{"id":151408,"date":"2026-07-15T09:31:47","date_gmt":"2026-07-15T04:01:47","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=151408"},"modified":"2026-07-15T09:31:48","modified_gmt":"2026-07-15T04:01:48","slug":"psu-power-financing-stocks-loan-book-growth-2026","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/psu-power-financing-stocks-loan-book-growth-2026\/","title":{"rendered":"3 PSU Power Financing Stocks With Strong Loan Book Growth"},"content":{"rendered":"<div class=\"meta-block\"><\/div>\n<p style=\"border-left: 4px solid #1F4E79; background: #EBF3FB; padding: 10px 16px; font-style: italic;\"><em>PFC mkt cap Rs 1,34,149 Cr, PE 5.18. REC mkt cap Rs 92,439 Cr, record half-year profit Rs 8,877 Cr, up 19% YoY.<\/em><\/p>\n<p>Power Finance Corporation, REC and IREDA are three PSU power financing stocks with strong loan book growth, positioned to benefit from India&#8217;s anticipated Rs 46 lakh crore investment in the power sector across generation, transmission and renewable energy.<\/p>\n<p>As India&#8217;s power sector undergoes a multi-decade capex cycle spanning conventional generation, transmission expansion and renewable energy scale-up, PSU power financing stocks with strong loan book growth are capturing this financing demand through both traditional and increasingly renewable-focused lending.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&amp;utm_medium=psu-power-financing-loan-book-growth-stocks\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<p>This article examines PFC, REC and IREDA as PSU power financing stocks with strong loan book growth, covering their lending trends and the risks of this sector-concentrated financing theme.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/psu-power-financing-stocks-loan-book-growth-2026\/#What_Are_PSU_Power_Financing_Stocks_With_Strong_Loan_Book_Growth\" title=\"What Are PSU Power Financing Stocks With Strong Loan Book Growth\">What Are PSU Power Financing Stocks With Strong Loan Book Growth<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/psu-power-financing-stocks-loan-book-growth-2026\/#Why_Indias_Power_Sector_Investment_Supports_These_Financing_Stocks\" title=\"Why India&#8217;s Power Sector Investment Supports These Financing Stocks\">Why India&#8217;s Power Sector Investment Supports These Financing Stocks<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/psu-power-financing-stocks-loan-book-growth-2026\/#PFC_Largest_Consolidated_NBFC_Power_Loan_Book\" title=\"PFC: Largest Consolidated NBFC Power Loan Book\">PFC: Largest Consolidated NBFC Power Loan Book<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/psu-power-financing-stocks-loan-book-growth-2026\/#REC_Record_Profit_Growth_With_Renewable_Expansion\" title=\"REC: Record Profit Growth With Renewable Expansion\">REC: Record Profit Growth With Renewable Expansion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/psu-power-financing-stocks-loan-book-growth-2026\/#IREDA_Dedicated_Renewable_Energy_Financing_Specialist\" title=\"IREDA: Dedicated Renewable Energy Financing Specialist\">IREDA: Dedicated Renewable Energy Financing Specialist<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/psu-power-financing-stocks-loan-book-growth-2026\/#Factors_Affecting_PSU_Power_Financing_Stocks_With_Strong_Loan_Book_Growth\" title=\"Factors Affecting PSU Power Financing Stocks With Strong Loan Book Growth\">Factors Affecting PSU Power Financing Stocks With Strong Loan Book Growth<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/psu-power-financing-stocks-loan-book-growth-2026\/#Benefits_of_Investing_in_PSU_Power_Financing_Stocks_With_Strong_Loan_Book_Growth\" title=\"Benefits of Investing in PSU Power Financing Stocks With Strong Loan Book Growth\">Benefits of Investing in PSU Power Financing Stocks With Strong Loan Book Growth<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/psu-power-financing-stocks-loan-book-growth-2026\/#Risks_of_Investing_in_PSU_Power_Financing_Stocks_With_Strong_Loan_Book_Growth\" title=\"Risks of Investing in PSU Power Financing Stocks With Strong Loan Book Growth\">Risks of Investing in PSU Power Financing Stocks With Strong Loan Book Growth<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/psu-power-financing-stocks-loan-book-growth-2026\/#How_to_Choose_PSU_Power_Financing_Stocks_With_Strong_Loan_Book_Growth\" title=\"How to Choose PSU Power Financing Stocks With Strong Loan Book Growth\">How to Choose PSU Power Financing Stocks With Strong Loan Book Growth<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/psu-power-financing-stocks-loan-book-growth-2026\/#How_to_Invest_in_PSU_Power_Financing_Stocks_With_Strong_Loan_Book_Growth\" title=\"How to Invest in PSU Power Financing Stocks With Strong Loan Book Growth\">How to Invest in PSU Power Financing Stocks With Strong Loan Book Growth<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/psu-power-financing-stocks-loan-book-growth-2026\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/psu-power-financing-stocks-loan-book-growth-2026\/#FAQs\" title=\"FAQs\">FAQs<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/psu-power-financing-stocks-loan-book-growth-2026\/#Which_are_the_leading_PSU_power_financing_stocks_with_strong_loan_book_growth\" title=\"Which are the leading PSU power financing stocks with strong loan book growth?