{"id":147721,"date":"2026-07-10T15:15:13","date_gmt":"2026-07-10T09:45:13","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=147721"},"modified":"2026-07-10T15:15:15","modified_gmt":"2026-07-10T09:45:15","slug":"bank-of-maharashtra-q1-results-fy27-pat-2020-crore","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q1-results-fy27-pat-2020-crore\/","title":{"rendered":"Bank of Maharashtra Q1 Results FY27: PAT Jumps 27% to Rs 2,020 Crore, Asset Quality Stays Strong"},"content":{"rendered":"<div class=\"meta-block\"><\/div>\n<p style=\"border-left: 4px solid #1F4E79; background: #EBF3FB; padding: 10px 16px; font-style: italic;\"><em>Bank of Maharashtra Q1 FY27: PAT Rs 2,020 Cr, up 26.8% YoY. NII Rs 3,770 Cr, up 14.5%. GNPA flat 1.45%, NNPA flat 0.13%. Provisions Rs 840 Cr. Stock at Rs 82.50, up 0.61%, intraday high Rs 87.40.<\/em><\/p>\n<p>Bank of Maharashtra Q1 results FY27 were announced on Friday, 10 July 2026, with the Pune headquartered public sector lender reporting a net profit (PAT) of Rs 2,020 crore, up 26.8% from Rs 1,593 crore in Q1 FY26. Net interest income in the Bank of Maharashtra Q1 results FY27 rose 14.5% year on year to Rs 3,770 crore from Rs 3,117 crore, while asset quality stayed strong, with gross NPA unchanged at 1.45% and net NPA steady at 0.13% on a sequential basis.<\/p>\n<p>Shares of <a href=\"https:\/\/univest.in\/stocks\/mahabank\/bank-of-maharashtra-share-price-today\">Bank of Maharashtra<\/a> reacted only mildly, closing at Rs 82.50, up a modest 0.61%, even though the stock touched an intraday high of Rs 87.40 against a low of Rs 82.24. Trading volumes of 17.63 lakh shares ran nearly 58% above the five day average of 11.18 lakh shares, showing heavy activity despite the muted closing move.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&amp;utm_medium=bank-of-maharashtra-q1-fy27-pat\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q1-results-fy27-pat-2020-crore\/#Bank_of_Maharashtra_Q1_Results_FY27_Financial_Highlights\" title=\"Bank of Maharashtra Q1 Results FY27 Financial Highlights\">Bank of Maharashtra Q1 Results FY27 Financial Highlights<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q1-results-fy27-pat-2020-crore\/#Bank_of_Maharashtra_Q1_Results_FY27_Performance_Analysis\" title=\"Bank of Maharashtra Q1 Results FY27 Performance Analysis\">Bank of Maharashtra Q1 Results FY27 Performance Analysis<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q1-results-fy27-pat-2020-crore\/#Bank_of_Maharashtra_Q1_Results_FY27_Key_Business_Factors\" title=\"Bank of Maharashtra Q1 Results FY27: Key Business Factors\">Bank of Maharashtra Q1 Results FY27: Key Business Factors<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q1-results-fy27-pat-2020-crore\/#1_Aggressive_RAM_Segment_Growth\" title=\"1. Aggressive RAM Segment Growth\">1. Aggressive RAM Segment Growth<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q1-results-fy27-pat-2020-crore\/#2_Government_Stake_Below_the_MPS_Threshold\" title=\"2. Government Stake Below the MPS Threshold\">2. Government Stake Below the MPS Threshold<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q1-results-fy27-pat-2020-crore\/#3_Rising_Institutional_Interest\" title=\"3. Rising Institutional Interest\">3. Rising Institutional Interest<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q1-results-fy27-pat-2020-crore\/#Dividend_Details\" title=\"Dividend Details\">Dividend Details<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q1-results-fy27-pat-2020-crore\/#Bank_of_Maharashtra_Q1_Results_FY27_Outlook_for_the_Full_Year\" title=\"Bank of Maharashtra Q1 Results FY27 Outlook for the Full Year\">Bank of Maharashtra Q1 Results FY27 Outlook for the Full Year<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q1-results-fy27-pat-2020-crore\/#Bank_of_Maharashtra_Stock_Performance_After_the_Q1_Results\" title=\"Bank of Maharashtra Stock Performance After the Q1 Results\">Bank of Maharashtra Stock Performance After the Q1 Results<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q1-results-fy27-pat-2020-crore\/#Key_Risks\" title=\"Key Risks\">Key