{"id":131342,"date":"2026-06-26T12:24:00","date_gmt":"2026-06-26T06:54:00","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=131342"},"modified":"2026-10-08T09:55:26","modified_gmt":"2026-10-08T04:25:26","slug":"ujjivan-small-finance-bank-share-price-target-2026","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-share-price-target-2026\/","title":{"rendered":"Ujjivan Small Finance Bank Share Price Target 2026: Stock Analysis, Share Price Today, Bull Case and Bear Case After Q1 FY27"},"content":{"rendered":"<div class=\"meta-block\">\n<p><strong>META TITLE:<\/strong> Ujjivan Small Finance Bank Share Price Target 2026: Rs 58 to 74<\/p>\n<p><strong>META DESCRIPTION:<\/strong> Ujjivan Small Finance Bank share price target 2026: Rs 58 to Rs 74 vs Rs 64.94. Share price today, stock analysis, buy or sell, bull and bear case, 12-month target.<\/p>\n<p><strong>SLUG:<\/strong> ujjivan-small-finance-bank-share-price-target-2026<\/p>\n<p><strong>PRIMARY KEYWORD:<\/strong> Ujjivan Small Finance Bank share price target<\/p>\n<p><strong>SECONDARY KEYWORDS:<\/strong> Ujjivan Small Finance Bank share price today, Ujjivan Small Finance Bank stock analysis, Ujjivan Small Finance Bank buy or sell, Ujjivan Small Finance Bank share price forecast, Ujjivan Small Finance Bank stock price target 2027, Ujjivan Small Finance Bank price target, Ujjivan Small Finance Bank buy or sell<\/p>\n<p><strong>LSI KEYWORDS:<\/strong> analyst consensus, bull case, bear case, 12-month target, PE multiple, EPS estimate, sector tailwinds, institutional holding, resistance level, FY27 outlook<\/p>\n<\/div>\n<p style=\"border-left:4px solid #1F4E79;background:#EBF3FB;padding:10px 16px;font-style:italic;\"><em>Ujjivan Small Finance Bank Rs 64.94 (7 Oct 2026 close). 52-week range Rs 47.31 to Rs 73.94. Q1 FY27 profit Rs 316.5 cr, up 207%; gross loan book Rs 42,903 cr, up 29%; NIM 8.5%.<\/em><\/p>\n<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E79;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">The Ujjivan Small Finance Bank share price target for 2026 is Rs 58 to Rs 74, which is between 11 percent below and 14 percent above the last close of Rs 64.94, with bull and bear cases of Rs 90 to Rs 104 and Rs 32 to Rs 40. Ujjivan Small Finance Bank reported Q1 FY27 net profit up 206.7 percent to Rs 316.54 crore on record net interest income of Rs 1,186 crore, with a net interest margin of 8.5 percent and gross NPA down to 2.17 percent. The year-ago quarter was depressed by microfinance stress, credit cost fell 43 percent, the bank raised its FY27 return on assets guidance to 1.8 to 2.0 percent, and the stock trades at 14 times earnings. No brokerage price target was available on the sources we track as of 7 October 2026, so every range below is a Univest research scenario.<\/p>\n<\/p><\/div>\n<p>The <a href=\"https:\/\/univest.in\/stocks\/ujjivansfb\/ujjivan-small-finance-bank-ltd-share-price-today\">Ujjivan Small Finance Bank<\/a> share price target for 2026 is Rs 58 to Rs 74 in the Univest base case, with the stock at Rs 64.94 at the 7 October 2026 close. That is 12.2 percent below its 52-week high of Rs 73.94 and 37.3 percent above its 52-week low of Rs 47.31, and the stock moved up 33.1 percent over the past year. Ujjivan Small Finance Bank is a Bengaluru-based small finance bank with microfinance and retail banking. The company pays no dividend and net worth is about Rs 7,144 crore.<\/p>\n<p>Three things changed since the last update: Q1 FY27 results on 23 July showed profit tripling, the stock rose 9.5 percent and 9 percent in two July weeks to a high of Rs 73.94 in August, and it has traded between Rs 63 and Rs 66 since September. This Ujjivan Small Finance Bank stock analysis covers the Ujjivan Small Finance Bank share price today, the Ujjivan Small Finance Bank share price target for 2026, 2027 and 2030, the Q1 FY27 numbers, catalysts and risks, key price levels and a Ujjivan Small Finance Bank buy or sell view.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&#038;utm_medium=ujjivan-small-finance-bank-share-price-target\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-share-price-target-2026\/#What_Is_the_Ujjivan_Small_Finance_Bank_Share_Price_Target_for_2026\" title=\"What Is the Ujjivan Small Finance Bank Share Price Target for 2026?\">What Is the Ujjivan Small Finance Bank Share Price Target for 2026?