{"id":139353,"date":"2026-07-03T13:17:14","date_gmt":"2026-07-03T07:47:14","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=139353"},"modified":"2026-07-03T13:17:15","modified_gmt":"2026-07-03T07:47:15","slug":"ujjivan-sfb-q1-business-update-loan-book-gnpa","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/ujjivan-sfb-q1-business-update-loan-book-gnpa\/","title":{"rendered":"Ujjivan SFB Q1 Business Update: Loan Book Surges 29 Percent, GNPA Improves"},"content":{"rendered":"<div class=\"meta-block\"><\/div>\n<p style=\"border-left: 4px solid #1F4E79; background: #EBF3FB; padding: 10px 16px; font-style: italic;\"><em>Ujjivan SFB Rs 60.02 (-2.25%). Q1 business update: gross loan book +28.9% to Rs 42,903 Cr. GNPA improved to 2.17% from 2.52%. Disbursements +41.5%.<\/em><\/p>\n<p>Ujjivan SFB Q1 business update, a provisional disclosure ahead of the bank&#8217;s formal quarterly results, shows the gross loan book surging 28.9 percent year on year to Rs 42,903 crore, even as the stock traded down 2.25 percent to Rs 60.02 in today&#8217;s session.<\/p>\n<p>The Ujjivan SFB Q1 business update also highlighted a meaningful improvement in asset quality, with gross non-performing assets improving to 2.17 percent from 2.52 percent a year earlier, a positive signal alongside the bank&#8217;s strong growth in deposits and disbursements during the quarter.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&amp;utm_medium=ujjivan-sfb-q1-business-update-loan-book\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-sfb-q1-business-update-loan-book-gnpa\/#Ujjivan_SFB_Q1_FY27_Business_Update_Key_Metrics\" title=\"Ujjivan SFB Q1 FY27 Business Update: Key Metrics\">Ujjivan SFB Q1 FY27 Business Update: Key Metrics<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-sfb-q1-business-update-loan-book-gnpa\/#What_the_Ujjivan_SFB_Q1_Business_Update_Reveals\" title=\"What the Ujjivan SFB Q1 Business Update Reveals\">What the Ujjivan SFB Q1 Business Update Reveals<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-sfb-q1-business-update-loan-book-gnpa\/#Outlook_Following_the_Ujjivan_SFB_Q1_Business_Update\" title=\"Outlook Following the Ujjivan SFB Q1 Business Update\">Outlook Following the Ujjivan SFB Q1 Business Update<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-sfb-q1-business-update-loan-book-gnpa\/#Key_Risks_to_Watch_Following_Ujjivan_SFB_Q1_Business_Update\" title=\"Key Risks to Watch Following Ujjivan SFB Q1 Business Update\">Key Risks to Watch Following Ujjivan SFB Q1 Business Update<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-sfb-q1-business-update-loan-book-gnpa\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-sfb-q1-business-update-loan-book-gnpa\/#FAQs_on_Ujjivan_SFB_Q1_Business_Update\" title=\"FAQs on Ujjivan SFB Q1 Business Update\">FAQs on Ujjivan SFB Q1 Business Update<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-sfb-q1-business-update-loan-book-gnpa\/#1_What_did_the_Ujjivan_SFB_Q1_business_update_show\" title=\"1. What did the Ujjivan SFB Q1 business update show?\">1. What did the Ujjivan SFB Q1 business update show?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-sfb-q1-business-update-loan-book-gnpa\/#2_How_did_Ujjivan_SFBs_asset_quality_change\" title=\"2. How did Ujjivan SFB&#8217;s asset quality change?\">2. How did Ujjivan SFB&#8217;s asset quality change?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-sfb-q1-business-update-loan-book-gnpa\/#3_How_much_did_Ujjivan_SFBs_disbursements_grow\" title=\"3. How much did Ujjivan SFB&#8217;s disbursements grow?\">3. How much did Ujjivan SFB&#8217;s disbursements grow?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-sfb-q1-business-update-loan-book-gnpa\/#4_Has_Ujjivan_SFB_announced_its_full_Q1_FY27_results\" title=\"4. Has Ujjivan SFB announced its full Q1 FY27 results?\">4. Has Ujjivan SFB announced its full Q1 FY27 results?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-sfb-q1-business-update-loan-book-gnpa\/#5_How_did_Ujjivan_SFBs_CASA_deposits_perform\" title=\"5. How did Ujjivan SFB&#8217;s CASA deposits perform?\">5. How did Ujjivan SFB&#8217;s CASA deposits perform?