Satin Creditcare Network Share Price Target 2027, 2028 and 2030: Long Term Analyst Forecast

CMP Rs 258.57. FY26 EPS Rs 30.1; 10% annual growth. Target 2027: Rs 305 (+18%). Target 2028: Rs 340. Target 2030: Rs 425 (+64%).

Satin Creditcare Network at Rs 258.57 is a microfinance institution and NBFC providing individual and group loans to underserved rural and semi-urban women borrowers across North and Central India. The Satin Creditcare share price target of Rs 305 for 2027, rising to Rs 424 by 2030, reflects the post-NBFC-MFI crisis recovery as credit costs normalise and disbursements resume after the 2023 to 2024 sector-wide stress cycle.

The Satin Creditcare Network share price target of Rs 305 for 2027, rising to Rs 425 by 2030, reflects 10% annual earnings growth with a forward multiple consistent with NBFC-MFI peers. This article covers the Satin Creditcare Network share price target 2027, 2028, and 2030 based on FY26 financials and analyst estimates as of August 2026.

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Satin Creditcare Network Company Overview

Metric	Details
NSE Ticker	SATIN
Sector	NBFC-MFI
CMP (07 Aug 2026)	Rs 258.57
52-Week High	Rs 380
52-Week Low	Rs 170
Market Cap	Rs 1,969 Cr
FY26 EPS	Rs 30.1 (10% annual growth)
Promoter Holding	24%
12M Consensus	₹265 (+2%)
Satin Creditcare Network Share Price Target 2027	Rs 305 (+18%)
Satin Creditcare Network Share Price Target 2028	Rs 340 (+31%)
Satin Creditcare Network Share Price Target 2030	Rs 425 (+64%)
Bull Case 2030	Rs 544
Bear Case 2030	Rs 323

What most investors miss: Satin Creditcare is a microfinance institution focused on North and Central India, with significant exposure to states including Uttar Pradesh, Madhya Pradesh, Bihar, and Rajasthan. The NBFC-MFI sector experienced a broad credit stress in FY24 to FY25 due to over-leveraging of rural borrowers and adverse weather events affecting agricultural incomes. Satin, like peers, was affected. The recovery trajectory through FY26 to FY28 is the core investment thesis.

Assuming approximately12% annual earnings growth off a FY26 base EPS of ₹30. 1 and a fair multiple of approximately9x (moderating to approximately10% growth long-term), the stock’s valuation trend points to the figures above. The share price targets of Rs 305 for 2027, Rs 340 for 2028, and Rs 425 for 2030 are derived from this earnings trajectory and peer multiples.

Why Is the Satin Creditcare Network Share Price Target Set at Rs 305 for 2027

NBFC-MFI Sector Recovery From FY24-25 Stress Cycle Is the Core Thesis

This is the foundational driver of the Satin Creditcare Network share price target of Rs 305 for 2027 and Rs 425 by 2030. Assuming approximately12% annual earnings growth off a FY26 base EPS of ₹30.1 and a fair multiple of approximately9x (moderating to approximately10% growth long-term), the stock’s valuation trend poin. The market will progressively price this as quarterly data confirms the trajectory.

North India Rural Borrower Demand for Microfinance Is Structurally High

Investors analysing the Satin Creditcare Network share price target should track this dimension quarterly, as it provides the clearest signal of whether the compounding thesis is on track. Evidence of sustained improvement in this area is the primary re-rating catalyst for the Satin Creditcare Network share price target 2028 of Rs 330.

Government Jan Dhan and PMJDY Coverage Reduces Borrower Default Tail Risk

This structural factor is often underweighted in standard Satin Creditcare Network share price target analyses, which focus on trailing earnings multiples rather than the competitive positioning embedded in the long-term franchise value. Its persistence through economic cycles is what differentiates the Satin Creditcare Network share price target 2030 case from a short-term trading call.

