{"id":126819,"date":"2026-06-23T11:25:11","date_gmt":"2026-06-23T05:55:11","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=126819"},"modified":"2026-10-08T09:51:28","modified_gmt":"2026-10-08T04:21:28","slug":"the-jammu-and-kashmir-bank-share-price-target-2026","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/the-jammu-and-kashmir-bank-share-price-target-2026\/","title":{"rendered":"Jammu and Kashmir Bank Share Price Target 2026: Stock Analysis, Share Price Today, Bull Case and Bear Case After Q1 FY27"},"content":{"rendered":"<div class=\"meta-block\">\n<p><strong>META TITLE:<\/strong> Jammu and Kashmir Bank Share Price Target 2026: Rs 128 to 165<\/p>\n<p><strong>META DESCRIPTION:<\/strong> Jammu and Kashmir Bank share price target 2026: Rs 128 to Rs 165 vs Rs 139.40. Share price today, stock analysis, buy or sell, bull and bear case, 12-month target.<\/p>\n<p><strong>SLUG:<\/strong> the-jammu-and-kashmir-bank-share-price-target-2026<\/p>\n<p><strong>PRIMARY KEYWORD:<\/strong> Jammu and Kashmir Bank share price target<\/p>\n<p><strong>SECONDARY KEYWORDS:<\/strong> Jammu and Kashmir Bank share price today, Jammu and Kashmir Bank stock analysis, Jammu and Kashmir Bank buy or sell, Jammu and Kashmir Bank share price forecast, Jammu and Kashmir Bank stock price target 2027, Jammu and Kashmir Bank price target, Jammu and Kashmir Bank buy or sell<\/p>\n<p><strong>LSI KEYWORDS:<\/strong> analyst consensus, bull case, bear case, 12-month target, PE multiple, EPS estimate, sector tailwinds, institutional holding, resistance level, FY27 outlook<\/p>\n<\/div>\n<p style=\"border-left:4px solid #1F4E79;background:#EBF3FB;padding:10px 16px;font-style:italic;\"><em>J&#038;K Bank Rs 139.40 (7 Oct 2026 close). 52-week range Rs 97.35 to Rs 201.75. Q1 FY27 profit Rs 424 cr, down 12.5%; total business Rs 3,03,996 cr; gross NPA 2.37%.<\/em><\/p>\n<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E79;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">The Jammu and Kashmir Bank share price target for 2026 is Rs 128 to Rs 165, which is between 8 percent below and 18 percent above the last close of Rs 139.40, with bull and bear cases of Rs 202 to Rs 243 and Rs 72 to Rs 88. J&#038;K Bank reported Q1 FY27 standalone profit down 12.5 percent to Rs 424.18 crore, while total business crossed Rs 3 lakh crore for the first time and gross NPA fell to 2.37 percent from 3.50 percent. Net interest margin slipped to 3.28 percent against a 3.5 percent guidance, CASA fell to 42.06 percent, and the stock fell sharply after results and trades at 6.7 times earnings and 0.99 times book. No brokerage price target was available on the sources we track as of 7 October 2026, so every range below is a Univest research scenario.<\/p>\n<\/p><\/div>\n<p>The <a href=\"https:\/\/univest.in\/stocks\/jkbank\/the-jammu-and-kashmir-bank-ltd-share-price-today\">Jammu and Kashmir Bank<\/a> share price target for 2026 is Rs 128 to Rs 165 in the Univest base case, with the stock at Rs 139.40 at the 7 October 2026 close. That is 30.9 percent below its 52-week high of Rs 201.75 and 43.2 percent above its 52-week low of Rs 97.35, and the stock moved up 29.7 percent over the past year. J&#038;K Bank is a Srinagar-based private sector bank, with the Government of Jammu and Kashmir as its largest shareholder, and it is growing outside the region. Debt to equity is not applicable for a bank and the dividend yield is nil on the data feed.<\/p>\n<p>Three things changed since the last update: Q1 FY27 results on 29 July showed profit down 12.5 percent on a high Q4 base, the stock fell about 10 percent that week, and it slid from Rs 159 in August to Rs 138 in October. This Jammu and Kashmir Bank stock analysis covers the Jammu and Kashmir Bank share price today, the Jammu and Kashmir Bank share price target for 2026, 2027 and 2030, the Q1 FY27 numbers, catalysts and risks, key price levels and a Jammu and Kashmir Bank buy or sell view.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&#038;utm_medium=the-jammu-and-kashmir-bank-share-price-target\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/the-jammu-and-kashmir-bank-share-price-target-2026\/#What_Is_the_Jammu_and_Kashmir_Bank_Share_Price_Target_for_2026\" title=\"What Is the Jammu and Kashmir Bank Share Price Target for 2026?\">What Is the Jammu and Kashmir Bank Share Price Target for 2026?