A Micro-Cap NBFC’s Numbers Ahead Of September Quarter
- September 23, 2026
- Posted by: Harsh Piplani
- Category: Results
Motor & General Finance CMP Rs26.14. Micro-cap NBFC, revenue only Rs1.6-1.9cr a quarter. Mar 2026 profit spike was a one-off property-sale gain, not operating income.
Track the latest The Motor & General Finance Ltd. share price on Univest. As with the rest of this Motor & General Finance Q2 results preview, the numbers cited are drawn from public filings.
Motor & General Finance Q2 results for FY27, covering the quarter ended September 2026, have not been announced yet. This is an extremely small, thinly-traded NBFC with quarterly revenue of only around Rs1.6 to Rs1.9 crore, so before looking at any numbers, readers should note that standard quarter-over-quarter comparisons for a company this size carry low statistical meaningfulness given its scale and limited trading liquidity. This Motor & General Finance Q2 results outlook is based only on historical, already-reported figures. This Motor & General Finance Q2 results outlook is based only on historical, already-reported figures.
Motor & General Finance Q2 Results Date: Current Status
No Q2 FY27 results date has been confirmed for Motor & General Finance. Smaller NBFCs typically file their September-quarter results in the broader October to November window, and given the company’s micro-cap size, investors should rely on official exchange filings rather than assumptions for the exact Motor & General Finance Q2 results date. Readers following the Motor & General Finance Q2 results should note that no forward estimate is implied here. Readers following the Motor & General Finance Q2 results should note that no forward estimate is implied here.
Motor & General Finance Q2 Results Expectations
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Motor & General Finance Q2 Results Expectations must be approached differently from a typical company, given its scale. With quarterly revenue in the Rs1.6 to Rs1.9 crore range, small absolute changes can produce large percentage swings that do not reflect a meaningful operating trend, and the stock’s limited trading liquidity means price and volume patterns should also be read with caution. Rather than a numeric forecast, this preview focuses on the structural caveats a reader should apply to any Sep 2026 quarter print once it is announced. The Motor & General Finance Q2 results discussion above draws entirely on numbers the company has already disclosed. The Motor & General Finance Q2 results discussion above draws entirely on numbers the company has already disclosed.
Previous Quarter (Q1 FY27, Jun 2026) Performance
For the quarter ended June 2026, Motor & General Finance reported revenue of Rs1.86 crore, operating profit of Rs0.39 crore at a 20.97% operating margin, and net profit of Rs2.27 crore. This followed the Mar 2026 quarter, which reported an unusually large net profit of Rs145.48 crore. That Mar 2026 figure was driven by a one-off, non-operating gain from the sale of a Delhi property and was unrelated to the company’s core lending operations, so it must not be read as a trend or used as a basis for expecting similar profit in the Jun 2026 or Sep 2026 quarters. For context on the Motor & General Finance Q2 results, the preceding quarterly figures are all historical, not projected.
Q2 FY26 (Sep 2025) Base Quarter: The Year-Ago Comparator
In the Sep 2025 quarter, Motor & General Finance’s Q2 FY26 base, revenue was Rs1.68 crore, operating profit was a loss of Rs0.13 crore at a negative 7.74% margin, and net profit was Rs1.11 crore. Given the company’s very small revenue base, this Sep 2025 quarter should be treated as the year-ago comparator with the same caution around statistical meaningfulness noted above. This section of the Motor & General Finance Q2 results coverage relies solely on reported data, not analyst forecasts.
Recent Trend: Jun 2025 Through Jun 2026
| Quarter | Revenue (Rs cr) | Operating Margin | Net Profit (Rs cr) |
|---|---|---|---|
| Jun 2025 | 1.79 | -1.68% | 0.23 |
| Sep 2025 | 1.68 | -7.74% | 1.11 |
| Dec 2025 | 1.63 | -13.50% | -0.03 |
| Mar 2026 | 1.74 | -84.48% | 145.48 |
| Jun 2026 | 1.86 | 20.97% | 2.27 |
Core revenue has stayed within a narrow Rs1.6 to Rs1.9 crore band across all five quarters, confirming this is a genuinely micro-cap operation. Operating margin was negative for three consecutive quarters before turning positive at 20.97% in Jun 2026. The Mar 2026 net profit of Rs145.48 crore stands out sharply against every other quarter in this table precisely because it reflects the one-off Delhi property-sale gain rather than core lending income, and excluding that quarter, net profit has otherwise stayed in a range of roughly minus Rs0.03 crore to Rs2.27 crore. The Motor & General Finance Q2 results trend described here reflects only what has already been reported to exchanges.
