{"id":148229,"date":"2026-07-13T11:35:33","date_gmt":"2026-07-13T06:05:33","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=148229"},"modified":"2026-07-13T11:35:34","modified_gmt":"2026-07-13T06:05:34","slug":"fino-payments-bank-share-price-june-business-update","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/fino-payments-bank-share-price-june-business-update\/","title":{"rendered":"Fino Payments Bank Share Price in Focus as Average Deposits Rise 11% and New Accounts Jump 31% in June 2026"},"content":{"rendered":"<div class=\"meta-block\"><\/div>\n<p style=\"border-left: 4px solid #1F4E79; background: #EBF3FB; padding: 10px 16px; font-style: italic;\"><em>Fino Payments Bank June update: average total deposits +11% YoY to Rs 2,755 crore vs Rs 2,477 crore. New accounts +31% to 3.13 lakh vs 2.39 lakh. 52W range Rs 110.03 to Rs 339.<\/em><\/p>\n<p>The <a href=\"https:\/\/univest.in\/user\/stocks\/finopb\/fino-payments-bank-ltd-share-price-today\">Fino Payments Bank<\/a> share price is in focus after the lender released a strong business update for June 2026. Average total deposits increased 11 percent year on year to Rs 2,755 crore, compared with Rs 2,477 crore in June 2025, reflecting steady growth in the bank&#8217;s deposit franchise.<\/p>\n<p>New account additions were the standout metric. <a href=\"https:\/\/univest.in\/stocks\/finopb\/fino-payments-bank-ltd-share-price-today\">Fino Payments Bank<\/a> opened 3.13 lakh new accounts during June 2026, a 31 percent jump over the 2.39 lakh accounts opened in the same month last year. Sustained customer acquisition at this pace is a key monitorable for the Fino Payments Bank share price, since account growth feeds directly into fee income and float.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/user\/log-in\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-share-price-june-business-update\/#Fino_Payments_Bank_June_2026_Business_Update_Key_Numbers\" title=\"Fino Payments Bank June 2026 Business Update: Key Numbers\">Fino Payments Bank June 2026 Business Update: Key Numbers<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-share-price-june-business-update\/#Why_the_Update_Matters_for_the_Fino_Payments_Bank_Share_Price\" title=\"Why the Update Matters for the Fino Payments Bank Share Price\">Why the Update Matters for the Fino Payments Bank Share Price<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-share-price-june-business-update\/#1_Deposits_Are_the_Lowest-Cost_Source_of_Float\" title=\"1. Deposits Are the Lowest-Cost Source of Float\">1. Deposits Are the Lowest-Cost Source of Float<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-share-price-june-business-update\/#2_Account_Growth_Drives_Cross-Sell\" title=\"2. Account Growth Drives Cross-Sell\">2. Account Growth Drives Cross-Sell<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-share-price-june-business-update\/#3_Digital_Throughput_Keeps_Fee_Income_Ticking\" title=\"3. Digital Throughput Keeps Fee Income Ticking\">3. Digital Throughput Keeps Fee Income Ticking<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-share-price-june-business-update\/#4_Transition_Ambitions_Add_Optionality\" title=\"4. Transition Ambitions Add Optionality\">4. Transition Ambitions Add Optionality<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-share-price-june-business-update\/#Fino_Payments_Bank_Share_Price_Performance\" title=\"Fino Payments Bank Share Price Performance\">Fino Payments Bank Share Price Performance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-share-price-june-business-update\/#What_Should_Investors_Watch_Next\" title=\"What Should Investors Watch Next\">What Should Investors Watch Next<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-share-price-june-business-update\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-share-price-june-business-update\/#Frequently_Asked_Questions_FAQs\" title=\"Frequently Asked Questions FAQs\">Frequently Asked Questions FAQs<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-share-price-june-business-update\/#Why_is_the_Fino_Payments_Bank_share_price_in_news_today\" title=\"Why is the Fino Payments Bank share price in news today?\">Why is the Fino Payments Bank share price in news today?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-share-price-june-business-update\/#How_many_new_accounts_did_Fino_Payments_Bank_open_in_June_2026\" title=\"How many new accounts did Fino Payments Bank open in June 2026?\">How many new accounts did Fino Payments Bank open in June 2026?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-share-price-june-business-update\/#What_are_the_average_deposits_of_Fino_Payments_Bank\" title=\"What are the average deposits of Fino Payments Bank?\">What are the average deposits of Fino Payments Bank?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-share-price-june-business-update\/#What_is_the_52-week_high_and_low_of_Fino_Payments_Bank_share_price\" title=\"What is the 52-week high and low of Fino Payments Bank share price?\">What is the 52-week high and low of Fino Payments Bank share price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-share-price-june-business-update\/#What_does_Fino_Payments_Bank_do\" title=\"What does Fino Payments Bank do?\">What does Fino Payments Bank do?