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/the-jammu-and-kashmir-bank-share-price-target-2026\/#Jammu_and_Kashmir_Bank_Share_Price_Target_Scenarios_Bull_Case_Base_Case_and_Bear_Case\" title=\"Jammu and Kashmir Bank Share Price Target Scenarios: Bull Case, Base Case and Bear Case\">Jammu and Kashmir Bank Share Price Target Scenarios: Bull Case, Base Case and Bear Case<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/the-jammu-and-kashmir-bank-share-price-target-2026\/#Jammu_and_Kashmir_Bank_Company_Overview_and_Share_Price_Today_as_of_7_October_2026\" title=\"Jammu and Kashmir Bank Company Overview and Share Price Today as of 7 October 2026\">Jammu and Kashmir Bank Company Overview and Share Price Today as of 7 October 2026<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/the-jammu-and-kashmir-bank-share-price-target-2026\/#How_Did_Jammu_and_Kashmir_Bank_Perform_in_Q1_FY27\" title=\"How Did Jammu and Kashmir Bank Perform in Q1 FY27?\">How Did Jammu and Kashmir Bank Perform in Q1 FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/the-jammu-and-kashmir-bank-share-price-target-2026\/#Why_Is_J_K_Bank_Share_Price_Down_31_Percent_From_Its_High\" title=\"Why Is J&#038;K Bank Share Price Down 31 Percent From Its High?\">Why Is J&#038;K Bank Share Price Down 31 Percent From Its High?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/the-jammu-and-kashmir-bank-share-price-target-2026\/#Key_Catalysts_for_the_Jammu_and_Kashmir_Bank_Share_Price_Target_in_2026\" title=\"Key Catalysts for the Jammu and Kashmir Bank Share Price Target in 2026\">Key Catalysts for the Jammu and Kashmir Bank Share Price Target in 2026<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/the-jammu-and-kashmir-bank-share-price-target-2026\/#1_Business_Growth\" title=\"1. Business Growth\">1. Business Growth<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/the-jammu-and-kashmir-bank-share-price-target-2026\/#2_Asset_Quality\" title=\"2. Asset Quality\">2. Asset Quality<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/the-jammu-and-kashmir-bank-share-price-target-2026\/#3_Low_Valuation\" title=\"3. Low Valuation\">3. Low Valuation<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/the-jammu-and-kashmir-bank-share-price-target-2026\/#4_Guidance\" title=\"4. Guidance\">4. Guidance<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/the-jammu-and-kashmir-bank-share-price-target-2026\/#What_Are_the_Key_Risks_to_the_Jammu_and_Kashmir_Bank_Share_Price_Target\" title=\"What Are the Key Risks to the Jammu and Kashmir Bank Share Price Target?\">What Are the Key Risks to the Jammu and Kashmir Bank Share Price Target?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/the-jammu-and-kashmir-bank-share-price-target-2026\/#Margin_Pressure\" title=\"Margin Pressure\">Margin Pressure<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/the-jammu-and-kashmir-bank-share-price-target-2026\/#Falling_CASA\" title=\"Falling CASA\">Falling CASA<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/the-jammu-and-kashmir-bank-share-price-target-2026\/#Regional_Concentration\" title=\"Regional Concentration\">Regional Concentration<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/the-jammu-and-kashmir-bank-share-price-target-2026\/#Earnings_Reset\" title=\"Earnings Reset\">Earnings Reset<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/the-jammu-and-kashmir-bank-share-price-target-2026\/#Jammu_and_Kashmir_Bank_Stock_Analysis_Support_and_Resistance_Levels_for_the_Share_Price_Target\" title=\"Jammu and Kashmir Bank Stock Analysis: Support and Resistance Levels for the Share Price Target\">Jammu and Kashmir Bank Stock Analysis: Support and Resistance Levels for the Share Price Target<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/the-jammu-and-kashmir-bank-share-price-target-2026\/#Jammu_and_Kashmir_Bank_Share_Price_Target_2026_2027_and_2030_Short_Medium_and_Long_Term\" title=\"Jammu and Kashmir Bank Share Price Target 2026, 2027 and 2030: Short, Medium and Long Term\">Jammu and Kashmir Bank Share Price Target 2026, 2027 and 2030: Short, Medium and Long Term<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/the-jammu-and-kashmir-bank-share-price-target-2026\/#Short-Term_Jammu_and_Kashmir_Bank_Share_Price_Target_3_to_6_Months\" title=\"Short-Term Jammu and Kashmir Bank Share Price Target (3 to 6 Months)\">Short-Term Jammu and Kashmir Bank Share Price Target (3 to 6 Months)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/the-jammu-and-kashmir-bank-share-price-target-2026\/#12-Month_and_2027_Jammu_and_Kashmir_Bank_Share_Price_Target\" title=\"12-Month and 2027 Jammu and Kashmir Bank Share Price Target\">12-Month and 2027 Jammu and Kashmir Bank Share Price Target<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/univest.in\/blogs-2\/the-jammu-and-kashmir-bank-share-price-target-2026\/#Long-Term_Jammu_and_Kashmir_Bank_Share_Price_Target_for_FY29_to_2030\" title=\"Long-Term Jammu and Kashmir Bank Share Price Target for FY29 to 2030\">Long-Term Jammu and Kashmir Bank Share Price Target for FY29 to 2030<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/univest.in\/blogs-2\/the-jammu-and-kashmir-bank-share-price-target-2026\/#Bull_Case_and_Bear_Case_for_Jammu_and_Kashmir_Bank_Share_Price_Target\" title=\"Bull Case and Bear Case for Jammu