YES Bank Share Price Today: Q4 FY26 Profit Jumps 45% and RoA Crosses 1% for the First Time, Is the Turnaround Complete?
- May 22, 2026
- Posted by: Kashish Aggarwal
- Category: News
The YES Bank share price stands at Rs 21.47 on 21 May 2026, trading 11.6 percent below its 52-week high of Rs 24.30. The bank reported its strongest weekly performance in over two years the week of 5 May 2026, rallying more than 13 percent after Q4 FY26 results showed net profit growth of 44.7 percent year on year. Return on Assets crossed 1 percent for the first time since the bank’s March 2020 reconstruction under the RBI-led rescue framework.
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YES Bank Q4 FY26 Results: The Key Numbers
- Q4 FY26 Net Profit: Rs 1,068 crore (+44.7% YoY from Rs 744.53 crore in Q4 FY25)
- Q4 FY26 NII: Rs 2,638 crore (+15.9% YoY, +7.0% QoQ)
- Q4 FY26 NIM: 2.7% (up 20 bps YoY, up 10 bps QoQ), lower deposit costs driving margin expansion
- Q4 FY26 RoA: 1.0% (vs 0.7% in Q4 FY25), first time at this level since March 2020 reconstruction
- Q4 FY26 RoE: 8.4% (vs 6.2% in Q4 FY25)
- Q4 FY26 Operating Profit: Rs 1,618 crore (+23.1% YoY, +31.2% QoQ)
- FY26 Net Profit: Rs 3,476 crore (+44.5% YoY)
- FY26 NII: Rs 9,776 crore (+9.3% YoY)
- Net Advances Q4: Rs 2,73,445 crore (+11.1% YoY, +6.2% QoQ)
- Retail disbursements: Up 41% YoY in Q4
- CASA Ratio: 35.1% (vs 34.3% in Q4 FY25)
- Basel III CAR: 15.4%
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Is the YES Bank Turnaround Complete?
The 1 percent RoA in Q4 FY26 is the most significant milestone for YES Bank since its reconstruction. Pre-crisis YES Bank ran at 1.8 to 2.0 percent RoA. Reaching 1 percent means the bank has crossed the profitability threshold that analysts associate with a sustainably viable private sector bank. Full-year RoA of 0.8 percent in FY26 versus 0.6 percent in FY25 shows the trend is directional and improving every quarter.
The YES Bank share price at Rs 21.47 is approximately 1.7 times book, a significant discount to HDFC Bank at 3.2 times, ICICI Bank at 3.8 times and Kotak Mahindra Bank at 3.5 times. This discount reflects the market’s ongoing caution about whether the next phase of growth (RoA from 1.0 to 1.3 to 1.5 percent in FY27 and FY28) can be executed. On 21 May 2026, YES Bank disclosed the outcomes of analyst and institutional investor meetings, with no unpublished sensitive information shared, a clean governance signal. Consult a SEBI-registered advisor before investing.
YES Bank Share Price Key Levels
- 21 May Close: Rs 21.47
- 52W High: Rs 24.30 | 52W Low: Rs 17.20
- Support: Rs 20.50 (May breakout base) | Rs 19.00
- Resistance: Rs 22.67 (recent swing high) | Rs 24.30 (52W high)
FAQs on YES Bank Share Price
What was YES Bank Q4 FY26 profit?
Ans. YES Bank Q4 FY26 net profit was Rs 1,068 crore, up 44.7% YoY. FY26 full-year net profit was Rs 3,476 crore (+44.5%). RoA reached 1.0% in Q4 FY26, the first time since the March 2020 reconstruction.
Is YES Bank share price a good buy at Rs 21?
Ans. YES Bank at Rs 21.47 trades at approximately 1.7 times book, a discount to private sector peers. With Q4 FY26 PAT +44.7% and RoA at 1.0%, the turnaround metrics are improving. The 52-week high is Rs 24.30. Consult a SEBI-registered advisor before investing.
Disclaimer: Investment in the share market is subject to risk. This article is for informational and educational purposes only and does not constitute investment advice. Verify all numbers before investing. Consult a SEBI-registered advisor before making investment decisions.