IDFC First Bank Q2 Results FY27: PAT Jumps 201.66%, Revenue Rs 14,228.46 Cr, PAT Rs 1,049.17 Cr
- October 26, 2026
- Posted by: Harsh Piplani
- Category: Results
Quick Answer
IDFC First Bank Q2 Results FY27 were declared on 24 October 2026, with revenue of Rs 14,228.46 Cr against Rs 11,828.41 Cr a year earlier, a YoY growth of 20.29%. Net profit for the quarter stood at Rs 1,049.17 Cr, up 201.66% from Rs 347.8 Cr in the same quarter last year. These quarterly results cover the July to September 2026 period. Investors will now watch whether profit stays near this level in the coming quarters, given an 8.6% dip from the previous quarter.
IDFC First Bank Ltd (IDFCFIRSTB) Q2 Results FY27 announced on 24 October 2026, covering the company’s financial performance for the July to September quarter. The results date brought revenue of Rs 14,228.46 Cr, an increase of Rs 2,400.05 Cr over the same quarter of the previous year. Within IDFC First Bank Q2 Results FY27, PAT rose to Rs 1,049.17 Cr from Rs 347.8 Cr, an increase of Rs 701.37 Cr. Both lines moved higher on a YoY basis, with profit growing far faster than revenue.
This results analysis of IDFC First Bank Q2 Results covers the financial highlights, the business drivers disclosed for the quarter, the FY27 outlook and the key risks to track. Readers who follow the stock on the Univest app can keep these figures in view, and the review begins with the Financial Highlights below.
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IDFC First Bank Q2 Results FY27: Financial Highlights
| Metric | Q2 FY27 (Sep 26) | Q2 FY26 (Sep 25) | YoY Change |
|---|---|---|---|
| Revenue | Rs 14228.46 Cr | Rs 11828.41 Cr | +20.29% YoY |
| Net Profit (PAT) | Rs 1049.17 Cr | Rs 347.8 Cr | +201.66% YoY |
Source: company filing for IDFC First Bank Q2 Results FY27, 24 October 2026. Figures in Rs Crore.
Key Takeaways from IDFC First Bank Q2 Results: What Stands Out
- Revenue at Rs 14,228.46 Cr: IDFC First Bank Q2 Results FY27 show revenue YoY growth of 20.29% from Rs 11,828.41 Cr a year ago.
- Net profit at Rs 1,049.17 Cr: net profit rose 201.66% YoY from Rs 347.8 Cr in the July to September 2025 quarter.
- Profit ahead of revenue: profit growth ran well ahead of the 20.29% revenue increase, taking the net profit margin to 7.4% from 2.9%.
- Sequential dip of 8.6%: quarterly profit was lower than the previous quarter’s Rs 1,147.82 Cr, a figure worth tracking in later filings.
- What comes next: the performance analysis below sets this quarter’s revenue and profit trajectory against the last five quarters of reported profit.
IDFC First Bank Q2 Results FY27: Performance Analysis
The performance analysis shows IDFC First Bank growing revenue by 20.29% YoY to Rs 14,228.46 Cr while net profit rose 201.66% to Rs 1,049.17 Cr. That gap means profit expanded far faster than the top line during the quarter. As a result, IDFC First Bank Q2 Results FY27 record a net profit margin of 7.4%, compared with 2.9% in the same quarter last year.
In absolute terms, revenue added Rs 2,400.05 Cr over the year while net profit added Rs 701.37 Cr. For investors, IDFC First Bank Q2 Results put the focus on whether this wider profit base continues through the rest of the year. These quarterly results are read here through the business factors the company disclosed for the period.
For later disclosures, IDFC First Bank Q2 Results FY27 will be compared with a five-quarter net profit range of Rs 330.64 Cr to Rs 1,147.82 Cr. This quarter’s Rs 1,049.17 Cr sits in the upper part of that range, though it remains below the previous quarter. The high YoY growth is therefore one part of the picture, which is where the results analysis turns to the business factors.
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Key Business Factors This Quarter
Revenue Growth of 20.3% – The results analysis points to revenue growth as the first factor, with revenue rising 20.3% year on year to Rs 14,228.46 Cr. This larger revenue base set the scale for every profit figure reported in the quarter.
Net Profit Rise of 201.7% – Net profit rose 201.7% year on year to Rs 1,049.17 Cr, the largest single move in IDFC First Bank Q2 Results FY27. The rise in profit was many times larger than the rise in revenue over the same period.
Net Profit Margin at 7.4% – Net profit margin rose to 7.4% from 2.9% in the comparison quarter, so a larger share of revenue reached the bottom line in these quarterly results. This margin level is the link to the full-year outlook.
FY27 Outlook After IDFC First Bank Q2 Results
The FY27 outlook will depend on how IDFC First Bank reports in the remaining quarters of the fiscal year, and on how net profit compares with the Rs 1,049.17 Cr recorded in this quarter. The previous quarter’s Rs 1,147.82 Cr and this quarter’s figure together set the reference points that the next two filings will be measured against.