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-share-price-target-2026\/#Ujjivan_Small_Finance_Bank_Share_Price_Target_Scenarios_Bull_Case_Base_Case_and_Bear_Case\" title=\"Ujjivan Small Finance Bank Share Price Target Scenarios: Bull Case, Base Case and Bear Case\">Ujjivan Small Finance Bank Share Price Target Scenarios: Bull Case, Base Case and Bear Case<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-share-price-target-2026\/#Ujjivan_Small_Finance_Bank_Company_Overview_and_Share_Price_Today_as_of_7_October_2026\" title=\"Ujjivan Small Finance Bank Company Overview and Share Price Today as of 7 October 2026\">Ujjivan Small Finance Bank Company Overview and Share Price Today as of 7 October 2026<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-share-price-target-2026\/#How_Did_Ujjivan_Small_Finance_Bank_Perform_in_Q1_FY27\" title=\"How Did Ujjivan Small Finance Bank Perform in Q1 FY27?\">How Did Ujjivan Small Finance Bank Perform in Q1 FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-share-price-target-2026\/#Why_Is_Ujjivan_Small_Finance_Bank_Share_Price_Up_37_Percent_From_Its_October_2025_Low\" title=\"Why Is Ujjivan Small Finance Bank Share Price Up 37 Percent From Its October 2025 Low?\">Why Is Ujjivan Small Finance Bank Share Price Up 37 Percent From Its October 2025 Low?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-share-price-target-2026\/#Key_Catalysts_for_the_Ujjivan_Small_Finance_Bank_Share_Price_Target_in_2026\" title=\"Key Catalysts for the Ujjivan Small Finance Bank Share Price Target in 2026\">Key Catalysts for the Ujjivan Small Finance Bank Share Price Target in 2026<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-share-price-target-2026\/#1_Profit_Recovery\" title=\"1. Profit Recovery\">1. Profit Recovery<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-share-price-target-2026\/#2_Strong_Margin\" title=\"2. Strong Margin\">2. Strong Margin<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-share-price-target-2026\/#3_Loan_and_Deposit_Growth\" title=\"3. Loan and Deposit Growth\">3. Loan and Deposit Growth<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-share-price-target-2026\/#4_Guidance_Upgrade\" title=\"4. Guidance Upgrade\">4. Guidance Upgrade<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-share-price-target-2026\/#What_Are_the_Key_Risks_to_the_Ujjivan_Small_Finance_Bank_Share_Price_Target\" title=\"What Are the Key Risks to the Ujjivan Small Finance Bank Share Price Target?\">What Are the Key Risks to the Ujjivan Small Finance Bank Share Price Target?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-share-price-target-2026\/#Microfinance_Stress\" title=\"Microfinance Stress\">Microfinance Stress<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-share-price-target-2026\/#Low_CASA\" title=\"Low CASA\">Low CASA<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-share-price-target-2026\/#Margin_Normalisation\" title=\"Margin Normalisation\">Margin Normalisation<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-share-price-target-2026\/#Earnings_Reset\" title=\"Earnings Reset\">Earnings Reset<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-share-price-target-2026\/#Ujjivan_Small_Finance_Bank_Stock_Analysis_Support_and_Resistance_Levels_for_the_Share_Price_Target\" title=\"Ujjivan Small Finance Bank Stock Analysis: Support and Resistance Levels for the Share Price Target\">Ujjivan Small Finance Bank Stock Analysis: Support and Resistance Levels for the Share Price Target<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-share-price-target-2026\/#Ujjivan_Small_Finance_Bank_Share_Price_Target_2026_2027_and_2030_Short_Medium_and_Long_Term\" title=\"Ujjivan Small Finance Bank Share Price Target 2026, 2027 and 2030: Short, Medium and Long Term\">Ujjivan Small Finance Bank Share Price Target 2026, 2027 and 2030: Short, Medium and Long Term<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-share-price-target-2026\/#Short-Term_Ujjivan_Small_Finance_Bank_Share_Price_Target_3_to_6_Months\" title=\"Short-Term Ujjivan Small Finance Bank Share Price Target (3 to 6 Months)\">Short-Term Ujjivan Small Finance Bank Share Price Target (3 to 6 Months)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-share-price-target-2026\/#12-Month_and_2027_Ujjivan_Small_Finance_Bank_Share_Price_Target\" title=\"12-Month and 2027 Ujjivan Small Finance Bank Share Price Target\">12-Month and 2027 Ujjivan Small Finance Bank Share Price Target<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-share-price-target-2026\/#Long-Term_Ujjivan_Small_Finance_Bank_Share_Price_Target_for_FY29_to_2030\" title=\"Long-Term Ujjivan Small Finance Bank Share Price Target for FY29 to 2030\">Long-Term Ujjivan Small Finance Bank Share Price Target for FY29 to 2030<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-share-price-target-2026\/#Bull_Case_and_Bear_Case_for_Ujjivan_Small_Finance_Bank_Share_Price_Target\" title=\"Bull Case and Bear Case for Ujjivan Small Finance Bank Share Price Target\">Bull Case and Bear Case for Ujjivan Small Finance Bank Share Price Target<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-share-price-target-2026\/#Bull_Case_Rs_90_to_Rs_104\" title=\"Bull Case Rs 90 to Rs 