{"id":130915,"date":"2026-06-25T13:14:19","date_gmt":"2026-06-25T07:44:19","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=130915"},"modified":"2026-06-25T13:14:21","modified_gmt":"2026-06-25T07:44:21","slug":"sbi-cards-and-payment-services-q1-results-fy27","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/sbi-cards-and-payment-services-q1-results-fy27\/","title":{"rendered":"SBI Cards and Payment Services Q1 Results FY27: Uniresearch Prediction and Analysis"},"content":{"rendered":"<div class=\"meta-block\"><\/div>\n<p style=\"border-left: 4px solid #1F4E79; background: #EBF3FB; padding: 10px 16px; font-style: italic;\"><em>SBI Cards and Payment Services Q1 Results FY27: Uniresearch projects Revenue Rs 5,457 Cr | PAT Rs 520 Cr (Uniresearch trailing analysis). Q4 FY26: Rev Rs 4,934 Cr | PAT Rs 609 Cr.<\/em><\/p>\n<p><a href=\"https:\/\/univest.in\/user\/stocks\/sbicard\/sbi-cards-and-payment-services-ltd-share-price-today\">SBI Cards and Payment Services<\/a> Q1 Results FY27 outlook from Uniresearch is anchored on verified Q4 FY26 actuals and Uniresearch trailing analysis. Uniresearch projects SBI Cards and Payment Services Q1 FY27 Revenue Rs 5,457 Cr (+11.9% YoY) and PAT Rs 520 Cr (-6.4% YoY). Prepared by Kunal Singla.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&amp;utm_medium=sbi-cards-and-payment-services-q1-results-fy27\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/sbi-cards-and-payment-services-q1-results-fy27\/#SBI_Cards_and_Payment_Services_Q1_Results_FY27_%E2%80%93_Uniresearch_Prediction\" title=\"SBI Cards and Payment Services Q1 Results FY27 &#8211; Uniresearch Prediction\">SBI Cards and Payment Services Q1 Results FY27 &#8211; Uniresearch Prediction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/sbi-cards-and-payment-services-q1-results-fy27\/#SBI_Cards_and_Payment_Services_Q4_FY26_Performance\" title=\"SBI Cards and Payment Services Q4 FY26 Performance\">SBI Cards and Payment Services Q4 FY26 Performance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/sbi-cards-and-payment-services-q1-results-fy27\/#Analyst_Views_and_Growth_Outlook\" title=\"Analyst Views and Growth Outlook\">Analyst Views and Growth Outlook<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/sbi-cards-and-payment-services-q1-results-fy27\/#Key_Watchpoints\" title=\"Key Watchpoints\">Key Watchpoints<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/sbi-cards-and-payment-services-q1-results-fy27\/#Revenue_Delivery\" title=\"Revenue Delivery\">Revenue Delivery<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/sbi-cards-and-payment-services-q1-results-fy27\/#PAT_vs_Growth_Target\" title=\"PAT vs Growth Target\">PAT vs Growth Target<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/sbi-cards-and-payment-services-q1-results-fy27\/#Risks\" title=\"Risks\">Risks<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/sbi-cards-and-payment-services-q1-results-fy27\/#Revenue_Shortfall\" title=\"Revenue Shortfall\">Revenue Shortfall<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/sbi-cards-and-payment-services-q1-results-fy27\/#Margin_Pressure\" title=\"Margin Pressure\">Margin Pressure<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/sbi-cards-and-payment-services-q1-results-fy27\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/sbi-cards-and-payment-services-q1-results-fy27\/#FAQs_on_SBI_Cards_and_Payment_Services_Q1_Results_FY27\" title=\"FAQs on SBI Cards and Payment Services Q1 Results FY27\">FAQs on SBI Cards and Payment Services Q1 Results FY27<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/sbi-cards-and-payment-services-q1-results-fy27\/#What_is_Uniresearchs_PAT_prediction_for_SBI_Cards_and_Payment_Services_Q1_Results_FY27\" title=\"What is Uniresearch&#8217;s PAT prediction for SBI Cards and Payment Services Q1 Results FY27?