Key Factors Ahead Of The Q2 FY27 Preview
The overriding factor in this Motor & General Finance Q2 FY27 preview is scale. With revenue of under Rs2 crore a quarter and thin trading liquidity in the stock, small changes in either can look dramatic in percentage terms without reflecting a real shift in the underlying business. A second factor is the clean separation needed between the Mar 2026 property-sale gain, a genuine one-off, and the company’s core lending operations, which the Jun 2026 quarter’s Rs2.27 crore net profit and 20.97% operating margin more accurately represent. Readers should not extrapolate the Mar 2026 spike into any Sep 2026 expectation. Any reader researching the Motor & General Finance Q2 results should treat the figures above as historical reference points.
Valuation Snapshot Ahead Of Q2 FY27
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Motor & General Finance trades at a CMP of Rs26.14, with a trailing PE of 56.87 and a price-to-book ratio of 0.46 against a book value of Rs57.4 per share. EPS is Rs0.46, and return on equity is negative at minus 17.8%, reflecting the effect of a small equity base and volatile quarterly profit. The debt-to-equity ratio is 0.0, and the company pays no dividend. The 52-week range is Rs17.5 to Rs34.4, and the current price sits close to the 50-day moving average of Rs26.78 and above the 200-day moving average of Rs24.7, with an RSI of 44.32. Market capitalisation is approximately Rs101 crore, underlining its micro-cap status. As with the rest of this Motor & General Finance Q2 results preview, the numbers cited are drawn from public filings.
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What To Watch In Motor & General Finance Q2 Results FY27
Once reported, the Sep 2026 quarter is worth watching for whether core revenue stays within its recent Rs1.6 to Rs1.9 crore range and whether operating margin holds in positive territory as it did in Jun 2026. Given the company’s size, any single large or unusual item in the Sep 2026 results, similar to the Mar 2026 property-sale gain, should again be separated from core lending performance before drawing conclusions. This Motor & General Finance Q2 results outlook is based only on historical, already-reported figures.
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Conclusion
This Motor & General Finance Q2 results preview for FY27 relies solely on reported historical numbers from Jun 2025 through Jun 2026. Given the company’s micro-cap scale, thin liquidity, and the clearly one-off nature of the Mar 2026 property-sale gain, any Sep 2026 quarter results, expected in the usual October-November season, should be read with these structural caveats firmly in mind rather than as a continuation of the Mar 2026 spike. Readers following the Motor & General Finance Q2 results should note that no forward estimate is implied here.
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This article is prepared for informational purposes only and does not constitute investment advice or a recommendation to buy, sell or hold any security. Data used is based on publicly available historical financial information and may be subject to revision. Investments in securities are subject to market risk; please read all related documents carefully before investing and consult a SEBI-registered investment or research advisor. Univest Research Analyst registration number: INH000013776. The Motor & General Finance Q2 results discussion above draws entirely on numbers the company has already disclosed.
When will Motor & General Finance announce its Q2 FY27 results?
Ans. No date has been announced yet. Smaller NBFCs typically file September-quarter results between October and November, so the Q2 FY27 results date is expected in that window. For context on the Motor & General Finance Q2 results, the preceding quarterly figures are all historical, not projected.
Why was Motor & General Finance’s Mar 2026 profit so high?
Ans. The Rs145.48 crore net profit in Mar 2026 came from a one-off, non-operating gain on the sale of a Delhi property, not from core lending operations, so it should not be treated as a recurring trend. This section of the Motor & General Finance Q2 results coverage relies solely on reported data, not analyst forecasts.
Is Motor & General Finance a large or small company?
Ans. It is an extremely small, thinly-traded micro-cap NBFC with quarterly revenue of only about Rs1.6 to Rs1.9 crore and a market capitalisation of approximately Rs101 crore. The Motor & General Finance Q2 results trend described here reflects only what has already been reported to exchanges.
What was Motor & General Finance’s Q1 FY27 performance?
Ans. For the quarter ended June 2026, the company reported revenue of Rs1.86 crore, operating profit of Rs0.39 crore at a 20.97% margin, and net profit of Rs2.27 crore, without any one-off items. Any reader researching the Motor & General Finance Q2 results should treat the figures above as historical reference points.