104\">Bull Case Rs 90 to Rs 104<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-share-price-target-2026\/#Bear_Case_Rs_32_to_Rs_40\" title=\"Bear Case Rs 32 to Rs 40\">Bear Case Rs 32 to Rs 40<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-share-price-target-2026\/#Is_Ujjivan_Small_Finance_Bank_a_Good_Buy_at_Rs_6494_Ujjivan_Small_Finance_Bank_Buy_or_Sell_View\" title=\"Is Ujjivan Small Finance Bank a Good Buy at Rs 64.94? Ujjivan Small Finance Bank Buy or Sell View\">Is Ujjivan Small Finance Bank a Good Buy at Rs 64.94? Ujjivan Small Finance Bank Buy or Sell View<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-share-price-target-2026\/#How_to_Invest_in_Ujjivan_Small_Finance_Bank_Shares\" title=\"How to Invest in Ujjivan Small Finance Bank Shares\">How to Invest in Ujjivan Small Finance Bank Shares<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-share-price-target-2026\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-share-price-target-2026\/#FAQs_on_Ujjivan_Small_Finance_Bank_Share_Price_Target_2026\" title=\"FAQs on Ujjivan Small Finance Bank Share Price Target 2026\">FAQs on Ujjivan Small Finance Bank Share Price Target 2026<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-share-price-target-2026\/#What_is_the_Ujjivan_Small_Finance_Bank_share_price_target_for_2026\" title=\"What is the Ujjivan Small Finance Bank share price target for 2026?\">What is the Ujjivan Small Finance Bank share price target for 2026?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-share-price-target-2026\/#What_is_the_Ujjivan_Small_Finance_Bank_share_price_target_for_2027\" title=\"What is the Ujjivan Small Finance Bank share price target for 2027?\">What is the Ujjivan Small Finance Bank share price target for 2027?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-share-price-target-2026\/#Is_Ujjivan_Small_Finance_Bank_a_good_buy_at_Rs_6494\" title=\"Is Ujjivan Small Finance Bank a good buy at Rs 64.94?\">Is Ujjivan Small Finance Bank a good buy at Rs 64.94?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-31\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-share-price-target-2026\/#What_are_the_key_risks_to_the_Ujjivan_Small_Finance_Bank_share_price_target\" title=\"What are the key risks to the Ujjivan Small Finance Bank share price target?\">What are the key risks to the Ujjivan Small Finance Bank share price target?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-32\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-share-price-target-2026\/#What_are_the_key_catalysts_for_the_Ujjivan_Small_Finance_Bank_share_price_target\" title=\"What are the key catalysts for the Ujjivan Small Finance Bank share price target?\">What are the key catalysts for the Ujjivan Small Finance Bank share price target?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-33\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-share-price-target-2026\/#Where_can_I_track_Ujjivan_Small_Finance_Bank_share_price_today_and_Ujjivan_Small_Finance_Bank_share_price_target_updates\" title=\"Where can I track Ujjivan Small Finance Bank share price today and Ujjivan Small Finance Bank share price target updates?\">Where can I track Ujjivan Small Finance Bank share price today and Ujjivan Small Finance Bank share price target updates?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-34\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-share-price-target-2026\/#What_are_Ujjivan_Small_Finance_Banks_52-week_high_and_low\" title=\"What are Ujjivan Small Finance Bank&#8217;s 52-week high and low?\">What are Ujjivan Small Finance Bank&#8217;s 52-week high and low?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-35\" href=\"https:\/\/univest.in\/blogs-2\/ujjivan-small-finance-bank-share-price-target-2026\/#How_to_buy_Ujjivan_Small_Finance_Bank_shares\" title=\"How to buy Ujjivan Small Finance Bank shares?\">How to buy Ujjivan Small Finance Bank shares?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_Is_the_Ujjivan_Small_Finance_Bank_Share_Price_Target_for_2026\"><\/span><strong>What Is the Ujjivan Small Finance Bank Share Price Target for 2026?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The 2026 target for Ujjivan Small Finance Bank shares is Rs 58 to Rs 74 in the Univest base case, which is -10.7% to +14.0% against the last close. The bull case is Rs 90 to Rs 104 and the bear case is Rs 32 to Rs 40. HSBC raised its target price on Ujjivan Small Finance Bank to Rs 83 after the Q1 FY27 results, according to media reports. Analyst consensus is used as a cross-check, not as the base.