{"id":137089,"date":"2026-07-01T19:29:13","date_gmt":"2026-07-01T13:59:13","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=137089"},"modified":"2026-10-08T09:52:32","modified_gmt":"2026-10-08T04:22:32","slug":"the-south-indian-bank-share-price-target-2026","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/the-south-indian-bank-share-price-target-2026\/","title":{"rendered":"South Indian Bank Share Price Target 2026: Stock Analysis, Share Price Today, Bull Case and Bear Case After Q1 FY27"},"content":{"rendered":"<div class=\"meta-block\">\n<p><strong>META TITLE:<\/strong> South Indian Bank Share Price Target 2026 and Share Price Today<\/p>\n<p><strong>META DESCRIPTION:<\/strong> South Indian Bank share price target 2026: Rs 43 to Rs 54 vs Rs 47.47. Share price today, stock analysis, buy or sell view, bull case, bear case and 12-month target.<\/p>\n<p><strong>SLUG:<\/strong> the-south-indian-bank-share-price-target-2026<\/p>\n<p><strong>PRIMARY KEYWORD:<\/strong> South Indian Bank share price target<\/p>\n<p><strong>SECONDARY KEYWORDS:<\/strong> South Indian Bank share price today, South Indian Bank stock analysis, South Indian Bank buy or sell, South Indian Bank share price forecast, South Indian Bank stock price target 2027, South Indian Bank price target, South Indian Bank buy or sell<\/p>\n<p><strong>LSI KEYWORDS:<\/strong> analyst consensus, bull case, bear case, 12-month target, PE multiple, EPS estimate, sector tailwinds, institutional holding, resistance level, FY27 outlook<\/p>\n<\/div>\n<p style=\"border-left:4px solid #1F4E79;background:#EBF3FB;padding:10px 16px;font-style:italic;\"><em>South Indian Bank Rs 47.47 (7 Oct 2026 close). 52-week range Rs 29.85 to Rs 50.68. Q1 FY27 profit Rs 377.6 cr, up 17%; NII Rs 1,025 cr, up 23%; gross NPA 1.38%.<\/em><\/p>\n<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E79;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">The South Indian Bank share price target for 2026 is Rs 43 to Rs 54, which is between 9 percent below and 14 percent above the last close of Rs 47.47, with bull and bear cases of Rs 66 to Rs 78 and Rs 24 to Rs 29. South Indian Bank reported Q1 FY27 net profit up 17.3 percent to Rs 377.63 crore and record net interest income up 23 percent to Rs 1,025 crore, with NIM at 3.23 percent and gross NPA down to 1.38 percent. Advances grew 17 percent to Rs 1,04,368 crore, retail deposits grew 14 percent, capital adequacy is 19.62 percent, and the stock trades at 8.2 times earnings and 1.05 times book. No brokerage price target was available on the sources we track as of 7 October 2026, so every range below is a Univest research scenario.<\/p>\n<\/p><\/div>\n<p>The <a href=\"https:\/\/univest.in\/stocks\/southbank\/the-south-indian-bank-ltd-share-price-today\">South Indian Bank<\/a> share price target for 2026 is Rs 43 to Rs 54 in the Univest base case, with the stock at Rs 47.47 at the 7 October 2026 close. That is 6.3 percent below its 52-week high of Rs 50.68 and 59.0 percent above its 52-week low of Rs 29.85, and the stock moved up 38.6 percent over the past year. South Indian Bank is a Thrissur-based private sector bank focused on retail, MSME and digital banking. The dividend yield is 0.95 percent and capital adequacy is 19.62 percent.<\/p>\n<p>Three things changed since the last update: Q1 FY27 results in July showed profit up 17 percent, the stock jumped 8.4 percent in the week of 21 September to a 52-week high of Rs 50.68, and the bank stopped its Investment Fluctuation Reserve under RBI directions. This South Indian Bank stock analysis covers the South Indian Bank share price today, the South Indian Bank share price target for 2026, 2027 and 2030, the Q1 FY27 numbers, catalysts and risks, key price levels and a South Indian Bank buy or sell view.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&#038;utm_medium=the-south-indian-bank-share-price-target\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/the-south-indian-bank-share-price-target-2026\/#What_Is_the_South_Indian_Bank_Share_Price_Target_for_2026\" title=\"What Is the South Indian Bank Share Price Target for 2026?\">What Is the South Indian Bank Share Price Target for 2026?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/the-south-indian-bank-share-price-target-2026\/#South_Indian_Bank_Share_Price_Target_Scenarios_Bull_Case_Base_Case_and_Bear_Case\" title=\"South Indian Bank Share Price Target Scenarios: Bull Case, Base Case and Bear Case\">South Indian Bank Share Price Target Scenarios: Bull Case, Base Case and Bear Case<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/the-south-indian-bank-share-price-target-2026\/#South_Indian_Bank_Company_Overview_and_Share_Price_Today_as_of_7_October_2026\" title=\"South Indian Bank Company Overview and Share Price Today as of 7 October 2026\">South Indian Bank Company Overview and Share Price Today as of 7 October 2026<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/the-south-indian-bank-share-price-target-2026\/#How_Did_South_Indian_Bank_Perform_in_Q1_FY27\" title=\"How Did South Indian Bank Perform in Q1 FY27?