{"id":153396,"date":"2026-07-15T16:26:11","date_gmt":"2026-07-15T10:56:11","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=153396"},"modified":"2026-07-15T16:26:12","modified_gmt":"2026-07-15T10:56:12","slug":"jana-small-finance-bank-q1-results-fy27-pat-155-crore","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-q1-results-fy27-pat-155-crore\/","title":{"rendered":"Jana Small Finance Bank Q1 Results FY27: Net Profit Rises 52.3% to Rs 155 Crore as Asset Quality Improves"},"content":{"rendered":"<div class=\"meta-block\"><\/div>\n<p style=\"border-left: 4px solid #1F4E79; background: #EBF3FB; padding: 10px 16px; font-style: italic;\"><em>Jana SFB Q1 FY27: PAT Rs 155 Cr, up 52.3% YoY. NII Rs 782 Cr, up 33%. NIM 7.5% vs 7.2% QoQ. GNPA 2.24% vs 2.33%, NNPA 0.85% vs 0.87% QoQ. Stock nearly flat at Rs 488.90.<\/em><\/p>\n<p>Jana Small Finance Bank Q1 results FY27 were announced on Wednesday, 15 July 2026, with the small finance bank reporting a consolidated net profit of Rs 155 crore, up 52.3% from Rs 102 crore in the year ago quarter. Net interest income in the Jana Small Finance Bank Q1 results FY27 grew a sharper 33% year on year to Rs 782 crore from Rs 588 crore, with the net interest margin improving to 7.5% from 7.2% on a sequential basis.<\/p>\n<p>Asset quality continued to improve, with gross NPA declining to 2.24% from 2.33% in the preceding quarter and net NPA easing to 0.85% from 0.87%. Shares of <a href=\"https:\/\/univest.in\/stocks\/jsfb\/jana-small-finance-bank-ltd-share-price-today\">Jana Small Finance Bank<\/a> were little changed, slipping 0.21% to close at Rs 488.90.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&amp;utm_medium=jana-sfb-q1-fy27-pat\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-q1-results-fy27-pat-155-crore\/#Jana_Small_Finance_Bank_Q1_results_FY27_Financial_Highlights\" title=\"Jana Small Finance Bank Q1 results FY27 Financial Highlights\">Jana Small Finance Bank Q1 results FY27 Financial Highlights<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-q1-results-fy27-pat-155-crore\/#Jana_Small_Finance_Bank_Q1_results_FY27_Performance_Analysis\" title=\"Jana Small Finance Bank Q1 results FY27 Performance Analysis\">Jana Small Finance Bank Q1 results FY27 Performance Analysis<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-q1-results-fy27-pat-155-crore\/#Jana_Small_Finance_Bank_Q1_results_FY27_Key_Business_Factors\" title=\"Jana Small Finance Bank Q1 results FY27: Key Business Factors\">Jana Small Finance Bank Q1 results FY27: Key Business Factors<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-q1-results-fy27-pat-155-crore\/#1_Strong_NII_and_Margin_Expansion\" title=\"1. Strong NII and Margin Expansion\">1. Strong NII and Margin Expansion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-q1-results-fy27-pat-155-crore\/#2_Continued_Asset_Quality_Improvement\" title=\"2. Continued Asset Quality Improvement\">2. Continued Asset Quality Improvement<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-q1-results-fy27-pat-155-crore\/#3_Small_Finance_Bank_Growth_Model\" title=\"3. Small Finance Bank Growth Model\">3. Small Finance Bank Growth Model<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-q1-results-fy27-pat-155-crore\/#Dividend_Details\" title=\"Dividend Details\">Dividend Details<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-q1-results-fy27-pat-155-crore\/#Jana_Small_Finance_Bank_Q1_results_FY27_Outlook_for_the_Full_Year\" title=\"Jana Small Finance Bank Q1 results FY27 Outlook for the Full Year\">Jana Small Finance Bank Q1 results FY27 Outlook for the Full Year<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-q1-results-fy27-pat-155-crore\/#Jana_Small_Finance_Bank_Stock_Performance_After_the_Q1_Results\" title=\"Jana Small Finance Bank Stock Performance After the Q1 Results\">Jana Small Finance Bank Stock Performance After the Q1 Results<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-q1-results-fy27-pat-155-crore\/#Key_Risks\" title=\"Key Risks\">Key Risks<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-q1-results-fy27-pat-155-crore\/#1_Microfinance_and_MSME_Credit_Risk\" title=\"1. Microfinance and MSME Credit Risk\">1. Microfinance and MSME Credit Risk<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-q1-results-fy27-pat-155-crore\/#2_Margin_Pressure_from_Deposit_Competition\" title=\"2. Margin Pressure from Deposit Competition\">2. Margin Pressure from Deposit Competition<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-q1-results-fy27-pat-155-crore\/#3_Smaller_Scale_and_Concentration_Risk\" title=\"3. Smaller Scale and Concentration Risk\">3. Smaller Scale and Concentration Risk<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-q1-results-fy27-pat-155-crore\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-q1-results-fy27-pat-155-crore\/#Frequently_Asked_Questions_on_Jana_Small_Finance_Bank_Q1_results_FY27\" title=\"Frequently Asked Questions on Jana Small Finance Bank Q1 results FY27\">Frequently Asked Questions on Jana Small Finance Bank Q1 results FY27<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-q1-results-fy27-pat-155-crore\/#When_were_the_Jana_Small_Finance_Bank_Q1_results_FY27_announced\" title=\"When were the Jana Small Finance Bank Q1 results FY27 announced?