The Karnataka Bank Q2 Results FY27: PAT Jumps 36.54% to Rs 435.86 Cr, Revenue Rs 2,793.96 Cr, PAT Rs 435.86 Cr
- October 28, 2026
- Posted by: Harsh Piplani
- Category: Results
Quick Answer
The Karnataka Bank Q2 Results FY27 were declared on 28 October 2026 on a consolidated basis. Revenue grew 10.76% YoY to Rs 2,793.96 Cr, and net profit rose 36.54% to Rs 435.86 Cr from Rs 319.22 Cr. These quarterly results show YoY growth in both lines, with profit growing faster than revenue.
The Karnataka Bank Ltd (KTKBANK) Q2 Results FY27 announced on 28 October 2026, covering the company’s financial performance for the July to September quarter. The results date brought Consolidated revenue of Rs 2,793.96 Cr against Rs 2,522.58 Cr a year earlier, and PAT of Rs 435.86 Cr against Rs 319.22 Cr. The Karnataka Bank Q2 Results FY27 are consolidated results, so every figure below follows that basis.
This results analysis of The Karnataka Bank Q2 Results walks through the financial highlights, business drivers, outlook and risks. Univest readers can start with the Financial Highlights table, which places the current quarter next to the same quarter of last year. Each section then hands over to the next, moving from the headline numbers to the drivers, the outlook, the risks and the FAQs.
Click Here – Get Free Investment Predictions
The Karnataka Bank Q2 Results FY27: Financial Highlights
| Metric | Q2 FY27 (Sep 26) | Q2 FY26 (Sep 25) | YoY Change |
|---|---|---|---|
| Revenue | Rs 2793.96 Cr | Rs 2522.58 Cr | +10.76% YoY |
| Net Profit (PAT) | Rs 435.86 Cr | Rs 319.22 Cr | +36.54% YoY |
Source: company filing for The Karnataka Bank Q2 Results FY27, 28 October 2026. Figures in Rs Crore, Consolidated basis.
Key Takeaways from The Karnataka Bank Q2 Results: What Stands Out
- Revenue: consolidated revenue grew 10.76% YoY to Rs 2,793.96 Cr, compared with Rs 2,522.58 Cr in the same quarter a year ago.
- Net profit: net profit rose 36.54% YoY to Rs 435.86 Cr, up from Rs 319.22 Cr a year earlier.
- Net profit margin: the margin improved to 15.6% from 12.7% in the comparison quarter, which shows profit growing faster than revenue.
- Return on equity: the FY26 ratio of 10.82% sits below the 15% mark and is lower than the 11.61% of FY25.
- Next step: The Karnataka Bank Q2 Results FY27 now lead into the performance analysis, which sets revenue and profit side by side.
The Karnataka Bank Q2 Results FY27: Performance Analysis
The results analysis shows both lines moving up. Consolidated revenue of Rs 2,793.96 Cr was 10.76% above the Rs 2,522.58 Cr reported a year earlier, and net profit of Rs 435.86 Cr was 36.54% above Rs 319.22 Cr. That YoY growth in profit is more than three times the pace of revenue growth.
The Karnataka Bank Q2 Results FY27 also show a net profit margin of 15.6%, against 12.7% in the comparison quarter. Higher revenue and a wider margin together explain the arithmetic of the profit gain, although the figures confirm these quarterly results without stating a specific operating cause. The Financial Highlights table is the quickest place to confirm each of these figures against the prior-year column.
Anyone tracking The Karnataka Bank Q2 Results can use the Univest Screener to line these numbers up against other declared companies. The next filings will show whether profit growth keeps pace with revenue, which is where the results analysis turns to the business factors.
Check the Univest Screener for live results data
Key Business Factors This Quarter
Revenue growth – The results analysis points to three business factors, and revenue growth leads. Revenue grew 10.8% year on year to Rs 2,793.96 Cr in the latest quarter, the top-line anchor of The Karnataka Bank Q2 Results FY27.
Net profit growth – Net profit rose 36.5% year on year to Rs 435.86 Cr. This is the largest percentage move among the quarterly results, and it ran well ahead of the revenue change.
Margin improvement – Net profit margin improved to 15.6% from 12.7% in the comparison quarter. A higher margin means more of each rupee of revenue reached net profit, which leads into the FY27 outlook.
FY27 Outlook After The Karnataka Bank Q2 Results
The FY27 outlook will be shaped by the quarters still to be reported, and full-year results will depend on how revenue and profit move in each one. The Karnataka Bank Q2 Results FY27 supply one quarter of that picture, with revenue up 10.76% YoY and net profit up 36.54%. For that reason this section stays with the supplied numbers and avoids any guidance.