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Ujjivan_Small_Finance_Bank_Share_Price_Target_Scenarios_Bull_Case_Base_Case_and_Bear_Case\"><\/span><strong>Ujjivan Small Finance Bank Share Price Target Scenarios: Bull Case, Base Case and Bear Case<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<table>\n<tr>\n<th>Scenario<\/th>\n<th>FY28E EPS<\/th>\n<th>Target Multiple<\/th>\n<th>Price Target (Rs)<\/th>\n<th>Move vs Rs 64.94<\/th>\n<\/tr>\n<tr>\n<td>Bull Case<\/td>\n<td>Rs 9.5<\/td>\n<td>9.5x to 11x<\/td>\n<td>90 to 104<\/td>\n<td>+38.6% to +60.1%<\/td>\n<\/tr>\n<tr>\n<td>Base Case<\/td>\n<td>Rs 7.8<\/td>\n<td>7.5x to 9.5x<\/td>\n<td>58 to 74<\/td>\n<td>-10.7% to +14.0%<\/td>\n<\/tr>\n<tr>\n<td>Bear Case<\/td>\n<td>Rs 5.4<\/td>\n<td>6x to 7.5x<\/td>\n<td>32 to 40<\/td>\n<td>-50.7% to -38.4%<\/td>\n<\/tr>\n<\/table>\n<p>FY28 EPS of Rs 7.80 in the base case compares with trailing EPS of Rs 4.65 and Q1 EPS of about Rs 1.62, and assumes loan growth near 25 percent, NIM near 8.5 percent and credit cost staying low. Small finance banks trade at 7.5 to 9.5 times earnings, and the stock trades at about 8.3 times the base estimate. The PE multiple used for each case is shown in the table, and the EPS estimate is a Univest assumption, not company guidance. Those assumptions set the Ujjivan Small Finance Bank share price target range around the current price.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Ujjivan_Small_Finance_Bank_Company_Overview_and_Share_Price_Today_as_of_7_October_2026\"><\/span><strong>Ujjivan Small Finance Bank Company Overview and Share Price Today as of 7 October 2026<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Ujjivan Small Finance Bank share price today is Rs 64.94 on the NSE at the 7 October 2026 close, before the market opens on 8 October. The market capitalisation is Rs 12,646 crore, and the stock trades at 14 times trailing earnings against an industry average of 12.8 times. The Univest base case Ujjivan Small Finance Bank share price target of Rs 58 to Rs 74 is -10.7% to +14.0% from here. The table below sets out the key numbers behind the Ujjivan Small Finance Bank share price target.<\/p>\n<table>\n<tr>\n<th>Parameter<\/th>\n<th>Value<\/th>\n<th>Context<\/th>\n<\/tr>\n<tr>\n<td>NSE Ticker<\/td>\n<td>UJJIVANSFB<\/td>\n<td>BSE code 542904<\/td>\n<\/tr>\n<tr>\n<td>Sector<\/td>\n<td>Small finance bank<\/td>\n<td>Per Univest sector classification<\/td>\n<\/tr>\n<tr>\n<td>Last Close (NSE)<\/td>\n<td>Rs 64.94<\/td>\n<td>7 Oct 2026 close<\/td>\n<\/tr>\n<tr>\n<td>52-Week High<\/td>\n<td>Rs 73.94<\/td>\n<td>CMP is 12.2% below<\/td>\n<\/tr>\n<tr>\n<td>52-Week Low<\/td>\n<td>Rs 47.31<\/td>\n<td>CMP is 37.3% above<\/td>\n<\/tr>\n<tr>\n<td>1-Year Return<\/td>\n<td>About +33%<\/td>\n<td>Weekly close Rs 48.78 on 10 Oct 2025 to Rs 64.94<\/td>\n<\/tr>\n<tr>\n<td>Market Capitalisation<\/td>\n<td>Rs 12,646 crore<\/td>\n<td>Small cap small finance bank<\/td>\n<\/tr>\n<tr>\n<td>Trailing P\/E<\/td>\n<td>About 14x<\/td>\n<td>Industry P\/E about 12.81x<\/td>\n<\/tr>\n<tr>\n<td>P\/B Ratio<\/td>\n<td>About 1.88x<\/td>\n<td>Book value Rs 34.51 per share<\/td>\n<\/tr>\n<tr>\n<td>EPS (TTM)<\/td>\n<td>Rs 4.65<\/td>\n<td>Trailing twelve months<\/td>\n<\/tr>\n<tr>\n<td>Return on Equity<\/td>\n<td>About 13.5%<\/td>\n<td>Debt to equity not applicable<\/td>\n<\/tr>\n<tr>\n<td>Dividend Yield<\/td>\n<td>Nil<\/td>\n<td>No dividend<\/td>\n<\/tr>\n<tr>\n<td>12-Month Target (Base Case)<\/td>\n<td>Rs 58 to Rs 74<\/td>\n<td>Univest base case<\/td>\n<\/tr>\n<tr>\n<td>Bull Case<\/td>\n<td>Rs 90 to Rs 104<\/td>\n<td>+38.6% to +60.1%<\/td>\n<\/tr>\n<tr>\n<td>Bear Case<\/td>\n<td>Rs 32 to Rs 40<\/td>\n<td>-50.7% to -38.4%<\/td>\n<\/tr>\n<\/table>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Track live price, fundamentals and results for Ujjivan Small Finance Bank on the Univest Screener.<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Did_Ujjivan_Small_Finance_Bank_Perform_in_Q1_FY27\"><\/span><strong>How Did Ujjivan Small Finance Bank Perform in Q1 FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Ujjivan Small Finance Bank reported Q1 FY27 net profit of Rs 316.54 crore, up 206.7 percent from Rs 103.22 crore and up 12 percent from the previous quarter. Record net interest income was Rs 1,186 crore, up 38.6 percent. Together these Q1 FY27 numbers anchor the Ujjivan Small Finance Bank share price target.<\/p>\n<table>\n<tr>\n<th>Metric<\/th>\n<th>Q1 FY27<\/th>\n<th>Context<\/th>\n<\/tr>\n<tr>\n<td>Net Profit<\/td>\n<td>Rs 316.54 crore<\/td>\n<td>Up 206.7% YoY; up 12% QoQ<\/td>\n<\/tr>\n<tr>\n<td>Net Interest Income<\/td>\n<td>Rs 1,186 crore<\/td>\n<td>Up 38.6%; record<\/td>\n<\/tr>\n<tr>\n<td>Net Interest Margin<\/td>\n<td>8.5%<\/td>\n<td>Against 7.7% a year ago<\/td>\n<\/tr>\n<tr>\n<td>Gross Loan Book<\/td>\n<td>Rs 42,903 crore<\/td>\n<td>Up 28.9% YoY<\/td>\n<\/tr>\n<tr>\n<td>Deposits<\/td>\n<td>Rs 48,129 crore<\/td>\n<td>Up 24.6%; CASA up 37.8%<\/td>\n<\/tr>\n<tr>\n<td>Gross NPA<\/td>\n<td>2.17%<\/td>\n<td>Net NPA 0.34%; coverage about 85%<\/td>\n<\/tr>\n<\/table>\n<p>Credit cost fell 43 percent to Rs 127 crore, disbursements rose 41.5 percent to Rs 9,252 crore and cost of funds fell 71 bps to 6.9 percent. The CASA ratio slipped to about 26.8 percent from 28.6 percent in March, and the bank raised its FY27 ROA guidance to 1.8 to 2.0 percent. The FY27 outlook from management is the main input for these estimates. These numbers sit behind every range in the scenario table above, so they anchor the Ujjivan Small Finance Bank share price target.