\">When were the Jana Small Finance Bank Q1 results FY27 announced?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-q1-results-fy27-pat-155-crore\/#What_is_the_PAT_in_Jana_Small_Finance_Bank_Q1_results_FY27\" title=\"What is the PAT in Jana Small Finance Bank Q1 results FY27?\">What is the PAT in Jana Small Finance Bank Q1 results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-q1-results-fy27-pat-155-crore\/#What_was_the_NII_in_Jana_Small_Finance_Bank_Q1_results_FY27\" title=\"What was the NII in Jana Small Finance Bank Q1 results FY27?\">What was the NII in Jana Small Finance Bank Q1 results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-q1-results-fy27-pat-155-crore\/#What_is_the_asset_quality_in_Jana_Small_Finance_Bank_Q1_results_FY27\" title=\"What is the asset quality in Jana Small Finance Bank Q1 results FY27?\">What is the asset quality in Jana Small Finance Bank Q1 results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-q1-results-fy27-pat-155-crore\/#What_is_the_NIM_in_Jana_Small_Finance_Bank_Q1_results_FY27\" title=\"What is the NIM in Jana Small Finance Bank Q1 results FY27?\">What is the NIM in Jana Small Finance Bank Q1 results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-q1-results-fy27-pat-155-crore\/#How_did_Jana_Small_Finance_Bank_share_price_react_to_the_Q1_results_FY27\" title=\"How did Jana Small Finance Bank share price react to the Q1 results FY27?\">How did Jana Small Finance Bank share price react to the Q1 results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/univest.in\/blogs-2\/jana-small-finance-bank-q1-results-fy27-pat-155-crore\/#Is_Jana_Small_Finance_Bank_a_good_buy_after_the_Q1_results_FY27\" title=\"Is Jana Small Finance Bank a good buy after the Q1 results FY27?\">Is Jana Small Finance Bank a good buy after the Q1 results FY27?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Jana_Small_Finance_Bank_Q1_results_FY27_Financial_Highlights\"><\/span><strong>Jana Small Finance Bank Q1 results FY27 Financial Highlights<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The June quarter delivered strong profit and NII growth alongside continued asset quality improvement, a combination central to the Jana Small Finance Bank Q1 results FY27. The table below summarises the key numbers for the quarter.<\/p>\n<table>\n<thead>\n<tr>\n<th>Metric<\/th>\n<th>Q1 FY27<\/th>\n<th>Q1 FY26<\/th>\n<th>YoY \/ QoQ Change<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Net Profit (PAT)<\/td>\n<td>Rs 155 Cr<\/td>\n<td>Rs 102 Cr<\/td>\n<td>+52.3% YoY<\/td>\n<\/tr>\n<tr>\n<td>Net Interest Income (NII)<\/td>\n<td>Rs 782 Cr<\/td>\n<td>Rs 588 Cr<\/td>\n<td>+33% YoY<\/td>\n<\/tr>\n<tr>\n<td>Net Interest Margin (NIM)<\/td>\n<td>7.5%<\/td>\n<td>7.2% (QoQ)<\/td>\n<td>Improved<\/td>\n<\/tr>\n<tr>\n<td>Gross NPA<\/td>\n<td>2.24%<\/td>\n<td>2.33% (QoQ)<\/td>\n<td>Improved<\/td>\n<\/tr>\n<tr>\n<td>Net NPA<\/td>\n<td>0.85%<\/td>\n<td>0.87% (QoQ)<\/td>\n<td>Improved<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>NIM improving to 7.5% from 7.2% sequentially in the Jana Small Finance Bank Q1 results FY27, alongside NII growth of 33% comfortably outpacing PAT growth of 52.3% at the revenue line, shows the bank benefiting from both margin expansion and balance sheet growth simultaneously.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Jana_Small_Finance_Bank_Q1_results_FY27_Performance_Analysis\"><\/span><strong>Jana Small Finance Bank Q1 results FY27 Performance Analysis<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/sebi-registered-investment-advisor-india\"><strong>Get Personalised Guidance from a SEBI-Registered Investment Advisor<\/strong><\/a><\/p>\n<p>PAT growth of 52.3% comfortably outpacing NII growth of 33% in the Jana Small Finance Bank Q1 results FY27 points to operating leverage and improving credit costs working together, with the bank converting a larger share of its core income growth into bottom line profit.<\/p>\n<p>The sequential improvement in both gross NPA to 2.24% from 2.33% and net NPA to 0.85% from 0.87% continues a positive asset quality trend for the small finance bank, supporting lower provisioning requirements and contributing to the strong profit growth.