IDFC First Bank Q2 Results FY27 Preview: Results Date, Expectations and the Numbers That Will Decide the September 2026 Quarter
- September 10, 2026
- Posted by: Harsh Piplani
- Category: Results
IDFC First Bank share price Rs 86.73 on 10 September 2026, up 0.51%. Q2 FY27 results date not confirmed. Q1 FY27 net profit Rs 1,148.00 crore. Q2 FY26 base a profit of Rs 348.00 crore.
Quick Answer
The IDFC First Bank Q2 results date for FY27 is not confirmed, and IDFC First Bank Ltd. had not filed a board meeting intimation with the NSE or BSE as of 10 September 2026. Indian listing rules require the September 2026 quarter results to be published within 45 days of the quarter end, an outer deadline of 14 November 2026. The quarter will be measured against a September 2025 base of Rs 9,937.00 crore in revenue and a profit of Rs 348.00 crore. This preview uses reported actuals only and carries no estimated revenue or profit figure for the coming quarter.
The IDFC First Bank Q2 results FY27 announcement is the next scheduled earnings event for IDFC First Bank Ltd., a private sector bank built from the merger of IDFC Bank and Capital First, lending across retail, rural, small business and corporate segments with a large share of the book in consumer and microfinance lending. The stock traded at Rs 86.73 on the NSE on 10 September 2026, up 0.51% from the previous close of Rs 86.29, about 10.4% below its 52-week high of Rs 96.85 and 65.2% above its 52-week low of Rs 52.51.
What makes the IDFC First Bank Q2 results print worth watching is the base it faces. The September 2025 quarter delivered Rs 9,937.00 crore of revenue and a profit of Rs 348.00 crore, while the most recent quarter on record, Q1 FY27, produced Rs 11,051.00 crore and a profit of Rs 1,148.00 crore. Everything below is built from those reported figures rather than from any forecast.
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When Is the IDFC First Bank Q2 Results FY27 Date?
The IDFC First Bank Q2 results date for FY27 is not confirmed. As of 10 September 2026, IDFC First Bank Ltd. had not filed a board meeting intimation with the NSE or BSE for the September 2026 quarter, so any date circulating before that filing appears should be treated as unverified.
What can be stated is the regulatory boundary. Listed companies in India must publish quarterly results within 45 days of the end of the quarter, which places the outer deadline for the September 2026 quarter at 14 November 2026. Companies also have to give the exchanges prior intimation of the board meeting that approves the results, so the IDFC First Bank Q2 results date becomes public through that filing rather than through any advance announcement.
The IDFC First Bank Q2 results FY27 print covers 1 July 2026 to 30 September 2026. Small and mid-cap companies more often report in the second half of that window than in the first, so late October or early November is the range to watch for IDFC First Bank.
IDFC First Bank Q2 Results Expectations: What the Market Is Actually Tracking
No verified analyst estimate for the IDFC First Bank Q2 results FY27 quarter is in the public domain, so no revenue or profit figure should be assumed for IDFC First Bank. The IDFC First Bank Q2 results watchlist below is built from what the company has actually reported and disclosed.
The first is total income, which was Rs 9,937 crore in September 2025 against Rs 11,051 crore in Q1 FY27, a rise of about 11%. Income has grown in every one of the five quarters shown.
The second is whether the June 2026 profit level holds. Net profit that quarter was Rs 1,148 crore, three and a half times the Rs 331 crore of March 2026 and more than double any other quarter in the window.
The third is asset quality and credit cost. Gross non-performing assets improved from 1.97% in June 2025 to 1.51% in June 2026 and net non-performing assets from 0.55% to 0.44%, which matters because provisions on the consumer and microfinance book have been the main drag on profit.
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IDFC First Bank Q2 Results Preview: The Q1 FY27 Actuals It Builds On
IDFC First Bank Ltd. reported revenue of Rs 11,051.00 crore in Q1 FY27, up 14.61% from Rs 9,642.00 crore in Q1 FY26, and a profit of Rs 1,148.00 crore at the net level, up 153.42% from Rs 453.00 crore in Q1 FY26. These are reported actuals, not estimates.