\">What is Uniresearch&#8217;s PAT prediction for SBI Cards and Payment Services Q1 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/sbi-cards-and-payment-services-q1-results-fy27\/#What_is_the_Revenue_forecast_for_SBI_Cards_and_Payment_Services_Q1_Results_FY27\" title=\"What is the Revenue forecast for SBI Cards and Payment Services Q1 Results FY27?\">What is the Revenue forecast for SBI Cards and Payment Services Q1 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/sbi-cards-and-payment-services-q1-results-fy27\/#What_were_SBI_Cards_and_Payment_Services_Q4_FY26_actuals_for_SBI_Cards_and_Payment_Services_Q1_Results_FY27\" title=\"What were SBI Cards and Payment Services Q4 FY26 actuals for SBI Cards and Payment Services Q1 Results FY27?\">What were SBI Cards and Payment Services Q4 FY26 actuals for SBI Cards and Payment Services Q1 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/sbi-cards-and-payment-services-q1-results-fy27\/#How_many_analysts_cover_SBI_Cards_and_Payment_Services_Q1_Results_FY27\" title=\"How many analysts cover SBI Cards and Payment Services Q1 Results FY27?\">How many analysts cover SBI Cards and Payment Services Q1 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/sbi-cards-and-payment-services-q1-results-fy27\/#What_consensus_applies_to_SBI_Cards_and_Payment_Services_Q1_Results_FY27\" title=\"What consensus applies to SBI Cards and Payment Services Q1 Results FY27?\">What consensus applies to SBI Cards and Payment Services Q1 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/sbi-cards-and-payment-services-q1-results-fy27\/#What_are_the_main_risks_to_SBI_Cards_and_Payment_Services_Q1_Results_FY27\" title=\"What are the main risks to SBI Cards and Payment Services Q1 Results FY27?\">What are the main risks to SBI Cards and Payment Services Q1 Results FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/sbi-cards-and-payment-services-q1-results-fy27\/#What_is_the_Q1_FY26_base_for_SBI_Cards_and_Payment_Services_Q1_Results_FY27\" title=\"What is the Q1 FY26 base for SBI Cards and Payment Services Q1 Results FY27?\">What is the Q1 FY26 base for SBI Cards and Payment Services Q1 Results FY27?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"SBI_Cards_and_Payment_Services_Q1_Results_FY27_%E2%80%93_Uniresearch_Prediction\"><\/span><strong>SBI Cards and Payment Services Q1 Results FY27 &#8211; Uniresearch Prediction<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"width: 100%; border-collapse: collapse; font-size: 14px; margin: 16px 0;\">\n<tbody>\n<tr>\n<th style=\"border: 1px solid #D0D7E2; padding: 9px 14px; background: #EBF3FB;\"><strong>Metric<\/strong><\/th>\n<th style=\"border: 1px solid #D0D7E2; padding: 9px 14px; background: #EBF3FB;\"><strong>Q1 FY26 Actual<\/strong><\/th>\n<th style=\"border: 1px solid #D0D7E2; padding: 9px 14px; background: #EBF3FB;\"><strong>Q1 FY27 Uniresearch Prediction<\/strong><\/th>\n<th style=\"border: 1px solid #D0D7E2; padding: 9px 14px; background: #EBF3FB;\"><strong>YoY Change<\/strong><\/th>\n<th style=\"border: 1px solid #D0D7E2; padding: 9px 14px; background: #EBF3FB;\"><strong>Source<\/strong><\/th>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #D0D7E2; padding: 9px 14px;\"><a href=\"https:\/\/univest.in\/stocks\/sbicard\/sbi-cards-and-payment-services-ltd-share-price-today\">SBI Cards and Payment Services<\/a> Revenue (Rs Cr)<\/td>\n<td style=\"border: 1px solid #D0D7E2; padding: 9px 14px;\">4,877<\/td>\n<td style=\"border: 1px solid #D0D7E2; padding: 9px 14px;\">5,457<\/td>\n<td style=\"border: 1px solid #D0D7E2; padding: 9px 14px;\">+11.9%<\/td>\n<td style=\"border: 1px solid #D0D7E2; padding: 9px 14px;\">Uniresearch | Uniresearch trailing analysis<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #D0D7E2; padding: 