PB Fintech Q2 Results FY27: PAT Jumps 42.7% to Rs 192.45 Cr, Revenue Rs 2,177.71 Cr
- October 30, 2026
- Posted by: Harsh Piplani
- Category: Results
Quick Answer
PB Fintech Q2 Results FY27 were declared on 30 October 2026, and the quarterly results show revenue of Rs 2,177.71 Cr against Rs 1,613.55 Cr a year earlier, a YoY growth of 34.96%. Net profit stood at Rs 192.45 Cr compared with Rs 134.86 Cr in the same quarter last year, a rise of 42.7%. The figures cover the July to September 2026 quarter.
PB Fintech Ltd (POLICYBZR) Q2 Results FY27 announced on 30 October 2026, covering the company’s financial performance for the July to September quarter. The results date brought revenue of Rs 2,177.71 Cr and PAT of Rs 192.45 Cr, with revenue up 34.96% and PAT up 42.7% on a YoY basis. Our PB Fintech Q2 Results FY27 coverage reads those numbers line by line and sets them against the figures of the same quarter in the previous year.
This PB Fintech Q2 Results results analysis covers the financial highlights, the business drivers, the outlook and the risks that the disclosed data supports. Readers who track listed companies on NSE and BSE can use it as a quick reference, and the Financial Highlights table below is the place to start.
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PB Fintech Q2 Results FY27: Financial Highlights
| Metric | Q2 FY27 (Sep 26) | Q2 FY26 (Sep 25) | YoY Change |
|---|---|---|---|
| Revenue | Rs 2177.71 Cr | Rs 1613.55 Cr | +34.96% YoY |
| Net Profit (PAT) | Rs 192.45 Cr | Rs 134.86 Cr | +42.7% YoY |
Source: company filing for PB Fintech Q2 Results FY27, 30 October 2026. Figures in Rs Crore.
Key Takeaways from PB Fintech Q2 Results: What Stands Out
- Revenue of Rs 2,177.71 Cr was recorded for the quarter, higher than the Rs 1,613.55 Cr reported in the same quarter a year earlier.
- PAT of Rs 192.45 Cr compares with Rs 134.86 Cr last year, which makes the net profit increase 42.7% on a YoY basis.
- Revenue growth of 34.96% sits below the net profit growth, a spread that PB Fintech Q2 Results FY27 puts in front of readers immediately.
- A debt-to-assets ratio of 0.00 in FY26 is listed among the disclosed business factors for PB Fintech.
- Slower annual earnings growth in FY26 is one disclosed risk, and the performance analysis below takes up the YoY growth detail.
PB Fintech Q2 Results FY27: Performance Analysis
The numbers show a clear YoY expansion on both lines. Revenue moved from Rs 1,613.55 Cr to Rs 2,177.71 Cr, a gain of 34.96%, while net profit moved from Rs 134.86 Cr to Rs 192.45 Cr, a gain of 42.7%. That is the core of this results analysis.
Profit growth of 42.7% ran ahead of revenue growth of 34.96%, so each rupee of sales carried a larger profit in the July to September 2026 quarter than in the same quarter last year. The PB Fintech Q2 Results data confirms this direction. It does not establish the specific cause of the gap.
Investors will track the next quarterly results to see whether the pace of YoY growth holds on revenue and net profit. The Univest Screener lets readers line up such YoY growth figures for many listed companies, and the business factors below carry the analysis forward.
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Key Business Factors This Quarter
Revenue Growth – The results analysis points first to revenue, which grew 35.0% year on year to Rs 2,177.71 Cr in the latest quarter. This top-line figure is the largest disclosed factor behind the quarter and the base for the profit comparison.
Net Profit Growth – Net profit rose 42.7% year on year to Rs 192.45 Cr. In PB Fintech Q2 Results FY27, this is the second disclosed factor, and it shows profit growing faster than revenue across the same July to September period.
Debt Position – The company is almost debt free, with a debt-to-assets ratio of 0.00 in FY26. This balance sheet fact sits alongside the quarterly results and frames how the profit figures can be read.
FY27 Outlook After PB Fintech Q2 Results
FY27 full-year results will depend on the quarters still to be declared, and no management guidance is part of the declared figures. The PB Fintech Q2 Results FY27 numbers therefore serve as one data point in a year that is still in progress for PB Fintech.
The net profit of Rs 192.45 Cr and the revenue of Rs 2,177.71 Cr give a reference for what later quarters will be measured against. Another results analysis, written once the third quarter is declared, can test whether the growth rates seen now continue. The risks below are the points to watch.
