{"id":152668,"date":"2026-07-15T13:03:39","date_gmt":"2026-07-15T07:33:39","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=152668"},"modified":"2026-07-15T13:03:41","modified_gmt":"2026-07-15T07:33:41","slug":"union-bank-of-india-q1-results-fy27-pat-5332-crore","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/union-bank-of-india-q1-results-fy27-pat-5332-crore\/","title":{"rendered":"Union Bank of India Q1 Results FY27: PAT Rises 29.6% to Rs 5,332 Crore, GNPA Improves to 2.65%"},"content":{"rendered":"<div class=\"meta-block\">\u00a0<\/div>\n<p style=\"border-left: 4px solid #1F4E79; background: #EBF3FB; padding: 10px 16px; font-style: italic;\"><em>Union Bank of India Q1 FY27: PAT Rs 5,332 Cr, up 29.6% YoY. NII Rs 10,037 Cr, up 10%. GNPA 2.65% vs 2.82%. NNPA 0.47% vs 0.48%. Stock up 1.68% at Rs 173.54.<\/em><\/p>\n<p>Union Bank of India Q1 results FY27 were announced on Wednesday, 15 July 2026, with the public sector lender reporting a net profit of Rs 5,332 crore, up 29.6% from Rs 4,116 crore in the year ago quarter. Net interest income in the Union Bank of India Q1 results FY27 grew 10% year on year to Rs 10,037 crore from Rs 9,113 crore, while operating profit rose a sharper 15.8% to Rs 8,003 crore from Rs 6,909 crore.<\/p>\n<p>Asset quality continued to improve, with gross NPA declining to 2.65% from 2.82% in the preceding quarter and net NPA easing slightly to 0.47% from 0.48%. Shares of <a href=\"https:\/\/univest.in\/stocks\/unionbank\/union-bank-of-india-share-price-today\">Union Bank of India<\/a> rose 1.68% to close at Rs 173.54 on the NSE.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&amp;utm_medium=union-bank-of-india-q1-fy27-pat\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-q1-results-fy27-pat-5332-crore\/#Union_Bank_of_India_Q1_results_FY27_Financial_Highlights\" title=\"Union Bank of India Q1 results FY27 Financial Highlights\">Union Bank of India Q1 results FY27 Financial Highlights<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-q1-results-fy27-pat-5332-crore\/#Union_Bank_of_India_Q1_results_FY27_Performance_Analysis\" title=\"Union Bank of India Q1 results FY27 Performance Analysis\">Union Bank of India Q1 results FY27 Performance Analysis<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-q1-results-fy27-pat-5332-crore\/#Union_Bank_of_India_Q1_results_FY27_Key_Business_Factors\" title=\"Union Bank of India Q1 results FY27: Key Business Factors\">Union Bank of India Q1 results FY27: Key Business Factors<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-q1-results-fy27-pat-5332-crore\/#1_Sharp_Decline_in_Provisions\" title=\"1. Sharp Decline in Provisions\">1. Sharp Decline in Provisions<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-q1-results-fy27-pat-5332-crore\/#2_Continued_Asset_Quality_Improvement\" title=\"2. Continued Asset Quality Improvement\">2. Continued Asset Quality Improvement<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-q1-results-fy27-pat-5332-crore\/#3_Operating_Profit_Growth_Outpacing_NII\" title=\"3. Operating Profit Growth Outpacing NII\">3. Operating Profit Growth Outpacing NII<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-q1-results-fy27-pat-5332-crore\/#Dividend_Details\" title=\"Dividend Details\">Dividend Details<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-q1-results-fy27-pat-5332-crore\/#Union_Bank_of_India_Q1_results_FY27_Outlook_for_the_Full_Year\" title=\"Union Bank of India Q1 results FY27 Outlook for the Full Year\">Union Bank of India Q1 results FY27 Outlook for the Full Year<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-q1-results-fy27-pat-5332-crore\/#Union_Bank_of_India_Stock_Performance_After_the_Q1_Results\" title=\"Union Bank of India Stock Performance After the Q1 Results\">Union Bank of India Stock Performance After the Q1 Results<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-q1-results-fy27-pat-5332-crore\/#Key_Risks\" title=\"Key Risks\">Key Risks<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-q1-results-fy27-pat-5332-crore\/#1_NII_Growth_Trailing_Profit_Growth\" title=\"1. NII Growth Trailing Profit Growth\">1. NII Growth Trailing Profit