Is CSL Finance the Best Stock in Its Sector? A Look at the Numbers
- September 24, 2026
- Posted by: Harsh Piplani
- Category: Market
CSL Finance CMP Rs 212 (24 Sep 2026). Market cap Rs 494 Cr. ROE 13.85%. P/E 5.68x versus Industry P/E 23.01x.
Quick Answer
CSL Finance is one of the names investors compare when screening the Finance sector, built on a 13.85% return on equity and a P/E of 5.68x against an Industry P/E of 23.01x. Whether CSL Finance is the best stock in its sector depends on whether an investor is optimising for return ratios, valuation, or both. This article breaks down the metrics, including a comparison against named Finance sector peers, so you can judge that for yourself.
Is CSL Finance the best stock in its sector? The stock trades on the NSE at Rs 212 as of 24 September 2026, within its 52-week range of Rs 209.70 to Rs 324.70. CSL Finance Ltd provides MSME and construction finance loans.
CSL Finance sits in the Finance sector, and its 13.85% ROE and 5.68x P/E give a starting point for judging where it stands against comparable listed names. The rest of this article compares those numbers against verified peers and the sector’s Industry P/E benchmark.
Also read – Is Abbott India the Best Stock in Its Sector? A Look at the Numbers
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About CSL Finance
CSL Finance Ltd provides MSME and construction finance loans. It provides MSME and construction finance loans, and the stock is trading near its 52-week low. At a market capitalisation of Rs 494 Cr, it is tracked as part of the Finance sector on Univest.
Is CSL Finance the Best Stock in Its Sector?
CSL Finance makes its case as the best stock in its sector primarily on valuation relative to its Industry P/E, combining a 13.85% ROE with a 5.68x P/E against the sector’s 23.01x Industry P/E. CSL Finance’s 5.68x P/E is far below the 23.01x Industry P/E despite a 13.85% ROE, making it look inexpensive relative to its own quality, though the stock is currently trading near its 52-week low.
| Metric | CSL Finance |
|---|---|
| CMP (NSE) | Rs 212.00 |
| 52-Week High / Low | Rs 324.70 / Rs 209.70 |
| Market Cap | Rs 494 Cr |
| P/E (TTM) vs Industry P/E | 5.68x vs 23.01x |
| P/B | 0.79 |
| ROE | 13.85% |
| EPS (TTM) | Rs 38.16 |
| Dividend Yield | 4.56% |
| Debt to Equity | 1.38 |
Compare CSL Finance Against Other Finance Sector Stocks
How CSL Finance Compares Against Its Finance Sector Peers
The table below sets CSL Finance against 2 other Finance sector names, using the same live data source for every company. A peer average row is included for P/E, ROE and debt to equity, calculated across the 2 peer companies.
| Company | Market Cap (Rs Cr) | P/E | ROE | Debt to Equity |
|---|---|---|---|---|
| CSL Finance | 494 | 5.68 | 13.85% | 1.38 |
| Coral India Finance and Housing | 128 | 8.93 | 7.14% | 0.00 |
| Baid Finserv | 171 | 11.22 | 6.43% | 1.23 |
| Peer average (2 companies) | – | 10.07 | 6.79% | 0.61 |
Against this peer set, CSL Finance’s 13.85% ROE is above the 6.79% peer average, and its P/E of 5.68x runs below the peer average of 10.07x. CSL Finance’s 5.68x P/E is far below the 23.01x Industry P/E despite a 13.85% ROE, making it look inexpensive relative to its own quality, though the stock is currently trading near its 52-week low.
What Makes CSL Finance Worth Watching in Finance
- Well below Industry P/E and book value: A 5.68x P/E against a 23.01x Industry P/E, alongside a P/B of 0.79, means the stock trades below its own book value.
- Solid ROE: A 13.85% ROE is a healthy figure for an MSME and construction finance NBFC.
- High dividend yield: A 4.56% dividend yield is notably high relative to most finance names covered in this series.
CSL Finance Valuation: Is It Justified?
CSL Finance’s 5.68x P/E is far below the 23.01x Industry P/E despite a 13.85% ROE, making it look inexpensive relative to its own quality, though the stock is currently trading near its 52-week low. As with any single stock, investors should weigh this against their own valuation discipline and risk appetite rather than the sector label alone.
Also read – Is CORONA Remedies the Best Stock in Its Sector? A Look at the Numbers
Download the Univest iOS App or Univest Android App to track CSL Finance and other Finance sector stocks.
How to Track CSL Finance Before You Invest
Before deciding whether CSL Finance deserves its label as the best stock in its sector for your own portfolio, compare it directly against Finance sector peers using the steps below.
- Open the Univest Screener and search for CSL Finance to view live price, valuation ratios, and peer comparisons within the Finance sector.
- Compare its P/E, P/B, and ROE against other Finance sector stocks before deciding if the current valuation fits your strategy.
- Set a price alert around key support and resistance zones using the Univest app so you are notified of meaningful moves.
- Open a broking account on Univest if you decide to add the stock, and size the position based on your own risk appetite and portfolio allocation.
Conclusion
CSL Finance earns a place in the best stock in its sector conversation on the strength of a 13.85% ROE and a P/E of 5.68x against a 23.01x Industry P/E, with named peer comparisons in this article backing up that picture. As with any individual stock decision, this analysis is educational and investors should do their own research or consult a SEBI-registered advisor before investing.
Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).
Is CSL Finance the best stock in its sector?
Ans. CSL Finance has a 13.85% ROE and trades at 5.68x P/E against a 23.01x Industry P/E, and compares above the peer average ROE of 6.79% in this article’s named comparison, so the answer depends on what an investor is prioritising.
What is the current share price of CSL Finance?
Ans. CSL Finance was trading at Rs 212.00 on the NSE as of 24 September 2026, within its 52-week range of Rs 209.70 to Rs 324.70.
What sector does CSL Finance belong to?
Ans. CSL Finance is classified under the Finance sector on Univest.
How does CSL Finance compare to its sector peers on P/E?
Ans. CSL Finance’s P/E of 5.68x is below the 10.07x average of the 2 named peers compared in this article.
What is CSL Finance’s return on equity?
Ans. CSL Finance reported a return on equity of 13.85%, which is above the 6.79% average of its named peers in this comparison.
Should I invest in CSL Finance based on its sector position?
Ans. CSL Finance’s sector position and metrics make it worth researching further, but any investment decision should factor in your own risk appetite, its valuation relative to peers, and independent research or advice from a SEBI-registered advisor.