Sequentially, revenue was up 4.72% over the March 2026 quarter figure of Rs 10,553.00 crore, and net profit was up 246.83% from Rs 331.00 crore in Q4 FY26. A manufacturer-style operating margin is not a meaningful measure for IDFC First Bank, because its costs are dominated by interest paid on borrowings, so the IDFC First Bank Q2 results print is better read from net interest income, asset quality and the rupee profit figure.
Q2 FY26 Base: The Comparison IDFC First Bank Q2 Results FY27 Must Beat
IDFC First Bank Ltd. reported revenue of Rs 9,937.00 crore and a profit of Rs 348.00 crore in Q2 FY26, the September 2025 quarter. That is the year-ago base against which the September 2026 numbers will be judged, and it is the single most useful figure in this IDFC First Bank Q2 results preview.
Net profit in that base quarter was below the Rs 1,148.00 crore just reported for Q1 FY27, so the year-on-year comparison starts from a manageable level. Revenue of Rs 9,937.00 crore sits below the Rs 11,051.00 crore of the June 2026 quarter, which frames how much sequential movement the IDFC First Bank Q2 results print needs to show growth.
IDFC First Bank Quarterly Results Trend Over the Last Four Quarters
| Quarter | Revenue (Rs Cr) | Net Profit (Rs Cr) |
|---|---|---|
| Q2 FY26 (Sep 2025) | 9,937.00 | 348.00 |
| Q3 FY26 (Dec 2025) | 10,417.00 | 479.00 |
| Q4 FY26 (Mar 2026) | 10,553.00 | 331.00 |
| Q1 FY27 (Jun 2026) | 11,051.00 | 1,148.00 |
Figures in brackets denote negative numbers. All four quarters above are reported actuals taken from the company’s exchange filings, and they are the only basis this IDFC First Bank Q2 results preview uses.
Revenue across those four quarters ranged from Rs 9,937.00 crore to Rs 11,051.00 crore, and net profit from Rs 331.00 crore to Rs 1,148.00 crore. That spread is the honest context for the IDFC First Bank Q2 results FY27 print, and it is why a single quarter should not be read as a trend on its own.
Key Factors That Could Shape IDFC First Bank Q2 Results FY27
The IDFC First Bank Q2 results outcome will turn on a small number of company-specific variables rather than on broad market conditions. The three below are the ones visible in what IDFC First Bank has already reported.
Provisions Decide the Bottom Line
Total income has risen steadily while net profit has swung between Rs 331 crore and Rs 1,148 crore, so the variable is what is set aside against bad loans rather than what is earned. Microfinance and consumer lending season into stress faster than secured lending does.
March 2026 Carried a Tax Credit
That quarter reported net profit of Rs 331 crore on pre-tax profit of just Rs 201 crore, a negative 65% effective rate. Pre-tax profit was the lowest of the five quarters, so the reported figure was flattered by roughly Rs 130 crore of tax credit.
The Share Count Has Grown
Net profit divided by earnings per share implies roughly 731 crore shares in June 2025 against about 863 crore in June 2026, an increase of around 17% concentrated between September and December 2025. Per-share figures across that break are not directly comparable.
IDFC First Bank Q2 Results FY27: Share Price and Valuation Going Into the Print
IDFC First Bank share price today is Rs 86.73 on the NSE, up Rs 0.44 or 0.51% from the previous close of Rs 86.29 on 10 September 2026, ahead of the IDFC First Bank Q2 results announcement.
| Metric | Value (10 September 2026) |
|---|---|
| NSE Symbol | IDFCFIRSTB |
| Current Market Price | Rs 86.73 |
| 52-Week High | Rs 96.85 |
| 52-Week Low | Rs 52.51 |
| Market Capitalisation | Rs 75,185 crore |
| PE Ratio | 32.57 |
| PB Ratio | 1.54 |
| EPS (TTM) | Rs 2.66 |
| Book Value per Share | Rs 56.20 |
| Debt to Equity | 0.77 |
| Return on Equity | 3.76% |
| 50-Day Moving Average | Rs 83.79 |
| 200-Day Moving Average | Rs 77.43 |
| RSI (14) | 49.72 |
The stock trades above both its 50-day average of Rs 83.79 and its 200-day average of Rs 77.43, with a 14-day RSI of 49.72. None of this is a view on where the shares go once the IDFC First Bank Q2 results are announced, and no price target is offered here.