Risks<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q1-results-fy27-pat-2020-crore\/#1_Widening_Credit_to_Deposit_Gap\" title=\"1. Widening Credit to Deposit Gap\">1. Widening Credit to Deposit Gap<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q1-results-fy27-pat-2020-crore\/#2_CASA_Ratio_Slippage\" title=\"2. CASA Ratio Slippage\">2. CASA Ratio Slippage<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q1-results-fy27-pat-2020-crore\/#3_Provisioning_Normalisation_Risk\" title=\"3. Provisioning Normalisation Risk\">3. Provisioning Normalisation Risk<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q1-results-fy27-pat-2020-crore\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q1-results-fy27-pat-2020-crore\/#Frequently_Asked_Questions_on_Bank_of_Maharashtra_Q1_Results_FY27\" title=\"Frequently Asked Questions on Bank of Maharashtra Q1 Results FY27\">Frequently Asked Questions on Bank of Maharashtra Q1 Results FY27<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q1-results-fy27-pat-2020-crore\/#When_were_the_Bank_of_Maharashtra_Q1_results_FY27_announced\" title=\"When were the Bank of Maharashtra Q1 results FY27 announced?\">When were the Bank of Maharashtra Q1 results FY27 announced?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q1-results-fy27-pat-2020-crore\/#What_is_the_PAT_in_Bank_of_Maharashtra_Q1_results_FY27\" title=\"What is the PAT in Bank of Maharashtra Q1 results FY27?\">What is the PAT in Bank of Maharashtra Q1 results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q1-results-fy27-pat-2020-crore\/#What_was_the_net_interest_income_in_Bank_of_Maharashtra_Q1_results_FY27\" title=\"What was the net interest income in Bank of Maharashtra Q1 results FY27?\">What was the net interest income in Bank of Maharashtra Q1 results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q1-results-fy27-pat-2020-crore\/#What_is_the_asset_quality_in_Bank_of_Maharashtra_Q1_results_FY27\" title=\"What is the asset quality in Bank of Maharashtra Q1 results FY27?\">What is the asset quality in Bank of Maharashtra Q1 results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q1-results-fy27-pat-2020-crore\/#Why_did_provisions_rise_in_Bank_of_Maharashtra_Q1_results_FY27\" title=\"Why did provisions rise in Bank of Maharashtra Q1 results FY27?\">Why did provisions rise in Bank of Maharashtra Q1 results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q1-results-fy27-pat-2020-crore\/#How_did_Bank_of_Maharashtra_share_price_react_to_the_Q1_results_FY27\" title=\"How did Bank of Maharashtra share price react to the Q1 results FY27?\">How did Bank of Maharashtra share price react to the Q1 results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q1-results-fy27-pat-2020-crore\/#What_is_the_business_growth_in_Bank_of_Maharashtra_Q1_results_FY27\" title=\"What is the business growth in Bank of Maharashtra Q1 results FY27?\">What is the business growth in Bank of Maharashtra Q1 results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-maharashtra-q1-results-fy27-pat-2020-crore\/#Is_Bank_of_Maharashtra_a_good_buy_after_the_Q1_results_FY27\" title=\"Is Bank of Maharashtra a good buy after the Q1 results FY27?\">Is Bank of Maharashtra a good buy after the Q1 results FY27?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Bank_of_Maharashtra_Q1_Results_FY27_Financial_Highlights\"><\/span><strong>Bank of Maharashtra Q1 Results FY27 Financial Highlights<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The June quarter combined strong profit growth with steady asset quality metrics, a pairing that has become a hallmark of this bank&#8217;s recent quarters. The table below summarises the key numbers behind the Bank of Maharashtra Q1 results FY27 for the quarter ended 30 June 2026.