CSB Bank Q2 Results FY27: Net Profit Up 13.96%, Revenue Rs 1,612.48 Cr, PAT Rs 182.72 Cr
- October 26, 2026
- Posted by: Harsh Piplani
- Category: Results
Quick Answer
CSB Bank Q2 Results FY27 were declared on 23 October 2026, with revenue of Rs 1,612.48 Cr against Rs 1,458.36 Cr a year earlier, a YoY growth of 10.57%. Net profit rose 13.96% to Rs 182.72 Cr from Rs 160.33 Cr, so profit grew faster than revenue. These quarterly results cover the July to September 2026 period.
CSB Bank Ltd (CSBBANK) Q2 Results FY27 announced on 23 October 2026, covering the company’s financial performance for the July to September quarter. Revenue stood at Rs 1,612.48 Cr and net profit at Rs 182.72 Cr for the quarter, with both lines growing at double-digit rates. The CSB Bank Q2 Results FY27 compare each figure with the same quarter last year, as filed on the results date of 23 October 2026.
This CSB Bank Q2 Results report is a results analysis of the July to September quarter against the same quarter of FY26. It covers the financial highlights, the business factors in the numbers, the outlook for the rest of FY27 and the risks to track next, starting with the Financial Highlights below.
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CSB Bank Q2 Results FY27: Financial Highlights
| Metric | Q2 FY27 (Sep 26) | Q2 FY26 (Sep 25) | YoY Change |
|---|---|---|---|
| Revenue | Rs 1612.48 Cr | Rs 1458.36 Cr | +10.57% YoY |
| Net Profit (PAT) | Rs 182.72 Cr | Rs 160.33 Cr | +13.96% YoY |
Source: company filing for CSB Bank Q2 Results FY27, 23 October 2026. Figures in Rs Crore.
Key Takeaways from CSB Bank Q2 Results: What Stands Out
- Revenue rose to Rs 1,612.48 Cr, from Rs 1,458.36 Cr in the same quarter last year, a YoY growth of 10.57%.
- Net profit increased to Rs 182.72 Cr from Rs 160.33 Cr, a rise of 13.96% in the CSB Bank Q2 Results FY27.
- Net profit margin edged up to about 11.3%, against roughly 11.0% a year earlier, as profit grew faster than revenue.
- Earnings on each share have grown since FY22, rising from Rs 26.43 to Rs 36.50 by FY26.
- Return on equity was 14.08% in FY26, which the performance analysis below sets beside the quarter’s growth.
CSB Bank Q2 Results FY27: Performance Analysis
The CSB Bank Q2 Results FY27 show revenue of Rs 1,612.48 Cr and net profit of Rs 182.72 Cr for July to September 2026. Revenue was higher by Rs 154.12 Cr than a year earlier, and net profit added Rs 22.39 Cr. Double-digit growth on both lines, with profit slightly ahead, is the main point of this results analysis.
On YoY growth, revenue rose 10.57% and net profit 13.96%. Because profit grew faster, the net margin moved up to about 11.3% from roughly 11.0%, so a little more of each rupee of revenue reached the bottom line. For readers of the CSB Bank Q2 Results, the gap between the two growth rates is small but points the right way.
Across the quarterly results, this quarter adds to a longer record of rising earnings, with earnings on each share up from Rs 26.43 in FY22 to Rs 36.50 in FY26. Later filings in the CSB Bank Q2 Results FY27 series will show whether growth holds at this pace. The Univest Screener helps compare these numbers with other private banks by results date, and that comparison leads into the business factors.
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Key Business Factors This Quarter
Revenue Growth – The results analysis points first to revenue, which grew 10.6% year on year to Rs 1,612.48 Cr in the latest quarter. That rise of Rs 154.12 Cr is the base on which the faster profit growth in the CSB Bank Q2 Results FY27 was built.
Net Profit Growth – Net profit rose 14.0% year on year to Rs 182.72 Cr. In these quarterly results, the bottom line grew faster than revenue, which lifted the net margin to about 11.3%.
Longer-Term Earnings Growth – Earnings on each share have grown from Rs 26.43 in FY22 to Rs 36.50 in FY26. The supplied data confirms this multi-year record but does not establish a specific cause for this quarter’s growth.
FY27 Outlook After CSB Bank Q2 Results
The CSB Bank Q2 Results give the second half of FY27 a base of Rs 1,612.48 Cr in quarterly revenue and Rs 182.72 Cr in net profit. No management guidance came with the filing, so this results analysis does not project full-year numbers. The FY27 total will depend on the two remaining quarters and on whether growth holds.