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-sfb-q1-business-update-loan-book-gnpa\/#6_What_are_the_key_risks_from_the_Ujjivan_SFB_Q1_business_update\" title=\"6. What are the key risks from the Ujjivan SFB Q1 business update?\">6. What are the key risks from the Ujjivan SFB Q1 business update?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Ujjivan_SFB_Q1_FY27_Business_Update_Key_Metrics\"><\/span><strong>Ujjivan SFB Q1 FY27 Business Update: Key Metrics<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table border=\"1\" cellspacing=\"0\" cellpadding=\"6\">\n<tbody>\n<tr>\n<th>Metric<\/th>\n<th>Q1 FY27<\/th>\n<th>YoY Growth<\/th>\n<\/tr>\n<tr>\n<td>Total Deposits<\/td>\n<td>Rs 48,307 Cr<\/td>\n<td>+25.1%<\/td>\n<\/tr>\n<tr>\n<td>CASA Deposits<\/td>\n<td>Rs 12,930 Cr<\/td>\n<td>+37.8%<\/td>\n<\/tr>\n<tr>\n<td>Gross Loan Book<\/td>\n<td>Rs 42,903 Cr<\/td>\n<td>+28.9%<\/td>\n<\/tr>\n<tr>\n<td>Disbursements<\/td>\n<td>Rs 9,252 Cr<\/td>\n<td>+41.5%<\/td>\n<\/tr>\n<tr>\n<td>Gross NPA<\/td>\n<td>2.17%<\/td>\n<td>Improved from 2.52%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Check the Univest Screener for Live Small Finance Bank Sector Data<\/strong><\/a><\/p>\n<p><em>Note: This Ujjivan SFB Q1 business update is a provisional disclosure covering advances, deposits and asset quality figures only. The bank&#8217;s formal unaudited financial results for the quarter ended June 30, 2026, including detailed profit and loss figures, have not yet been announced.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_the_Ujjivan_SFB_Q1_Business_Update_Reveals\"><\/span><strong>What the Ujjivan SFB Q1 Business Update Reveals<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><a href=\"https:\/\/univest.in\/stocks\/ujjivansfb\/ujjivan-small-finance-bank-ltd-share-price-today\">Ujjivan Small Finance Bank<\/a>, which focuses on providing banking services to underserved and unbanked segments, reported CASA deposits growing an even stronger 37.8 percent year on year to Rs 12,930 crore, comfortably outpacing overall deposit growth of 25.1 percent, a positive mix shift that supports the bank&#8217;s ability to fund its rapidly growing loan book with lower cost deposits. This is a key data point for anyone tracking the Ujjivan SFB Q1 business update today.<\/p>\n<p>The 41.5 percent surge in disbursements to Rs 9,252 crore, alongside the meaningful improvement in gross NPA to 2.17 percent, together paint a picture of a bank simultaneously scaling its lending operations while improving underlying credit quality, a combination not always seen together in the same quarter for lenders focused on underserved borrower segments. Investors watching the Ujjivan SFB Q1 business update should note this development closely.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Outlook_Following_the_Ujjivan_SFB_Q1_Business_Update\"><\/span><strong>Outlook Following the Ujjivan SFB Q1 Business Update<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>With CASA deposits growing faster than overall deposits and asset quality improving alongside strong loan growth, Ujjivan SFB&#8217;s Q1 business update presents a broadly encouraging set of metrics heading into the bank&#8217;s formal quarterly results. Investors will be watching whether this combination of growth and improving asset quality translates into stronger profitability metrics once the full results, including net interest margins and return ratios, are formally disclosed. This detail is central to the near term outlook on the Ujjivan SFB Q1 business update.<\/p>\n<p><em>Quick take: today&#8217;s Ujjivan SFB Q1 business update stands out for combining strong loan growth with clearly improving asset quality, a combination that could support a positive market reaction once formal results confirm the profitability impact.<\/em><\/p>\n<p style=\"margin-top: 24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track Ujjivan SFB&#8217;s live price and quarterly updates.