\">Which are the leading PSU power financing stocks with strong loan book growth?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/psu-power-financing-stocks-loan-book-growth-2026\/#How_much_profit_growth_did_REC_report_recently\" title=\"How much profit growth did REC report recently?\">How much profit growth did REC report recently?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/psu-power-financing-stocks-loan-book-growth-2026\/#What_is_PFCs_asset_quality_position\" title=\"What is PFC&#8217;s asset quality position?\">What is PFC&#8217;s asset quality position?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/psu-power-financing-stocks-loan-book-growth-2026\/#What_does_IREDA_specialise_in\" title=\"What does IREDA specialise in?\">What does IREDA specialise in?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/psu-power-financing-stocks-loan-book-growth-2026\/#How_large_is_Indias_power_sector_investment_opportunity\" title=\"How large is India&#8217;s power sector investment opportunity?\">How large is India&#8217;s power sector investment opportunity?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/psu-power-financing-stocks-loan-book-growth-2026\/#What_risks_affect_PSU_power_financing_stocks_with_strong_loan_book_growth\" title=\"What risks affect PSU power financing stocks with strong loan book growth?\">What risks affect PSU power financing stocks with strong loan book growth?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_Are_PSU_Power_Financing_Stocks_With_Strong_Loan_Book_Growth\"><\/span><strong>What Are PSU Power Financing Stocks With Strong Loan Book Growth<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>PSU power financing stocks with strong loan book growth are government-owned non-bank financial companies specialising in lending to power sector projects, spanning conventional generation, transmission, distribution and increasingly renewable energy financing.<\/p>\n<p>These companies earn primarily through interest income on their lending operations, with loan book growth serving as a key indicator of how effectively they are capturing India&#8217;s ongoing power sector investment cycle.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_Indias_Power_Sector_Investment_Supports_These_Financing_Stocks\"><\/span><strong>Why India&#8217;s Power Sector Investment Supports These Financing Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>India&#8217;s anticipated Rs 46 lakh crore power sector investment need, spanning conventional and renewable generation alongside transmission and distribution infrastructure, is driving sustained loan book growth for PSU power financing stocks with strong loan book growth like PFC, REC and IREDA.<\/p>\n<ul>\n<li><strong>Rs 46 lakh crore power sector investment need:<\/strong> India&#8217;s power sector capex requirement provides a multi-year opportunity for PSU power financing stocks with strong loan book growth.<\/li>\n<li><strong>Renewable energy loan book expansion:<\/strong> REC&#8217;s renewable financing is expected to grow from 12 percent to 25 percent of its loan book, reflecting the sector&#8217;s shift.<\/li>\n<li><strong>Strong asset quality trends:<\/strong> Both PFC and REC have shown improving asset quality, with net NPAs at historically low levels.<\/li>\n<li><strong>PFC-REC merger scale benefits:<\/strong> The proposed merger would create a larger combined entity with enhanced lending capacity for the sector&#8217;s investment needs.<\/li>\n<\/ul>\n<table border=\"1\" cellspacing=\"0\" cellpadding=\"6\">\n<tbody>\n<tr>\n<th>Company<\/th>\n<th>CMP (Rs)<\/th>\n<th>Market Cap (Rs Cr)<\/th>\n<th>Recent Growth Signal<\/th>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/user\/stocks\/pfc\/power-finance-corporation-ltd-share-price-today\">Power Finance Corporation Ltd<\/a><\/td>\n<td>412.00<\/td>\n<td>1,34,149<\/td>\n<td>PE 5.18, strong asset quality<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/user\/stocks\/recltd\/rec-ltd-share-price-today\">REC Limited<\/a><\/td>\n<td>351.15<\/td>\n<td>92,439<\/td>\n<td>Record half-year profit up 19% YoY<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/user\/stocks\/ireda\/indian-renewable-energy-development-agency-ltd-share-price-today\">IREDA Ltd<\/a><\/td>\n<td>&#8211;<\/td>\n<td>&#8211;<\/td>\n<td>Renewable energy financing specialist<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><span class=\"ez-toc-section\" id=\"PFC_Largest_Consolidated_NBFC_Power_Loan_Book\"><\/span><strong>PFC: Largest Consolidated NBFC Power Loan Book<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Power Finance Corporation is among the leading PSU power financing stocks with strong loan book growth, reporting the largest consolidated NBFC loan book in India&#8217;s power sector during FY2026, with material financial strength and net NPAs near 0.13 percent.