9px 14px;\">PAT (Rs Cr)<\/td>\n<td style=\"border: 1px solid #D0D7E2; padding: 9px 14px;\">556<\/td>\n<td style=\"border: 1px solid #D0D7E2; padding: 9px 14px;\">520<\/td>\n<td style=\"border: 1px solid #D0D7E2; padding: 9px 14px;\">-6.4%<\/td>\n<td style=\"border: 1px solid #D0D7E2; padding: 9px 14px;\">Uniresearch | Uniresearch trailing analysis<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #D0D7E2; padding: 9px 14px;\">Avg Analyst Target<\/td>\n<td style=\"border: 1px solid #D0D7E2; padding: 9px 14px;\">See screener<\/td>\n<td style=\"border: 1px solid #D0D7E2; padding: 9px 14px;\">12-month view<\/td>\n<td style=\"border: 1px solid #D0D7E2; padding: 9px 14px;\">&#8211;<\/td>\n<td style=\"border: 1px solid #D0D7E2; padding: 9px 14px;\">Uniresearch trailing analysis<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"SBI_Cards_and_Payment_Services_Q4_FY26_Performance\"><\/span><strong>SBI Cards and Payment Services Q4 FY26 Performance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"width: 100%; border-collapse: collapse; font-size: 14px; margin: 16px 0;\">\n<tbody>\n<tr>\n<th style=\"border: 1px solid #D0D7E2; padding: 9px 14px; background: #EBF3FB;\"><strong>Metric<\/strong><\/th>\n<th style=\"border: 1px solid #D0D7E2; padding: 9px 14px; background: #EBF3FB;\"><strong>Q4 FY26 Actual<\/strong><\/th>\n<th style=\"border: 1px solid #D0D7E2; padding: 9px 14px; background: #EBF3FB;\"><strong>vs Q1 FY26<\/strong><\/th>\n<th style=\"border: 1px solid #D0D7E2; padding: 9px 14px; background: #EBF3FB;\"><strong>Source<\/strong><\/th>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #D0D7E2; padding: 9px 14px;\">Revenue (Rs Cr)<\/td>\n<td style=\"border: 1px solid #D0D7E2; padding: 9px 14px;\">4,934<\/td>\n<td style=\"border: 1px solid #D0D7E2; padding: 9px 14px;\">+1.2%<\/td>\n<td style=\"border: 1px solid #D0D7E2; padding: 9px 14px;\">Screener consolidated<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #D0D7E2; padding: 9px 14px;\">PAT (Rs Cr)<\/td>\n<td style=\"border: 1px solid #D0D7E2; padding: 9px 14px;\">609<\/td>\n<td style=\"border: 1px solid #D0D7E2; padding: 9px 14px;\">+9.5%<\/td>\n<td style=\"border: 1px solid #D0D7E2; padding: 9px 14px;\">Screener consolidated<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"Analyst_Views_and_Growth_Outlook\"><\/span><strong>Analyst Views and Growth Outlook<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Uniresearch trailing analysis projects SBI Cards and Payment Services FY27 revenue at +11.9% and profit at -6.4% YoY. Uniresearch applied these growth rates to Q1 FY26 actuals to derive the Q1 FY27 prediction. Q4 FY26 actuals showed SBI Cards and Payment Services delivering revenue of Rs 4,934 Cr and PAT of Rs 609 Cr.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Watchpoints\"><\/span><strong>Key Watchpoints<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Revenue_Delivery\"><\/span><strong>Revenue Delivery<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Key question: can SBI Cards and Payment Services reach Rs 5,457 Cr in Q1 FY27 revenue, representing +11.9% YoY growth over the Q1 FY26 base of Rs 4,877 Cr.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"PAT_vs_Growth_Target\"><\/span><strong>PAT vs Growth Target<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Profit performance of Rs 520 Cr (-6.4%) vs the Q1 FY26 base of Rs 556 Cr is the profitability watchpoint for SBI Cards and Payment Services in Q1 FY27.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Risks\"><\/span><strong>Risks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Revenue_Shortfall\"><\/span><strong>Revenue Shortfall<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Revenue below the +11.9% consensus would indicate sector headwinds or execution delays for SBI Cards and Payment Services.