<\/p>\n<p>NIM expanding to 7.5% from 7.2% quarter on quarter in the Jana Small Finance Bank Q1 results FY27 reflects either improving yields on the loan book, better funding cost management, or a combination of both, a positive signal for the bank&#8217;s core lending profitability.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Jana_Small_Finance_Bank_Q1_results_FY27_Key_Business_Factors\"><\/span><strong>Jana Small Finance Bank Q1 results FY27: Key Business Factors<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"1_Strong_NII_and_Margin_Expansion\"><\/span><strong>1. Strong NII and Margin Expansion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>NII growth of 33% alongside NIM improving to 7.5% from 7.2% in the Jana Small Finance Bank Q1 results FY27 shows the bank benefiting from both balance sheet growth and better spread management simultaneously.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Continued_Asset_Quality_Improvement\"><\/span><strong>2. Continued Asset Quality Improvement<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Both gross and net NPA ratios improved sequentially this quarter, extending a positive trend in credit quality that supports lower provisioning and stronger profitability.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Small_Finance_Bank_Growth_Model\"><\/span><strong>3. Small Finance Bank Growth Model<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>As a small finance bank focused on microfinance, affordable housing and MSME lending, the growth reflected in the Jana Small Finance Bank Q1 results FY27 points to continued momentum across the bank&#8217;s core underserved customer segments.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Dividend_Details\"><\/span><strong>Dividend Details<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>No new dividend was announced specifically alongside the Jana Small Finance Bank Q1 results FY27. Investors should watch for the bank&#8217;s dividend history and future board meeting announcements to gauge its capital allocation approach going forward.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Jana_Small_Finance_Bank_Q1_results_FY27_Outlook_for_the_Full_Year\"><\/span><strong>Jana Small Finance Bank Q1 results FY27 Outlook for the Full Year<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Continued improvement in asset quality, if sustained, should support further profitability gains through FY27, alongside the NIM expansion seen this quarter. Investors should track credit growth trends across the bank&#8217;s core microfinance, housing and MSME segments, along with further movement in NPA ratios and margin trends in coming quarters.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Jana_Small_Finance_Bank_Stock_Performance_After_the_Q1_Results\"><\/span><strong>Jana Small Finance Bank Stock Performance After the Q1 Results<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"margin-top: 24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track Jana Small Finance Bank live share price and upcoming quarterly results.<\/em><\/p>\n<p>Jana Small Finance Bank share price was little changed, slipping 0.21% to close at Rs 488.90 after the Jana Small Finance Bank Q1 results FY27, a muted reaction despite the strong profit growth reported.<\/p>\n<p>The stock&#8217;s flat reaction relative to the strength of the underlying numbers suggests the market may have already priced in much of this quarter&#8217;s improvement ahead of the results announcement.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Risks\"><\/span><strong>Key Risks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Investors going through the fine print of the Jana Small Finance Bank Q1 results FY27 should also weigh the following risks.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Microfinance_and_MSME_Credit_Risk\"><\/span><strong>1. Microfinance and MSME Credit Risk<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>As a small finance bank with meaningful exposure to microfinance and MSME lending, asset quality behind the Jana Small Finance Bank Q1 results FY27 remains sensitive to borrower-level income shocks and sector-specific stress.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Margin_Pressure_from_Deposit_Competition\"><\/span><strong>2. Margin Pressure from Deposit Competition<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Intense competition for deposits among banks and small finance banks could pressure the net interest margin gains seen this quarter in future periods.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Smaller_Scale_and_Concentration_Risk\"><\/span><strong>3. Smaller Scale and Concentration Risk<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>As a smaller bank relative to larger private and public sector peers, the company has less diversification buffer against regional or segment-specific credit stress.