\">How Did South Indian Bank Perform in Q1 FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/the-south-indian-bank-share-price-target-2026\/#Why_Is_South_Indian_Bank_Share_Price_Up_59_Percent_From_Its_October_2025_Low\" title=\"Why Is South Indian Bank Share Price Up 59 Percent From Its October 2025 Low?\">Why Is South Indian Bank Share Price Up 59 Percent From Its October 2025 Low?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/the-south-indian-bank-share-price-target-2026\/#Key_Catalysts_for_the_South_Indian_Bank_Share_Price_Target_in_2026\" title=\"Key Catalysts for the South Indian Bank Share Price Target in 2026\">Key Catalysts for the South Indian Bank Share Price Target in 2026<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/the-south-indian-bank-share-price-target-2026\/#1_Record_NII\" title=\"1. Record NII\">1. Record NII<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/the-south-indian-bank-share-price-target-2026\/#2_Asset_Quality\" title=\"2. Asset Quality\">2. Asset Quality<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/the-south-indian-bank-share-price-target-2026\/#3_Strong_Capital\" title=\"3. Strong Capital\">3. Strong Capital<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/the-south-indian-bank-share-price-target-2026\/#4_Retail_Deposit_Growth\" title=\"4. Retail Deposit Growth\">4. Retail Deposit Growth<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/the-south-indian-bank-share-price-target-2026\/#What_Are_the_Key_Risks_to_the_South_Indian_Bank_Share_Price_Target\" title=\"What Are the Key Risks to the South Indian Bank Share Price Target?\">What Are the Key Risks to the South Indian Bank Share Price Target?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/the-south-indian-bank-share-price-target-2026\/#Margin_Pressure\" title=\"Margin Pressure\">Margin Pressure<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/the-south-indian-bank-share-price-target-2026\/#CASA_Ratio\" title=\"CASA Ratio\">CASA Ratio<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/the-south-indian-bank-share-price-target-2026\/#Possible_Dilution\" title=\"Possible Dilution\">Possible Dilution<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/the-south-indian-bank-share-price-target-2026\/#Earnings_Reset\" title=\"Earnings Reset\">Earnings Reset<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/the-south-indian-bank-share-price-target-2026\/#South_Indian_Bank_Stock_Analysis_Support_and_Resistance_Levels_for_the_Share_Price_Target\" title=\"South Indian Bank Stock Analysis: Support and Resistance Levels for the Share Price Target\">South Indian Bank Stock Analysis: Support and Resistance Levels for the Share Price Target<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/the-south-indian-bank-share-price-target-2026\/#South_Indian_Bank_Share_Price_Target_2026_2027_and_2030_Short_Medium_and_Long_Term\" title=\"South Indian Bank Share Price Target 2026, 2027 and 2030: Short, Medium and Long Term\">South Indian Bank Share Price Target 2026, 2027 and 2030: Short, Medium and Long Term<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/the-south-indian-bank-share-price-target-2026\/#Short-Term_South_Indian_Bank_Share_Price_Target_3_to_6_Months\" title=\"Short-Term South Indian Bank Share Price Target (3 to 6 Months)\">Short-Term South Indian Bank Share Price Target (3 to 6 Months)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/the-south-indian-bank-share-price-target-2026\/#12-Month_and_2027_South_Indian_Bank_Share_Price_Target\" title=\"12-Month and 2027 South Indian Bank Share Price Target\">12-Month and 2027 South Indian Bank Share Price Target<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/univest.in\/blogs-2\/the-south-indian-bank-share-price-target-2026\/#Long-Term_South_Indian_Bank_Share_Price_Target_for_FY29_to_2030\" title=\"Long-Term South Indian Bank Share Price Target for FY29 to 2030\">Long-Term South Indian Bank Share Price Target for FY29 to 2030<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/univest.in\/blogs-2\/the-south-indian-bank-share-price-target-2026\/#Bull_Case_and_Bear_Case_for_South_Indian_Bank_Share_Price_Target\" title=\"Bull Case and Bear Case for South Indian Bank Share Price Target\">Bull Case and Bear Case for South Indian Bank Share Price Target<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/univest.in\/blogs-2\/the-south-indian-bank-share-price-target-2026\/#Bull_Case_Rs_66_to_Rs_78\" title=\"Bull