Collection Efficiency Recovery Above 97 Percent Is the Key Re-Rating Trigger

For the Satin Creditcare Network share price target of Rs 425 to materialise by 2030, this factor needs to remain intact and compound over 4 years. Quarterly updates on this metric provide the earliest warning signal of any deviation from the Satin Creditcare Network share price target base case assumptions.

Diversification Into MSME and Housing Finance Reduces Microfinance Dependency

As India’s economy compounds through 2027 to 2030, this factor provides an additional secular tailwind that is layered on top of the Satin Creditcare Network-specific earnings growth already embedded in the Rs 305 target for 2027 and the Rs 425 target for 2030.

Satin Creditcare Network Share Price Targets 2027, 2028 and 2030

Satin Creditcare Network Share Price Target 2027: Rs 305

The Satin Creditcare Network share price target 2027 is Rs 305, representing approximately 18 percent upside from CMP Rs 258.57. Assuming approximately12% annual earnings growth off a FY26 base EPS of ₹30.1 and a fair multiple of approximately9x (moderating to approximately10% growth long-term), the stock’s valuation trend points to the figures above. Street consensus (1-yr) s. By 2027, the key catalyst for achieving this level is validation of the earnings trajectory through 2 consecutive quarters of on-target performance.

Satin Creditcare Network Share Price Target 2028: Rs 340

The Satin Creditcare Network share price target 2028 is Rs 340, implying approximately 31 percent upside from CMP. By 2028, Satin Creditcare Network should have demonstrated through a full earnings cycle that the 10% growth assumption is sustainable, supporting a re-rating toward the Satin Creditcare Network share price target 2028 level at a forward multiple consistent with sector peers.

Satin Creditcare Network Share Price Target 2030: Rs 425

The Satin Creditcare Network share price target 2030 is Rs 425, implying approximately 64 percent upside from CMP and a 4-year CAGR of approximately 13% from current levels. By 2030, Satin Creditcare Network should be a mature, well-understood franchise with a track record of consistent compounding that justifies the target multiple.

Bull Case and Bear Case for the Satin Creditcare Network Share Price Target 2030

Bull Case: Rs 544

The bull case Satin Creditcare Network share price target of Rs 544 by 2030: Rs 540 by 2030, if collection efficiency returns to 98 percent-plus by FY27, credit costs normalise below 3 percent of AUM, and Satin’s diversification into MSME lending reduces microfinance cyclicality.

Bear Case: Rs 323

The bear case Satin Creditcare Network share price target of Rs 323 by 2030: Rs 310 by 2030, if the MFI sector experiences another stress cycle triggered by over-leverage or rural income stress, keeping credit costs elevated and limiting EPS growth to 8 percent annually.

Scenario	Target by 2030	Return	Key Assumption
Bull Case	Rs 544	+110%	Upside scenario with favourable execution and sector conditions
Base Case	Rs 425	+64%	10% EPS CAGR; peer-multiple sustained through FY31
Bear Case	Rs 323	+25%	Downside scenario with adverse execution or macro headwinds

Key Risks to the Satin Creditcare Network Share Price Target

Credit Cycle Risk and NPA Deterioration

Any economic slowdown or sector-specific stress could elevate credit costs and provisioning, directly reducing reported PAT and the earnings base that supports the Satin Creditcare Network share price target. Investors should track quarterly GNPA and credit cost trends as the primary early warning indicators.

Interest Rate and NIM Sensitivity

Changes in RBI repo rate, inflation, and deposit competition affect the net interest margin that drives the Satin Creditcare Network share price target earnings trajectory. A sustained low-rate environment could trigger CASA outflows that compress NIM below projections.

Regulatory and Governance Overhang

As a regulated financial institution, Satin Creditcare Network is subject to RBI guidelines on capital adequacy, provisioning, and dividend policy. Any adverse regulatory change or governance concern could trigger a re-rating of the multiple below the level assumed in the Satin Creditcare Network share price target.