Growth<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-q1-results-fy27-pat-5332-crore\/#2_Margin_Pressure_from_Deposit_Competition\" title=\"2. Margin Pressure from Deposit Competition\">2. Margin Pressure from Deposit Competition<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-q1-results-fy27-pat-5332-crore\/#3_Credit_Cycle_Risk\" title=\"3. Credit Cycle Risk\">3. Credit Cycle Risk<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-q1-results-fy27-pat-5332-crore\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-q1-results-fy27-pat-5332-crore\/#Frequently_Asked_Questions_on_Union_Bank_of_India_Q1_results_FY27\" title=\"Frequently Asked Questions on Union Bank of India Q1 results FY27\">Frequently Asked Questions on Union Bank of India Q1 results FY27<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-q1-results-fy27-pat-5332-crore\/#When_were_the_Union_Bank_of_India_Q1_results_FY27_announced\" title=\"When were the Union Bank of India Q1 results FY27 announced?\">When were the Union Bank of India Q1 results FY27 announced?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-q1-results-fy27-pat-5332-crore\/#What_is_the_PAT_in_Union_Bank_of_India_Q1_results_FY27\" title=\"What is the PAT in Union Bank of India Q1 results FY27?\">What is the PAT in Union Bank of India Q1 results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-q1-results-fy27-pat-5332-crore\/#What_was_the_NII_in_Union_Bank_of_India_Q1_results_FY27\" title=\"What was the NII in Union Bank of India Q1 results FY27?\">What was the NII in Union Bank of India Q1 results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-q1-results-fy27-pat-5332-crore\/#What_is_the_asset_quality_in_Union_Bank_of_India_Q1_results_FY27\" title=\"What is the asset quality in Union Bank of India Q1 results FY27?\">What is the asset quality in Union Bank of India Q1 results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-q1-results-fy27-pat-5332-crore\/#Why_did_provisions_fall_in_Union_Bank_of_India_Q1_results_FY27\" title=\"Why did provisions fall in Union Bank of India Q1 results FY27?\">Why did provisions fall in Union Bank of India Q1 results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-q1-results-fy27-pat-5332-crore\/#How_did_Union_Bank_of_India_share_price_react_to_the_Q1_results_FY27\" title=\"How did Union Bank of India share price react to the Q1 results FY27?\">How did Union Bank of India share price react to the Q1 results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/univest.in\/blogs-2\/union-bank-of-india-q1-results-fy27-pat-5332-crore\/#Is_Union_Bank_of_India_a_good_buy_after_the_Q1_results_FY27\" title=\"Is Union Bank of India a good buy after the Q1 results FY27?\">Is Union Bank of India a good buy after the Q1 results FY27?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Union_Bank_of_India_Q1_results_FY27_Financial_Highlights\"><\/span><strong>Union Bank of India Q1 results FY27 Financial Highlights<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The June quarter delivered profit growth well ahead of NII growth, alongside continued asset quality improvement, a combination central to the Union Bank of India Q1 results FY27. The table below summarises the key numbers for the quarter.<\/p>\n<table>\n<thead>\n<tr>\n<th>Metric<\/th>\n<th>Q1 FY27<\/th>\n<th>Q1 FY26<\/th>\n<th>YoY \/ QoQ Change<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Net Profit (PAT)<\/td>\n<td>Rs 5,332 Cr<\/td>\n<td>Rs 4,116 Cr<\/td>\n<td>+29.6% YoY<\/td>\n<\/tr>\n<tr>\n<td>Net Interest Income (NII)<\/td>\n<td>Rs 10,037 Cr<\/td>\n<td>Rs 9,113 Cr<\/td>\n<td>+10% YoY<\/td>\n<\/tr>\n<tr>\n<td>Operating Profit<\/td>\n<td>Rs 8,003 Cr<\/td>\n<td>Rs 6,909 Cr<\/td>\n<td>+15.8% YoY<\/td>\n<\/tr>\n<tr>\n<td>Gross NPA<\/td>\n<td>2.65%<\/td>\n<td>2.82% (QoQ)<\/td>\n<td>Improved<\/td>\n<\/tr>\n<tr>\n<td>Net NPA<\/td>\n<td>0.47%<\/td>\n<td>0.48% (QoQ)<\/td>\n<td>Improved<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Provisions in the Union Bank of India Q1 results FY27 came in at Rs 979 crore, down sharply from Rs 1,665 crore in the year ago quarter and also lower than the Rs 1,055 crore reported in the preceding March quarter, reflecting the benefit of improving asset quality on the bank&#8217;s provisioning requirements.