Sundaram Finance Share Price Prediction 2027: Scenario Targets, Valuation and Technical Outlook
- October 9, 2026
- Posted by: Chaitanya Auti
- Category: Market
CMP Rs 4,123.90 (9 Oct 2026). 52W range Rs 4,000.00 to Rs 5,642.00. PE 20.59. 2027 base Rs 4,632, bull Rs 4,746.
Quick Answer
The Sundaram Finance share price forecast for 2027 centres on a conservative case of Rs 4,518, a base case of Rs 4,632 and a bull case of Rs 4,746, against a current price of Rs 4,123.90. These targets scale today’s price by reported EPS growth at a constant PE multiple, so they rest on earnings the company has already delivered, not on broker forecasts. The base case implies 12.3% upside from today’s price. The daily technical setup reads bearish.
Sundaram Finance share price prediction 2027 comes down to earnings growth and the multiple investors pay for it, and the reported numbers give a measured answer. The stock trades at Rs 4,123.90 on NSE as of 9 October 2026, 26.9% below its 52-week high of Rs 5,642.00, after the company reported net profit of Rs 2,005.40 crore for FY26.
This Sundaram Finance stock forecast 2027 builds conservative, base and bull scenarios from exchange-reported financials, shareholding data and daily price indicators, with every assumption shown.
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Sundaram Finance Share Price Today and Key Data
The Sundaram Finance share price today is Rs 4,123.90 on NSE, up 0.32% on the day. The market capitalisation stands at Rs 45,716 crore. Over the past year the price has fallen 6.2% from Rs 4,398.00. Every Sundaram Finance stock forecast figure below starts from this price.
| Metric | Value |
|---|---|
| Company | Sundaram Finance (SUNDARMFIN) |
| Current Price | Rs 4,123.90 |
| 52-Week High | Rs 5,642.00 (4 March 2026) |
| 52-Week Low | Rs 4,000.00 (8 June 2026) |
| Market Cap | Rs 45,716 crore |
| PE Ratio | 20.59 |
| Industry PE | 17.72 |
| PB Ratio | 3.07 |
| EPS (TTM) | Rs 199.80 |
| Return on Equity | 13.82% |
| Debt to Equity | 4.68 |
| Dividend Yield | 0.97% |
| Book Value per Share | Rs 1,340.60 |
What Is the Sundaram Finance Share Price Prediction for 2027?
The Sundaram Finance share price prediction for 2027 is a conservative case of Rs 4,518, a base case of Rs 4,632 and a bull case of Rs 4,746. Against Rs 4,123.90, these imply 9.6% upside, 12.3% upside and 15.1% upside. They are model scenarios built from reported EPS growth, not broker targets.
| Scenario | EPS Growth Basis | EPS Estimate | PE Multiple | Implied Value | Upside vs Current Price |
|---|---|---|---|---|---|
| Conservative Case | Lower of FY26 growth (9.5%) and 4-year CAGR (15.1%) | Rs 218.87 (+9.5%) | Unchanged from today (price to EPS ratio kept constant) | Rs 4,518 | +9.6% |
| Base Case | Average of the two | Rs 224.41 (+12.3%) | Unchanged from today (price to EPS ratio kept constant) | Rs 4,632 | +12.3% |
| Bull Case | Higher of the two | Rs 229.95 (+15.1%) | Unchanged from today (price to EPS ratio kept constant) | Rs 4,746 | +15.1% |
Each target takes today’s price of Rs 4,123.90 and scales it by the EPS growth assumed for that case, which is the same as holding the PE multiple constant. The conservative case uses the lower of the FY26 EPS growth and the 4-year EPS CAGR, the base case uses their average and the bull case uses the higher figure. Together they form the Sundaram Finance target price range for the FY27 outlook over the next 12 months, and the range is not a point estimate.
Sundaram Finance Share Price Forecast: What Has to Go Right by 2027
Each Sundaram Finance target price below depends on a specific EPS outcome, and the text states that outcome next to the number.
Conservative Case for the Sundaram Finance Share Price Target: Rs 4,518
Reaching Rs 4,518 needs EPS to rise 9.5% to Rs 218.87 while the stock keeps its current PE multiple. That matches the FY26 EPS growth of 9.5%.