Within this results analysis, IDFC First Bank Q2 Results FY27 provide a clear checkpoint in revenue YoY growth of 20.29% and a net profit margin of 7.4%. Investors tracking the company on the Univest Screener can compare each new quarter with these levels. The points most worth monitoring from here are set out in the key risks below.
Key Risks to Watch After IDFC First Bank Q2 Results FY27
Low Return on Equity
The first of the key risks is return on equity, which was low at 3.78% in FY26. Investors will watch whether the higher profit seen in IDFC First Bank Q2 Results FY27 carries through to a better full-year return ratio in later annual figures.
Volatile Quarterly Profit
Quarterly net profit has been volatile, ranging from Rs 330.64 Cr to Rs 1,147.82 Cr over the last five quarters. This spread means a single quarter of high YoY growth does not by itself show a stable profit path for the company.
Sequential Profit Decline
Net profit was down 8.6% quarter on quarter from Rs 1,147.82 Cr, even as the year-on-year comparison rose sharply. The next quarterly disclosure will show whether this sequential dip continues, a point the conclusion returns to.
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Conclusion
IDFC First Bank Q2 Results FY27, declared on the 24 October 2026 results date, show revenue of Rs 14,228.46 Cr and net profit of Rs 1,049.17 Cr, rising 20.29% and 201.66% YoY respectively. These quarterly results also carry an 8.6% sequential dip in profit and a low FY26 return on equity. Taken together, IDFC First Bank Q2 Results give investors a clear set of figures to monitor over the coming quarters, and investors should consult a SEBI-registered advisor before acting.
Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice. Research Analyst: Uniresearch Global Pvt. Ltd., SEBI Registration No. INH000013776.
Frequently Asked Questions on IDFC First Bank Q2 Results FY27
What are IDFC First Bank Q2 Results FY27?
Ans. IDFC First Bank Q2 Results FY27 cover the July to September quarter, with revenue of Rs 14,228.46 Cr and net profit of Rs 1,049.17 Cr. Alongside this, the Quick Answer gives both YoY moves.
What is the results date for IDFC First Bank Q2 Results FY27?
Ans. IDFC First Bank announced its quarterly results on 24 October 2026 for the July to September quarter. This results date is the filing cited in the opening paragraphs, where revenue and PAT first appear.
What revenue was reported in IDFC First Bank Q2 Results FY27?
Ans. IDFC First Bank reported revenue of Rs 14,228.46 Cr, against Rs 11,828.41 Cr in the same quarter last year. This is an increase of Rs 2,400.05 Cr, as the Performance Analysis shows.
What net profit was reported in IDFC First Bank Q2 Results FY27?
Ans. IDFC First Bank Q2 Results FY27 show net profit of Rs 1,049.17 Cr, against Rs 347.8 Cr a year earlier. That is a rise of Rs 701.37 Cr, which Key Takeaways places beside the revenue move.
How much YoY growth did revenue show in IDFC First Bank Q2 Results FY27?
Ans. IDFC First Bank revenue showed YoY growth of 20.29% to Rs 14,228.46 Cr. Compared with this, net profit grew 201.66%, a gap explained in the Performance Analysis section.
Did net profit rise or fall in IDFC First Bank Q2 Results?
Ans. IDFC First Bank Q2 Results show net profit rose 201.66% YoY to Rs 1,049.17 Cr from Rs 347.8 Cr. Alongside this, profit was 8.6% below the previous quarter, as Key Risks to Watch notes.
What was the net profit margin in IDFC First Bank Q2 Results FY27?
Ans. IDFC First Bank recorded a 7.4% net profit margin in the quarter, up from 2.9% a year earlier. This means a larger share of revenue reached net profit, as the results analysis of business factors explains.
How did net profit in IDFC First Bank Q2 Results compare with the previous quarter?
Ans. IDFC First Bank net profit of Rs 1,049.17 Cr was 8.6% below the previous quarter’s Rs 1,147.82 Cr. So the large year-on-year rise sits alongside a sequential dip, which the Key Risks section tracks.
What business factors shaped IDFC First Bank Q2 Results FY27?
Ans. IDFC First Bank’s quarter was shaped by 20.3% revenue growth, a 201.7% rise in net profit and a 7.4% net profit margin. So the Key Business Factors section sets out these three drivers one by one.
What are the key risks after IDFC First Bank Q2 Results FY27?
Ans. The key risks for IDFC First Bank are a low 3.78% return on equity in FY26, volatile quarterly net profit and an 8.6% sequential dip. Alongside this, Key Risks gives the five-quarter profit range.
What is the outlook after IDFC First Bank Q2 Results?
Ans. The outlook for IDFC First Bank depends on how the remaining FY27 quarters compare with this quarter’s net profit of Rs 1,049.17 Cr. So the FY27 Outlook section treats this quarter as the reference point.
Where can I find the complete IDFC First Bank Q2 Results FY27 data?
Ans. The complete IDFC First Bank quarterly data, including revenue and net profit, sits in the Financial Highlights table above. Alongside this, the Univest Screener lets investors track later quarterly results from the next results date onward.