<\/p>\n<table>\n<thead>\n<tr>\n<th>Metric<\/th>\n<th>Q1 FY27<\/th>\n<th>YoY \/ QoQ Change<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Net Profit (PAT)<\/td>\n<td>Rs 2,020 Cr<\/td>\n<td>+26.8% YoY<\/td>\n<\/tr>\n<tr>\n<td>Net Interest Income (NII)<\/td>\n<td>Rs 3,770 Cr<\/td>\n<td>+14.5% YoY<\/td>\n<\/tr>\n<tr>\n<td>Gross NPA<\/td>\n<td>1.45%<\/td>\n<td>Flat QoQ<\/td>\n<\/tr>\n<tr>\n<td>Net NPA<\/td>\n<td>0.13%<\/td>\n<td>Flat QoQ<\/td>\n<\/tr>\n<tr>\n<td>Provisions<\/td>\n<td>Rs 840 Cr<\/td>\n<td>Up from Rs 617 Cr QoQ, down from Rs 867 Cr YoY<\/td>\n<\/tr>\n<tr>\n<td>Total Business<\/td>\n<td>Rs 6.51 Lakh Cr<\/td>\n<td>+19% YoY<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>In the Bank of Maharashtra Q1 results FY27, global advances surged 27% year on year to Rs 3.06 lakh crore, while deposits grew a comparatively slower 13% to Rs 3.44 lakh crore, a mismatch central to reading the Bank of Maharashtra Q1 results FY27 correctly. That gap between loan and deposit growth is the single most important structural feature of this quarter&#8217;s print, since it directly explains the CASA ratio movement discussed below.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bank_of_Maharashtra_Q1_Results_FY27_Performance_Analysis\"><\/span><strong>Bank of Maharashtra Q1 Results FY27 Performance Analysis<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/sebi-registered-investment-advisor-india\"><strong>Get Personalised Guidance from a SEBI-Registered Investment Advisor<\/strong><\/a><\/p>\n<p>Profit growth of 26.8% comfortably outpaced NII growth of 14.5% in the Bank of Maharashtra Q1 results FY27, which points to lower provisioning intensity and cost efficiency doing much of the work below the operating profit line. This gap between profit and NII growth is worth watching closely across future quarters.<\/p>\n<p>Advances growing at 27% against deposits growing at just 13% pushed the credit to deposit ratio higher and pulled the CASA ratio down to 49% from 50% a year earlier. A bank cannot sustainably grow loans this much faster than deposits forever, so funding cost trends deserve close attention beyond the headline numbers.<\/p>\n<p>Provisions rose sequentially to Rs 840 crore from Rs 617 crore in the March quarter, a detail worth flagging in the Bank of Maharashtra Q1 results FY27, yet gross and net NPA ratios stayed completely flat. That combination suggests the higher provisioning reflects standard ageing-linked or contingency buffers rather than any fresh deterioration, a reassuring signal buried inside this quarter&#8217;s numbers.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bank_of_Maharashtra_Q1_Results_FY27_Key_Business_Factors\"><\/span><strong>Bank of Maharashtra Q1 Results FY27: Key Business Factors<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"1_Aggressive_RAM_Segment_Growth\"><\/span><strong>1. Aggressive RAM Segment Growth<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Retail, agriculture and MSME advances grew 25% to Rs 1.87 lakh crore, while domestic corporate advances rose 21% to Rs 1.11 lakh crore, showing broad based lending momentum across the loan book.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Government_Stake_Below_the_MPS_Threshold\"><\/span><strong>2. Government Stake Below the MPS Threshold<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>As disclosed alongside the Bank of Maharashtra Q1 results FY27, promoter holding, which is the Government of India&#8217;s stake, now stands at 73.6%, comfortably within SEBI&#8217;s minimum public shareholding norm, removing an overhang that weighed on several PSU bank stocks and adding a governance positive to this quarter&#8217;s story.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Rising_Institutional_Interest\"><\/span><strong>3. Rising Institutional Interest<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Ahead of the Bank of Maharashtra Q1 results FY27, foreign institutional holding climbed sharply from 1.72% in March 2025 to 5.55% in March 2026, reflecting growing confidence among global investors in the bank&#8217;s turnaround ahead of the Bank of Maharashtra Q1 results FY27, a trend that predates but reinforces this quarter&#8217;s strength.