Tata Capital: Should You Buy, Hold, or Sell Right Now?
- September 4, 2026
- Posted by: Lakshit Sharma
- Category: Market
Tata Capital share price Rs 371.85 (NSE), roughly flat today. 52-week range Rs 296 to Rs 390.20. Q1 FY27 profit up 56.4% YoY to Rs 1,628.18 crore.
Quick Answer
Tata Capital Ltd share price is trading around Rs 372, close to its 52-week high of Rs 390.20 and well above its 52-week low of Rs 296. Q1 FY27 revenue grew 14.7 percent year on year to Rs 8,825.38 crore, with net profit up 56.4 percent to Rs 1,628.18 crore, continuing strong growth for this large, recently listed diversified NBFC. The stock trades at 28.8 times earnings, a premium to the financial services sector average near 19 times. Growth-focused investors who trust the Tata Group’s financial services franchise may see the current level near its highs as reasonable.
Tata Capital share price is trading close to its 52-week high of Rs 390.20, with Tata Capital share price near Rs 372 on the NSE, well above its 52-week low of Rs 296. With strong growth in Q1 FY27, investors are asking whether this large, recently listed diversified NBFC is a stock to buy near its highs, a hold, or a sell given the premium valuation.
This Tata Capital stock analysis walks through the Q1 FY27 numbers, valuation against the financial services sector, shareholding pattern and the technical setup, using figures sourced from company disclosures and public filings.
Click Here – Get Free Investment Predictions
About Tata Capital
Before deciding on Tata Capital share price, it helps to understand the underlying business. Tata Capital Ltd. is a large, diversified non-banking financial company offering a broad range of lending products spanning retail, SME and corporate finance, wealth management and other financial services, as the financial services arm of the Tata Group, one of India’s largest and most established business conglomerates.
As a recently listed entity, Tata Capital combines the scale and diversification of a large financial conglomerate with the market’s ongoing process of establishing a settled valuation for a newly public stock, backed by the institutional credibility of the Tata Group name.
Tata Capital Share Price Today: Key Levels
The table below summarises where Tata Capital share price stands right now against its recent trading range and market value.
| Metric | Value |
|---|---|
| Tata Capital CMP (NSE) | Rs 371.85 |
| Tata Capital CMP (BSE) | Rs 371.70 |
| 52-Week High | Rs 390.20 |
| 52-Week Low | Rs 296.00 |
| Market Capitalisation | Approximately Rs 1,57,782 crore |
Tata Capital share price is trading close to its 52-week high, having risen substantially from its 52-week low, reflecting strong investor confidence in this large, diversified NBFC’s growth trajectory since listing.
Check the Univest Screener for Live Stock Data
Tata Capital Financial Performance
The Tata Capital share price trend is closely tied to how these numbers evolve each quarter. Tata Capital reported Q1 FY27 (June 2026 quarter) revenue of Rs 8,825.38 crore, up 14.7 percent year on year from Rs 7,691.65 crore, with net profit growing 56.4 percent year on year to Rs 1,628.18 crore from Rs 1,040.93 crore. This continued a clear multi-quarter acceleration trend across recent quarters.
For the full year FY26, the company reported revenue of Rs 31,582.62 crore, up 11.3 percent year on year, with net profit of Rs 4,890.91 crore, up 33.8 percent, confirming the growth trend has been sustained and accelerating over a full year rather than limited to just the latest quarter.
| Period | Revenue | Net Profit | Comment |
|---|---|---|---|
| Q1 FY27 (Jun 2026) | Rs 8,825.38 crore | Rs 1,628.18 crore | +14.7% revenue, +56.4% profit YoY |
| FY26 (full year) | Rs 31,582.62 crore | Rs 4,890.91 crore | +11.3% revenue, +33.8% profit YoY |
Valuation Check: Is Tata Capital Share Price Expensive?
Any view on Tata Capital share price should start from these valuation multiples. Tata Capital share price currently reflects a price to earnings ratio of about 28.8 times trailing earnings, a premium to the broader financial services sector average of roughly 19.3 times. The price to book ratio stands near 3.5 times, with return on equity at 10.57 percent.
Debt to equity of 5.15 is typical for a large, diversified lending NBFC. Historically, large financial services companies backed by strong conglomerate parentage and demonstrating accelerating growth have commanded premium valuations, consistent with the current market assessment of Tata Capital.
Technical Signals: What the Chart Shows
Price action here often foreshadows the next move in Tata Capital share price. Tata Capital share price is currently positioned just below its 52-week high of Rs 390.20 and roughly 26 percent above its 52-week low of Rs 296, reflecting a strong overall run since listing. A stock trading this close to its high, backed by consistent, accelerating profit growth, typically signals the market rewarding tangible execution at scale.
Trading volumes remain light, so investors should track Tata Capital share price alongside loan book growth and asset quality trends across its diversified lending segments in coming quarters, rather than reacting to any single day’s move at these technical levels.