and Kashmir Bank Share Price Target\">Bull Case and Bear Case for Jammu and Kashmir Bank Share Price Target<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/univest.in\/blogs-2\/the-jammu-and-kashmir-bank-share-price-target-2026\/#Bull_Case_Rs_202_to_Rs_243\" title=\"Bull Case Rs 202 to Rs 243\">Bull Case Rs 202 to Rs 243<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/univest.in\/blogs-2\/the-jammu-and-kashmir-bank-share-price-target-2026\/#Bear_Case_Rs_72_to_Rs_88\" title=\"Bear Case Rs 72 to Rs 88\">Bear Case Rs 72 to Rs 88<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/univest.in\/blogs-2\/the-jammu-and-kashmir-bank-share-price-target-2026\/#Is_Jammu_and_Kashmir_Bank_a_Good_Buy_at_Rs_139_Jammu_and_Kashmir_Bank_Buy_or_Sell_View\" title=\"Is Jammu and Kashmir Bank a Good Buy at Rs 139? Jammu and Kashmir Bank Buy or Sell View\">Is Jammu and Kashmir Bank a Good Buy at Rs 139? Jammu and Kashmir Bank Buy or Sell View<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/univest.in\/blogs-2\/the-jammu-and-kashmir-bank-share-price-target-2026\/#How_to_Invest_in_Jammu_and_Kashmir_Bank_Shares\" title=\"How to Invest in Jammu and Kashmir Bank Shares\">How to Invest in Jammu and Kashmir Bank Shares<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/univest.in\/blogs-2\/the-jammu-and-kashmir-bank-share-price-target-2026\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/univest.in\/blogs-2\/the-jammu-and-kashmir-bank-share-price-target-2026\/#FAQs_on_Jammu_and_Kashmir_Bank_Share_Price_Target_2026\" title=\"FAQs on Jammu and Kashmir Bank Share Price Target 2026\">FAQs on Jammu and Kashmir Bank Share Price Target 2026<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/univest.in\/blogs-2\/the-jammu-and-kashmir-bank-share-price-target-2026\/#What_is_the_Jammu_and_Kashmir_Bank_share_price_target_for_2026\" title=\"What is the Jammu and Kashmir Bank share price target for 2026?\">What is the Jammu and Kashmir Bank share price target for 2026?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/univest.in\/blogs-2\/the-jammu-and-kashmir-bank-share-price-target-2026\/#What_is_the_Jammu_and_Kashmir_Bank_share_price_target_for_2027\" title=\"What is the Jammu and Kashmir Bank share price target for 2027?\">What is the Jammu and Kashmir Bank share price target for 2027?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"https:\/\/univest.in\/blogs-2\/the-jammu-and-kashmir-bank-share-price-target-2026\/#Is_Jammu_and_Kashmir_Bank_a_good_buy_at_Rs_13940\" title=\"Is Jammu and Kashmir Bank a good buy at Rs 139.40?\">Is Jammu and Kashmir Bank a good buy at Rs 139.40?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-31\" href=\"https:\/\/univest.in\/blogs-2\/the-jammu-and-kashmir-bank-share-price-target-2026\/#What_are_the_key_risks_to_the_Jammu_and_Kashmir_Bank_share_price_target\" title=\"What are the key risks to the Jammu and Kashmir Bank share price target?\">What are the key risks to the Jammu and Kashmir Bank share price target?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-32\" href=\"https:\/\/univest.in\/blogs-2\/the-jammu-and-kashmir-bank-share-price-target-2026\/#What_are_the_key_catalysts_for_the_Jammu_and_Kashmir_Bank_share_price_target\" title=\"What are the key catalysts for the Jammu and Kashmir Bank share price target?\">What are the key catalysts for the Jammu and Kashmir Bank share price target?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-33\" href=\"https:\/\/univest.in\/blogs-2\/the-jammu-and-kashmir-bank-share-price-target-2026\/#Where_can_I_track_Jammu_and_Kashmir_Bank_share_price_today_and_Jammu_and_Kashmir_Bank_share_price_target_updates\" title=\"Where can I track Jammu and Kashmir Bank share price today and Jammu and Kashmir Bank share price target updates?\">Where can I track Jammu and Kashmir Bank share price today and Jammu and Kashmir Bank share price target updates?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-34\" href=\"https:\/\/univest.in\/blogs-2\/the-jammu-and-kashmir-bank-share-price-target-2026\/#What_are_Jammu_and_Kashmir_Banks_52-week_high_and_low\" title=\"What are Jammu and Kashmir Bank&#8217;s 52-week high and low?\">What are Jammu and Kashmir Bank&#8217;s 52-week high and low?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-35\" href=\"https:\/\/univest.in\/blogs-2\/the-jammu-and-kashmir-bank-share-price-target-2026\/#How_to_buy_Jammu_and_Kashmir_Bank_shares\" title=\"How to buy Jammu and Kashmir Bank shares?\">How to buy Jammu and Kashmir Bank shares?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_Is_the_Jammu_and_Kashmir_Bank_Share_Price_Target_for_2026\"><\/span><strong>What Is the Jammu and Kashmir Bank Share Price Target for 2026?