Is Bajaj Finserv the Best Stock in Its Sector? A Look at the Numbers

Bajaj Finserv CMP Rs 1,718 (12 Oct 2026). Market cap Rs 2,78,326 Cr. ROE 12.58%. P/E 13.49x versus Industry P/E 17.58x.

Is Bajaj Finserv the best stock in its sector? The stock trades on the NSE at Rs 1,718 as of 12 October 2026, within its 52-week range of Rs 1,597.00 to Rs 2,195.00. Bajaj Finserv Ltd, headquartered in Pune, is the financial services holding company of the Bajaj group, with interests in lending through Bajaj Finance and in general and life insurance.

Bajaj Finserv sits in the Finance sector, and its 12.58% ROE and 13.49x P/E give a starting point for judging where it stands against comparable listed names. The rest of this article compares those numbers against verified peers and the sector’s Industry P/E benchmark.

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About Bajaj Finserv

Bajaj Finserv Ltd, headquartered in Pune, is the financial services holding company of the Bajaj group, with interests in lending through Bajaj Finance and in general and life insurance. Its businesses span lending and insurance under one listed holding company. The stock trades about 22 percent below its 52-week high and about 8 percent above its 52-week low. At a market capitalisation of Rs 2,78,326 Cr, it is tracked as part of the Finance sector on Univest.

Is Bajaj Finserv the Best Stock in Its Sector?

Bajaj Finserv makes its case as the best stock in its sector primarily on valuation relative to its Industry P/E, combining a 12.58% ROE with a 13.49x P/E against the sector’s 17.58x Industry P/E. Bajaj Finserv’s 13.49x P/E is below the 17.58x Industry P/E and comes with a 12.58% ROE, while a debt to equity ratio of 5.52 reflects the borrowing used in its lending businesses.

Metric	Bajaj Finserv
CMP (NSE)	Rs 1,717.90
52-Week High / Low	Rs 2,195.00 / Rs 1,597.00
Market Cap	Rs 2,78,326 Cr
P/E (TTM) vs Industry P/E	13.49x vs 17.58x
P/B	3.57
ROE	12.58%
EPS (TTM)	Rs 128.82
Dividend Yield	0.09%
Debt to Equity	5.52

Compare Bajaj Finserv Against Other Finance Sector Stocks

How Bajaj Finserv Compares Against Its Finance Sector Peers

The table below sets Bajaj Finserv against 2 other Finance sector names, using the same live data source for every company. A peer average row is included for P/E, ROE and debt to equity, calculated across the 2 peer companies.

Company	Market Cap (Rs Cr)	P/E	ROE	Debt to Equity
Bajaj Finserv	2,78,326	13.49	12.58%	5.52
Bajaj Finance	5,96,540	28.89	16.68%	3.82
Shriram Finance	2,21,425	19.56	15.21%	3.80
Peer average (2 companies)	–	24.23	15.95%	3.81

Against this peer set, Bajaj Finserv’s 12.58% ROE is below the 15.95% peer average, and its P/E of 13.49x runs below the peer average of 24.23x. Bajaj Finserv’s 13.49x P/E is below the 17.58x Industry P/E and comes with a 12.58% ROE, while a debt to equity ratio of 5.52 reflects the borrowing used in its lending businesses.

What Makes Bajaj Finserv Worth Watching in Finance

• Valuation discount: A 13.49x P/E against a 17.58x Industry P/E sits below the sector benchmark.
• Moderate returns: A 12.58% ROE is lower than Bajaj Finance and Shriram Finance in the peer table.
• Low payout: A dividend yield of 0.09% means returns depend mainly on price growth rather than income.

Bajaj Finserv Valuation: Is It Justified?

Bajaj Finserv’s 13.49x P/E is below the 17.58x Industry P/E and comes with a 12.58% ROE, while a debt to equity ratio of 5.52 reflects the borrowing used in its lending businesses. As with any single stock, investors should weigh this against their own valuation discipline and risk appetite rather than the sector label alone.

Also read – Is Lupin the Best Stock in Its Sector? A Look at the Numbers

Download the Univest iOS App or Univest Android App to track Bajaj Finserv and other Finance sector stocks.

How to Track Bajaj Finserv Before You Invest

Before deciding whether Bajaj Finserv deserves its label as the best stock in its sector for your own portfolio, compare it directly against Finance sector peers using the steps below.

1. Open the Univest Screener and search for Bajaj Finserv to view live price, valuation ratios, and peer comparisons within the Finance sector.
2. Compare its P/E, P/B, and ROE against other Finance sector stocks before deciding if the current valuation fits your strategy.
3. Set a price alert around key support and resistance zones using the Univest app so you are notified of meaningful moves.
4. Open a broking account on Univest if you decide to add the stock, and size the position based on your own risk appetite and portfolio allocation.

Conclusion

Bajaj Finserv earns a place in the best stock in its sector conversation on the strength of a 12.58% ROE and a P/E of 13.49x against a 17.58x Industry P/E, with named peer comparisons in this article backing up that picture. As with any individual stock decision, this analysis is educational and investors should do their own research or consult a SEBI-registered advisor before investing.

Is Bajaj Finserv the best stock in its sector?

Ans. Bajaj Finserv has a 12.58% ROE and trades at 13.49x P/E against a 17.58x Industry P/E, and compares below the peer average ROE of 15.95% in this article’s named comparison, so the answer depends on what an investor is prioritising.

What is the current share price of Bajaj Finserv?

Ans. Bajaj Finserv was trading at Rs 1,717.90 on the NSE as of 12 October 2026, within its 52-week range of Rs 1,597.00 to Rs 2,195.00.

What sector does Bajaj Finserv belong to?

Ans. Bajaj Finserv is classified under the Finance sector on Univest.

How does Bajaj Finserv compare to its sector peers on P/E?

Ans. Bajaj Finserv’s P/E of 13.49x is below the 24.23x average of the 2 named peers compared in this article.

What is Bajaj Finserv’s return on equity?

Ans. Bajaj Finserv reported a return on equity of 12.58%, which is below the 15.95% average of its named peers in this comparison.

Should I invest in Bajaj Finserv based on its sector position?

Ans. Bajaj Finserv’s sector position and metrics make it worth researching further, but any investment decision should factor in your own risk appetite, its valuation relative to peers, and independent research or advice from a SEBI-registered advisor.

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