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What Investors Should Watch When IDFC First Bank Q2 Results Are Announced
Four lines carry most of the information in a company of this size, and reading them in order keeps the IDFC First Bank Q2 results print in proportion.
- Revenue against the Rs 9,937.00 crore reported in the September 2025 base quarter
- Net profit against a profit of Rs 348.00 crore in that same quarter
- Net interest income and asset quality, since a manufacturer-style operating margin does not apply here
- Any exceptional item, provision or one-off gain disclosed alongside the numbers
A one-off gain or provision can move the reported profit far more than operations do in a company this size, which is why the IDFC First Bank Q2 results announcement should be read together with the notes to the results rather than the headline alone.
Conclusion on IDFC First Bank Q2 Results FY27
The IDFC First Bank Q2 results date is not confirmed, and 14 November 2026 is the statutory outer limit rather than an expected date. IDFC First Bank Ltd. will make the schedule public through a board meeting intimation to the exchanges, and until then the September 2026 quarter can only be framed by what has already been reported.
On that basis the IDFC First Bank Q2 results FY27 print faces a base of Rs 9,937.00 crore in revenue and a profit of Rs 348.00 crore, with the most recent quarter having delivered Rs 11,051.00 crore and a profit of Rs 1,148.00 crore. No numerical estimate appears in this preview because no verified consensus figure exists for IDFC First Bank, and readers should treat any preview that supplies one with caution. Verify every figure against the company filing on release and consult a SEBI-registered advisor before acting on quarterly earnings.
Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).
FAQs on IDFC First Bank Q2 Results FY27
What is the IDFC First Bank Q2 results date for FY27?
Ans. The IDFC First Bank Q2 results date for FY27 is not confirmed. IDFC First Bank Ltd. had not filed a board meeting intimation with the NSE or BSE as of 10 September 2026. Indian listing rules require the September 2026 quarter results to be published by 14 November 2026 at the latest.
What quarter do the IDFC First Bank Q2 results 2026 cover?
Ans. The IDFC First Bank Q2 results FY27 cover 1 July 2026 to 30 September 2026, known as the September 2026 quarter. IDFC First Bank Ltd. reports revenue, operating profit and net profit for that period, and the IDFC First Bank Q2 results filing also carries the notes to the accounts.
What were the IDFC First Bank Q1 FY27 results?
Ans. IDFC First Bank Ltd. reported revenue of Rs 11,051.00 crore in Q1 FY27 and a profit of Rs 1,148.00 crore at the net level. Revenue was up 14.61% versus Q1 FY26 and net profit was up 153.42% from Rs 453.00 crore in Q1 FY26.
What were IDFC First Bank Q2 FY26 results in the September 2025 quarter?
Ans. IDFC First Bank Ltd. reported revenue of Rs 9,937.00 crore and a profit of Rs 348.00 crore in Q2 FY26. Those figures form the base for the IDFC First Bank Q2 results FY27 comparison.
What are the main IDFC First Bank Q2 results expectations this quarter?
Ans. No verified analyst estimate is publicly available. The IDFC First Bank Q2 results expectations centre on revenue against the Rs 9,937.00 crore base, net profit against a profit of Rs 348.00 crore, and any exceptional item disclosed with the numbers.
What is IDFC First Bank share price today ahead of the Q2 earnings?
Ans. IDFC First Bank share price is Rs 86.73 on the NSE as of 10 September 2026, up 0.51% from Rs 86.29. The stock is about 10.4% below its 52-week high of Rs 96.85 and 65.2% above its 52-week low of Rs 52.51, at a market capitalisation of Rs 75,185 crore.
Is IDFC First Bank a good stock to buy before the Q2 results?
Ans. This article does not offer a buy, sell or hold recommendation on IDFC First Bank Ltd. The stock trades at a price-to-book ratio of 1.54 with a return on equity of 3.76%. Assess the reported numbers when they are released and consult a SEBI-registered financial advisor before making any decision.