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Risks_to_Watch_Following_Ujjivan_SFB_Q1_Business_Update\"><\/span><strong>Key Risks to Watch Following Ujjivan SFB Q1 Business Update<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>As a small finance bank focused on underserved segments, Ujjivan SFB&#8217;s loan book remains more exposed to borrower level credit risk compared to larger, more diversified banks, even as today&#8217;s GNPA improvement is encouraging. Investors should also watch whether the rapid pace of loan growth, at nearly 29 percent year on year, can be sustained without compromising the asset quality gains seen in this update once formal results are disclosed. This is likely to remain a talking point for the Ujjivan SFB Q1 business update in coming sessions.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Ujjivan SFB Q1 business update shows the bank&#8217;s gross loan book surging 28.9 percent year on year alongside a meaningful improvement in asset quality, even as the stock traded lower today ahead of formal quarterly results. Investors should await the bank&#8217;s full unaudited financial results for confirmation of how this growth and improving credit quality have translated into profitability. This article is for educational purposes and is not investment advice; consult a SEBI-registered investment adviser before making any investment decision.<\/p>\n<div style=\"background: #CC0000; border-radius: 8px; padding: 16px 20px; margin: 24px 0;\">\n<p style=\"color: #ffffff; font-size: 13px; line-height: 1.7; margin: 0;\"><strong style=\"color: #ffffff;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"FAQs_on_Ujjivan_SFB_Q1_Business_Update\"><\/span><strong>FAQs on Ujjivan SFB Q1 Business Update<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"1_What_did_the_Ujjivan_SFB_Q1_business_update_show\"><\/span><strong>1. What did the Ujjivan SFB Q1 business update show?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The update showed the gross loan book growing 28.9 percent year on year to Rs 42,903 crore, with total deposits up 25.1 percent to Rs 48,307 crore.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_How_did_Ujjivan_SFBs_asset_quality_change\"><\/span><strong>2. How did Ujjivan SFB&#8217;s asset quality change?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Gross NPA improved to 2.17 percent from 2.52 percent a year earlier, a meaningful improvement alongside strong loan growth.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_How_much_did_Ujjivan_SFBs_disbursements_grow\"><\/span><strong>3. How much did Ujjivan SFB&#8217;s disbursements grow?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Disbursements surged 41.5 percent year on year to Rs 9,252 crore.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Has_Ujjivan_SFB_announced_its_full_Q1_FY27_results\"><\/span><strong>4. Has Ujjivan SFB announced its full Q1 FY27 results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> No, this is a provisional business update covering advances, deposits and asset quality figures. The bank&#8217;s formal unaudited financial results have not yet been announced.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_How_did_Ujjivan_SFBs_CASA_deposits_perform\"><\/span><strong>5. How did Ujjivan SFB&#8217;s CASA deposits perform?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> CASA deposits grew 37.8 percent year on year to Rs 12,930 crore, outpacing overall deposit growth of 25.1 percent.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_What_are_the_key_risks_from_the_Ujjivan_SFB_Q1_business_update\"><\/span><strong>6. What are the key risks from the Ujjivan SFB Q1 business update?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The bank&#8217;s exposure to underserved borrower segments carries inherent credit risk, and investors should watch whether rapid loan growth can be sustained without compromising asset quality.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What did the Ujjivan SFB Q1 business update show?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The update showed the gross loan book growing 28.9 percent year on year to Rs 42,903 crore, with total deposits up 25.1 percent to Rs 48,307 crore.\"}},{\"@type\":\"Question\",\"name\":\"How did Ujjivan SFB's asset quality change?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Gross NPA improved to 2.17 percent from 2.52 percent a year earlier, a meaningful improvement alongside strong loan growth.