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Dividend_Details\"><\/span><strong>Dividend Details<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>No new dividend was announced along with the Bank of Maharashtra Q1 results FY27. The bank delivered a strong FY26, with standalone net profit rising to Rs 7,017 crore on revenue of Rs 29,282 crore and return on equity at 23.19%, and shareholders should watch future board meetings for the next dividend decision.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bank_of_Maharashtra_Q1_Results_FY27_Outlook_for_the_Full_Year\"><\/span><strong>Bank of Maharashtra Q1 Results FY27 Outlook for the Full Year<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The June quarter extends a multi-year run of strong profitability for the bank. Investors reading the Bank of Maharashtra Q1 results FY27 should track whether deposit growth can catch up with the pace of advances, since a widening gap would eventually pressure the CASA ratio and funding costs further. Continued RAM segment momentum, provisioning trends, and commentary from the post-results earnings call are the other key monitorables to track after the Bank of Maharashtra Q1 results FY27, for the rest of the financial year.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bank_of_Maharashtra_Stock_Performance_After_the_Q1_Results\"><\/span><strong>Bank of Maharashtra Stock Performance After the Q1 Results<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"margin-top: 24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track Bank of Maharashtra live share price and upcoming quarterly results.<\/em><\/p>\n<p>Bank of Maharashtra share price closed at Rs 82.50 on results day, up just Rs 0.50 or 0.61%, a muted move relative to the underlying strength of the numbers. The stock swung between an intraday high of Rs 87.40 and a low of Rs 82.24, with volumes of 17.63 lakh shares running nearly 58% above the five day average of 11.18 lakh shares.<\/p>\n<p>At a market capitalisation of roughly Rs 68,347 crore and a trailing price to earnings ratio near 9.70 based on FY26 earnings, the stock trades at a discount to several PSU banking peers even after a strong re-rating over the past year following recent editions of the Bank of Maharashtra Q1 results FY27, which some investors will read as valuation comfort.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Risks\"><\/span><strong>Key Risks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Investors going through the fine print of the Bank of Maharashtra Q1 results FY27 should also weigh the following risks.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Widening_Credit_to_Deposit_Gap\"><\/span><strong>1. Widening Credit to Deposit Gap<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Advances growing far faster than deposits could force the bank to chase costlier bulk deposits or bonds to fund future growth, pressuring net interest margins over time even after a quarter as strong as this one.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_CASA_Ratio_Slippage\"><\/span><strong>2. CASA Ratio Slippage<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>One quiet detail in the Bank of Maharashtra Q1 results FY27, the CASA ratio slipping to 49% from 50% is a modest but notable trend. Continued erosion would raise the cost of funds and could dent the strong NII growth seen this quarter.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Provisioning_Normalisation_Risk\"><\/span><strong>3. Provisioning Normalisation Risk<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Looking past the Bank of Maharashtra Q1 results FY27, rapid RAM segment growth of 25% builds a large book of newer loans that have not yet been tested through a full credit cycle, a slow burning risk worth monitoring beyond this one quarter.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Bank of Maharashtra Q1 results FY27 show PAT up 26.8% to Rs 2,020 crore, NII up 14.5% to Rs 3,770 crore, and asset quality holding firm with GNPA flat at 1.45%, even as the stock barely moved on results day. Strong advances growth, a comfortable promoter shareholding position and rising institutional interest are the highlights of the Bank of Maharashtra Q1 results FY27, against a widening credit to deposit gap and gradual CASA erosion. Investors should track deposit mobilisation trends and consult a SEBI-registered advisor before acting on the numbers.