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Margin_Pressure\"><\/span><strong>Margin Pressure<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Cost increases or margin compression could challenge the -6.4% PAT growth projection for SBI Cards and Payment Services in Q1 FY27.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The SBI Cards and Payment Services Q1 FY27 Uniresearch projection of Revenue Rs 5,457 Cr and PAT Rs 520 Cr is derived from the Uniresearch trailing analysis. Investors should watch Q4 FY26 actuals as the base, and track SBI Cards and Payment Services live on the Univest Screener.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Track SBI Cards and Payment Services Live on the Univest Screener<\/strong><\/a><\/p>\n<p style=\"margin-top: 24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> for live FY27 alerts.<\/em><\/p>\n<div style=\"background: #CC0000; border-radius: 8px; padding: 16px 20px; margin: 24px 0;\">\n<p style=\"color: #ffffff; font-size: 13px; line-height: 1.7; margin: 0;\"><strong style=\"color: #ffffff;\">Disclaimer:<\/strong> Revenue and PAT actuals are sourced from consolidated quarterly financial data. Q1 Results FY27 Uniresearch predictions are derived by applying analyst consensus growth rates to verified Q1 FY26 actuals. These are projections, not guaranteed outcomes. Investments in securities are subject to market risk. For educational purposes only. SEBI RA INH000013776.<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"FAQs_on_SBI_Cards_and_Payment_Services_Q1_Results_FY27\"><\/span><strong>FAQs on SBI Cards and Payment Services Q1 Results FY27<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"What_is_Uniresearchs_PAT_prediction_for_SBI_Cards_and_Payment_Services_Q1_Results_FY27\"><\/span><strong>What is Uniresearch&#8217;s PAT prediction for SBI Cards and Payment Services Q1 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Uniresearch projects SBI Cards and Payment Services Q1 FY27 PAT at Rs 520 Cr (-6.4% vs Q1 FY26 base Rs 556 Cr).<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_Revenue_forecast_for_SBI_Cards_and_Payment_Services_Q1_Results_FY27\"><\/span><strong>What is the Revenue forecast for SBI Cards and Payment Services Q1 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> SBI Cards and Payment Services Q1 FY27 Revenue is projected at Rs 5,457 Cr (+11.9% consensus).<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_were_SBI_Cards_and_Payment_Services_Q4_FY26_actuals_for_SBI_Cards_and_Payment_Services_Q1_Results_FY27\"><\/span><strong>What were SBI Cards and Payment Services Q4 FY26 actuals for SBI Cards and Payment Services Q1 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Q4 FY26 Revenue Rs 4,934 Cr and PAT Rs 609 Cr.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_many_analysts_cover_SBI_Cards_and_Payment_Services_Q1_Results_FY27\"><\/span><strong>How many analysts cover SBI Cards and Payment Services Q1 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The prediction uses Uniresearch trailing analysis, avg target Rs 0.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_consensus_applies_to_SBI_Cards_and_Payment_Services_Q1_Results_FY27\"><\/span><strong>What consensus applies to SBI Cards and Payment Services Q1 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Revenue +11.9% and profit -6.4% (Uniresearch trailing analysis).<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_main_risks_to_SBI_Cards_and_Payment_Services_Q1_Results_FY27\"><\/span><strong>What are the main risks to SBI Cards and Payment Services Q1 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Revenue missing +11.9% consensus and PAT pressure vs -6.4% growth target.