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Union_Bank_of_India_Q1_results_FY27_Performance_Analysis\"><\/span><strong>Union Bank of India Q1 results FY27 Performance Analysis<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/sebi-registered-investment-advisor-india\"><strong>Get Personalised Guidance from a SEBI-Registered Investment Advisor<\/strong><\/a><\/p>\n<p>PAT growth of 29.6% comfortably outpacing NII growth of 10% in the Union Bank of India Q1 results FY27 points to the combined benefit of lower provisions and operating profit growing at a sharper 15.8% pace, showing the bank is converting a larger share of its operating income into bottom line profit.<\/p>\n<p>The sequential improvement in gross NPA to 2.65% from 2.82% and the marginal improvement in net NPA to 0.47% from 0.48% continue a multi-quarter trend of balance sheet cleanup at the bank, supporting lower credit costs and the sharp decline in provisions this quarter.<\/p>\n<p>Provisions falling to Rs 979 crore from Rs 1,665 crore a year ago in the Union Bank of India Q1 results FY27 was a major contributor to the outsized profit growth, and the extent to which this lower provisioning trend continues will be an important factor in sustaining the current pace of earnings growth.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Union_Bank_of_India_Q1_results_FY27_Key_Business_Factors\"><\/span><strong>Union Bank of India Q1 results FY27: Key Business Factors<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"1_Sharp_Decline_in_Provisions\"><\/span><strong>1. Sharp Decline in Provisions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Provisions falling to Rs 979 crore from Rs 1,665 crore a year ago was a key driver of the profit growth in the Union Bank of India Q1 results FY27, directly reflecting the bank&#8217;s improving asset quality trajectory.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Continued_Asset_Quality_Improvement\"><\/span><strong>2. Continued Asset Quality Improvement<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Gross NPA improving to 2.65% from 2.82% and net NPA easing to 0.47% from 0.48% on a sequential basis extends a consistent multi-quarter cleanup trend at the bank.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Operating_Profit_Growth_Outpacing_NII\"><\/span><strong>3. Operating Profit Growth Outpacing NII<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Operating profit growing 15.8%, faster than the 10% NII growth in the Union Bank of India Q1 results FY27, suggests improving cost efficiency or other income contribution supporting the bank&#8217;s core profitability.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Dividend_Details\"><\/span><strong>Dividend Details<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>No new dividend was announced specifically alongside the Union Bank of India Q1 results FY27. Investors should watch for the bank&#8217;s dividend history and future board meeting announcements to gauge its capital allocation approach going forward.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Union_Bank_of_India_Q1_results_FY27_Outlook_for_the_Full_Year\"><\/span><strong>Union Bank of India Q1 results FY27 Outlook for the Full Year<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Continued improvement in asset quality, if sustained, should support further moderation in provisioning costs through FY27, providing a tailwind to profit growth even if NII growth remains in the moderate high single digit range. Investors should track credit growth trends, deposit mobilisation, and further movement in GNPA and NNPA ratios in coming quarters.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Union_Bank_of_India_Stock_Performance_After_the_Q1_Results\"><\/span><strong>Union Bank of India Stock Performance After the Q1 Results<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"margin-top: 24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track Union Bank of India live share price and upcoming quarterly results.<\/em><\/p>\n<p>Union Bank of India share price rose 1.68% to close at Rs 173.54 on the NSE after the Union Bank of India Q1 results FY27, touching an intraday high of Rs 177.49 during the session.