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The 2026 target for Jammu and Kashmir Bank shares is Rs 128 to Rs 165 in the Univest base case, which is -8.2% to +18.4% against the last close. The bull case is Rs 202 to Rs 243 and the bear case is Rs 72 to Rs 88. No brokerage price target was available on the sources we track as of 7 October 2026, so every range below is a Univest research scenario. Analyst consensus is used as a cross-check, not as the base.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Jammu_and_Kashmir_Bank_Share_Price_Target_Scenarios_Bull_Case_Base_Case_and_Bear_Case\"><\/span><strong>Jammu and Kashmir Bank Share Price Target Scenarios: Bull Case, Base Case and Bear Case<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<table>\n<tr>\n<th>Scenario<\/th>\n<th>FY28E EPS<\/th>\n<th>Target Multiple<\/th>\n<th>Price Target (Rs)<\/th>\n<th>Move vs Rs 139.40<\/th>\n<\/tr>\n<tr>\n<td>Bull Case<\/td>\n<td>Rs 27<\/td>\n<td>7.5x to 9x<\/td>\n<td>202 to 243<\/td>\n<td>+44.9% to +74.3%<\/td>\n<\/tr>\n<tr>\n<td>Base Case<\/td>\n<td>Rs 22<\/td>\n<td>5.8x to 7.5x<\/td>\n<td>128 to 165<\/td>\n<td>-8.2% to +18.4%<\/td>\n<\/tr>\n<tr>\n<td>Bear Case<\/td>\n<td>Rs 16<\/td>\n<td>4.5x to 5.5x<\/td>\n<td>72 to 88<\/td>\n<td>-48.4% to -36.9%<\/td>\n<\/tr>\n<\/table>\n<p>FY28 EPS of Rs 22 in the base case compares with trailing EPS of Rs 20.92 and assumes credit growth near 18 percent with NIM recovering toward 3.5 percent and credit cost low. Regional banks trade at 5.8 to 7.5 times earnings, and the stock trades at about 6.3 times the base estimate. The PE multiple used for each case is shown in the table, and the EPS estimate is a Univest assumption, not company guidance. Those assumptions set the Jammu and Kashmir Bank share price target range around the current price.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Jammu_and_Kashmir_Bank_Company_Overview_and_Share_Price_Today_as_of_7_October_2026\"><\/span><strong>Jammu and Kashmir Bank Company Overview and Share Price Today as of 7 October 2026<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Jammu and Kashmir Bank share price today is Rs 139.40 on the NSE at the 7 October 2026 close, before the market opens on 8 October. The market capitalisation is Rs 15,345 crore, and the stock trades at 6.7 times earnings against an industry average of 12 times. The Univest base case Jammu and Kashmir Bank share price target of Rs 128 to Rs 165 is -8.2% to +18.4% from here. The table below sets out the key numbers behind the Jammu and Kashmir Bank share price target.<\/p>\n<table>\n<tr>\n<th>Parameter<\/th>\n<th>Value<\/th>\n<th>Context<\/th>\n<\/tr>\n<tr>\n<td>NSE Ticker<\/td>\n<td>J&#038;KBANK<\/td>\n<td>BSE code 532209<\/td>\n<\/tr>\n<tr>\n<td>Sector<\/td>\n<td>Private sector bank<\/td>\n<td>Per Univest sector classification<\/td>\n<\/tr>\n<tr>\n<td>Last Close (NSE)<\/td>\n<td>Rs 139.40<\/td>\n<td>7 Oct 2026 close<\/td>\n<\/tr>\n<tr>\n<td>52-Week High<\/td>\n<td>Rs 201.75<\/td>\n<td>CMP is 30.9% below<\/td>\n<\/tr>\n<tr>\n<td>52-Week Low<\/td>\n<td>Rs 97.35<\/td>\n<td>CMP is 43.2% above<\/td>\n<\/tr>\n<tr>\n<td>1-Year Return<\/td>\n<td>About +30%<\/td>\n<td>Weekly close Rs 107.51 on 10 Oct 2025 to Rs 139.4<\/td>\n<\/tr>\n<tr>\n<td>Market Capitalisation<\/td>\n<td>Rs 15,345 crore<\/td>\n<td>Small cap private bank<\/td>\n<\/tr>\n<tr>\n<td>Trailing P\/E<\/td>\n<td>About 6.7x<\/td>\n<td>Industry P\/E about 11.96x<\/td>\n<\/tr>\n<tr>\n<td>P\/B Ratio<\/td>\n<td>About 0.99x<\/td>\n<td>Book value Rs 140.60 per share<\/td>\n<\/tr>\n<tr>\n<td>EPS (TTM)<\/td>\n<td>Rs 20.92<\/td>\n<td>Trailing twelve months<\/td>\n<\/tr>\n<tr>\n<td>Return on Equity<\/td>\n<td>About 14.9%<\/td>\n<td>Debt to equity not applicable<\/td>\n<\/tr>\n<tr>\n<td>Dividend Yield<\/td>\n<td>Nil<\/td>\n<td>Not material on the data feed<\/td>\n<\/tr>\n<tr>\n<td>12-Month Target (Base Case)<\/td>\n<td>Rs 128 to Rs 165<\/td>\n<td>Univest base case<\/td>\n<\/tr>\n<tr>\n<td>Bull Case<\/td>\n<td>Rs 202 to Rs 243<\/td>\n<td>+44.9% to +74.3%<\/td>\n<\/tr>\n<tr>\n<td>Bear Case<\/td>\n<td>Rs 72 to Rs 88<\/td>\n<td>-48.4% to -36.9%<\/td>\n<\/tr>\n<\/table>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Track live price, fundamentals and results for Jammu and Kashmir Bank on the Univest Screener.<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Did_Jammu_and_Kashmir_Bank_Perform_in_Q1_FY27\"><\/span><strong>How Did Jammu and Kashmir Bank Perform in Q1 FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>J&#038;K Bank reported Q1 FY27 standalone net profit of Rs 424.18 crore, down 12.5 percent from Rs 484.84 crore and down 46.8 percent from Rs 797.80 crore in Q4 FY26. Operating profit rose 5 percent to Rs 703 crore. Together these Q1 FY27 numbers anchor the Jammu and Kashmir Bank share price target.