\"}},{\"@type\":\"Question\",\"name\":\"How much did Ujjivan SFB's disbursements grow?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Disbursements surged 41.5 percent year on year to Rs 9,252 crore.\"}},{\"@type\":\"Question\",\"name\":\"Has Ujjivan SFB announced its full Q1 FY27 results?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No, this is a provisional business update covering advances, deposits and asset quality figures. The bank's formal unaudited financial results have not yet been announced.\"}},{\"@type\":\"Question\",\"name\":\"How did Ujjivan SFB's CASA deposits perform?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"CASA deposits grew 37.8 percent year on year to Rs 12,930 crore, outpacing overall deposit growth of 25.1 percent.\"}},{\"@type\":\"Question\",\"name\":\"What are the key risks from the Ujjivan SFB Q1 business update?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The bank's exposure to underserved borrower segments carries inherent credit risk, and investors should watch whether rapid loan growth can be sustained without compromising asset quality.\"}}]}<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Ujjivan SFB Q1 business update shows the loan book surging 29 percent and GNPA improving to 2.17 percent. Final results are still awaited. Details here.<\/p>\n","protected":false},"author":34,"featured_media":139388,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[4946],"class_list":["post-139353","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-q1-business-update"],"metadata":{"rank_math_internal_links_processed":["1"],"_edit_lock":["1783064838:23"],"_last_editor_used_jetpack":["block-editor"],"rank_math_primary_category":["842"],"rank_math_seo_score":["78"],"rank_math_title":["Ujjivan SFB Q1 Business Update: Loan Book Jumps 29%"],"rank_math_description":["Ujjivan SFB Q1 business update shows the loan book surging 29 percent and GNPA improving to 2.17 percent. Final results are still awaited. Details here."],"rank_math_focus_keyword":["Ujjivan SFB Q1 business update"],"rank_math_robots":["a:2:{i:0;s:8:\"nofollow\";i:1;s:7:\"noindex\";}"],"_thumbnail_id":["139388"],"_edit_last":["23"],"_ez-toc-disabled":[""],"_ez-toc-insert":[""],"_ez-toc-header-label":[""],"_ez-toc-alignment":["none"],"_ez-toc-heading-levels":["a:0:{}"],"_ez-toc-alttext":[""],"_ez-toc-visibility_hide_by_default":[""],"_ez-toc-hide_counter":[""],"_ez-toc-exclude":[""],"_ez-toc-position-specific":["before"],"stm_select_gm_zoom":[""],"stm_agenda":[""],"stm_host":[""],"stm_select_approved_denied":[""],"stm_multiselect_approved":[""],"stm_multiselect_denied":[""],"stm_date":[""],"stm_time":[""],"stm_timezone":[""],"stm_duration":[""],"stm_password":[""],"stm_waiting_room":[""],"stm_join_before_host":[""],"stm_host_join_start":[""],"stm_start_after_participants":[""],"stm_mute_participants":[""],"stm_enforce_login":[""],"stm_alternative_hosts":[""],"top_bar_custom_style":[""],"top_bar_bg":[""],"wc_top_bar_cart_custom_style":[""],"wc_top_bar_cart_color":[""],"wc_top_bar_cart_icon_color_hover":[""],"wc_top_bar_cart_counter_color":[""],"wc_top_bar_cart_counter_color_hover":[""],"wc_top_bar_cart_counter_bg":[""],"wc_top_bar_cart_counter_bg_hover":[""],"top_bar_wpml_switcher_custom_style":[""],"wpml_switcher_color":[""],"top_bar_wpml_switcher_bg":[""],"top_bar_wpml_switcher_bg_hover":[""],"top_bar_wpml_switcher_color_hover":[""],"top_bar_socials_custom_style":[""],"top_bar_socials_color":[""],"top_bar_socials_color_hover":[""],"top_bar_search_custom_style":[""],"top_bar_search_color":[""],"top_bar_search_icon_color_hover":[""],"top_bar_contact_info_style":[""],"top_bar_contact_info_color":[""],"top_bar_contact_info_link_color":[""],"top_bar_contact_info_link_color_hover":[""],"top_bar_contact_info_select_bg":[""],"top_bar_contact_info_select_color":[""],"top_bar_contact_info_select_drop_bg":[""],"top_bar_contact_info_select_items_bg":[""],"top_bar_contact_info_select_items_color":[""],"top_bar_contact_info_select_items_hover":[""],"header_inverse":["default"],"enable_header_transparent":["off"],"header_nav_custom_style":[""],"header_bg":[""],"header_shadow":[""],"wc_cart_custom_style":[""],"wc_cart_icon_color":[""],"wc_cart_icon_color_hover":[""],"wc_cart_counter_color":[""],"wc_cart_counter_color_hover":[""],"wc_cart_counter_bg":[""],"wc_cart_counter_bg_hover":[""],"header_wpml_switcher_custom_style":[""],"header_wpml_switcher_color":[""],"header_wpml_switcher_color_hover":[""],"header_wpml_switcher_bg":[""],"header_wpml_switcher_bg_hover":[""],"header_socials_custom_style":[""],"header_socials_color":[""],"header_socials_color_hover":[""],"header_search_custom_style":[""],"header_search_icon_color":[""],"header_search_icon_color_hover":[""],"header_contact_info_style":[""],"header_contact_info_color":[""],"header_contact_info_link_color":[""],"header_contact_info_link_color_hover":[""],"header_button_custom_style":[""],"header_button_color":[""],"header_button_color_hover":[""],"header_button_bg":[""],"header_button_bg_hover":[""],"header_nav_menu_customize":[""],"header_nav_menu_link_color":[""],"header_nav_menu_link_color_hover":[""],"header_nav_menu_link_color_active":[""],"header_nav_menu_link_arrow_color":[""],"header_nav_menu_link_arrow_color_hover":[""],"header_nav_menu_level_1_bg":[""],"header_nav_menu_level_1_link_color":[""],"header_nav_menu_level_1_link_color_hover":[""],"header_nav_menu_level_1_link_bg_hover":[""],"header_nav_menu_level_1_link_arrow_color":[""],"header_nav_menu_level_1_link_arrow_color_hover":[""],"header_nav_menu_level_2_bg":[""],"header_nav_menu_level_2_link_color":[""],"header_nav_menu_level_2_link_color_hover":[""],"header_nav_menu_level_2_link_bg_hover":[""],"header_mega_menu_bg":[""],"header_mega_menu_title_color":[""],"header_mega_menu_title_color_hover":[""],"header_mega_menu_description_color":[""],"header_mega_menu_description_link_color":[""],"header_mega_menu_description_link_color_hover":[""],"header_mega_menu_color":[""],"header_mega_menu_color_hover":[""],"header_mega_menu_border_color":[""],"header_mega_menu_icons_color":[""],"header_nav_menu_customize_end":[""],"hfe_enabled_notice":[""],"disable_title_box":["default"],"hfe_disabled":[""],"enable_transparent":["default"],"title_box_title_bg_color":[""],"title_box_bg_custom_image":["default"],"title_box_bg_image":[""],"title_box_bg_position":["default"],"metabox_title_box_bg_position_x":[""],"metabox_title_box_bg_position_y":[""],"metabox_title_box_bg_attachment":["default"],"title_box_bg_size":["default"],"metabox_title_box_bg_size_slider":[""],"title_box_bg_repeat":["default"],"disable_title":["default"],"title_box_title_color":[""],"title_box_title_line_color":[""],"disable_breadcrumbs":["default"],"metabox_title_box_breadcrumbs_color":[""],"metabox_title_box_links_color":[""],"metabox_title_box_links_color_hover":[""],"content_bg_transparent":[""],"show_popup_single":[""],"popups_single":[""],"popups_single_event":[""],"popup_single_event_open_delay":[""],"popup_single_event_showing_in":[""],"popup_single_event_date_from":[""],"popup_single_event_date_to":[""],"popup_single_event_time_from":[""],"popup_single_event_time_to":[""],"popup_single_animation":[""],"popup_single_responsive":[""],"separator_footer_copyright_border_t":[""],"name":[""],"email":[""],"phone":[""],"company":[""],"memberId":[""],"testimonial_position":[""],"testimonial_company":[""],"testimonial_bg_img":[""],"testimonial_video_url":[""],"popups_width":[""],"popups_height":[""],"popups_image_bg":[""],"popups_color_bg":[""],"popups_border_radius":[""],"popups_template":[""],"rank_math_analytic_object_id":["23265"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/07\/Ujjivan-SFB-Q1-Business-Update-1.jpg","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/139353","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/34"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=139353"}],"version-history":[{"count":1,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/139353\/revisions"}],"predecessor-version":[{"id":139390,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/139353\/revisions\/139390"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/139388"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=139353"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=139353"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=139353"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}