<\/p>\n<p>The stock&#8217;s positive reaction reflects the market&#8217;s favourable read on the combination of strong profit growth and continued asset quality improvement, a pattern that has supported re-ratings across several public sector banks this earnings season.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Risks\"><\/span><strong>Key Risks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Investors going through the fine print of the Union Bank of India Q1 results FY27 should also weigh the following risks.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_NII_Growth_Trailing_Profit_Growth\"><\/span><strong>1. NII Growth Trailing Profit Growth<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>With NII growth of just 10% against PAT growth of 29.6% in the Union Bank of India Q1 results FY27, a meaningful share of this quarter&#8217;s profit growth depended on lower provisions rather than core income expansion, which may not repeat at the same pace.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Margin_Pressure_from_Deposit_Competition\"><\/span><strong>2. Margin Pressure from Deposit Competition<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Intense competition for deposits among public sector and private banks could pressure net interest margins in coming quarters, a sector-wide theme this earnings season.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Credit_Cycle_Risk\"><\/span><strong>3. Credit Cycle Risk<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>While asset quality has improved steadily, any economic slowdown or sector-specific stress could reverse the provisioning benefits that supported this quarter&#8217;s profit growth.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Union Bank of India Q1 results FY27 show PAT up 29.6% to Rs 5,332 crore, NII up 10% to Rs 10,037 crore, and continued asset quality improvement with GNPA at 2.65% and NNPA at 0.47%, both improving sequentially. Sharply lower provisions and steady asset quality cleanup are the highlights of the Union Bank of India Q1 results FY27, against the risk of NII growth trailing profit growth. Investors should track provisioning trends and consult a SEBI-registered advisor before acting on the numbers.<\/p>\n<div style=\"background: #CC0000; border-radius: 8px; padding: 16px 20px; margin: 24px 0;\">\n<p style=\"color: #ffffff; font-size: 13px; line-height: 1.7; margin: 0;\"><strong style=\"color: #ffffff;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_on_Union_Bank_of_India_Q1_results_FY27\"><\/span><strong>Frequently Asked Questions on Union Bank of India Q1 results FY27<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"When_were_the_Union_Bank_of_India_Q1_results_FY27_announced\"><\/span><strong>When were the Union Bank of India Q1 results FY27 announced?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The Union Bank of India Q1 results FY27 were announced on Wednesday, 15 July 2026, for the quarter ended 30 June 2026.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_PAT_in_Union_Bank_of_India_Q1_results_FY27\"><\/span><strong>What is the PAT in Union Bank of India Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The PAT in Union Bank of India Q1 results FY27 stood at Rs 5,332 crore, up 29.6% from Rs 4,116 crore in Q1 FY26.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_was_the_NII_in_Union_Bank_of_India_Q1_results_FY27\"><\/span><strong>What was the NII in Union Bank of India Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Net interest income in the Union Bank of India Q1 results FY27 rose 10% year on year to Rs 10,037 crore from Rs 9,113 crore.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_asset_quality_in_Union_Bank_of_India_Q1_results_FY27\"><\/span><strong>What is the asset quality in Union Bank of India Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Asset quality in the Union Bank of India Q1 results FY27 improved sequentially, with gross NPA at 2.65% versus 2.82% in the preceding quarter, and net NPA at 0.47% versus 0.48%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Why_did_provisions_fall_in_Union_Bank_of_India_Q1_results_FY27\"><\/span><strong>Why did provisions fall in Union Bank of India Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Provisions in the Union Bank of India Q1 results FY27 fell to Rs 979 crore from Rs 1,665 crore a year ago, reflecting the benefit of continued asset quality improvement on the bank&#8217;s credit costs.