<\/p>\n<table>\n<tr>\n<th>Metric<\/th>\n<th>Q1 FY27<\/th>\n<th>Context<\/th>\n<\/tr>\n<tr>\n<td>Standalone Net Profit<\/td>\n<td>Rs 424.18 crore<\/td>\n<td>Down 12.5% YoY; Q4 was Rs 797.80 crore<\/td>\n<\/tr>\n<tr>\n<td>Operating Profit<\/td>\n<td>Rs 703 crore<\/td>\n<td>Up 5% YoY<\/td>\n<\/tr>\n<tr>\n<td>Net Interest Income<\/td>\n<td>About Rs 1,497 crore<\/td>\n<td>Up 2.2% YoY<\/td>\n<\/tr>\n<tr>\n<td>Net Interest Margin<\/td>\n<td>3.28%<\/td>\n<td>Against guidance of about 3.5%<\/td>\n<\/tr>\n<tr>\n<td>Gross NPA<\/td>\n<td>2.37%<\/td>\n<td>Against 3.50% a year ago; net NPA 0.60%<\/td>\n<\/tr>\n<tr>\n<td>Total Business<\/td>\n<td>Rs 3,03,996 crore<\/td>\n<td>First time above Rs 3 lakh crore<\/td>\n<\/tr>\n<\/table>\n<p>Deposits grew 16.8 percent to about Rs 1.73 lakh crore and gross advances 25.4 percent to about Rs 1.31 lakh crore. The CASA ratio fell 363 bps to 42.06 percent as term deposits grew over 24 percent, and a change in PSLC policy added Rs 56 crore to profit. The FY27 outlook from management is the main input for these estimates. These numbers sit behind every range in the scenario table above, so they anchor the Jammu and Kashmir Bank share price target.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_Is_J_K_Bank_Share_Price_Down_31_Percent_From_Its_High\"><\/span><strong>Why Is J&#038;K Bank Share Price Down 31 Percent From Its High?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>J&#038;K Bank shares are about 31 percent below the Rs 201.75 high of the week of 6 July 2026, a 16.6 percent weekly jump on 4.3 crore shares with no confirmed cause. The stock had risen 17 percent in the week of 23 February on 10.2 crore shares and 9.9 percent in the week of 4 May after Q4 results.<\/p>\n<p>After Q1 results on 29 July it fell 9.6 percent in the week of 27 July to a low of Rs 146.70 as profit fell and margin slipped to 3.28 percent, then slid steadily from Rs 159 to Rs 138. It closed at Rs 139.40, 43 percent above the December low of Rs 97.35. The Jammu and Kashmir Bank share price target scenarios below account for that move.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Catalysts_for_the_Jammu_and_Kashmir_Bank_Share_Price_Target_in_2026\"><\/span><strong>Key Catalysts for the Jammu and Kashmir Bank Share Price Target in 2026<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>4 catalysts matter most for the Jammu and Kashmir Bank share price target, and sector tailwinds in Private sector bank are part of the case. Together they decide whether the base case is reached.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Business_Growth\"><\/span><strong>1. Business Growth<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Total business crossed Rs 3 lakh crore, with advances up 25.4 percent. Growth outside J&#038;K diversifies the book. If it plays out, the Jammu and Kashmir Bank share price target moves toward the top of the base range.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Asset_Quality\"><\/span><strong>2. Asset Quality<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Gross NPA fell to 2.37 percent from 3.50 percent and net NPA is 0.60 percent. Coverage is 90.53 percent. Strength here would support the upper end of the Jammu and Kashmir Bank share price target.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Low_Valuation\"><\/span><strong>3. Low Valuation<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The stock trades at 6.7 times earnings and 0.99 times book. A margin recovery could narrow the discount. Delivery on this point keeps the Jammu and Kashmir Bank share price target on track.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Guidance\"><\/span><strong>4. Guidance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Management guides for ROA above 1.25 percent, ROE near 16 percent and gross NPA under 2.25 percent. Better news here would lift the Jammu and Kashmir Bank share price target toward the bull case.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Are_the_Key_Risks_to_the_Jammu_and_Kashmir_Bank_Share_Price_Target\"><\/span><strong>What Are the Key Risks to the Jammu and Kashmir Bank Share Price Target?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The main risks are margin pressure, falling CASA, regional concentration and a weak share price run. Each can pull the Jammu and Kashmir Bank share price target lower.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Margin_Pressure\"><\/span><strong>Margin Pressure<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>NIM slipped to 3.28 percent against a 3.5 percent target. Higher term deposit cost squeezes it. If it materialises, the Jammu and Kashmir Bank share price target would slip toward the bear case.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Falling_CASA\"><\/span><strong>Falling CASA<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>CASA fell 363 bps to 42.06 percent. A lower CASA raises funding cost. This is the main downside risk to the Jammu and Kashmir Bank share price target.