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Jana Small Finance Bank Q1 results FY27 show PAT up 52.3% to Rs 155 crore, NII up 33% to Rs 782 crore, and continued asset quality improvement with GNPA at 2.24% and NNPA at 0.85%, both improving sequentially, alongside NIM expansion to 7.5%. Strong margin and profit growth are the highlights of the Jana Small Finance Bank Q1 results FY27, against typical small finance bank risks around microfinance and MSME credit exposure. Investors should track NPA trends and consult a SEBI-registered advisor before acting on the numbers.<\/p>\n<div style=\"background: #CC0000; border-radius: 8px; padding: 16px 20px; margin: 24px 0;\">\n<p style=\"color: #ffffff; font-size: 13px; line-height: 1.7; margin: 0;\"><strong style=\"color: #ffffff;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_on_Jana_Small_Finance_Bank_Q1_results_FY27\"><\/span><strong>Frequently Asked Questions on Jana Small Finance Bank Q1 results FY27<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"When_were_the_Jana_Small_Finance_Bank_Q1_results_FY27_announced\"><\/span><strong>When were the Jana Small Finance Bank Q1 results FY27 announced?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The Jana Small Finance Bank Q1 results FY27 were announced on Wednesday, 15 July 2026, for the quarter ended 30 June 2026.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_PAT_in_Jana_Small_Finance_Bank_Q1_results_FY27\"><\/span><strong>What is the PAT in Jana Small Finance Bank Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The PAT in Jana Small Finance Bank Q1 results FY27 rose 52.3% year on year to Rs 155 crore from Rs 102 crore.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_was_the_NII_in_Jana_Small_Finance_Bank_Q1_results_FY27\"><\/span><strong>What was the NII in Jana Small Finance Bank Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Net interest income in the Jana Small Finance Bank Q1 results FY27 grew 33% year on year to Rs 782 crore from Rs 588 crore.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_asset_quality_in_Jana_Small_Finance_Bank_Q1_results_FY27\"><\/span><strong>What is the asset quality in Jana Small Finance Bank Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Asset quality in the Jana Small Finance Bank Q1 results FY27 improved sequentially, with gross NPA at 2.24% versus 2.33% in the preceding quarter, and net NPA at 0.85% versus 0.87%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_NIM_in_Jana_Small_Finance_Bank_Q1_results_FY27\"><\/span><strong>What is the NIM in Jana Small Finance Bank Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Net interest margin in the Jana Small Finance Bank Q1 results FY27 improved to 7.5% from 7.2% in the preceding quarter.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_did_Jana_Small_Finance_Bank_share_price_react_to_the_Q1_results_FY27\"><\/span><strong>How did Jana Small Finance Bank share price react to the Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Jana Small Finance Bank share price was little changed, slipping 0.21% to close at Rs 488.90 after the Jana Small Finance Bank Q1 results FY27.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_Jana_Small_Finance_Bank_a_good_buy_after_the_Q1_results_FY27\"><\/span><strong>Is Jana Small Finance Bank a good buy after the Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The Jana Small Finance Bank Q1 results FY27 show strong profit growth, margin expansion and improving asset quality, though typical small finance bank credit risks remain. This article is for educational purposes only. Consult a SEBI-registered advisor before investing.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Jana Small Finance Bank Q1 results FY27: net profit up 52.3% YoY to Rs 155 crore, NII up 33% to Rs 782 crore, NIM improves to 7.5%, GNPA improves to 2.24%. Full analysis and FY27 outlook.<\/p>\n","protected":false},"author":28,"featured_media":153415,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[3802],"class_list":["post-153396","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-news"],"metadata":{"rank_math_internal_links_processed":["1"],"_edit_lock":["1784112975:28"],"_last_editor_used_jetpack":["block-editor"],"rank_math_primary_category":["842"],"rank_math_seo_score":["76"],"rank_math_title":["Jana Small Finance Bank Q1 Results FY27: PAT Up 52%, NIM at 7.5%"],"rank_math_description":["Jana Small Finance Bank Q1 results FY27: net profit up 52.3% YoY to Rs 155 crore, NII up 33% to Rs 782 crore, GNPA improves to 2.24%. 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