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/fino-payments-bank-share-price-june-business-update\/#Is_Fino_Payments_Bank_a_good_stock_to_buy_after_the_June_update\" title=\"Is Fino Payments Bank a good stock to buy after the June update?\">Is Fino Payments Bank a good stock to buy after the June update?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Fino_Payments_Bank_June_2026_Business_Update_Key_Numbers\"><\/span><strong>Fino Payments Bank June 2026 Business Update: Key Numbers<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The monthly disclosure gives investors an early read on the bank&#8217;s momentum ahead of its Q1 FY27 results.<\/p>\n<table>\n<thead>\n<tr>\n<th>Metric<\/th>\n<th>June 2026<\/th>\n<th>June 2025<\/th>\n<th>Change<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>New accounts opened<\/td>\n<td>3.13 lakh<\/td>\n<td>2.39 lakh<\/td>\n<td>+31% YoY<\/td>\n<\/tr>\n<tr>\n<td>Average total deposits<\/td>\n<td>Rs 2,755 crore<\/td>\n<td>Rs 2,477 crore<\/td>\n<td>+11% YoY<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Both metrics grew in double digits or better, and the acceleration in account openings suggests the bank&#8217;s distribution-led model continues to scale in semi-urban and rural India. The market typically rewards such consistency, and the Fino Payments Bank share price has historically reacted positively to strong monthly updates.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_the_Update_Matters_for_the_Fino_Payments_Bank_Share_Price\"><\/span><strong>Why the Update Matters for the Fino Payments Bank Share Price<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"1_Deposits_Are_the_Lowest-Cost_Source_of_Float\"><\/span><strong>1. Deposits Are the Lowest-Cost Source of Float<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>For a payments bank, growing average deposits improves float income and reduces dependence on transaction-heavy revenue. An 11 percent rise in average deposits to Rs 2,755 crore strengthens the earnings base that underpins the Fino Payments Bank share price. Deposit growth is also the most durable of the bank&#8217;s revenue levers, since float income compounds as the customer base matures and balances rise.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Account_Growth_Drives_Cross-Sell\"><\/span><strong>2. Account Growth Drives Cross-Sell<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Each new account is an entry point for cross-selling services such as payments, remittances, bill pay, and third-party products. A 31 percent surge in new accounts to 3.13 lakh in a single month widens this funnel considerably.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Digital_Throughput_Keeps_Fee_Income_Ticking\"><\/span><strong>3. Digital Throughput Keeps Fee Income Ticking<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Beyond deposits and accounts, the bank earns from a high-volume digital payments and merchant network. Rising account additions typically translate into higher UPI and remittance throughput with a lag, supporting the fee lines that the market tracks each quarter.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Transition_Ambitions_Add_Optionality\"><\/span><strong>4. Transition Ambitions Add Optionality<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Fino has been working towards a small finance bank licence over time, which would allow it to lend and expand its earnings pool. Consistent deposit and customer growth strengthens that case and adds long-term optionality to the stock.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/sebi-registered-investment-advisor-india\"><strong>Plan Your Banking Stock Investments with a SEBI-Registered Investment Advisor<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Fino_Payments_Bank_Share_Price_Performance\"><\/span><strong>Fino Payments Bank Share Price Performance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Fino Payments Bank share price has been volatile over the past year, with a 52-week high of Rs 339 and a 52-week low of Rs 110.03. The stock trades closer to the lower end of this band, with a market capitalisation of around Rs 1,200 crore, which keeps it in the small-cap category where price swings can be sharp in both directions.<\/p>\n<p>From current levels near Rs 145, the stock is down substantially from its 52-week high, meaning much of the past pessimism may already be priced in. A string of strong monthly updates like the June print could help the Fino Payments Bank share price rebuild investor confidence gradually. Historically, small-cap financial stocks with improving operating metrics have seen sharp recoveries once earnings visibility returns, though the reverse is equally true when growth disappoints, which is why position sizing matters in this counter.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Should_Investors_Watch_Next\"><\/span><strong>What Should Investors Watch Next<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The next major trigger is the Q1 FY27 results, where investors will watch revenue growth, EBITDA margins, and management commentary on digital payments volumes. Traction in CASA-equivalent deposits and any regulatory update on licensing ambitions will also influence the Fino Payments Bank share price in the coming months.