Case Rs 66 to Rs 78\">Bull Case Rs 66 to Rs 78<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/univest.in\/blogs-2\/the-south-indian-bank-share-price-target-2026\/#Bear_Case_Rs_24_to_Rs_29\" title=\"Bear Case Rs 24 to Rs 29\">Bear Case Rs 24 to Rs 29<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/univest.in\/blogs-2\/the-south-indian-bank-share-price-target-2026\/#Is_South_Indian_Bank_a_Good_Buy_at_Rs_4747_South_Indian_Bank_Buy_or_Sell_View\" title=\"Is South Indian Bank a Good Buy at Rs 47.47? South Indian Bank Buy or Sell View\">Is South Indian Bank a Good Buy at Rs 47.47? South Indian Bank Buy or Sell View<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/univest.in\/blogs-2\/the-south-indian-bank-share-price-target-2026\/#How_to_Invest_in_South_Indian_Bank_Shares\" title=\"How to Invest in South Indian Bank Shares\">How to Invest in South Indian Bank Shares<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/univest.in\/blogs-2\/the-south-indian-bank-share-price-target-2026\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/univest.in\/blogs-2\/the-south-indian-bank-share-price-target-2026\/#FAQs_on_South_Indian_Bank_Share_Price_Target_2026\" title=\"FAQs on South Indian Bank Share Price Target 2026\">FAQs on South Indian Bank Share Price Target 2026<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/univest.in\/blogs-2\/the-south-indian-bank-share-price-target-2026\/#What_is_the_South_Indian_Bank_share_price_target_for_2026\" title=\"What is the South Indian Bank share price target for 2026?\">What is the South Indian Bank share price target for 2026?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/univest.in\/blogs-2\/the-south-indian-bank-share-price-target-2026\/#What_is_the_South_Indian_Bank_share_price_target_for_2027\" title=\"What is the South Indian Bank share price target for 2027?\">What is the South Indian Bank share price target for 2027?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"https:\/\/univest.in\/blogs-2\/the-south-indian-bank-share-price-target-2026\/#Is_South_Indian_Bank_a_good_buy_at_Rs_4747\" title=\"Is South Indian Bank a good buy at Rs 47.47?\">Is South Indian Bank a good buy at Rs 47.47?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-31\" href=\"https:\/\/univest.in\/blogs-2\/the-south-indian-bank-share-price-target-2026\/#What_are_the_key_risks_to_the_South_Indian_Bank_share_price_target\" title=\"What are the key risks to the South Indian Bank share price target?\">What are the key risks to the South Indian Bank share price target?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-32\" href=\"https:\/\/univest.in\/blogs-2\/the-south-indian-bank-share-price-target-2026\/#What_are_the_key_catalysts_for_the_South_Indian_Bank_share_price_target\" title=\"What are the key catalysts for the South Indian Bank share price target?\">What are the key catalysts for the South Indian Bank share price target?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-33\" href=\"https:\/\/univest.in\/blogs-2\/the-south-indian-bank-share-price-target-2026\/#Where_can_I_track_South_Indian_Bank_share_price_today_and_South_Indian_Bank_share_price_target_updates\" title=\"Where can I track South Indian Bank share price today and South Indian Bank share price target updates?\">Where can I track South Indian Bank share price today and South Indian Bank share price target updates?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-34\" href=\"https:\/\/univest.in\/blogs-2\/the-south-indian-bank-share-price-target-2026\/#What_are_South_Indian_Banks_52-week_high_and_low\" title=\"What are South Indian Bank&#8217;s 52-week high and low?\">What are South Indian Bank&#8217;s 52-week high and low?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-35\" href=\"https:\/\/univest.in\/blogs-2\/the-south-indian-bank-share-price-target-2026\/#How_to_buy_South_Indian_Bank_shares\" title=\"How to buy South Indian Bank shares?\">How to buy South Indian Bank shares?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_Is_the_South_Indian_Bank_Share_Price_Target_for_2026\"><\/span><strong>What Is the South Indian Bank Share Price Target for 2026?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The 2026 target for South Indian Bank shares is Rs 43 to Rs 54 in the Univest base case, which is -9.4% to +13.8% against the last close. The bull case is Rs 66 to Rs 78 and the bear case is Rs 24 to Rs 29. No brokerage price target was available on the sources we track as of 7 October 2026, so every range below is a Univest research scenario. Analyst consensus is used as a cross-check, not as the base.