<\/p>\n<div style=\"background: #CC0000; border-radius: 8px; padding: 16px 20px; margin: 24px 0;\">\n<p style=\"color: #ffffff; font-size: 13px; line-height: 1.7; margin: 0;\"><strong style=\"color: #ffffff;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_on_Bank_of_Maharashtra_Q1_Results_FY27\"><\/span><strong>Frequently Asked Questions on Bank of Maharashtra Q1 Results FY27<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"When_were_the_Bank_of_Maharashtra_Q1_results_FY27_announced\"><\/span><strong>When were the Bank of Maharashtra Q1 results FY27 announced?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The Bank of Maharashtra Q1 results FY27 were announced on Friday, 10 July 2026, when the board approved the standalone and consolidated unaudited financial results for the quarter ended 30 June 2026.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_PAT_in_Bank_of_Maharashtra_Q1_results_FY27\"><\/span><strong>What is the PAT in Bank of Maharashtra Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The PAT in Bank of Maharashtra Q1 results FY27 stood at Rs 2,020 crore, up 26.8% from Rs 1,593 crore in Q1 FY26, extending the bank&#8217;s run of strong double digit profit growth.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_was_the_net_interest_income_in_Bank_of_Maharashtra_Q1_results_FY27\"><\/span><strong>What was the net interest income in Bank of Maharashtra Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Net interest income in the Bank of Maharashtra Q1 results FY27 rose 14.5% year on year to Rs 3,770 crore from Rs 3,117 crore, powered by strong loan growth across retail, agriculture and MSME segments.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_asset_quality_in_Bank_of_Maharashtra_Q1_results_FY27\"><\/span><strong>What is the asset quality in Bank of Maharashtra Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Asset quality in the Bank of Maharashtra Q1 results FY27 remained among the strongest in the PSU banking space, with gross NPA flat at 1.45% and net NPA steady at 0.13% on a sequential basis.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Why_did_provisions_rise_in_Bank_of_Maharashtra_Q1_results_FY27\"><\/span><strong>Why did provisions rise in Bank of Maharashtra Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Provisions in the Bank of Maharashtra Q1 results FY27 rose to Rs 840 crore from Rs 617 crore in the preceding March quarter, though they were lower than the Rs 867 crore reported in Q1 FY26, a normal sequential fluctuation rather than a fresh stress signal given flat NPA ratios.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_did_Bank_of_Maharashtra_share_price_react_to_the_Q1_results_FY27\"><\/span><strong>How did Bank of Maharashtra share price react to the Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Bank of Maharashtra share price was largely muted after the Bank of Maharashtra Q1 results FY27, closing at Rs 82.50, up just 0.61%, even though the stock touched an intraday high of Rs 87.40 on volumes nearly 58% above the five day average.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_business_growth_in_Bank_of_Maharashtra_Q1_results_FY27\"><\/span><strong>What is the business growth in Bank of Maharashtra Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Total business in the Bank of Maharashtra Q1 results FY27 grew 19% year on year to Rs 6.51 lakh crore, with global advances surging 27% to Rs 3.06 lakh crore and deposits up 13% to Rs 3.44 lakh crore.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_Bank_of_Maharashtra_a_good_buy_after_the_Q1_results_FY27\"><\/span><strong>Is Bank of Maharashtra a good buy after the Q1 results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The Bank of Maharashtra Q1 results FY27 show strong profit growth, healthy asset quality and rapid advances growth, though the CASA ratio has slipped a shade and the stock has re-rated sharply already. This article is for educational purposes only. Consult a SEBI-registered advisor before investing.