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_Is_Ujjivan_Small_Finance_Bank_Share_Price_Up_37_Percent_From_Its_October_2025_Low\"><\/span><strong>Why Is Ujjivan Small Finance Bank Share Price Up 37 Percent From Its October 2025 Low?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Ujjivan Small Finance Bank shares are about 37 percent above the Rs 47.31 low of the week of 13 October 2025 and up 33 percent in a year. Microfinance stress eased through 2026, with the stock rising 9.7 percent in the week of 4 May on Q4 results and 9.5 percent in the week of 6 July.<\/p>\n<p>It gained 9 percent in the week of 20 July on 24.5 crore shares around Q1 results, hit Rs 73.94 in the week of 17 August and fell 5 percent in the week of 31 August. It has traded between Rs 63 and Rs 66 since and closed at Rs 64.94, 12 percent below the high. The Ujjivan Small Finance Bank share price target scenarios below account for that move.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Catalysts_for_the_Ujjivan_Small_Finance_Bank_Share_Price_Target_in_2026\"><\/span><strong>Key Catalysts for the Ujjivan Small Finance Bank Share Price Target in 2026<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>4 catalysts matter most for the Ujjivan Small Finance Bank share price target, and sector tailwinds in Small finance bank are part of the case. Together they decide whether the base case is reached.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Profit_Recovery\"><\/span><strong>1. Profit Recovery<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Profit tripled to Rs 316.54 crore as credit cost fell 43 percent. Lower credit cost is the main driver. If it plays out, the Ujjivan Small Finance Bank share price target moves toward the top of the base range.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Strong_Margin\"><\/span><strong>2. Strong Margin<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>NIM of 8.5 percent is among the highest in banking. Cost of funds fell 71 bps. Strength here would support the upper end of the Ujjivan Small Finance Bank share price target.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Loan_and_Deposit_Growth\"><\/span><strong>3. Loan and Deposit Growth<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The loan book grew 28.9 percent and deposits 24.6 percent. CASA deposits rose 37.8 percent. Delivery on this point keeps the Ujjivan Small Finance Bank share price target on track.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Guidance_Upgrade\"><\/span><strong>4. Guidance Upgrade<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>ROA guidance for FY27 was raised to 1.8 to 2.0 percent. It signals confidence in profit. Better news here would lift the Ujjivan Small Finance Bank share price target toward the bull case.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Are_the_Key_Risks_to_the_Ujjivan_Small_Finance_Bank_Share_Price_Target\"><\/span><strong>What Are the Key Risks to the Ujjivan Small Finance Bank Share Price Target?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The main risks are microfinance stress, a low CASA ratio, rate changes and unsecured lending concentration. Each can pull the Ujjivan Small Finance Bank share price target lower.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Microfinance_Stress\"><\/span><strong>Microfinance Stress<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The sector had high defaults in FY26. A repeat would lift credit cost. If it materialises, the Ujjivan Small Finance Bank share price target would slip toward the bear case.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Low_CASA\"><\/span><strong>Low CASA<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>CASA is about 26.8 percent. A low CASA keeps funding cost above peers. This is the main downside risk to the Ujjivan Small Finance Bank share price target.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Margin_Normalisation\"><\/span><strong>Margin Normalisation<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>NIM of 8.5 percent is high and may ease as competition rises. Lower margin would trim profit. A worsening here would cut the Ujjivan Small Finance Bank share price target toward the low end of the range.