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"South_Indian_Bank_Share_Price_Target_Scenarios_Bull_Case_Base_Case_and_Bear_Case\"><\/span><strong>South Indian Bank Share Price Target Scenarios: Bull Case, Base Case and Bear Case<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<table>\n<tr>\n<th>Scenario<\/th>\n<th>FY28E EPS<\/th>\n<th>Target Multiple<\/th>\n<th>Price Target (Rs)<\/th>\n<th>Move vs Rs 47.47<\/th>\n<\/tr>\n<tr>\n<td>Bull Case<\/td>\n<td>Rs 8.2<\/td>\n<td>8x to 9.5x<\/td>\n<td>66 to 78<\/td>\n<td>+39.0% to +64.3%<\/td>\n<\/tr>\n<tr>\n<td>Base Case<\/td>\n<td>Rs 6.8<\/td>\n<td>6.3x to 8x<\/td>\n<td>43 to 54<\/td>\n<td>-9.4% to +13.8%<\/td>\n<\/tr>\n<tr>\n<td>Bear Case<\/td>\n<td>Rs 4.8<\/td>\n<td>5x to 6x<\/td>\n<td>24 to 29<\/td>\n<td>-49.4% to -38.9%<\/td>\n<\/tr>\n<\/table>\n<p>FY28 EPS of Rs 6.80 in the base case compares with trailing EPS of Rs 5.77 and Q1 EPS of about Rs 1.44, and assumes credit growth near 17 percent with NIM near 3.2 percent. Mid-sized private banks trade at 6.3 to 8 times earnings, and the stock trades at about 7 times the base estimate. The PE multiple used for each case is shown in the table, and the EPS estimate is a Univest assumption, not company guidance. Those assumptions set the South Indian Bank share price target range around the current price.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"South_Indian_Bank_Company_Overview_and_Share_Price_Today_as_of_7_October_2026\"><\/span><strong>South Indian Bank Company Overview and Share Price Today as of 7 October 2026<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>South Indian Bank share price today is Rs 47.47 on the NSE at the 7 October 2026 close, before the market opens on 8 October. The market capitalisation is Rs 12,437 crore, and the stock trades at 8.2 times earnings against an industry average of 12 times. The Univest base case South Indian Bank share price target of Rs 43 to Rs 54 is -9.4% to +13.8% from here. The table below sets out the key numbers behind the South Indian Bank share price target.<\/p>\n<table>\n<tr>\n<th>Parameter<\/th>\n<th>Value<\/th>\n<th>Context<\/th>\n<\/tr>\n<tr>\n<td>NSE Ticker<\/td>\n<td>SOUTHBANK<\/td>\n<td>BSE code 532218<\/td>\n<\/tr>\n<tr>\n<td>Sector<\/td>\n<td>Private sector bank<\/td>\n<td>Per Univest sector classification<\/td>\n<\/tr>\n<tr>\n<td>Last Close (NSE)<\/td>\n<td>Rs 47.47<\/td>\n<td>7 Oct 2026 close<\/td>\n<\/tr>\n<tr>\n<td>52-Week High<\/td>\n<td>Rs 50.68<\/td>\n<td>CMP is 6.3% below<\/td>\n<\/tr>\n<tr>\n<td>52-Week Low<\/td>\n<td>Rs 29.85<\/td>\n<td>CMP is 59.0% above<\/td>\n<\/tr>\n<tr>\n<td>1-Year Return<\/td>\n<td>About +39%<\/td>\n<td>Weekly close Rs 34.26 on 10 Oct 2025 to Rs 47.47<\/td>\n<\/tr>\n<tr>\n<td>Market Capitalisation<\/td>\n<td>Rs 12,437 crore<\/td>\n<td>Small cap private bank<\/td>\n<\/tr>\n<tr>\n<td>Trailing P\/E<\/td>\n<td>About 8.2x<\/td>\n<td>Industry P\/E about 11.96x<\/td>\n<\/tr>\n<tr>\n<td>P\/B Ratio<\/td>\n<td>About 1.05x<\/td>\n<td>Book value Rs 45.05 per share<\/td>\n<\/tr>\n<tr>\n<td>EPS (TTM)<\/td>\n<td>Rs 5.77<\/td>\n<td>Trailing twelve months<\/td>\n<\/tr>\n<tr>\n<td>Return on Equity<\/td>\n<td>About 12.8%<\/td>\n<td>Debt to equity not applicable<\/td>\n<\/tr>\n<tr>\n<td>Dividend Yield<\/td>\n<td>About 0.95%<\/td>\n<td>Dividend paid yearly<\/td>\n<\/tr>\n<tr>\n<td>12-Month Target (Base Case)<\/td>\n<td>Rs 43 to Rs 54<\/td>\n<td>Univest base case<\/td>\n<\/tr>\n<tr>\n<td>Bull Case<\/td>\n<td>Rs 66 to Rs 78<\/td>\n<td>+39.0% to +64.3%<\/td>\n<\/tr>\n<tr>\n<td>Bear Case<\/td>\n<td>Rs 24 to Rs 29<\/td>\n<td>-49.4% to -38.9%<\/td>\n<\/tr>\n<\/table>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Track live price, fundamentals and results for South Indian Bank on the Univest Screener.<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Did_South_Indian_Bank_Perform_in_Q1_FY27\"><\/span><strong>How Did South Indian Bank Perform in Q1 FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>South Indian Bank reported Q1 FY27 net profit of Rs 377.63 crore, up 17.3 percent from Rs 322 crore, and record net interest income of Rs 1,025 crore, up 23 percent from Rs 832 crore. Net interest margin was 3.23 percent against 3.03 percent a year ago. Together these Q1 FY27 numbers anchor the South Indian Bank share price target.<\/p>\n<table>\n<tr>\n<th>Metric<\/th>\n<th>Q1 FY27<\/th>\n<th>Context<\/th>\n<\/tr>\n<tr>\n<td>Net Profit<\/td>\n<td>Rs 377.63 crore<\/td>\n<td>Up 17.3% from Rs 322 crore<\/td>\n<\/tr>\n<tr>\n<td>Net Interest Income<\/td>\n<td>Rs 1,025 crore<\/td>\n<td>Up 23%; record<\/td>\n<\/tr>\n<tr>\n<td>Net Interest Margin<\/td>\n<td>3.23%<\/td>\n<td>Against 3.03% a year ago<\/td>\n<\/tr>\n<tr>\n<td>Gross Advances<\/td>\n<td>Rs 1,04,368 crore<\/td>\n<td>Up 17% YoY<\/td>\n<\/tr>\n<tr>\n<td>Deposits<\/td>\n<td>Rs 1,25,817 crore<\/td>\n<td>Up 11%; retail up 14%<\/td>\n<\/tr>\n<tr>\n<td>Gross NPA<\/td>\n<td>1.38%<\/td>\n<td>Net NPA 0.26%; coverage 94.51%<\/td>\n<\/tr>\n<\/table>\n<p>Return on assets was 1.05 percent and return on equity 12.84 percent, with CASA deposits at Rs 41,496 crore, a 32.98 percent ratio. Management expects NIMs to harden if the rate cycle turns up as most deposit repricing benefits are done. The FY27 outlook from management is the main input for these estimates. These numbers sit behind every range in the scenario table above, so they anchor the South Indian Bank share price target.