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"When were the Bank of Maharashtra Q1 results FY27 announced?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The Bank of Maharashtra Q1 results FY27 were announced on Friday, 10 July 2026, when the board approved the standalone and consolidated unaudited financial results for the quarter ended 30 June 2026.\"}},{\"@type\":\"Question\",\"name\":\"What is the PAT in Bank of Maharashtra Q1 results FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The PAT in Bank of Maharashtra Q1 results FY27 stood at Rs 2,020 crore, up 26.8% from Rs 1,593 crore in Q1 FY26, extending the bank's run of strong double digit profit growth.\"}},{\"@type\":\"Question\",\"name\":\"What was the net interest income in Bank of Maharashtra Q1 results FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Net interest income in the Bank of Maharashtra Q1 results FY27 rose 14.5% year on year to Rs 3,770 crore from Rs 3,117 crore, powered by strong loan growth across retail, agriculture and MSME segments.\"}},{\"@type\":\"Question\",\"name\":\"What is the asset quality in Bank of Maharashtra Q1 results FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Asset quality in the Bank of Maharashtra Q1 results FY27 remained among the strongest in the PSU banking space, with gross NPA flat at 1.45% and net NPA steady at 0.13% on a sequential basis.\"}},{\"@type\":\"Question\",\"name\":\"Why did provisions rise in Bank of Maharashtra Q1 results FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Provisions in the Bank of Maharashtra Q1 results FY27 rose to Rs 840 crore from Rs 617 crore in the preceding March quarter, though they were lower than the Rs 867 crore reported in Q1 FY26, a normal sequential fluctuation rather than a fresh stress signal given flat NPA ratios.\"}},{\"@type\":\"Question\",\"name\":\"How did Bank of Maharashtra share price react to the Q1 results FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Bank of Maharashtra share price was largely muted after the Bank of Maharashtra Q1 results FY27, closing at Rs 82.50, up just 0.61%, even though the stock touched an intraday high of Rs 87.40 on volumes nearly 58% above the five day average.\"}},{\"@type\":\"Question\",\"name\":\"What is the business growth in Bank of Maharashtra Q1 results FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Total business in the Bank of Maharashtra Q1 results FY27 grew 19% year on year to Rs 6.51 lakh crore, with global advances surging 27% to Rs 3.06 lakh crore and deposits up 13% to Rs 3.44 lakh crore.\"}},{\"@type\":\"Question\",\"name\":\"Is Bank of Maharashtra a good buy after the Q1 results FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The Bank of Maharashtra Q1 results FY27 show strong profit growth, healthy asset quality and rapid advances growth, though the CASA ratio has slipped a shade and the stock has re-rated sharply already. This article is for educational purposes only. Consult a SEBI-registered advisor before investing.\"}}]}<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Bank of Maharashtra Q1 results FY27: PAT surges 26.8% YoY to Rs 2,020 crore, NII up 14.5% to Rs 3,770 crore, GNPA flat at 1.45%. Total business up 19% to Rs 6.51 lakh crore with advances surging 27%. Full analysis of the credit-deposit gap, CASA trend and FY27 outlook.<\/p>\n","protected":false},"author":34,"featured_media":147723,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[4796],"class_list":["post-147721","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-q1-results-fy27"],"metadata":{"rank_math_internal_links_processed":["1"],"_edit_lock":["1783676720:23"],"_last_editor_used_jetpack":["block-editor"],"rank_math_primary_category":["842"],"rank_math_seo_score":["77"],"rank_math_title":["Bank of Maharashtra Q1 Results FY27: PAT Rs 2,020 Cr, Up 27%"],"rank_math_description":["Bank of Maharashtra Q1 results FY27: PAT up 26.8% YoY to Rs 2,020 Cr, NII up 14.5% to Rs 3,770 Cr, GNPA steady at 1.45%. 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