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Regional_Concentration\"><\/span><strong>Regional Concentration<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The bank is rooted in J&#038;K and Ladakh. Local disruptions can affect deposits and credit. A worsening here would cut the Jammu and Kashmir Bank share price target toward the low end of the range.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Earnings_Reset\"><\/span><strong>Earnings Reset<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>A bear case EPS of Rs 16 at 4.5 times would put the price near Rs 72. Watch it closely, because it can pull the Jammu and Kashmir Bank share price target lower quickly.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Jammu_and_Kashmir_Bank_Stock_Analysis_Support_and_Resistance_Levels_for_the_Share_Price_Target\"><\/span><strong>Jammu and Kashmir Bank Stock Analysis: Support and Resistance Levels for the Share Price Target<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Jammu and Kashmir Bank stock analysis on weekly charts shows a range of Rs 136.80 to Rs 150.57 since mid-September, with the stock near the lower end.<\/p>\n<p>The first support level is Rs 136.80 to Rs 137.71, the lows of the weeks of 28 September and 5 October. Below that, Rs 97.35 is the 52-week low and there is no weekly support in between.<\/p>\n<p>The first resistance level is Rs 143.46 to Rs 145.88, the highs of the weeks of 5 and 28 September. Above that, Rs 149.60 to Rs 150.57 marks the highs of the weeks of 21 and 14 September. These levels come from weekly price action, are not trade recommendations, and frame the near-term Jammu and Kashmir Bank share price target.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Jammu_and_Kashmir_Bank_Share_Price_Target_2026_2027_and_2030_Short_Medium_and_Long_Term\"><\/span><strong>Jammu and Kashmir Bank Share Price Target 2026, 2027 and 2030: Short, Medium and Long Term<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Short-Term_Jammu_and_Kashmir_Bank_Share_Price_Target_3_to_6_Months\"><\/span><strong>Short-Term Jammu and Kashmir Bank Share Price Target (3 to 6 Months)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>In the near term the stock is likely to trade between Rs 137 and Rs 146. A close above Rs 146 would put Rs 150 in play, while a weekly close under Rs 137 would open a slide toward Rs 125. The Q2 FY27 results are the main trigger. This range anchors the near-term Jammu and Kashmir Bank share price target.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12-Month_and_2027_Jammu_and_Kashmir_Bank_Share_Price_Target\"><\/span><strong>12-Month and 2027 Jammu and Kashmir Bank Share Price Target<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The 12-month target price is Rs 128 to Rs 165, valued on 5.8 to 7.5 times FY28 EPS of Rs 22. The range across scenarios runs from Rs 72 in the bear case to Rs 243 in the bull case.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Long-Term_Jammu_and_Kashmir_Bank_Share_Price_Target_for_FY29_to_2030\"><\/span><strong>Long-Term Jammu and Kashmir Bank Share Price Target for FY29 to 2030<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>For FY29 to 2030 the Univest scenario range is Rs 150 to Rs 240. This assumes EPS of Rs 25 in FY29 and Rs 30 in FY30 and a multiple of 6 to 8 times. It needs NIM to recover toward 3.5 percent, credit growth near 18 percent and gross NPA to stay under 2.25 percent. This is the long-term Jammu and Kashmir Bank share price target in the Univest scenarios.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bull_Case_and_Bear_Case_for_Jammu_and_Kashmir_Bank_Share_Price_Target\"><\/span><strong>Bull Case and Bear Case for Jammu and Kashmir Bank Share Price Target<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Bull_Case_Rs_202_to_Rs_243\"><\/span><strong>Bull Case Rs 202 to Rs 243<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The bull case of Rs 202 to Rs 243 for the Jammu and Kashmir Bank share price target needs EPS of Rs 27 and the market to pay 7.5 to 9 times for it. It is +44.9% to +74.3% from the last close.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Bear_Case_Rs_72_to_Rs_88\"><\/span><strong>Bear Case Rs 72 to Rs 88<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The bear case of Rs 72 to Rs 88 for the Jammu and Kashmir Bank share price target equals 4.5 to 5.5 times FY28 EPS of Rs 16 and sits below the Rs 97.35 low. It is -48.4% to -36.9% from the last close.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Is_Jammu_and_Kashmir_Bank_a_Good_Buy_at_Rs_139_Jammu_and_Kashmir_Bank_Buy_or_Sell_View\"><\/span><strong>Is Jammu and Kashmir Bank a Good Buy at Rs 139? Jammu and Kashmir Bank Buy or Sell View<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Whether Jammu and Kashmir Bank is a buy at Rs 139.40 depends on horizon and risk appetite. The base case sits between 8 percent below and 18 percent above the current price, the stock is 31 percent below its high, and the open question is margin. The Jammu and Kashmir Bank share price target range is the starting point for that decision.