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Earnings_Reset\"><\/span><strong>Earnings Reset<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>A bear case EPS of Rs 5.40 at 6 times would put the price near Rs 32. Watch it closely, because it can pull the Ujjivan Small Finance Bank share price target lower quickly.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Ujjivan_Small_Finance_Bank_Stock_Analysis_Support_and_Resistance_Levels_for_the_Share_Price_Target\"><\/span><strong>Ujjivan Small Finance Bank Stock Analysis: Support and Resistance Levels for the Share Price Target<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Ujjivan Small Finance Bank stock analysis on weekly charts shows a range of Rs 61.25 to Rs 68.30 since mid-September, with the stock in the middle.<\/p>\n<p>The first support level is Rs 62.56 to Rs 63.38, the lows of the weeks of 28 September and 5 October. Below that, Rs 61.25 to Rs 63.08 marks the lows of the weeks of 21 and 14 September.<\/p>\n<p>The first resistance level is Rs 66.34 to Rs 68.30, the highs of the weeks of 21, 14, 5 and 28 September. Above that, Rs 73.94 is the 52-week high of the week of 17 August. These levels come from weekly price action, are not trade recommendations, and frame the near-term Ujjivan Small Finance Bank share price target.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Ujjivan_Small_Finance_Bank_Share_Price_Target_2026_2027_and_2030_Short_Medium_and_Long_Term\"><\/span><strong>Ujjivan Small Finance Bank Share Price Target 2026, 2027 and 2030: Short, Medium and Long Term<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Short-Term_Ujjivan_Small_Finance_Bank_Share_Price_Target_3_to_6_Months\"><\/span><strong>Short-Term Ujjivan Small Finance Bank Share Price Target (3 to 6 Months)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>In the near term the stock is likely to trade between Rs 62.50 and Rs 68.30. A close above Rs 68.30 would put Rs 73.94 in play, while a weekly close under Rs 61 would open a slide toward Rs 56. The Q2 FY27 results are the main trigger. This range anchors the near-term Ujjivan Small Finance Bank share price target.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12-Month_and_2027_Ujjivan_Small_Finance_Bank_Share_Price_Target\"><\/span><strong>12-Month and 2027 Ujjivan Small Finance Bank Share Price Target<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The 12-month target price is Rs 58 to Rs 74, valued on 7.5 to 9.5 times FY28 EPS of Rs 7.8. The range across scenarios runs from Rs 32 in the bear case to Rs 104 in the bull case.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Long-Term_Ujjivan_Small_Finance_Bank_Share_Price_Target_for_FY29_to_2030\"><\/span><strong>Long-Term Ujjivan Small Finance Bank Share Price Target for FY29 to 2030<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>For FY29 to 2030 the Univest scenario range is Rs 72 to Rs 110. This assumes EPS of Rs 9 in FY29 and Rs 11 in FY30 and a multiple of 8 to 10 times. It needs the loan book to grow near 25 percent, credit cost to stay low and CASA to rise from about 27 percent. This is the long-term Ujjivan Small Finance Bank share price target in the Univest scenarios.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bull_Case_and_Bear_Case_for_Ujjivan_Small_Finance_Bank_Share_Price_Target\"><\/span><strong>Bull Case and Bear Case for Ujjivan Small Finance Bank Share Price Target<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Bull_Case_Rs_90_to_Rs_104\"><\/span><strong>Bull Case Rs 90 to Rs 104<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The bull case of Rs 90 to Rs 104 for the Ujjivan Small Finance Bank share price target needs EPS of Rs 9.5 and the market to pay 9.5 to 11 times for it. It is +38.6% to +60.1% from the last close.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Bear_Case_Rs_32_to_Rs_40\"><\/span><strong>Bear Case Rs 32 to Rs 40<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The bear case of Rs 32 to Rs 40 for the Ujjivan Small Finance Bank share price target equals 6 to 7.5 times FY28 EPS of Rs 5.4 and sits below the Rs 47.31 low. It is -50.7% to -38.4% from the last close.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Is_Ujjivan_Small_Finance_Bank_a_Good_Buy_at_Rs_6494_Ujjivan_Small_Finance_Bank_Buy_or_Sell_View\"><\/span><strong>Is Ujjivan Small Finance Bank a Good Buy at Rs 64.94? Ujjivan Small Finance Bank Buy or Sell View<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Whether Ujjivan Small Finance Bank is a buy at Rs 64.94 depends on horizon and risk appetite. The base case sits between 11 percent below and 14 percent above the current price, the stock is 12 percent below its high, and the open question is whether credit cost stays low. The Ujjivan Small Finance Bank share price target range is the starting point for that decision.