Base Case for the Sundaram Finance Share Price Target: Rs 4,632
Reaching Rs 4,632 needs EPS to rise 12.3% to Rs 224.41, the average of the FY26 growth rate and the 4-year CAGR. Net profit growth of 38.1% in Q1 FY27 is at or above that pace, which supports the target.
Bull Case for the Sundaram Finance Share Price Target: Rs 4,746
Reaching Rs 4,746 needs EPS to rise 15.1% to Rs 229.95 with the PE multiple held at today’s level. That sits inside the 52-week range of Rs 4,000.00 to Rs 5,642.00. A daily close above the nearest resistance level of Rs 4,540.28 (Supertrend) would be the first technical confirmation.
Sundaram Finance Financial Performance: Revenue, Profit and Margins
Sundaram Finance earned net profit of Rs 2,005.40 crore on revenue of Rs 9,873.12 crore in FY26, with profit up 10.6% and revenue up 15.3% compared with FY25. Diluted EPS was Rs 186.81 against Rs 170.53 a year earlier, and that earnings base anchors the Sundaram Finance share price forecast.
| Year | Revenue (Rs Cr) | Net Profit (Rs Cr) | EPS (Rs) | Operating Margin | Net Margin |
|---|---|---|---|---|---|
| FY22 | 5,145.67 | 1,066.62 | 106.48 | 72.95% | 20.73% |
| FY23 | 5,544.13 | 1,281.70 | 120.49 | 76.83% | 23.12% |
| FY24 | 7,285.50 | 1,422.43 | 130.31 | 76.34% | 19.52% |
| FY25 | 8,562.98 | 1,812.81 | 170.53 | 80.53% | 21.17% |
| FY26 | 9,873.12 | 2,005.40 | 186.81 | 77.70% | 20.31% |
In the latest reported quarter, Q1 FY27 (quarter ended June 2026), revenue was Rs 2,653.34 crore against Rs 2,353.10 crore a year earlier (+12.8%), and the bottom line was a net profit of Rs 568.86 crore against a net profit of Rs 411.80 crore (+38.1%). Operating margin was 78.41% versus 76.39% in the year-ago quarter. Cash flow from operations was Rs -5,892.22 crore in FY26 against Rs -8,985.25 crore in FY25. Together these figures set the earnings base for the Sundaram Finance share price prediction.
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Is Sundaram Finance Overvalued or Undervalued Right Now?
Sundaram Finance trades at a PE of 20.59 against an industry PE of 17.72, which places the stock at a 16.2% premium to the industry average. The price-to-book ratio is 3.07 on a book value of Rs 1,340.60 per share. Return on equity of 13.82% means the company earns Rs 13.82 of profit for every Rs 100 of shareholder equity.
Debt to equity is 4.68, so borrowings equal about 468% of shareholder equity. The company declared a dividend of Rs 40.00 per share for FY26, a yield of 0.97% at the current price. This valuation context frames the Sundaram Finance stock price prediction for 2027 without relying on any outside forecast.
Sundaram Finance Stock Analysis: Technical Outlook
Sundaram Finance stock trades below its 50-day SMA of Rs 4,554.86 and below its 200-day EMA of Rs 4,646.42, and the combined daily indicators read bearish. The 52-week high of Rs 5,642.00 was set on 4 March 2026, while the 52-week low of Rs 4,000.00 came on 8 June 2026.
| Indicator | Reading | Signal |
|---|---|---|
| RSI (14) | 20.22 | Oversold |
| MACD (12,26,9) | -112.40 vs signal -62.47 | Bearish |
| ADX (14) | 36.21 | Established trend |
| Supertrend (10,3) | Price below Rs 4,540.28 | Bearish |
| 50-day SMA | Rs 4,554.86 | Price below |
| 200-day EMA | Rs 4,646.42 | Price below |
The nearest support level sits at Rs 4,000.00 (52-week low). The nearest resistance level sits at Rs 4,540.28 (Supertrend) and Rs 4,554.86 (50-day SMA). A sustained move above the nearest resistance would support the Sundaram Finance share price prediction 2027 base case, and this Sundaram Finance stock analysis uses daily candles only.