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_Is_South_Indian_Bank_Share_Price_Up_59_Percent_From_Its_October_2025_Low\"><\/span><strong>Why Is South Indian Bank Share Price Up 59 Percent From Its October 2025 Low?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>South Indian Bank shares are about 59 percent above the Rs 29.85 low of the week of 6 October 2025 and up 39 percent in a year. The stock jumped 17 percent in the week of 20 October on 43 crore shares after Q2 results and kept rising on better margin and asset quality.<\/p>\n<p>It fell 16.6 percent in the week of 26 January on 28 crore shares, with no confirmed cause, then recovered and gained 8.4 percent in the week of 21 September to a 52-week high of Rs 50.68. It closed at Rs 47.47, about 6 percent below the high. The South Indian Bank share price target scenarios below account for that move.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Catalysts_for_the_South_Indian_Bank_Share_Price_Target_in_2026\"><\/span><strong>Key Catalysts for the South Indian Bank Share Price Target in 2026<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>4 catalysts matter most for the South Indian Bank share price target, and sector tailwinds in Private sector bank are part of the case. Together they decide whether the base case is reached.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Record_NII\"><\/span><strong>1. Record NII<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Net interest income hit a record Rs 1,025 crore, up 23 percent. NIM rose 20 bps to 3.23 percent. If it plays out, the South Indian Bank share price target moves toward the top of the base range.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Asset_Quality\"><\/span><strong>2. Asset Quality<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Gross NPA fell to 1.38 percent and net NPA to 0.26 percent. Coverage is 94.51 percent. Strength here would support the upper end of the South Indian Bank share price target.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Strong_Capital\"><\/span><strong>3. Strong Capital<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Capital adequacy is 19.62 percent. This supports faster lending. Delivery on this point keeps the South Indian Bank share price target on track.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Retail_Deposit_Growth\"><\/span><strong>4. Retail Deposit Growth<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Retail deposits grew 14 percent, faster than total deposits. A granular base lowers funding risk. Better news here would lift the South Indian Bank share price target toward the bull case.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Are_the_Key_Risks_to_the_South_Indian_Bank_Share_Price_Target\"><\/span><strong>What Are the Key Risks to the South Indian Bank Share Price Target?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The main risks are margin pressure, a lower CASA ratio, rate changes and a rights entitlement line that may signal dilution. Each can pull the South Indian Bank share price target lower.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Margin_Pressure\"><\/span><strong>Margin Pressure<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>NIM may harden only if rates turn up. Further deposit cost cuts are mostly done. If it materialises, the South Indian Bank share price target would slip toward the bear case.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"CASA_Ratio\"><\/span><strong>CASA Ratio<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>CASA is 32.98 percent against larger private banks near 40 percent. A lower CASA raises funding cost. This is the main downside risk to the South Indian Bank share price target.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Possible_Dilution\"><\/span><strong>Possible Dilution<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>A rights entitlement line is listed on the exchange. Terms are not confirmed and new equity would dilute holders. A worsening here would cut the South Indian Bank share price target toward the low end of the range.