In the results analysis that follows the CSB Bank Q2 Results FY27, the useful test is whether net profit keeps growing faster than revenue in the October to December quarter. Investors following the stock on the Univest app can track each quarterly filing as it arrives, and the risks below set out what could change that picture.
Key Risks to Watch After CSB Bank Q2 Results FY27
Lower Return on Equity
Return on equity declined to 14.08% in FY26 from 15.01% in FY25. The CSB Bank Q2 Results FY27 show growth, but the full-year ratio moved down, so investors can compare it again when FY27 figures are filed.
Return on Equity Below 15%
Return on equity of 14.08% in FY26 is below 15%. That level is moderate for a bank, so YoY growth in profit would need to continue for the ratio to move back up.
Moderate Earnings Growth Rate
Earnings on each share grew only 8.4% a year from FY22 to FY26. This quarter’s 13.96% rise in profit is faster than that pace, and the full-year figure will show whether it lasts.
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Conclusion
The CSB Bank Q2 Results FY27 show revenue of Rs 1,612.48 Cr, a YoY growth of 10.57%, and net profit of Rs 182.72 Cr, up 13.96% from a year earlier. These quarterly results show steady growth with profit slightly ahead of sales. Readers of the CSB Bank Q2 Results should still weigh the lower FY26 return on equity. Investors should consult a SEBI-registered advisor before acting.
Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice. Research Analyst: Uniresearch Global Pvt. Ltd., SEBI Registration No. INH000013776.
Frequently Asked Questions on CSB Bank Q2 Results FY27
What are CSB Bank Q2 Results FY27?
Ans. CSB Bank Q2 Results FY27 show revenue of Rs 1,612.48 Cr and net profit of Rs 182.72 Cr for July to September 2026, and the opening section of this article puts both figures side by side.
What is the results date for CSB Bank Q2 Results FY27?
Ans. The results date for CSB Bank Q2 Results FY27 was 23 October 2026, when the board approved the quarterly results. The opening paragraphs explain the quarter covered, so readers can match it to the Financial Highlights table.
What revenue was reported in CSB Bank Q2 Results FY27?
Ans. CSB Bank reported revenue of Rs 1,612.48 Cr for the July to September quarter, compared with Rs 1,458.36 Cr in the same quarter last year, which the Financial Highlights table sets out line by line.
What net profit was reported in CSB Bank Q2 Results FY27?
Ans. CSB Bank reported net profit of Rs 182.72 Cr for the quarter, compared with Rs 160.33 Cr in the same quarter last year, which the Key Takeaways section covers in more detail.
How much YoY growth did revenue show in CSB Bank Q2 Results FY27?
Ans. Revenue showed YoY growth of 10.57%, rising from Rs 1,458.36 Cr to Rs 1,612.48 Cr. Alongside this, the Performance Analysis section compares that revenue increase with the slightly faster rise in net profit.
Did net profit rise or fall in CSB Bank Q2 Results?
Ans. CSB Bank Q2 Results show net profit rose 13.96% to Rs 182.72 Cr from Rs 160.33 Cr, which the Performance Analysis section links to a net margin of about 11.3%.
What was the net profit margin in CSB Bank Q2 Results FY27?
Ans. Net profit margin was about 11.3% in the July to September quarter, compared with roughly 11.0% a year earlier, so the Key Takeaways section lists it beside revenue and net profit.
How much did net profit increase in CSB Bank Q2 Results FY27?
Ans. Net profit increased by Rs 22.39 Cr, from Rs 160.33 Cr to Rs 182.72 Cr in the July to September quarter, and the Performance Analysis section sets this beside the Rs 154.12 Cr rise in revenue.
What business factors shaped CSB Bank Q2 Results FY27?
Ans. CSB Bank Q2 Results FY27 were shaped by revenue growth of 10.6%, net profit growth of 14.0% and a multi-year rise in earnings on each share, as listed in the Key Business Factors section.
What are the key risks after CSB Bank Q2 Results FY27?
Ans. The key risks are return on equity falling to 14.08% in FY26, a ratio still below 15% and an 8.4% yearly growth rate in per-share earnings, as covered in the Key Risks section.
What is the outlook after CSB Bank Q2 Results?
Ans. Without guidance in the filing, the FY27 outlook rests on the October to March quarters, which is why the Outlook section names the figures from this quarter worth tracking.
Where can I find the complete CSB Bank Q2 Results FY27 data?
Ans. The complete CSB Bank Q2 Results FY27 figures appear in the Financial Highlights table in this article, and the Univest Screener lets investors compare these quarterly results with other companies by results date.