<\/p>\n<p>The company&#8217;s pending merger with REC, involving an 88 PFC shares per 100 REC shares exchange ratio, would further scale its combined lending capacity to support India&#8217;s power sector investment cycle, even as some prepayment-related growth deceleration was noted relative to guidance.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"REC_Record_Profit_Growth_With_Renewable_Expansion\"><\/span><strong>REC: Record Profit Growth With Renewable Expansion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>REC stands out among PSU power financing stocks with strong loan book growth, having achieved record half-year profits of Rs 8,877 crore, a 19 percent year on year increase, while maintaining strong asset quality with gross NPAs reduced to 1.06 percent.<\/p>\n<p>The company is strategically positioned to capitalise on India&#8217;s anticipated Rs 46 lakh crore power sector investment, particularly through its commitment to financing renewable energy projects expected to grow from 12 percent to 25 percent of its loan book.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/sebi-registered-investment-advisor-india\"><strong>Get SEBI-Registered Research on Power Financing PSU Stocks<\/strong><\/a><\/p>\n<h3><span class=\"ez-toc-section\" id=\"IREDA_Dedicated_Renewable_Energy_Financing_Specialist\"><\/span><strong>IREDA: Dedicated Renewable Energy Financing Specialist<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>IREDA rounds out the PSU power financing stocks with strong loan book growth as a dedicated renewable energy financing institution, specialising in lending to solar, wind and other clean energy projects across India.<\/p>\n<p>As India&#8217;s renewable energy capacity additions accelerate toward the 500 GW 2030 target, IREDA&#8217;s specialised focus positions it to capture financing demand specifically from this fast-growing segment of the broader power sector investment cycle.<\/p>\n<p style=\"margin-top: 24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track PFC, REC and IREDA live prices.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Factors_Affecting_PSU_Power_Financing_Stocks_With_Strong_Loan_Book_Growth\"><\/span><strong>Factors Affecting PSU Power Financing Stocks With Strong Loan Book Growth<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Power sector capex continuity:<\/strong> Sustained government and private power sector investment directly drives lending demand for these financiers.<\/li>\n<li><strong>Interest rate and spread economics:<\/strong> Lending margins are directly sensitive to interest rate movements and funding cost trends.<\/li>\n<li><strong>Asset quality maintenance:<\/strong> Continued strong asset quality is essential for sustaining current valuation and profitability levels.<\/li>\n<li><strong>Renewable financing mix shift:<\/strong> The pace of loan book shift toward renewable energy affects both growth rate and risk profile.<\/li>\n<li><strong>Merger integration for PFC-REC:<\/strong> Successful merger execution would affect the combined entity&#8217;s future loan book growth trajectory.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Benefits_of_Investing_in_PSU_Power_Financing_Stocks_With_Strong_Loan_Book_Growth\"><\/span><strong>Benefits of Investing in PSU Power Financing Stocks With Strong Loan Book Growth<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Large addressable market:<\/strong> India&#8217;s Rs 46 lakh crore power sector investment need provides substantial opportunity for PSU power financing stocks with strong loan book growth.<\/li>\n<li><strong>Strong asset quality:<\/strong> Both PFC and REC have demonstrated improving asset quality with historically low net NPA ratios.<\/li>\n<li><strong>Attractive valuations:<\/strong> These stocks trade at low single-digit PE ratios relative to their earnings and loan book scale.<\/li>\n<li><strong>Renewable energy growth optionality:<\/strong> Expanding renewable financing exposure provides a growth vector within the broader power financing theme.<\/li>\n<li><strong>Dividend income potential:<\/strong> These companies have historically offered reasonable dividend yields alongside their core lending business.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Risks_of_Investing_in_PSU_Power_Financing_Stocks_With_Strong_Loan_Book_Growth\"><\/span><strong>Risks of Investing in PSU Power Financing Stocks With Strong Loan Book Growth<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Prepayment risk affecting growth:<\/strong> PFC has flagged loan-asset growth falling short of guidance due to disproportionate prepayments in certain segments.<\/li>\n<li><strong>Interest rate sensitivity:<\/strong> Lending spread economics are directly affected by interest rate and funding cost changes.<\/li>\n<li><strong>Merger execution uncertainty:<\/strong> The proposed PFC-REC merger carries governance and execution risk pending completion.<\/li>\n<li><strong>Sector concentration risk:<\/strong> Specialised power sector lending creates concentration risk distinct from diversified banking exposure.