<\/p>\n<p>Long-term holders may focus on credit cost, NIM and CASA, and treat Rs 61 as the level to watch. Short-term traders may prefer to wait for a close above Rs 68.30. Check institutional holding in the September quarter filing for signs of accumulation or selling. Consult a SEBI-registered advisor before acting, since this Ujjivan Small Finance Bank buy or sell view is educational.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Invest_in_Ujjivan_Small_Finance_Bank_Shares\"><\/span><strong>How to Invest in Ujjivan Small Finance Bank Shares<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Step 1: Check the live price, valuation and the latest Ujjivan Small Finance Bank share price target range on the Univest Screener.<\/p>\n<p>Step 2: Open a demat and trading account with a SEBI-registered broker such as Univest before acting on any Ujjivan Small Finance Bank share price target.<\/p>\n<p>Step 3: Search for UJJIVANSFB on the NSE or 542904 on the BSE in your trading app.<\/p>\n<p>Step 4: Place a limit order near your planned entry and size the position so a fall to Rs 32 is bearable.<\/p>\n<p>Step 5: Track credit cost, NIM and Q2 FY27 results and set price alerts on the Univest App to follow any change in the Ujjivan Small Finance Bank share price target.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Ujjivan Small Finance Bank closed at Rs 64.94 against a Univest base case share price target of Rs 58 to Rs 74, a bull case of Rs 90 to Rs 104 and a bear case of Rs 32 to Rs 40. Q1 FY27 delivered profit up 207 percent with NIM at 8.5 percent and gross NPA at 2.17 percent. The main risks are microfinance stress, low CASA and margin normalisation.<\/p>\n<p>The stock is 12.2 percent below its 52-week high, so the base case sits between 11 percent below and 14 percent above the current price. The triggers to watch are credit cost, NIM and Q2 FY27 results and the Rs 62.50 and Rs 68.30 levels. Re-check the Ujjivan Small Finance Bank share price target after each quarterly result. Investors with a long horizon and tolerance for volatility can track these triggers, while others may prefer to size positions carefully.<\/p>\n<p style=\"margin-top:24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&#038;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track Ujjivan Small Finance Bank live price and get daily stock recommendations.<\/em><\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"FAQs_on_Ujjivan_Small_Finance_Bank_Share_Price_Target_2026\"><\/span><strong>FAQs on Ujjivan Small Finance Bank Share Price Target 2026<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_Ujjivan_Small_Finance_Bank_share_price_target_for_2026\"><\/span><strong>What is the Ujjivan Small Finance Bank share price target for 2026?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The Ujjivan Small Finance Bank share price target for 2026 is Rs 58 to Rs 74 in the Univest base case, with a bull case of Rs 90 to Rs 104 and a bear case of Rs 32 to Rs 40. HSBC raised its target price on Ujjivan Small Finance Bank to Rs 83 after the Q1 FY27 results, according to media reports. These are estimates and can change after the Q2 FY27 results.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_Ujjivan_Small_Finance_Bank_share_price_target_for_2027\"><\/span><strong>What is the Ujjivan Small Finance Bank share price target for 2027?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The Ujjivan Small Finance Bank share price target for 2027 is Rs 58 to Rs 74 in the base case, valued on 7.5 to 9.5 times FY28 EPS of Rs 7.8. The scenario range runs from Rs 32 to Rs 104.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_Ujjivan_Small_Finance_Bank_a_good_buy_at_Rs_6494\"><\/span><strong>Is Ujjivan Small Finance Bank a good buy at Rs 64.94?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Whether Ujjivan Small Finance Bank is a good buy at Rs 64.94 depends on your horizon, risk appetite and how you read the Ujjivan Small Finance Bank share price target. Profit has tripled with improving asset quality, but microfinance can turn quickly and CASA is low. Consult a SEBI-registered advisor before investing.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_key_risks_to_the_Ujjivan_Small_Finance_Bank_share_price_target\"><\/span><strong>What are the key risks to the Ujjivan Small Finance Bank share price target?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The key risks to the Ujjivan Small Finance Bank share price target are microfinance stress, low casa, margin normalisation and earnings reset. The sector had high defaults in FY26. A repeat would lift credit cost.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_key_catalysts_for_the_Ujjivan_Small_Finance_Bank_share_price_target\"><\/span><strong>What are the key catalysts for the Ujjivan Small Finance Bank share price target?