Competition From Larger Peers and Fintechs

Larger private banks and fintech lenders are competing aggressively in Satin Creditcare Network’s target market segments. Market share losses would slow loan book growth and compress the earnings trajectory behind the Satin Creditcare Network share price target 2030.

How to Invest in Satin Creditcare Network

Use the Univest Screener to track Satin Creditcare Network’s key financial metrics including EPS growth, margin trends, and analyst upgrades or downgrades in real time. To purchase shares, open a demat account with any SEBI-registered broker and search for NSE ticker SATIN. Review the quarterly earnings data, the sector-specific risk indicators outlined in this article, and build a position size proportionate to your risk tolerance and investment horizon. Monitor each quarter for the key variables most likely to move the Satin Creditcare Network share price target. Consult a SEBI-registered financial advisor before making any investment decision.

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Conclusion

The Satin Creditcare Network share price target of Rs 305 for 2027, Rs 340 for 2028, and Rs 425 for 2030 reflects 10% annual earnings compounding and a forward multiple consistent with NBFC-MFI peers. The key drivers and risks are outlined above. Satin Creditcare is a microfinance institution focused on North and Central India, with significant exposure to states including Uttar Pradesh, Madhya. For investors with a 3 to 4 year horizon and a tolerance for NBFC-MFI-specific risk, the current CMP of Rs 258.57 offers a starting point for building a position aligned to the Satin Creditcare Network share price target 2030 thesis. Always verify data at NSE and BSE before investing.

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Frequently Asked Questions on Satin Creditcare Network Share Price Target 2027 2028 and 2030

What is the Satin Creditcare Network share price target for 2027?

Ans. The Satin Creditcare Network share price target for 2027 is Rs 305, representing approximately 18 percent upside from CMP Rs 258.57 as of August 2026. Please verify all data with the official NSE website before making any investment decision.

What is the Satin Creditcare Network share price target for 2030?

Ans. The Satin Creditcare Network share price target for 2030 is Rs 425, implying approximately 64 percent upside from CMP Rs 258.57. This is based on analyst estimates and is not a guaranteed return. Always verify current data at NSE India before investing.

Is Satin Creditcare Network a good long-term investment?

Ans. Satin Creditcare Network has a defined analyst consensus that projects earnings compounding through FY31 based on sector-specific growth drivers outlined in this article. Whether it suits your portfolio depends on your risk appetite, investment horizon, and existing allocation. Consult a SEBI-registered financial advisor for personalised guidance.

What do most investors miss about Satin Creditcare Network?

Ans. Trades at just approximately1.0x book despite 12% ROE – the discount prices in FY26 microfinance-sector stress (RBI/MFIN over-leverage curbs squeezing disbursements); diversification bets Satin Housing Finance and Satin Finserv (MSME) remain sub-scale, and promoter holding is a modest 36%.

What is the bull case for the Satin Creditcare Network share price target 2030?

Ans. The bull case Satin Creditcare Network share price target for 2030 is Rs 544. This requires better-than-base-case execution on the key growth drivers specific to Satin Creditcare Network’s sector, as described in this article. These are analyst projections, not guaranteed returns.

What are the main risks to the Satin Creditcare Network share price target?

Ans. The key risks to the Satin Creditcare Network share price target include sector-specific headwinds such as credit cycles (for financial companies), regulatory changes, competitive pressure, and macroeconomic slowdown. Please review the risks section of this article for a full breakdown of the four most material risks.

What is Satin Creditcare Network’s 52-week high and low share price?

Ans. As of August 2026, Satin Creditcare Network’s 52-week high is approximately Rs 380 and the 52-week low is approximately Rs 170. The CMP of Rs 258.57 sits between these levels. Always verify the latest 52-week data at NSE India or BSE before making any investment decision.

How can I buy Satin Creditcare Network shares?

Ans. You can buy Satin Creditcare Network shares through any SEBI-registered broker by searching for the NSE ticker SATIN. Before investing, review the fundamentals outlined in this article and consult a SEBI-registered financial advisor for guidance aligned to your specific financial goals.