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_Q1_FY26_base_for_SBI_Cards_and_Payment_Services_Q1_Results_FY27\"><\/span><strong>What is the Q1 FY26 base for SBI Cards and Payment Services Q1 Results FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Q1 FY26 Revenue Rs 4,877 Cr and PAT Rs 556 Cr.<\/p>\n<div class=\"faq-schema\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>SBI Cards and Payment Services Q1 FY27: Rev Rs 5,457 Cr (+11.9%) PAT Rs 520 Cr (-6.4%) | Uniresearch trailing analysis.<\/p>\n","protected":false},"author":35,"featured_media":131119,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[3802],"class_list":["post-130915","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-news"],"metadata":{"rank_math_internal_links_processed":["1"],"_edit_lock":["1782373465:29"],"_last_editor_used_jetpack":["block-editor"],"rank_math_primary_category":["842"],"rank_math_seo_score":["82"],"rank_math_title":["SBI Cards and Payment Services Q1 Results FY27: Uniresearch Predi"],"rank_math_description":["SBI Cards and Payment Services Q1 Results FY27: Uniresearch projects Q1 FY27 Revenue Rs 5,457 Cr and PAT Rs 520 Cr (Uniresearch trailing analysis). Q4 FY26 actuals inside"],"rank_math_focus_keyword":["SBI Cards and Payment Services Q1 Results FY27"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"],"_thumbnail_id":["131119"],"_edit_last":["29"],"_ez-toc-disabled":[""],"_ez-toc-insert":[""],"_ez-toc-header-label":[""],"_ez-toc-alignment":["none"],"_ez-toc-heading-levels":["a:0:{}"],"_ez-toc-alttext":[""],"_ez-toc-visibility_hide_by_default":[""],"_ez-toc-hide_counter":[""],"_ez-toc-exclude":[""],"_ez-toc-position-specific":["before"],"stm_select_gm_zoom":[""],"stm_agenda":[""],"stm_host":[""],"stm_select_approved_denied":[""],"stm_multiselect_approved":[""],"stm_multiselect_denied":[""],"stm_date":[""],"stm_time":[""],"stm_timezone":[""],"stm_duration":[""],"stm_password":[""],"stm_waiting_room":[""],"stm_join_before_host":[""],"stm_host_join_start":[""],"stm_start_after_participants":[""],"stm_mute_participants":[""],"stm_enforce_login":[""],"stm_alternative_hosts":[""],"top_bar_custom_style":[""],"top_bar_bg":[""],"wc_top_bar_cart_custom_style":[""],"wc_top_bar_cart_color":[""],"wc_top_bar_cart_icon_color_hover":[""],"wc_top_bar_cart_counter_color":[""],"wc_top_bar_cart_counter_color_hover":[""],"wc_top_bar_cart_counter_bg":[""],"wc_top_bar_cart_counter_bg_hover":[""],"top_bar_wpml_switcher_custom_style":[""],"wpml_switcher_color":[""],"top_bar_wpml_switcher_bg":[""],"top_bar_wpml_switcher_bg_hover":[""],"top_bar_wpml_switcher_color_hover":[""],"top_bar_socials_custom_style":[""],"top_bar_socials_color":[""],"top_bar_socials_color_hover":[""],"top_bar_search_custom_style":[""],"top_bar_search_color":[""],"top_bar_search_icon_color_hover":[""],"top_bar_contact_info_style":[""],"top_bar_contact_info_color":[""],"top_bar_contact_info_link_color":[""],"top_bar_contact_info_link_color_hover":[""],"top_bar_contact_info_select_bg":[""],"top_bar_contact_info_select_color":[""],"top_bar_contact_info_select_drop_bg":[""],"top_bar_contact_info_select_items_bg":[""],"top_bar_contact_info_select_items_color":[""],"top_bar_contact_info_select_items_hover":[""],"header_inverse":["default"],"enable_header_transparent":["off"],"header_nav_custom_style":[""],"header_bg":[""],"header_shadow":[""],"wc_cart_custom_style":[""],"wc_cart_icon_color":[""],"wc_cart_icon_color_hover":[""],"wc_cart_counter_color":[""],"wc_cart_counter_color_hover":[""],"wc_cart_counter_bg":[""],"wc_cart_counter_bg_hover":[""],"header_wpml_switcher_custom_style":[""],"header_wpml_switcher_color":[""],"header_wpml_switcher_color_hover":[""],"header_wpml_switcher_bg":[""],"header_wpml_switcher_bg_hover":[""],"header_socials_custom_style":[""],"header_socials_color":[""],"header_socials_color_hover":[""],"header_search_custom_style":[""],