.3% year on year to Rs 785 crore from Rs 568 crore.\"}},{\"@type\":\"Question\",\"name\":\"What was the revenue in HDB Financial Services Q1 results FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Revenue in the HDB Financial Services Q1 results FY27 grew 10.6% year on year to Rs 4,938 crore, while net interest income rose a sharper 19.9% to Rs 2,509 crore.\"}},{\"@type\":\"Question\",\"name\":\"What is the AUM in HDB Financial Services Q1 results FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Assets under management in the HDB Financial Services Q1 results FY27 crossed Rs 1.22 lakh crore, up 11.3% from Rs 1.10 lakh crore a year earlier.\"}},{\"@type\":\"Question\",\"name\":\"What is the NIM in HDB Financial Services Q1 results FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Net interest margin in the HDB Financial Services Q1 results FY27 expanded to 8.4% from 7.7% year on year, and improved further from 8.2% on a sequential basis.\"}},{\"@type\":\"Question\",\"name\":\"How did HDB Financial Services share price react to the Q1 results FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"HDB Financial Services share price rose 1.05% to close at Rs 751.70 on the NSE after the HDB Financial Services Q1 results FY27.\"}},{\"@type\":\"Question\",\"name\":\"Is HDB Financial Services a good buy after the Q1 results FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The HDB Financial Services Q1 results FY27 show strong profit growth driven by NIM expansion and AUM growth, though sustaining this margin trajectory is a factor to watch. This article is for educational purposes only. Consult a SEBI-registered advisor before investing.\"}}]}<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>HDB Financial Services Q1 results FY27: net profit up 38.3% YoY to Rs 785 crore, NII up 19.9% to Rs 2,509 crore, AUM crosses Rs 1.22 lakh crore, NIM expands to 8.4%. Full analysis of this HDFC Bank-backed NBFC and FY27 outlook.<\/p>\n","protected":false},"author":34,"featured_media":153639,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[4796],"class_list":["post-153634","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-q1-results-fy27"],"metadata":{"rank_math_internal_links_processed":["1"],"_edit_lock":["1784116931:23"],"_last_editor_used_jetpack":["block-editor"],"rank_math_primary_category":["842"],"rank_math_seo_score":["76"],"rank_math_title":["HDB Financial Services Q1 results FY27: PAT Up 38%"],"rank_math_description":["HDB Financial Services Q1 results FY27: net profit up 38.3% YoY to Rs 785 crore, NII up 19.9% to Rs 2,509 crore, AUM crosses Rs 1.22 lakh crore. 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