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The key catalysts for the Ujjivan Small Finance Bank share price target are profit recovery, strong margin, loan and deposit growth and guidance upgrade. Profit tripled to Rs 316.54 crore as credit cost fell 43 percent. Lower credit cost is the main driver.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Where_can_I_track_Ujjivan_Small_Finance_Bank_share_price_today_and_Ujjivan_Small_Finance_Bank_share_price_target_updates\"><\/span><strong>Where can I track Ujjivan Small Finance Bank share price today and Ujjivan Small Finance Bank share price target updates?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> You can track the live Ujjivan Small Finance Bank share price, results and any change to the Ujjivan Small Finance Bank share price target on the Univest Screener and the Univest App. Download the Univest iOS App or Univest Android App for research from SEBI-registered analysts.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_Ujjivan_Small_Finance_Banks_52-week_high_and_low\"><\/span><strong>What are Ujjivan Small Finance Bank&#8217;s 52-week high and low?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Ujjivan Small Finance Bank&#8217;s 52-week high is Rs 73.94 and its 52-week low is Rs 47.31, based on weekly NSE data. At Rs 64.94 the stock is 12.2 percent below the high and 37.3 percent above the low. Both levels frame the Ujjivan Small Finance Bank share price target.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_to_buy_Ujjivan_Small_Finance_Bank_shares\"><\/span><strong>How to buy Ujjivan Small Finance Bank shares?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Open a demat account with a SEBI-registered broker such as Univest, search for UJJIVANSFB on the NSE or 542904 on the BSE, and place a limit order near your entry price, using the Ujjivan Small Finance Bank share price target range as a guide. Size the position so a fall to Rs 32 is bearable, and check the live price on the Univest Screener first.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is the Ujjivan Small Finance Bank share price target for 2026?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The Ujjivan Small Finance Bank share price target for 2026 is Rs 58 to Rs 74 in the Univest base case, with a bull case of Rs 90 to Rs 104 and a bear case of Rs 32 to Rs 40. HSBC raised its target price on Ujjivan Small Finance Bank to Rs 83 after the Q1 FY27 results, according to media reports. 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Consult a SEBI-registered advisor before investing.\"}},{\"@type\":\"Question\",\"name\":\"What are the key risks to the Ujjivan Small Finance Bank share price target?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The key risks to the Ujjivan Small Finance Bank share price target are microfinance stress, low casa, margin normalisation and earnings reset. The sector had high defaults in FY26. A repeat would lift credit cost.\"}},{\"@type\":\"Question\",\"name\":\"What are the key catalysts for the Ujjivan Small Finance Bank share price target?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The key catalysts for the Ujjivan Small Finance Bank share price target are profit recovery, strong margin, loan and deposit growth and guidance upgrade. Profit tripled to Rs 316.54 crore as credit cost fell 43 percent. Lower credit cost is the main driver.\"}},{\"@type\":\"Question\",\"name\":\"Where can I track Ujjivan Small Finance Bank share price today and Ujjivan Small Finance Bank share price target updates?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You can track the live Ujjivan Small Finance Bank share price, results and any change to the Ujjivan Small Finance Bank share price target on the Univest Screener and the Univest App. Download the Univest iOS App or Univest Android App for research from SEBI-registered analysts.\"}},{\"@type\":\"Question\",\"name\":\"What are Ujjivan Small Finance Bank's 52-week high and low?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Ujjivan Small Finance Bank's 52-week high is Rs 73.94 and its 52-week low is Rs 47.31, based on weekly NSE data. At Rs 64.94 the stock is 12.2 percent below the high and 37.3 percent above the low. Both levels frame the Ujjivan Small Finance Bank share price target.\"}},{\"@type\":\"Question\",\"name\":\"How to buy Ujjivan Small Finance Bank shares?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Open a demat account with a SEBI-registered broker such as Univest, search for UJJIVANSFB on the NSE or 542904 on the BSE, and place a limit order near your entry price, using the Ujjivan Small Finance Bank share price target range as a guide. 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