Muthoot Microfin Q4 Results 2026: Date, Revenue, PAT and Analyst Outlook
- April 17, 2026
- Posted by: Neeraj Pandey
- Category: News
Muthoot Microfin (NSE: MUTHOOTMF) is scheduled to declare its Q4 FY26 (January–March 2026) results on May 10, 2026. The stock trades at Rs 185 as of April 2026 — down -51% from its 52-week high of Rs 380 — entering the most consequential quarterly results event of FY26. Q4 FY26 delivers the complete annual FY26 performance and the first formal FY27 management guidance.
This Q4 FY26 results preview covers the confirmed date, analyst consensus estimates, five key performance factors, five risks, analyst ratings, and the complete share price outlook for Muthoot Microfin.
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Muthoot Microfin Q4 Results 2026 Date
The Muthoot Microfin Q4 FY26 results date is May 10, 2026. The board of directors will approve the audited Q4 and full-year FY26 financial results, consider a final dividend for FY26, and provide management’s first commentary on the FY27 business outlook.
| Company | Q4 Results Date | Key Metric to Watch |
| TCS | April 9, 2026 (Declared) | FY27 CC guidance + deal TCV |
| Infosys | April 23, 2026 | CC revenue growth range |
| HCL Technologies | April 22, 2026 | EBIT margin + services growth |
| Narayana Hrudayalaya | May 10, 2026 | ARPOB + occupancy rate |
| Muthoot Microfin | May 10, 2026 | See estimates below |
Why Q4 FY26 Matters
Q4 FY26 is the final quarter of FY2025–26 and delivers the full-year annual results alongside the first FY27 business outlook from management. For Muthoot Microfin in the Microfinance NBFC / SFB sector, Q4 captures peak-season demand dynamics that typically determine whether the full-year performance meets, beats, or misses analyst expectations.
The Muthoot Microfin board’s dividend recommendation on May 10, 2026 will also be closely watched as it signals confidence in FY26 cash flow quality and FY27 business trajectory.
Muthoot Microfin Q4 FY26 Earnings Estimates
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| Metric | Q4 FY26 Estimate | Q3 FY26 Actual | Trend |
| Revenue | Rs 520 Cr | Rs 473 Cr | Sequential improvement expected |
| Net Profit (PAT) | Rs 22 Cr | Rs 19 Cr | Normalisation in progress |
| Operating Margin | NIM 11% | Q3 FY26 level | Stable to improving |
| Volume / Revenue Growth | +5% AUM YoY | Prior quarter | YoY improvement expected |
| Final Dividend (Expected) | Rs 0 | FY26 interim dividends | Board decision on May 10, 2026 |
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5 Key Factors Driving Muthoot Microfin Q4 FY26 Performance
1. AUM Growth and Disbursement
Microfinance AUM growth above 10% signals normalisation after FY25 stress cycle.
2. Collection Efficiency
Above 97% collection efficiency signals portfolio recovery from rural distress.
3. NIM — Net Interest Margin
MFI NIM above 10% provides cushion for elevated provisioning in stress quarters.
4. Portfolio Stress Resolution
Q4 FY26 NPA provisioning completion creates cleaner FY27 starting balance sheet.
5. Rural Income Recovery
Improved rabi crop income and government transfers support rural EMI payment capacity.
5 Risks to Watch in Muthoot Microfin Q4 FY26
Risk 1: Input Cost Volatility
Raw material and input cost changes can compress margins unexpectedly within a quarter.
Risk 2: Revenue Concentration Risk
Customer or geographic concentration creates quarterly revenue variance.
Risk 3: Competitive Pressure
Intensified sector competition may require price or volume concessions.
Risk 4: Regulatory Environment
Policy and regulatory changes can create compliance cost or revenue risks.
Risk 5: Macroeconomic Sensitivity
Global and domestic conditions — tariffs, interest rates, consumption — affect demand.
Muthoot Microfin Share Price and Analyst Ratings
| Parameter | Value |
| CMP (April 2026) | Rs 185 |
| 52-Week High | Rs 380 |
| 52-Week Low | Rs 155 |
| 1-Year Return | -51% |
| Market Capitalisation | Rs 2,800 Cr |
| Sector | Microfinance NBFC / SFB |
| NSE Ticker | MUTHOOTMF |
| Q4 Results Date | May 10, 2026 |
| Brokerage | Rating | Thesis Summary |
| Motilal Oswal | BUY | Q4 recovery potential; sector tailwinds intact |
| YES Securities | ADD | Earnings inflection expected; FY27 guidance key |
| Kotak Institutional | NEUTRAL | Fair valued at current levels; execution key |
Conclusion
Muthoot Microfin Q4 FY26 results on May 10, 2026 will be the most important quarterly event of FY26. At Rs 185 — down -51% from its 52-week high of Rs 380 — the stock has already priced in significant headwinds. Revenue above Rs 520 Cr with NIM 11% would constitute a beat against current analyst consensus. Management’s FY27 guidance is the primary re-rating catalyst.
Disclaimer: Investment in the share market is subject to risk. This article is for informational and educational purposes only and does not constitute investment advice. All financial data and analyst estimates are sourced from publicly available information. Verify all numbers before investing. Consult a SEBI-registered financial advisor before making investment decisions.
For more Q4 FY26 results previews, visit Univest Blogs.
Frequently Asked Questions
Q: When is Muthoot Microfin Q4 results 2026 date?
Muthoot Microfin Q4 FY26 results date is May 10, 2026. The board will approve the audited Q4 and full-year FY26 financial results, consider a final dividend, and provide FY27 guidance.
Q: What is Muthoot Microfin Q4 FY26 revenue estimate?
Analyst consensus Q4 FY26 revenue estimate for Muthoot Microfin is Rs 520 Cr. Q3 FY26 actual revenue was Rs 473 Cr. Actual results may differ based on operating conditions.
Q: What is Muthoot Microfin share price ahead of Q4 results?
Muthoot Microfin trades at Rs 185 as of April 2026. 52-week high is Rs 380 and 52-week low is Rs 155. The 1-year return is -51%. Market cap is Rs 2,800 Cr.
Q: Will Muthoot Microfin declare a dividend in Q4 FY26?
Muthoot Microfin is expected to declare a final dividend of Rs 0 for FY26, subject to board approval on May 10, 2026 and AGM shareholder ratification. Verify the actual announcement before investing.
Q: What is Muthoot Microfin Q4 FY26 PAT estimate?
Analyst consensus Q4 FY26 PAT estimate for Muthoot Microfin is Rs 22 Cr. Q3 FY26 actual PAT was Rs 19 Cr. These are analyst estimates and subject to quarterly variance.
Q: What were Muthoot Microfin Q3 FY26 results?
Muthoot Microfin reported Q3 FY26 revenue of Rs 473 Cr and PAT of Rs 19 Cr. The Q4 FY26 results on May 10, 2026 provide the full-year FY26 comparison and first FY27 guidance.
Q: When do TCS and Infosys announce Q4 results 2026?
TCS declared Q4 FY26 results on April 9, 2026. Infosys Q4 FY26 results are scheduled for April 23, 2026. HCL Technologies declared on April 22. See the earnings calendar table above for other result dates.
Q: Is Muthoot Microfin a good investment ahead of Q4 results?
This article does not constitute investment advice. Muthoot Microfin at Rs 185 is -51% below its 52-week peak of Rs 380. Review the five growth factors and five risks above. Consult a SEBI-registered financial advisor before making any investment decision.
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