"header_search_icon_color":[""],"header_search_icon_color_hover":[""],"header_contact_info_style":[""],"header_contact_info_color":[""],"header_contact_info_link_color":[""],"header_contact_info_link_color_hover":[""],"header_button_custom_style":[""],"header_button_color":[""],"header_button_color_hover":[""],"header_button_bg":[""],"header_button_bg_hover":[""],"header_nav_menu_customize":[""],"header_nav_menu_link_color":[""],"header_nav_menu_link_color_hover":[""],"header_nav_menu_link_color_active":[""],"header_nav_menu_link_arrow_color":[""],"header_nav_menu_link_arrow_color_hover":[""],"header_nav_menu_level_1_bg":[""],"header_nav_menu_level_1_link_color":[""],"header_nav_menu_level_1_link_color_hover":[""],"header_nav_menu_level_1_link_bg_hover":[""],"header_nav_menu_level_1_link_arrow_color":[""],"header_nav_menu_level_1_link_arrow_color_hover":[""],"header_nav_menu_level_2_bg":[""],"header_nav_menu_level_2_link_color":[""],"header_nav_menu_level_2_link_color_hover":[""],"header_nav_menu_level_2_link_bg_hover":[""],"header_mega_menu_bg":[""],"header_mega_menu_title_color":[""],"header_mega_menu_title_color_hover":[""],"header_mega_menu_description_color":[""],"header_mega_menu_description_link_color":[""],"header_mega_menu_description_link_color_hover":[""],"header_mega_menu_color":[""],"header_mega_menu_color_hover":[""],"header_mega_menu_border_color":[""],"header_mega_menu_icons_color":[""],"header_nav_menu_customize_end":[""],"hfe_enabled_notice":[""],"disable_title_box":["default"],"hfe_disabled":[""],"enable_transparent":["default"],"title_box_title_bg_color":[""],"title_box_bg_custom_image":["default"],"title_box_bg_image":[""],"title_box_bg_position":["default"],"metabox_title_box_bg_position_x":[""],"metabox_title_box_bg_position_y":[""],"metabox_title_box_bg_attachment":["default"],"title_box_bg_size":["default"],"metabox_title_box_bg_size_slider":[""],"title_box_bg_repeat":["default"],"disable_title":["default"],"title_box_title_color":[""],"title_box_title_line_color":[""],"disable_breadcrumbs":["default"],"metabox_title_box_breadcrumbs_color":[""],"metabox_title_box_links_color":[""],"metabox_title_box_links_color_hover":[""],"content_bg_transparent":[""],"show_popup_single":[""],"popups_single":[""],"popups_single_event":[""],"popup_single_event_open_delay":[""],"popup_single_event_showing_in":[""],"popup_single_event_date_from":[""],"popup_single_event_date_to":[""],"popup_single_event_time_from":[""],"popup_single_event_time_to":[""],"popup_single_animation":[""],"popup_single_responsive":[""],"separator_footer_copyright_border_t":[""],"name":[""],"email":[""],"phone":[""],"company":[""],"memberId":[""],"testimonial_position":[""],"testimonial_company":[""],"testimonial_bg_img":[""],"testimonial_video_url":[""],"popups_width":[""],"popups_height":[""],"popups_image_bg":[""],"popups_color_bg":[""],"popups_border_radius":[""],"popups_template":[""],"rank_math_analytic_object_id":["21242"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/06\/SBI-Cards-and-Payment-Services-Q1-Results-FY27-Uniresearch-Prediction-and-Analysis.jpg","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/130915","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/35"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=130915"}],"version-history":[{"count":1,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/130915\/revisions"}],"predecessor-version":[{"id":131122,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/130915\/revisions\/131122"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/131119"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=130915"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=130915"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=130915"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}