<\/p>\n<p style=\"margin-top: 24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track the Fino Payments Bank share price live and get daily stock recommendations.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Fino Payments Bank&#8217;s June 2026 update, with average deposits up 11 percent to Rs 2,755 crore and new accounts up 31 percent to 3.13 lakh, confirms that the bank&#8217;s low-cost, distribution-led model is scaling well. For the Fino Payments Bank share price, consistent monthly delivery and the upcoming quarterly results are the key catalysts to track. Investors should size positions carefully given the small-cap volatility and consult a SEBI-registered advisor.<\/p>\n<div style=\"background: #CC0000; border-radius: 8px; padding: 16px 20px; margin: 24px 0;\">\n<p style=\"color: #ffffff; font-size: 13px; line-height: 1.7; margin: 0;\"><strong style=\"color: #ffffff;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_FAQs\"><\/span><strong>Frequently Asked Questions FAQs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Why_is_the_Fino_Payments_Bank_share_price_in_news_today\"><\/span><strong>Why is the Fino Payments Bank share price in news today?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The Fino Payments Bank share price is in news after the bank reported an 11 percent rise in average total deposits to Rs 2,755 crore and a 31 percent jump in new accounts to 3.13 lakh for June 2026.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_many_new_accounts_did_Fino_Payments_Bank_open_in_June_2026\"><\/span><strong>How many new accounts did Fino Payments Bank open in June 2026?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Fino Payments Bank opened 3.13 lakh new accounts in June 2026, up 31 percent from 2.39 lakh accounts opened in June 2025.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_average_deposits_of_Fino_Payments_Bank\"><\/span><strong>What are the average deposits of Fino Payments Bank?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Average total deposits of Fino Payments Bank stood at Rs 2,755 crore in June 2026, an increase of 11 percent over Rs 2,477 crore in June 2025.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_52-week_high_and_low_of_Fino_Payments_Bank_share_price\"><\/span><strong>What is the 52-week high and low of Fino Payments Bank share price?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The Fino Payments Bank share price has a 52-week high of Rs 339 and a 52-week low of Rs 110.03 on the exchanges.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_does_Fino_Payments_Bank_do\"><\/span><strong>What does Fino Payments Bank do?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Fino Payments Bank is a fintech-led payments bank offering savings accounts, payments, remittances, bill payments and distribution of third-party financial products, largely across semi-urban and rural India.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_Fino_Payments_Bank_a_good_stock_to_buy_after_the_June_update\"><\/span><strong>Is Fino Payments Bank a good stock to buy after the June update?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The June business update was strong on both deposits and account additions, but the stock is a volatile small cap. Investors should review quarterly financials and consult a SEBI-registered investment advisor before buying.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Why is the Fino Payments Bank share price in news today?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The Fino Payments Bank share price is in news after the bank reported an 11 percent rise in average total deposits to Rs 2,755 crore and a 31 percent jump in new accounts to 3.13 lakh for June 2026.\"}},{\"@type\":\"Question\",\"name\":\"How many new accounts did Fino Payments Bank open in June 2026?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Fino Payments Bank opened 3.13 lakh new accounts in June 2026, up 31 percent from 2.39 lakh accounts opened in June 2025.\"}},{\"@type\":\"Question\",\"name\":\"What are the average deposits of Fino Payments Bank?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Average total deposits of Fino Payments Bank stood at Rs 2,755 crore in June 2026, an increase of 11 percent over Rs 2,477 crore in June 2025.\"}},{\"@type\":\"Question\",\"name\":\"What is the 52-week high and low of Fino Payments Bank share price?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The Fino Payments Bank share price has a 52-week high of Rs 339 and a 52-week low of Rs 110.03 on the exchanges.\"}},{\"@type\":\"Question\",\"name\":\"What does Fino Payments Bank do?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Fino Payments Bank is a fintech-led payments bank offering savings accounts, payments, remittances, bill payments and distribution of third-party financial products, largely across semi-urban and rural India.\"}},{\"@type\":\"Question\",\"name\":\"Is Fino Payments Bank a good stock to buy after the June update?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The June business update was strong on both deposits and account additions, but the stock is a volatile small cap. 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