Is SBFC Finance the Best Stock in Its Sector? A Look at the Numbers
- October 7, 2026
- Posted by: Ankit Jaiswal
- Category: Market
SBFC Finance CMP Rs 82.97 (07 Oct 2026). Market cap Rs 9,235 Cr. ROE 12.10%. P/E 19.23x versus Industry P/E 21.79x.
Quick Answer
SBFC Finance is one of the names investors compare when screening the Finance sector, built on a 12.10% return on equity and a P/E of 19.23x against an Industry P/E of 21.79x. Whether SBFC Finance is the best stock in its sector depends on whether an investor is optimising for return ratios, valuation, or both. This article breaks down the metrics, including a comparison against named Finance sector peers, so you can judge that for yourself.
Is SBFC Finance the best stock in its sector? The stock trades on the NSE at Rs 82.97 as of 07 October 2026, within its 52-week range of Rs 79.60 to Rs 123.00. SBFC Finance Ltd, based in Mumbai, is a non-bank lender that gives secured loans to small businesses and also offers gold loans.
SBFC Finance sits in the Finance sector, and its 12.10% ROE and 19.23x P/E give a starting point for judging where it stands against comparable listed names. The rest of this article compares those numbers against verified peers and the sector’s Industry P/E benchmark.
Also read – Is Abbott India the Best Stock in Its Sector? A Look at the Numbers
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About SBFC Finance
SBFC Finance Ltd, based in Mumbai, is a non-bank lender that gives secured loans to small businesses and also offers gold loans. The stock is trading near its 52-week low, about 33 percent below its high, and lenders should be judged on asset quality as much as on headline ratios. At a market capitalisation of Rs 9,235 Cr, it is tracked as part of the Finance sector on Univest.
Is SBFC Finance the Best Stock in Its Sector?
SBFC Finance makes its case as the best stock in its sector primarily on valuation relative to its Industry P/E, combining a 12.10% ROE with a 19.23x P/E against the sector’s 21.79x Industry P/E. SBFC Finance’s 19.23x P/E is below the 21.79x Industry P/E with a 12.10% ROE, but the stock is near its 52-week low and as a lender its quality depends on asset quality, which these headline ratios do not show.
| Metric | SBFC Finance |
|---|---|
| CMP (NSE) | Rs 82.97 |
| 52-Week High / Low | Rs 123.00 / Rs 79.60 |
| Market Cap | Rs 9,235 Cr |
| P/E (TTM) vs Industry P/E | 19.23x vs 21.79x |
| P/B | 2.48 |
| ROE | 12.10% |
| EPS (TTM) | Rs 4.33 |
| Dividend Yield | 0.00% |
| Debt to Equity | 1.92 |
Compare SBFC Finance Against Other Finance Sector Stocks
How SBFC Finance Compares Against Its Finance Sector Peers
The table below sets SBFC Finance against 2 other Finance sector names, using the same live data source for every company. A peer average row is included for P/E, ROE and debt to equity, calculated across the 2 peer companies.
| Company | Market Cap (Rs Cr) | P/E | ROE | Debt to Equity |
|---|---|---|---|---|
| SBFC Finance | 9,235 | 19.23 | 12.10% | 1.92 |
| Five-Star Business Finance | 15,186 | 13.76 | 14.89% | 1.11 |
| Aptus Value Housing Finance India | 11,214 | 11.39 | 18.64% | 1.56 |
| Peer average (2 companies) | – | 12.57 | 16.77% | 1.33 |
Against this peer set, SBFC Finance’s 12.10% ROE is below the 16.77% peer average, and its P/E of 19.23x runs above the peer average of 12.57x. SBFC Finance’s 19.23x P/E is below the 21.79x Industry P/E with a 12.10% ROE, but the stock is near its 52-week low and as a lender its quality depends on asset quality, which these headline ratios do not show.
What Makes SBFC Finance Worth Watching in Finance
- Solid ROE for a lender: A 12.10% ROE is healthy for a non-bank lender and is the core of the investment case.
- Below Industry P/E: A 19.23x P/E against a 21.79x Industry P/E is a modest discount, with the stock near its 52-week low.
- Leverage is part of the model: A debt to equity ratio of 1.92 is normal for a lender, so asset quality and funding costs matter more than the ratio alone.
SBFC Finance Valuation: Is It Justified?
SBFC Finance’s 19.23x P/E is below the 21.79x Industry P/E with a 12.10% ROE, but the stock is near its 52-week low and as a lender its quality depends on asset quality, which these headline ratios do not show. As with any single stock, investors should weigh this against their own valuation discipline and risk appetite rather than the sector label alone.
Also read – Is Sarveshwar Foods the Best Stock in Its Sector? A Look at the Numbers
Download the Univest iOS App or Univest Android App to track SBFC Finance and other Finance sector stocks.
How to Track SBFC Finance Before You Invest
Before deciding whether SBFC Finance deserves its label as the best stock in its sector for your own portfolio, compare it directly against Finance sector peers using the steps below.
- Open the Univest Screener and search for SBFC Finance to view live price, valuation ratios, and peer comparisons within the Finance sector.
- Compare its P/E, P/B, and ROE against other Finance sector stocks before deciding if the current valuation fits your strategy.
- Set a price alert around key support and resistance zones using the Univest app so you are notified of meaningful moves.
- Open a broking account on Univest if you decide to add the stock, and size the position based on your own risk appetite and portfolio allocation.
Conclusion
SBFC Finance earns a place in the best stock in its sector conversation on the strength of a 12.10% ROE and a P/E of 19.23x against a 21.79x Industry P/E, with named peer comparisons in this article backing up that picture. As with any individual stock decision, this analysis is educational and investors should do their own research or consult a SEBI-registered advisor before investing.
Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).
Is SBFC Finance the best stock in its sector?
Ans. SBFC Finance has a 12.10% ROE and trades at 19.23x P/E against a 21.79x Industry P/E, and compares below the peer average ROE of 16.77% in this article’s named comparison, so the answer depends on what an investor is prioritising.
What is the current share price of SBFC Finance?
Ans. SBFC Finance was trading at Rs 82.97 on the NSE as of 07 October 2026, within its 52-week range of Rs 79.60 to Rs 123.00.
What sector does SBFC Finance belong to?
Ans. SBFC Finance is classified under the Finance sector on Univest.
How does SBFC Finance compare to its sector peers on P/E?
Ans. SBFC Finance’s P/E of 19.23x is above the 12.57x average of the 2 named peers compared in this article.
What is SBFC Finance’s return on equity?
Ans. SBFC Finance reported a return on equity of 12.10%, which is below the 16.77% average of its named peers in this comparison.
Should I invest in SBFC Finance based on its sector position?
Ans. SBFC Finance’s sector position and metrics make it worth researching further, but any investment decision should factor in your own risk appetite, its valuation relative to peers, and independent research or advice from a SEBI-registered advisor.
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