<\/p>\n<p>Long-term holders may focus on NIM, CASA and asset quality, and treat Rs 125 as the level to watch. Short-term traders may prefer to wait for a close above Rs 146. Check institutional holding in the September quarter filing for signs of accumulation or selling. Consult a SEBI-registered advisor before acting, since this Jammu and Kashmir Bank buy or sell view is educational.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Invest_in_Jammu_and_Kashmir_Bank_Shares\"><\/span><strong>How to Invest in Jammu and Kashmir Bank Shares<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Step 1: Check the live price, valuation and the latest Jammu and Kashmir Bank share price target range on the Univest Screener.<\/p>\n<p>Step 2: Open a demat and trading account with a SEBI-registered broker such as Univest before acting on any Jammu and Kashmir Bank share price target.<\/p>\n<p>Step 3: Search for J&#038;KBANK on the NSE or 532209 on the BSE in your trading app.<\/p>\n<p>Step 4: Place a limit order near your planned entry and size the position so a fall to Rs 72 is bearable.<\/p>\n<p>Step 5: Track NIM, CASA and Q2 FY27 results and set price alerts on the Univest App to follow any change in the Jammu and Kashmir Bank share price target.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Jammu and Kashmir Bank closed at Rs 139.40 against a Univest base case share price target of Rs 128 to Rs 165, a bull case of Rs 202 to Rs 243 and a bear case of Rs 72 to Rs 88. Q1 FY27 delivered profit down 12.5 percent but business above Rs 3 lakh crore and gross NPA at 2.37 percent. The main risks are margin pressure, falling CASA and regional concentration.<\/p>\n<p>The stock is 30.9 percent below its 52-week high, so the base case sits between 8 percent below and 18 percent above the current price. The triggers to watch are NIM, CASA and Q2 FY27 results and the Rs 137 and Rs 146 levels. Re-check the Jammu and Kashmir Bank share price target after each quarterly result. Investors with a long horizon and tolerance for volatility can track these triggers, while others may prefer to size positions carefully.<\/p>\n<p style=\"margin-top:24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&#038;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track Jammu and Kashmir Bank live price and get daily stock recommendations.<\/em><\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"FAQs_on_Jammu_and_Kashmir_Bank_Share_Price_Target_2026\"><\/span><strong>FAQs on Jammu and Kashmir Bank Share Price Target 2026<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_Jammu_and_Kashmir_Bank_share_price_target_for_2026\"><\/span><strong>What is the Jammu and Kashmir Bank share price target for 2026?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The Jammu and Kashmir Bank share price target for 2026 is Rs 128 to Rs 165 in the Univest base case, with a bull case of Rs 202 to Rs 243 and a bear case of Rs 72 to Rs 88. No brokerage target was available on the sources we track as of 7 October 2026, so these are Univest research scenarios. These are estimates and can change after the Q2 FY27 results.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_Jammu_and_Kashmir_Bank_share_price_target_for_2027\"><\/span><strong>What is the Jammu and Kashmir Bank share price target for 2027?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The Jammu and Kashmir Bank share price target for 2027 is Rs 128 to Rs 165 in the base case, valued on 5.8 to 7.5 times FY28 EPS of Rs 22. The scenario range runs from Rs 72 to Rs 243.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_Jammu_and_Kashmir_Bank_a_good_buy_at_Rs_13940\"><\/span><strong>Is Jammu and Kashmir Bank a good buy at Rs 139.40?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Whether Jammu and Kashmir Bank is a good buy at Rs 139.40 depends on your horizon, risk appetite and how you read the Jammu and Kashmir Bank share price target. The stock trades at a low multiple of earnings and book value with improving asset quality, but profit and margin are falling. Consult a SEBI-registered advisor before investing.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_key_risks_to_the_Jammu_and_Kashmir_Bank_share_price_target\"><\/span><strong>What are the key risks to the Jammu and Kashmir Bank share price target?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The key risks to the Jammu and Kashmir Bank share price target are margin pressure, falling casa, regional concentration and earnings reset. NIM slipped to 3.28 percent against a 3.5 percent target. Higher term deposit cost squeezes it.