Download the Univest iOS App or Univest Android App to track Tata Capital’s live price and technical levels.
Shareholding Pattern
Shifts here can influence Tata Capital share price more than headline news on some sessions. Tata Capital is the financial services arm of the Tata Group, one of India’s largest and most established business conglomerates. A detailed current promoter, FII and DII percentage breakdown was not consistently available across sources at the time of writing and should be verified on the company’s latest exchange filing.
Why Investors Are Watching Tata Capital
- Strong and accelerating growth: Q1 FY27 profit growth of 56.4 percent outpaced the already strong full-year FY26 growth of 33.8 percent.
- Backing from the Tata Group: As the financial services arm of one of India’s largest and most trusted conglomerates, Tata Capital benefits from significant institutional credibility.
- Diversified lending portfolio: Exposure across retail, SME and corporate finance, alongside wealth management, provides diversification across customer segments and credit cycles.
- Large scale in Indian NBFC lending: As one of India’s largest diversified NBFCs, Tata Capital benefits from scale advantages in funding costs and distribution reach.
Risks and Factors to Watch
- Premium valuation: A 28.8x PE, a meaningful premium to the sector average, leaves some room for disappointment if growth were to slow.
- High leverage typical of diversified NBFC lending: A debt to equity ratio of 5.15 means profitability remains sensitive to funding cost changes across the company’s diversified loan book.
- Limited trading history as a listed entity: As a recently listed stock, Tata Capital has a limited independent public trading history for the market to fully calibrate its valuation.
- Competitive diversified lending market: Tata Capital competes against banks and other large NBFCs across its multiple lending segments.
Tata Capital Share Price Target: What the Data Suggests
Until then, Tata Capital share price remains best tracked through live, verified data rather than a single fixed number. Tata Capital does not have a single widely published, current analyst consensus 12-month share price target consistently available at this time, given its relatively recent listing. What the data shows is a large, diversified NBFC delivering strong, accelerating growth, trading at a premium to the financial services sector.
Historically, large financial conglomerate arms with strong parentage have sustained premium valuations as growth continues. Investors who want live, updated research can check the Univest Screener, and should consult a SEBI-registered investment adviser for guidance tailored to their own goals.
Tata Capital: Should You Buy, Hold, or Sell Right Now?
This is the core question behind Tata Capital share price right now. The Tata Capital buy or sell decision depends on whether you believe the current accelerating growth pace can be sustained at scale.
The case for buying: Growth-focused investors who trust the Tata Group’s financial services franchise and see the accelerating profit trend as evidence of durable execution may find the stock’s proximity to its 52-week high justified.
The case for holding: Existing shareholders who already track Tata Capital’s growth trajectory may prefer to stay invested and monitor continued execution.
The case for trimming or waiting: Valuation-sensitive investors uncomfortable with the premium to sector PE may prefer to wait for a larger valuation cushion or a longer trading history before committing fresh capital.
Historically, well-backed diversified NBFCs have rewarded patient investors, so weigh this against your own risk tolerance and consult a SEBI-registered investment adviser if unsure.
Conclusion
Tata Capital share price reflects a large, diversified NBFC backed by the Tata Group delivering strong, accelerating growth in Q1 FY27, trading close to its 52-week high at a premium to the broader financial services sector. Whether that makes the stock a buy, a hold or a sell right now depends on your confidence that this growth pace can be sustained at scale. This article is for informational purposes and not a personalised investment recommendation.
Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).
Q1. Is Tata Capital a good stock to buy right now?
Ans. Tata Capital grew Q1 FY27 profit 56.4 percent year on year, continuing an accelerating trend also seen in FY26’s 33.8 percent profit growth. The stock trades at a premium to the financial services sector, which may appeal to growth investors who trust the Tata Group’s financial services franchise.
Q2. What is the Tata Capital share price today?
Ans. Tata Capital share price is trading around Rs 372 on the NSE, close to its 52-week high of Rs 390.20. The stock’s 52-week low is Rs 296.
Q3. What is the Tata Capital share price target?
Ans. Tata Capital does not have a single widely published, current analyst consensus 12-month share price target consistently available at this time, given its relatively recent listing. Investors can check live research on the Univest Screener and consult a SEBI-registered adviser.
Q4. What does Tata Capital do?
Ans. Tata Capital is a large, diversified NBFC offering retail, SME and corporate lending, alongside wealth management and other financial services, as the financial services arm of the Tata Group.
Q5. What is Tata Capital’s market capitalisation and PE ratio?
Ans. Tata Capital has a market capitalisation of approximately Rs 1,57,782 crore and trades at a price to earnings ratio of about 28.8 times, a premium to the financial services sector average PE of roughly 19.3 times.
Q6. Who owns Tata Capital?
Ans. Tata Capital is the financial services arm of the Tata Group, one of India’s largest and most established business conglomerates.