Sundaram Finance Shareholding Pattern
Promoters hold 37.21% of Sundaram Finance as of Jun 2026, down from 37.22% in Jun 2025 across the last 5 quarters. FII holding is 18.58% (down from 18.81% in Jun 2025) and DII holding is 8.00% (up from 7.22% in Jun 2025), which puts combined institutional holding at 26.58%. Public shareholders own 36.21%. Shareholding data is one input for any Sundaram Finance stock forecast.
Key Risks to the Sundaram Finance Share Price Target for 2027
Earnings and Margin Risk
Operating margin has ranged from 72.95% to 80.53% between FY22 and FY26, so a slip toward the lower end would trim the EPS estimate behind the Sundaram Finance stock forecast. Revenue was up 15.3% in FY26, and slower revenue growth would weigh on the profit path.
Size and Liquidity Risk
Market capitalisation stands at Rs 45,716 crore. Investors should check daily traded volumes and order book depth on NSE before sizing a position, because price moves can be sharper when volumes thin out. Liquidity is a practical constraint on any Sundaram Finance stock price target.
Balance Sheet Risk
Debt to equity of 4.68 means borrowings stand at about 468% of shareholder equity. A rise in borrowing costs or a jump in debt would weigh on profit and on the multiple behind the Sundaram Finance share price forecast.
Technical Risk
The daily indicators read bearish, so the targets above may need a technical turn before the price follows earnings. A daily close below Rs 4,000.00 (52-week low) would weaken the setup further.
Conclusion
This Sundaram Finance stock analysis puts the share price target range for 2027 at Rs 4,518 to Rs 4,746, with a base case of Rs 4,632 against Rs 4,123.90 today. The inputs are a PE of 20.59 that sits at a 16.2% premium to the industry average, EPS growth of 9.5% in FY26 and a daily technical setup that reads bearish. The next quarterly result will show which scenario is gaining ground. This analysis is educational, so consult a SEBI-registered advisor before acting on it.
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Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).
Frequently Asked Questions on Sundaram Finance Share Price Prediction 2027
What is the Sundaram Finance share price target for 2027?
Ans. The Sundaram Finance share price forecast for 2027 has a conservative case of Rs 4,518, a base case of Rs 4,632 and a bull case of Rs 4,746. These are model scenarios based on reported EPS growth, and they are not guaranteed outcomes.
What is the Sundaram Finance share price today?
Ans. Sundaram Finance trades at Rs 4,123.90 on NSE as of 9 October 2026, up 0.32% on the day. The 52-week range is Rs 4,000.00 to Rs 5,642.00.
Is Sundaram Finance a good stock to buy for 2027?
Ans. The data points in different directions: the PE of 20.59 is at a 16.2% premium to the industry average, EPS grew 9.5% in FY26 and the daily technical setup reads bearish. This article does not constitute investment advice, so consult a SEBI-registered advisor before deciding.
Can Sundaram Finance stock reach Rs 4,746 in 2027?
Ans. Reaching Rs 4,746 needs EPS to rise 15.1% from Rs 199.80 with the PE multiple held at today’s level, plus a daily close above Rs 4,540.28 (Supertrend). This is a scenario, not a guarantee.
What are the support and resistance levels for Sundaram Finance?
Ans. The nearest support levels are Rs 4,000.00 (52-week low), and the nearest resistance levels are Rs 4,540.28 (Supertrend) and Rs 4,554.86 (50-day SMA).
What are the main risks for Sundaram Finance stock in 2027?
Ans. The main risks to the Sundaram Finance share price forecast are a fall in operating margin from the 72.95% to 80.53% range seen since FY22, slower revenue growth after FY26 revenue was up 15.3%, and thin trading volumes. Debt to equity of 4.68 adds balance sheet sensitivity.
How is the Sundaram Finance target price for 2027 calculated?
Ans. Each target scales the current price by assumed EPS growth at a constant PE multiple. The conservative case uses 9.5% growth, the base case 12.3% and the bull case 15.1%, all drawn from the company’s reported FY26 and 4-year EPS growth.