What Is a Demat Account Statement? How to Read Your Holdings and Transactions
- August 17, 2026
- Posted by: Ankit Jaiswal
- Category: Market
A demat account statement is a formal record of your securities holdings and transactions issued by your depository participant. Two types: holdings statement and transaction statement. SEBI RA INH000013776.
Quick Answer
A demat account statement is an official document issued by your depository participant (DP) showing either your current securities holdings or a detailed history of all debits and credits to your account. A holdings demat account statement shows what you own and at what quantity. A transaction demat account statement shows every buy, sell, pledge and corporate action that affected your securities. Reading your demat account statement regularly is essential for catching errors and monitoring your portfolio accurately.
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Two Types of Demat Account Statement Every Investor Should Know
A demat account statement comes in two distinct forms. The holdings this document lists all securities currently held in your demat account, including the ISIN, scrip name, quantity, cost price (where maintained by the broker) and current market value if your DP provides it. This is the snapshot of what you own as of the statement date.
The transaction demat account statement records every movement of securities into and out of your account. A complete transaction this document shows the date, nature (credit or debit), ISIN, quantity, type of transaction (buy, sell, pledge, transmission, corporate action) and the executing party. Most DPs allow you to download both types of this document from their online portal.
Key Fields in a Demat Account Statement Explained
Understanding the fields in a demat account statement prevents costly misreading.
| Field in demat account statement | What it means | What to check |
|---|---|---|
| ISIN | International Securities Identification Number — unique 12-character code for each security | Ensure each ISIN in your demat account statement matches the stock you purchased |
| Scrip name | Name of the security (company name or bond description) | Verify the name matches the ISIN |
| Free balance | Shares available for delivery/sale | Should match unsold holdings; shares under pledge appear separately |
| Locked-in balance | Shares with a restriction (pledge, lock-in period, ESOP) | Understand why shares are locked before expecting to sell them |
| Debit | Securities leaving your account (sell, pledge, transfer) | Every debit should match a trade you authorised |
| Credit | Securities entering your account (buy, bonus, rights, transmission) | Verify all expected corporate action credits have arrived |
How to Read a this document After Buying or Selling
After every buy transaction, check your demat account statement within T+2 days (T+1 for many equity delivery settlements in 2026) to confirm the credited quantity matches what you purchased. If there is a discrepancy in the this document, raise it with your DP immediately.
After a sell transaction, the demat account statement should show a debit matching the quantity sold. The debit in your this document is paired with the corresponding credit in your trading account as cash proceeds, which is then transferred to your bank. If a debit appears without a corresponding trade, report it to your DP urgently as it may indicate an unauthorised transaction.
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When and How to Access Your this document
Your DP is required to send a physical this document at least once a year, free of cost, if there has been any transaction. If you request additional statements, a nominal charge may apply. Online access to your this document is available through the DP’s portal or the e-CAS facility managed by CDSL or NSDL.
To download a this document from CDSL Easi (CDSL’s online portal), log in with your credentials, select the account type and choose the statement period. The this document is downloadable as a PDF. Most broker platforms also provide an in-app version of your this document under the portfolio or holdings section.
this document vs e-CAS: What Is the Difference?
A this document is issued by your specific DP and covers only that account. An e-CAS (electronic Consolidated Account Statement) is different: it consolidates all demat accounts and mutual fund folios linked to your PAN across all depositories (CDSL and NSDL) and is generated by the depositories on a monthly basis. Read the separate e-CAS article for a full explanation.
For portfolio monitoring, use the this document from your DP to verify individual account details. Use the e-CAS to get a consolidated view across all accounts. Both types of this document are governed by SEBI regulations and are legally valid records of your securities holdings.
How Univest Provides Access to Your this document
Univest is a SEBI-registered platform (SEBI RA Reg. No. INH000013776) linked to CDSL. As a Univest account holder, you can view your this document through the Univest app under the holdings or portfolio section. For a full downloadable this document, you can also access CDSL Easi directly using your CDSL credentials.
If you notice any discrepancy in your this document, contact Univest support at univest.in. For any issue involving the DP records directly, you may also contact CDSL at cdslindia.com. Reviewing your this document monthly is a best practice for all investors.
Conclusion
A this document is one of the most important documents for any equity investor. It provides a verifiable record of your current holdings and a full history of every securities movement in your account. Read your this document after every trade to catch errors early, and download a full this document at least quarterly to ensure your portfolio is accurate. Both the holdings and transaction versions of the this document are accessible online through your DP’s portal.
Download the Univest iOS App or Univest Android App to open your demat account and track your portfolio.
Disclaimer: Data and figures in this article are sourced from publicly available information including SEBI circulars and depository guidelines. These may not reflect the most current operational procedures of your specific depository participant. Please verify all process details with your DP or broker before initiating any account action. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).
Frequently Asked Questions
What is a demat account statement?
Ans. A this document is an official document issued by your depository participant showing either your current securities holdings or a transaction history. A holdings this document shows what you own and in what quantity. A transaction this document shows every credit and debit to your account including buys, sells and corporate actions.
How do I get my demat account statement online?
Ans. You can download your this document online through your DP’s portal (such as CDSL Easi for CDSL-linked accounts) or through your broker’s mobile app. Log in, navigate to the statement or holdings section, select the period and download the this document as a PDF. Physical statements are sent by post at least annually if there are transactions.
What should I check in my demat account statement after buying shares?
Ans. After buying shares, verify in your this document that the correct ISIN and quantity have been credited within T+1 or T+2 days. If the credit does not appear in the this document within the expected settlement timeline, contact your broker or DP immediately.
What is the free balance in a this document?
Ans. The free balance in a this document is the quantity of a security that is available for you to sell or transfer. Shares that are pledged, locked in or under a settlement hold appear as a restricted balance and are shown separately in the this document. Only the free balance quantity can be delivered against a sell order.
Is a this document the same as an e-CAS?
Ans. No. A this document is issued by your specific DP and covers only that account. An e-CAS (electronic Consolidated Account Statement) is generated by CDSL or NSDL and consolidates all demat accounts and mutual fund folios linked to your PAN. The this document is more specific; the e-CAS is broader.
How often should I check my this document?
Ans. You should check your this document after every buy or sell transaction to verify accuracy. At a minimum, review a full this document once a quarter. SEBI requires your DP to send a physical this document at least once a year if there are any transactions.