For this results analysis, the numbers to carry forward are net profit of Rs 435.86 Cr and a margin of 15.6%. Later filings seen on the Univest app will show whether the YoY gains hold across the year, which brings the focus to the risks. Margins and return ratios are also worth watching, because they show how efficiently each rupee of revenue turns into profit.
Key Risks to Watch After The Karnataka Bank Q2 Results FY27
Lower return on equity
Return on equity declined to 10.82% in FY26 from 11.61% in FY25. After The Karnataka Bank Q2 Results FY27, this full-year ratio is the first return measure investors will compare with the strong quarterly profit gain. A full-year return of this size gives context to the quarter without changing the quarterly figures.
Return on equity below 15%
Return on equity of 10.82% in FY26 is below 15%. This sits alongside the YoY growth in quarterly profit and shows that the full-year return ratio is still under that threshold. Future filings will show how that full-year ratio develops alongside quarterly profit.
Download the Univest iOS App or Univest Android App to track quarterly results as they are declared.
Conclusion
The Karnataka Bank Q2 Results FY27 show consolidated revenue up 10.76% YoY and net profit up 36.54%. Together, these quarterly results give readers the verified figures declared on 28 October 2026. The complete detail of The Karnataka Bank Q2 Results sits in the Financial Highlights table above. Investors should consult a SEBI-registered advisor before acting.
Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice. Research Analyst: Uniresearch Global Pvt. Ltd., SEBI Registration No. INH000013776.
Frequently Asked Questions on The Karnataka Bank Q2 Results FY27
What are The Karnataka Bank Q2 Results FY27?
Ans. The Karnataka Bank Q2 Results FY27 cover the July to September 2026 quarter on a Consolidated basis, with revenue of Rs 2,793.96 Cr and net profit of Rs 435.86 Cr, as summarised in the Quick Answer.
What is the results date for The Karnataka Bank Q2 Results FY27?
Ans. The results date for The Karnataka Bank was 28 October 2026, when the company declared its Q2 FY27 numbers, so the opening paragraphs and the Financial Highlights table reflect that single filing.
What revenue was reported in The Karnataka Bank Q2 Results FY27?
Ans. The Karnataka Bank reported consolidated revenue of Rs 2,793.96 Cr for Q2 FY27, compared with Rs 2,522.58 Cr a year earlier, so revenue was higher as the Performance Analysis explains.
What net profit was reported in The Karnataka Bank Q2 Results FY27?
Ans. Net profit for The Karnataka Bank in Q2 FY27 was Rs 435.86 Cr, compared with Rs 319.22 Cr in the same quarter last year, which means profit moved higher as Key Takeaways notes.
How much YoY growth did revenue show in The Karnataka Bank Q2 Results FY27?
Ans. Revenue showed YoY growth of 10.76% in The Karnataka Bank Q2 FY27 quarter, alongside a 36.54% rise in net profit, so profit grew faster than revenue as the Performance Analysis shows.
Did net profit rise or fall in The Karnataka Bank Q2 Results?
Ans. The Karnataka Bank Q2 Results show net profit rising 36.54% YoY to Rs 435.86 Cr, while revenue rose 10.76%, so the gain came with higher sales, as covered under Key Business Factors.
What was the net profit margin in The Karnataka Bank Q2 Results FY27?
Ans. Net profit margin was 15.6% in the quarter, compared with 12.7% in the comparison quarter, which means the margin improved, as set out in the Key Business Factors section.
Are The Karnataka Bank Q2 Results consolidated results or standalone results?
Ans. The Karnataka Bank Q2 Results are consolidated results, as declared on 28 October 2026, so every figure in the Financial Highlights table and the analysis follows the Consolidated basis.
What business factors shaped The Karnataka Bank Q2 Results FY27?
Ans. Revenue growth of 10.8%, net profit growth of 36.5% and a margin of 15.6% against 12.7% shaped the narrative, so these appear in the Key Business Factors section.
What are the key risks after The Karnataka Bank Q2 Results FY27?
Ans. The key risks are a return on equity that declined to 10.82% from 11.61% and sits below 15%, which means the Key Risks section focuses on return ratios.
What is the outlook after The Karnataka Bank Q2 Results?
Ans. After The Karnataka Bank Q2 Results, FY27 full-year results will depend on the quarters still to be reported, so the Outlook section sticks to arithmetic from the figures and avoids any forecast.
Where can I find the complete The Karnataka Bank Q2 Results FY27 data?
Ans. The complete data sits in the Financial Highlights table above, which compares this quarter with the same quarter last year, and other declared companies can be compared on the Univest Screener.
