RBI MPC June 2026 decision (June 5, 10 AM IST): Repo rate HELD at 5.25%, neutral stance maintained. 5 key takeaways: (1) 3rd consecutive hold at 5.25% since Dec 2025 cut. (2) Neutral stance confirmed — no hike signal despite WPI 8.3% and Brent $95. (3) US-Iran war explicitly acknowledged as macro challenge by Governor Malhotra. (4) Bank Nifty +0.59% to 54,626 (live, post-decision), Nifty +0.23% to 23,469, Sensex +0.28% to 74,566. (5) August 2026 MPC is next key decision with 3 crude oil-driven scenarios. SDF 5.00%. MSF/Bank rate 5.50%. Total easing 125bps since Feb 2025. Rate-sensitive sectors: Banking +, NBFCs +, Real Estate +, Auto +. Full analysis on Univest.