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Earnings_Reset\"><\/span><strong>Earnings Reset<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>A bear case EPS of Rs 4.80 at 5 times would put the price near Rs 24. Watch it closely, because it can pull the South Indian Bank share price target lower quickly.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"South_Indian_Bank_Stock_Analysis_Support_and_Resistance_Levels_for_the_Share_Price_Target\"><\/span><strong>South Indian Bank Stock Analysis: Support and Resistance Levels for the Share Price Target<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>South Indian Bank stock analysis on weekly charts shows a range of Rs 44.54 to Rs 50.68 since mid-September, with the stock in the middle.<\/p>\n<p>The first support level is Rs 46.11 to Rs 46.80, the lows of the weeks of 5 and 28 September. Below that, Rs 44.54 to Rs 44.86 marks the lows of the weeks of 14 and 21 September.<\/p>\n<p>The first resistance level is Rs 48.70 to Rs 50.19, the highs of the weeks of 5 and 28 September. Above that, Rs 50.68 is the 52-week high of the week of 21 September. These levels come from weekly price action, are not trade recommendations, and frame the near-term South Indian Bank share price target.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"South_Indian_Bank_Share_Price_Target_2026_2027_and_2030_Short_Medium_and_Long_Term\"><\/span><strong>South Indian Bank Share Price Target 2026, 2027 and 2030: Short, Medium and Long Term<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Short-Term_South_Indian_Bank_Share_Price_Target_3_to_6_Months\"><\/span><strong>Short-Term South Indian Bank Share Price Target (3 to 6 Months)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>In the near term the stock is likely to trade between Rs 46 and Rs 50. A close above Rs 50.70 would open a new high, while a weekly close under Rs 46 would put Rs 44.50 in play. The Q2 FY27 results are the main trigger. This range anchors the near-term South Indian Bank share price target.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12-Month_and_2027_South_Indian_Bank_Share_Price_Target\"><\/span><strong>12-Month and 2027 South Indian Bank Share Price Target<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The 12-month target price is Rs 43 to Rs 54, valued on 6.3 to 8 times FY28 EPS of Rs 6.8. The range across scenarios runs from Rs 24 in the bear case to Rs 78 in the bull case.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Long-Term_South_Indian_Bank_Share_Price_Target_for_FY29_to_2030\"><\/span><strong>Long-Term South Indian Bank Share Price Target for FY29 to 2030<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>For FY29 to 2030 the Univest scenario range is Rs 51 to Rs 78. This assumes EPS of Rs 7.8 in FY29 and Rs 9.2 in FY30 and a multiple of 6.5 to 8.5 times. It needs credit growth near 17 percent, NIM to hold near 3.2 percent and gross NPA to stay near 1.4 percent. This is the long-term South Indian Bank share price target in the Univest scenarios.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bull_Case_and_Bear_Case_for_South_Indian_Bank_Share_Price_Target\"><\/span><strong>Bull Case and Bear Case for South Indian Bank Share Price Target<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Bull_Case_Rs_66_to_Rs_78\"><\/span><strong>Bull Case Rs 66 to Rs 78<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The bull case of Rs 66 to Rs 78 for the South Indian Bank share price target needs EPS of Rs 8.2 and the market to pay 8 to 9.5 times for it. It is +39.0% to +64.3% from the last close.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Bear_Case_Rs_24_to_Rs_29\"><\/span><strong>Bear Case Rs 24 to Rs 29<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The bear case of Rs 24 to Rs 29 for the South Indian Bank share price target equals 5 to 6 times FY28 EPS of Rs 4.8 and sits below the Rs 29.85 low. It is -49.4% to -38.9% from the last close.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Is_South_Indian_Bank_a_Good_Buy_at_Rs_4747_South_Indian_Bank_Buy_or_Sell_View\"><\/span><strong>Is South Indian Bank a Good Buy at Rs 47.47? South Indian Bank Buy or Sell View<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Whether South Indian Bank is a buy at Rs 47.47 depends on horizon and risk appetite. The base case sits between 9 percent below and 14 percent above the current price, the stock is 6 percent below its high, and the open question is whether margin holds. The South Indian Bank share price target range is the starting point for that decision.<\/p>\n<p>Long-term holders may focus on NIM, asset quality and growth, and treat Rs 44.50 as the level to watch. Short-term traders may prefer to wait for a close above Rs 50.70. Check institutional holding in the September quarter filing for signs of accumulation or selling. Consult a SEBI-registered advisor before acting, since this South Indian Bank buy or sell view is educational.