<\/li>\n<li><strong>FX and market volatility exposure:<\/strong> Significant FX market volatility has affected these companies&#8217; funding costs and international borrowing dynamics.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Choose_PSU_Power_Financing_Stocks_With_Strong_Loan_Book_Growth\"><\/span><strong>How to Choose PSU Power Financing Stocks With Strong Loan Book Growth<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ol>\n<li>Compare loan book growth rates and asset quality trends across PFC, REC and IREDA.<\/li>\n<li>Review renewable energy financing mix as a growth and diversification signal.<\/li>\n<li>Track the PFC-REC merger&#8217;s progress and implications for future combined growth.<\/li>\n<li>Assess valuation multiples relative to historical ranges given currently attractive pricing.<\/li>\n<li>Monitor interest rate trends and their impact on lending spread economics.<\/li>\n<\/ol>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Invest_in_PSU_Power_Financing_Stocks_With_Strong_Loan_Book_Growth\"><\/span><strong>How to Invest in PSU Power Financing Stocks With Strong Loan Book Growth<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ol>\n<li>Use the Univest platform to track loan book growth and asset quality for power financing stocks.<\/li>\n<li>Open a demat and trading account with Univest for zero-brokerage execution.<\/li>\n<li>Track quarterly results for PFC, REC and IREDA through the Univest app.<\/li>\n<li>Consult a SEBI-registered advisor before allocating capital to sector-concentrated financing stocks.<\/li>\n<li>Review positions periodically as power sector investment trends and merger developments evolve.<\/li>\n<\/ol>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Power Finance Corporation, REC and IREDA remain three of the clearest PSU power financing stocks with strong loan book growth, positioned to capture India&#8217;s anticipated Rs 46 lakh crore power sector investment cycle across conventional and renewable energy financing. Historically, this segment has combined strong asset quality with attractive valuations, though prepayment risk and merger execution uncertainty remain real considerations. Consult a SEBI-registered advisor before making investment decisions.<\/p>\n<div style=\"background: #CC0000; border-radius: 8px; padding: 16px 20px; margin: 24px 0;\">\n<p style=\"color: #ffffff; font-size: 13px; line-height: 1.7; margin: 0;\"><strong style=\"color: #ffffff;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"FAQs\"><\/span><strong>FAQs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Which_are_the_leading_PSU_power_financing_stocks_with_strong_loan_book_growth\"><\/span><strong>Which are the leading PSU power financing stocks with strong loan book growth?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Power Finance Corporation, REC and IREDA are among the leading PSU power financing stocks with strong loan book growth in India.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_much_profit_growth_did_REC_report_recently\"><\/span><strong>How much profit growth did REC report recently?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> REC, among PSU power financing stocks with strong loan book growth, achieved record half-year profits of Rs 8,877 crore, a 19 percent year on year increase.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_PFCs_asset_quality_position\"><\/span><strong>What is PFC&#8217;s asset quality position?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> PFC, one of the PSU power financing stocks with strong loan book growth, reported net NPAs near 0.13 percent, reflecting material financial strength.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_does_IREDA_specialise_in\"><\/span><strong>What does IREDA specialise in?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> IREDA, among PSU power financing stocks with strong loan book growth, is a dedicated renewable energy financing institution specialising in solar, wind and other clean energy project lending.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_large_is_Indias_power_sector_investment_opportunity\"><\/span><strong>How large is India&#8217;s power sector investment opportunity?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> India&#8217;s power sector is expected to require Rs 46 lakh crore in investment, the core driver behind PSU power financing stocks with strong loan book growth.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_risks_affect_PSU_power_financing_stocks_with_strong_loan_book_growth\"><\/span><strong>What risks affect PSU power financing stocks with strong loan book growth?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Key risks include prepayment-related growth deceleration, interest rate sensitivity, merger execution uncertainty, and sector concentration risk.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>PSU power financing stocks with strong loan book growth, PFC, REC and IREDA, ride India&#8217;s Rs 46 lakh crore power sector investment 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