HUDCO vs Can Fin Homes: Share Price, Comparison and Key Differences
- August 11, 2026
- Posted by: Lakshit Sharma
- Category: News
HUDCO MCap Rs 40,238 Cr, PE 9.45x, ROE 18.36%, D/E 6.45, Div 3.01%. Can Fin Homes MCap Rs 10,786 Cr, PE 9.55x, ROE 18.16%, D/E 6.40, Div 1.85%.
HUDCO vs Can Fin Homes is a comparison housing finance investors look up when evaluating a government housing finance PSU versus a private sector HFC. HUDCO (Housing and Urban Development Corporation) is a Mini Ratna Central PSU under the Ministry of Housing providing financial assistance for urban infrastructure and housing projects to state governments, urban local bodies and developers. Can Fin Homes, a Canara Bank-promoted housing finance company, provides home loans to individual borrowers for purchase and construction of residential properties. HUDCO vs Can Fin Homes cover an infrastructure finance PSU versus a retail home loan HFC.
This HUDCO vs Can Fin Homes article covers reach and market position, key products, latest declared results and stock valuation. The HUDCO vs Can Fin Homes data below is sourced from Groww and public company filings and reflects the most recently available information at the time of writing.
HUDCO vs Can Fin Homes: Reach and Market Position
On the HUDCO side of the HUDCO vs Can Fin Homes comparison, HUDCO finances urban infrastructure (water, sewerage, roads) and housing projects for state and central government entities. Market capitalisation is Rs 40,238 Cr.
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On the Can Fin Homes side of the HUDCO vs Can Fin Homes comparison, Can Fin Homes provides retail home loans to individual customers primarily in South India. Market capitalisation is Rs 10,786 Cr.
HUDCO vs Can Fin Homes: Key Products and Business Mix
In the HUDCO vs Can Fin Homes product comparison, HUDCO offers: HUDCO earns interest income from lending to governments and housing project developers. EPS is Rs 21.26. PE is 9.45x, ROE 18.36 percent, D/E 6.45 (normal for finance companies). Dividend yield is 3.01 percent.
For Can Fin Homes in this HUDCO vs Can Fin Homes breakdown: Can Fin Homes earns interest spread from home loans to individual borrowers. EPS is Rs 84.84. PE is 9.55x, ROE 18.16 percent, D/E 6.40 (normal for HFCs). Dividend yield is 1.85 percent.
HUDCO vs Can Fin Homes: Latest Results
The HUDCO vs Can Fin Homes results for HUDCO: HUDCO has a market cap of Rs 40,238 Cr and PE of 9.45x. ROE is 18.36 percent. HUDCO is 3.7 times larger than Can Fin Homes but at nearly identical PE and ROE. The similarity of metrics is notable.
The HUDCO vs Can Fin Homes results for Can Fin Homes: Can Fin Homes has a market cap of Rs 10,786 Cr and PE of 9.55x. ROE is 18.16 percent. Can Fin Homes is cheaper on absolute PE (barely) with nearly identical ROE – a natural comparable to HUDCO on financial metrics.
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HUDCO vs Can Fin Homes: Stock and Valuation
The HUDCO vs Can Fin Homes stock comparison uses the latest available market data from Groww. Investors tracking HUDCO vs Can Fin Homes should verify current prices on NSE or BSE before trading.
HUDCO vs Can Fin Homes at current valuations: HUDCO trades at Rs 40,238 Cr market cap, PE 9.45x, ROE 18.36 percent, Div 3.01 percent. Can Fin Homes trades at Rs 10,786 Cr market cap, PE 9.55x, ROE 18.16 percent, Div 1.85 percent. These two companies have nearly identical PE and ROE – HUDCO pays a higher dividend yield. The size gap (3.7x) is the primary difference.
HUDCO vs Can Fin Homes: Quick Comparison Table
The HUDCO vs Can Fin Homes comparison table below summarises the key metrics covered in this article side by side.
| Parameter | HUDCO | Can Fin Homes |
|---|---|---|
| Sector | Government housing + urban infra finance PSU (sovereign credit) | Retail home loans HFC: individual borrowers (Canara Bank promoted) |
| Market Cap | Rs 40,238 Cr | Rs 10,786 Cr |
| P/E Ratio | 9.45x | 9.55x |
| ROE | 18.36% | 18.16% |
| Debt to Equity | 6.45 (normal for finance) | 6.40 (normal for HFC) |
| Dividend Yield | 3.01% | 1.85% |
| Borrower Type | State governments, ULBs, housing projects | Individual home loan borrowers |
Conclusion
The HUDCO vs Can Fin Homes comparison above covers the key data points on reach, products, results and valuation. HUDCO vs Can Fin Homes is a rare comparison where two very different financial companies have nearly identical PE and ROE metrics. HUDCO is a government urban infrastructure financer; Can Fin Homes is a retail home loan lender. HUDCO vs Can Fin Homes investors should review NPA quality, borrowing cost trends, government credit guarantee support for HUDCO and retail home loan disbursement growth for Can Fin Homes. Consult a SEBI-registered advisor for personalised guidance.
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Disclaimer: Data and figures in this article are sourced from publicly available information, including company results filings and exchange data, and are current as of the time of writing. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).
Frequently Asked Questions
What does HUDCO do?
Ans. HUDCO (Housing and Urban Development Corporation) is a government PSU that lends to state governments, urban local bodies (municipalities) and housing agencies for urban infrastructure projects (water, sewerage, roads) and affordable housing schemes.
What does Can Fin Homes do?
Ans. Can Fin Homes is a Canara Bank-promoted housing finance company that provides home loans to individual borrowers for purchasing or constructing residential properties – primarily targeting the salaried and self-employed middle-income segment.
Why are HUDCO and Can Fin Homes so similar on PE and ROE?
Ans. Despite very different business models (government infra lending vs retail home loans), both HUDCO and Can Fin Homes currently show nearly identical PE (9.45x vs 9.55x) and ROE (18.36% vs 18.16%) – making this an unusually close financial comparison.
What is an HFC?
Ans. An HFC (Housing Finance Company) is an NBFC registered with the National Housing Bank (NHB) that is permitted to lend specifically for housing purposes – home purchase, construction, renovation and land purchase for housing.
Does HUDCO pay dividends?
Ans. Yes. HUDCO pays a dividend yield of approximately 3.01 percent – above average for housing finance companies.
Which is larger, HUDCO or Can Fin Homes?
Ans. HUDCO at Rs 40,238 Cr is approximately 3.7 times larger than Can Fin Homes at Rs 10,786 Cr.
Are HUDCO and Can Fin Homes in Nifty 50?
Ans. Neither is in Nifty 50. Both are tracked in broader indices.