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_did_Union_Bank_of_India_share_price_react_to_the_Q1_results_FY27\"><\/span><strong>How did Union Bank of India share price react to the Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Union Bank of India share price rose 1.68% to close at Rs 173.54 on the NSE after the Union Bank of India Q1 results FY27.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_Union_Bank_of_India_a_good_buy_after_the_Q1_results_FY27\"><\/span><strong>Is Union Bank of India a good buy after the Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The Union Bank of India Q1 results FY27 show strong profit growth and improving asset quality, though NII growth trailed profit growth, meaning provisioning trends bear watching. This article is for educational purposes only. Consult a SEBI-registered advisor before investing.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"When were the Union Bank of India Q1 results FY27 announced?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The Union Bank of India Q1 results FY27 were announced on Wednesday, 15 July 2026, for the quarter ended 30 June 2026.\"}},{\"@type\":\"Question\",\"name\":\"What is the PAT in Union Bank of India Q1 results FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The PAT in Union Bank of India Q1 results FY27 stood at Rs 5,332 crore, up 29.6% from Rs 4,116 crore in Q1 FY26.\"}},{\"@type\":\"Question\",\"name\":\"What was the NII in Union Bank of India Q1 results FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Net interest income in the Union Bank of India Q1 results FY27 rose 10% year on year to Rs 10,037 crore from Rs 9,113 crore.\"}},{\"@type\":\"Question\",\"name\":\"What is the asset quality in Union Bank of India Q1 results FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Asset quality in the Union Bank of India Q1 results FY27 improved sequentially, with gross NPA at 2.65% versus 2.82% in the preceding quarter, and net NPA at 0.47% versus 0.48%.\"}},{\"@type\":\"Question\",\"name\":\"Why did provisions fall in Union Bank of India Q1 results FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Provisions in the Union Bank of India Q1 results FY27 fell to Rs 979 crore from Rs 1,665 crore a year ago, reflecting the benefit of continued asset quality improvement on the bank's credit costs.\"}},{\"@type\":\"Question\",\"name\":\"How did Union Bank of India share price react to the Q1 results FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Union Bank of India share price rose 1.68% to close at Rs 173.54 on the NSE after the Union Bank of India Q1 results FY27.\"}},{\"@type\":\"Question\",\"name\":\"Is Union Bank of India a good buy after the Q1 results FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The Union Bank of India Q1 results FY27 show strong profit growth and improving asset quality, though NII growth trailed profit growth, meaning provisioning trends bear watching. This article is for educational purposes only. Consult a SEBI-registered advisor before investing.\"}}]}<\/script><\/div><p><\/p>","protected":false},"excerpt":{"rendered":"<p>Union Bank of India Q1 results FY27: PAT up 29.6% YoY to Rs 5,332 crore, NII up 10% to Rs 10,037 crore, GNPA improves to 2.65% from 2.82%. Full analysis of the sharp fall in provisions and FY27 outlook.<\/p>\n","protected":false},"author":29,"featured_media":152698,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[],"class_list":["post-152668","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"metadata":{"rank_math_internal_links_processed":["1"],"_edit_lock":["1784100861:29"],"_last_editor_used_jetpack":["block-editor"],"rank_math_seo_score":["42"],"rank_math_title":["Union Bank Q1 Results FY27: PAT Rs 5,332 Cr, Up 30%"],"rank_math_description":["Union Bank of India Q1 results FY27: PAT up 29.6% YoY to Rs 5,332 crore, NII up 10% to Rs 10,037 crore, GNPA improves to 2.65%. 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