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Invest_in_South_Indian_Bank_Shares\"><\/span><strong>How to Invest in South Indian Bank Shares<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Step 1: Check the live price, valuation and the latest South Indian Bank share price target range on the Univest Screener.<\/p>\n<p>Step 2: Open a demat and trading account with a SEBI-registered broker such as Univest before acting on any South Indian Bank share price target.<\/p>\n<p>Step 3: Search for SOUTHBANK on the NSE or 532218 on the BSE in your trading app.<\/p>\n<p>Step 4: Place a limit order near your planned entry and size the position so a fall to Rs 24 is bearable.<\/p>\n<p>Step 5: Track NIM, asset quality and Q2 FY27 results and set price alerts on the Univest App to follow any change in the South Indian Bank share price target.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>South Indian Bank closed at Rs 47.47 against a Univest base case share price target of Rs 43 to Rs 54, a bull case of Rs 66 to Rs 78 and a bear case of Rs 24 to Rs 29. Q1 FY27 delivered profit up 17 percent with record net interest income and gross NPA at 1.38 percent. The main risks are margin pressure, CASA and possible dilution.<\/p>\n<p>The stock is 6.3 percent below its 52-week high, so the base case sits between 9 percent below and 14 percent above the current price. The triggers to watch are NIM, asset quality and Q2 FY27 results and the Rs 46 and Rs 50 levels. Re-check the South Indian Bank share price target after each quarterly result. Investors with a long horizon and tolerance for volatility can track these triggers, while others may prefer to size positions carefully.<\/p>\n<p style=\"margin-top:24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&#038;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track South Indian Bank live price and get daily stock recommendations.<\/em><\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"FAQs_on_South_Indian_Bank_Share_Price_Target_2026\"><\/span><strong>FAQs on South Indian Bank Share Price Target 2026<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_South_Indian_Bank_share_price_target_for_2026\"><\/span><strong>What is the South Indian Bank share price target for 2026?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The South Indian Bank share price target for 2026 is Rs 43 to Rs 54 in the Univest base case, with a bull case of Rs 66 to Rs 78 and a bear case of Rs 24 to Rs 29. No brokerage target was available on the sources we track as of 7 October 2026, so these are Univest research scenarios. These are estimates and can change after the Q2 FY27 results.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_South_Indian_Bank_share_price_target_for_2027\"><\/span><strong>What is the South Indian Bank share price target for 2027?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The South Indian Bank share price target for 2027 is Rs 43 to Rs 54 in the base case, valued on 6.3 to 8 times FY28 EPS of Rs 6.8. The scenario range runs from Rs 24 to Rs 78.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_South_Indian_Bank_a_good_buy_at_Rs_4747\"><\/span><strong>Is South Indian Bank a good buy at Rs 47.47?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Whether South Indian Bank is a good buy at Rs 47.47 depends on your horizon, risk appetite and how you read the South Indian Bank share price target. Profit and asset quality are improving at 8 times earnings, but margin may be near its peak and a rights line is listed. Consult a SEBI-registered advisor before investing.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_key_risks_to_the_South_Indian_Bank_share_price_target\"><\/span><strong>What are the key risks to the South Indian Bank share price target?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The key risks to the South Indian Bank share price target are margin pressure, casa ratio, possible dilution and earnings reset. NIM may harden only if rates turn up. Further deposit cost cuts are mostly done.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_key_catalysts_for_the_South_Indian_Bank_share_price_target\"><\/span><strong>What are the key catalysts for the South Indian Bank share price target?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The key catalysts for the South Indian Bank share price target are record nii, asset quality, strong capital and retail deposit growth. Net interest income hit a record Rs 1,025 crore, up 23 percent. NIM rose 20 bps to 3.23 percent.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Where_can_I_track_South_Indian_Bank_share_price_today_and_South_Indian_Bank_share_price_target_updates\"><\/span><strong>Where can I track South Indian Bank share price today and South Indian Bank share price target updates?