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_key_catalysts_for_the_Jammu_and_Kashmir_Bank_share_price_target\"><\/span><strong>What are the key catalysts for the Jammu and Kashmir Bank share price target?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The key catalysts for the Jammu and Kashmir Bank share price target are business growth, asset quality, low valuation and guidance. Total business crossed Rs 3 lakh crore, with advances up 25.4 percent. Growth outside J&#038;K diversifies the book.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Where_can_I_track_Jammu_and_Kashmir_Bank_share_price_today_and_Jammu_and_Kashmir_Bank_share_price_target_updates\"><\/span><strong>Where can I track Jammu and Kashmir Bank share price today and Jammu and Kashmir Bank share price target updates?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> You can track the live Jammu and Kashmir Bank share price, results and any change to the Jammu and Kashmir Bank share price target on the Univest Screener and the Univest App. Download the Univest iOS App or Univest Android App for research from SEBI-registered analysts.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_Jammu_and_Kashmir_Banks_52-week_high_and_low\"><\/span><strong>What are Jammu and Kashmir Bank&#8217;s 52-week high and low?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Jammu and Kashmir Bank&#8217;s 52-week high is Rs 201.75 and its 52-week low is Rs 97.35, based on weekly NSE data. At Rs 139.40 the stock is 30.9 percent below the high and 43.2 percent above the low. Both levels frame the Jammu and Kashmir Bank share price target.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_to_buy_Jammu_and_Kashmir_Bank_shares\"><\/span><strong>How to buy Jammu and Kashmir Bank shares?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Open a demat account with a SEBI-registered broker such as Univest, search for J&#038;KBANK on the NSE or 532209 on the BSE, and place a limit order near your entry price, using the Jammu and Kashmir Bank share price target range as a guide. Size the position so a fall to Rs 72 is bearable, and check the live price on the Univest Screener first.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is the Jammu and Kashmir Bank share price target for 2026?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The Jammu and Kashmir Bank share price target for 2026 is Rs 128 to Rs 165 in the Univest base case, with a bull case of Rs 202 to Rs 243 and a bear case of Rs 72 to Rs 88. No brokerage target was available on the sources we track as of 7 October 2026, so these are Univest research scenarios. 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Consult a SEBI-registered advisor before investing.\"}},{\"@type\":\"Question\",\"name\":\"What are the key risks to the Jammu and Kashmir Bank share price target?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The key risks to the Jammu and Kashmir Bank share price target are margin pressure, falling casa, regional concentration and earnings reset. NIM slipped to 3.28 percent against a 3.5 percent target. Higher term deposit cost squeezes it.\"}},{\"@type\":\"Question\",\"name\":\"What are the key catalysts for the Jammu and Kashmir Bank share price target?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The key catalysts for the Jammu and Kashmir Bank share price target are business growth, asset quality, low valuation and guidance. Total business crossed Rs 3 lakh crore, with advances up 25.4 percent. Growth outside J&K diversifies the book.\"}},{\"@type\":\"Question\",\"name\":\"Where can I track Jammu and Kashmir Bank share price today and Jammu and Kashmir Bank share price target updates?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You can track the live Jammu and Kashmir Bank share price, results and any change to the Jammu and Kashmir Bank share price target on the Univest Screener and the Univest App. Download the Univest iOS App or Univest Android App for research from SEBI-registered analysts.\"}},{\"@type\":\"Question\",\"name\":\"What are Jammu and Kashmir Bank's 52-week high and low?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Jammu and Kashmir Bank's 52-week high is Rs 201.75 and its 52-week low is Rs 97.35, based on weekly NSE data. At Rs 139.40 the stock is 30.9 percent below the high and 43.2 percent above the low. Both levels frame the Jammu and Kashmir Bank share price target.\"}},{\"@type\":\"Question\",\"name\":\"How to buy Jammu and Kashmir Bank shares?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Open a demat account with a SEBI-registered broker such as Univest, search for J&KBANK on the NSE or 532209 on the BSE, and place a limit order near your entry price, using the Jammu and Kashmir Bank share price target range as a guide. 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