Key Risks to Watch After PB Fintech Q2 Results FY27
Slower Annual Earnings Growth
Annual earnings growth slowed to 88.8% in FY26 from 418.2% in FY25. After PB Fintech Q2 Results FY27, readers can weigh this slowdown in the yearly pace against the quarterly gains in revenue and net profit.
Return on Equity Below 15%
Return on equity of 10.51% in FY26 is below 15%. This is a full-year measure, and it gives context to the YoY growth seen in the latest quarter without changing the quarterly figures.
Return on Capital Employed Below 15%
Return on capital employed of 10.84% in FY26 is below 15%. Together with the return on equity figure, it marks the efficiency measures that investors may follow alongside later quarterly results.
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Conclusion
PB Fintech Q2 Results FY27 show revenue of Rs 2,177.71 Cr and net profit of Rs 192.45 Cr, up 34.96% and 42.7% YoY. The PB Fintech Q2 Results data gives readers a factual base for the quarterly results, and investors should consult a SEBI-registered advisor before acting on it.
Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice. Research Analyst: Uniresearch Global Pvt. Ltd., SEBI Registration No. INH000013776.
Frequently Asked Questions on PB Fintech Q2 Results FY27
What are PB Fintech Q2 Results FY27?
Ans. PB Fintech Q2 Results FY27 are the quarterly results PB Fintech declared on 30 October 2026 for July to September 2026, with revenue of Rs 2,177.71 Cr, while the Quick Answer section above gives the full summary.
What is the results date for PB Fintech Q2 Results FY27?
Ans. The results date for PB Fintech Q2 Results FY27 is 30 October 2026, when PB Fintech declared its July to September 2026 quarter, so every figure in the Financial Highlights table comes from that filing.
What revenue was reported in PB Fintech Q2 Results FY27?
Ans. PB Fintech reported revenue of Rs 2,177.71 Cr in PB Fintech Q2 Results FY27, compared with Rs 1,613.55 Cr a year earlier, which means the Performance Analysis section shows a 34.96% rise.
What net profit was reported in PB Fintech Q2 Results FY27?
Ans. PB Fintech reported net profit of Rs 192.45 Cr in PB Fintech Q2 Results FY27, against Rs 134.86 Cr in the same quarter last year, so the Key Takeaways section records a 42.7% increase.
How much YoY growth did revenue show in PB Fintech Q2 Results FY27?
Ans. Revenue showed YoY growth of 34.96% in PB Fintech Q2 Results FY27, rising from Rs 1,613.55 Cr to Rs 2,177.71 Cr, while net profit grew faster, as the Financial Highlights table shows.
Did net profit rise or fall in PB Fintech Q2 Results?
Ans. Net profit rose in PB Fintech Q2 Results, reaching Rs 192.45 Cr from Rs 134.86 Cr a year earlier, which means the 42.7% increase is the key figure discussed in the Performance Analysis section.
How did net profit growth compare with revenue growth in PB Fintech Q2 Results FY27?
Ans. Net profit grew 42.7% in PB Fintech Q2 Results FY27 while revenue grew 34.96%, so profit expanded at a faster YoY pace than sales, as the Performance Analysis section explains in more detail.
What business factors shaped PB Fintech Q2 Results FY27?
Ans. The disclosed factors in PB Fintech Q2 Results FY27 are revenue growth of 35.0%, net profit growth of 42.7% and a debt-to-assets ratio of 0.00, covered in the Key Business Factors section.
What are the key risks after PB Fintech Q2 Results FY27?
Ans. The risks after PB Fintech Q2 Results FY27 are annual earnings growth slowing to 88.8% in FY26 from 418.2% in FY25, and return on equity and capital employed both sitting below 15%, as the Key Risks section details.
What is the outlook after PB Fintech Q2 Results?
Ans. The outlook after PB Fintech Q2 Results rests on later quarters, since FY27 full-year results will depend on subsequent quarterly disclosures, which means the Outlook section avoids any guidance beyond the figures declared.
Which quarter do PB Fintech Q2 Results cover?
Ans. PB Fintech Q2 Results cover the July to September 2026 quarter, the second quarter of FY27, and the results were declared on 30 October 2026, so the Quick Answer section sets out the comparison with last year.
Where can I find the complete PB Fintech Q2 Results FY27 data?
Ans. The complete PB Fintech Q2 Results FY27 data, including revenue, net profit and YoY change, sits in the Financial Highlights table above, while the Univest Screener and Univest app let readers compare other quarterly results.