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> You can track the live South Indian Bank share price, results and any change to the South Indian Bank share price target on the Univest Screener and the Univest App. Download the Univest iOS App or Univest Android App for research from SEBI-registered analysts.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_South_Indian_Banks_52-week_high_and_low\"><\/span><strong>What are South Indian Bank&#8217;s 52-week high and low?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> South Indian Bank&#8217;s 52-week high is Rs 50.68 and its 52-week low is Rs 29.85, based on weekly NSE data. At Rs 47.47 the stock is 6.3 percent below the high and 59.0 percent above the low. Both levels frame the South Indian Bank share price target.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_to_buy_South_Indian_Bank_shares\"><\/span><strong>How to buy South Indian Bank shares?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Open a demat account with a SEBI-registered broker such as Univest, search for SOUTHBANK on the NSE or 532218 on the BSE, and place a limit order near your entry price, using the South Indian Bank share price target range as a guide. Size the position so a fall to Rs 24 is bearable, and check the live price on the Univest Screener first.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is the South Indian Bank share price target for 2026?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The South Indian Bank share price target for 2026 is Rs 43 to Rs 54 in the Univest base case, with a bull case of Rs 66 to Rs 78 and a bear case of Rs 24 to Rs 29. No brokerage target was available on the sources we track as of 7 October 2026, so these are Univest research scenarios. These are estimates and can change after the Q2 FY27 results.\"}},{\"@type\":\"Question\",\"name\":\"What is the South Indian Bank share price target for 2027?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The South Indian Bank share price target for 2027 is Rs 43 to Rs 54 in the base case, valued on 6.3 to 8 times FY28 EPS of Rs 6.8. The scenario range runs from Rs 24 to Rs 78.\"}},{\"@type\":\"Question\",\"name\":\"Is South Indian Bank a good buy at Rs 47.47?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Whether South Indian Bank is a good buy at Rs 47.47 depends on your horizon, risk appetite and how you read the South Indian Bank share price target. Profit and asset quality are improving at 8 times earnings, but margin may be near its peak and a rights line is listed. Consult a SEBI-registered advisor before investing.\"}},{\"@type\":\"Question\",\"name\":\"What are the key risks to the South Indian Bank share price target?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The key risks to the South Indian Bank share price target are margin pressure, casa ratio, possible dilution and earnings reset. NIM may harden only if rates turn up. Further deposit cost cuts are mostly done.\"}},{\"@type\":\"Question\",\"name\":\"What are the key catalysts for the South Indian Bank share price target?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The key catalysts for the South Indian Bank share price target are record nii, asset quality, strong capital and retail deposit growth. Net interest income hit a record Rs 1,025 crore, up 23 percent. NIM rose 20 bps to 3.23 percent.\"}},{\"@type\":\"Question\",\"name\":\"Where can I track South Indian Bank share price today and South Indian Bank share price target updates?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You can track the live South Indian Bank share price, results and any change to the South Indian Bank share price target on the Univest Screener and the Univest App. Download the Univest iOS App or Univest Android App for research from SEBI-registered analysts.\"}},{\"@type\":\"Question\",\"name\":\"What are South Indian Bank's 52-week high and low?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"South Indian Bank's 52-week high is Rs 50.68 and its 52-week low is Rs 29.85, based on weekly NSE data. At Rs 47.47 the stock is 6.3 percent below the high and 59.0 percent above the low. Both levels frame the South Indian Bank share price target.\"}},{\"@type\":\"Question\",\"name\":\"How to buy South Indian Bank shares?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Open a demat account with a SEBI-registered broker such as Univest, search for SOUTHBANK on the NSE or 532218 on the BSE, and place a limit order near your entry price, using the South Indian Bank share price target range as a guide. 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