Bajaj Finserv Liquid Daily Regular IDCW: NAV Today, Performance Review and Should You Invest?
- July 28, 2026
- Posted by: Ankit Jaiswal
- Category: News
Bajaj Finserv Liquid Daily Regular IDCW NAV Rs 1033.82. Category: Debt. 1Y return +0.00%. Risk: Low Risk.
Bajaj Finserv Liquid Daily Regular IDCW is an open ended liquid fund that invests in money market instruments maturing within 91 days, offered by Bajaj Finserv Mutual Fund. This review covers the latest NAV, historical returns, plan details and whether it fits your investment goals as an open ended debt scheme.
The scheme carries ISIN INF0QA701136 and is classified under Debt Scheme – Liquid Fund. Read on for a full breakdown of Bajaj Finserv Liquid Daily Regular IDCW NAV history and returns before you decide how it fits your portfolio.
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About Bajaj Finserv Liquid Daily Regular IDCW
Bajaj Finserv Liquid Daily Regular IDCW is offered by Bajaj Finserv Mutual Fund and has a track record of about 3.1 years. The scheme falls under the Debt Scheme – Liquid Fund category as classified by AMFI.
This particular scheme code represents a Regular Plan, which is bought through a distributor or advisor, so it usually carries a slightly higher expense ratio than the Direct Plan of the same scheme in exchange for advisory support, structured under an IDCW (Income Distribution cum Capital Withdrawal) option, where the fund can pay out a portion of gains to unit holders instead of reinvesting all of it. Investors evaluating Bajaj Finserv Liquid Daily Regular IDCW should confirm they are selecting the correct plan and option combination that matches their needs before investing.
Bajaj Finserv Mutual Fund is registered with SEBI and, like every other fund house, reports scheme performance and portfolio holdings to AMFI on a regular basis. Every mutual fund scheme in India, regardless of the AMC that manages it, is governed by SEBI Mutual Fund Regulations, which set rules around disclosure, expense ratios and investor protection that fund houses must follow.
Bajaj Finserv Liquid Daily Regular IDCW NAV and Performance
Bajaj Finserv Liquid Daily Regular IDCW NAV currently stands at Rs 1033.8241. The table below summarises its performance across available time periods, calculated using official historical NAV data.
| Metric | Value |
|---|---|
| Current NAV | Rs 1033.8241 |
| 1 Year Return | +0.00% |
| 3 Year CAGR | +0.98% |
| Since Inception Cagr | +1.09% |
| Track Record | About 3.1 years |
| Category | Debt (Low Risk) |
Bajaj Finserv Liquid Daily Regular IDCW returns shown above are point to point and computed from official historical NAV data. Returns for periods below 1 year are absolute, while 1 year and above are shown as CAGR (compounded annual growth rate).
Bajaj Finserv Liquid Daily Regular IDCW: Plan and Option Explained
Bajaj Finserv Liquid Daily Regular IDCW is structured as a Regular Plan. In India, every open ended mutual fund scheme typically offers both a Direct Plan and a Regular Plan. The Direct Plan is bought straight from the AMC without a distributor and carries a lower expense ratio, while the Direct Plan of the same underlying portfolio is bought through a distributor and carries a marginally higher expense ratio that compensates the distributor.
On the option side, Bajaj Finserv Liquid Daily Regular IDCW uses an IDCW (Income Distribution cum Capital Withdrawal) option, where the fund can pay out a portion of gains to unit holders instead of reinvesting all of it. Investors who want compounding without receiving cash payouts typically prefer Growth, while those who want periodic cash flow may prefer an IDCW or Dividend option, keeping in mind that payouts reduce the NAV to that extent.
Should You Invest in Bajaj Finserv Liquid Daily Regular IDCW?
Whether Bajaj Finserv Liquid Daily Regular IDCW suits you depends on your risk appetite, time horizon and financial goal. Suited to investors parking short term surplus cash or building an emergency fund who want better liquidity than a savings account. It sits in the Debt category, which is classified as Low Risk, so investors should size their allocation to this scheme according to how much volatility they can tolerate.
Investors considering Bajaj Finserv Liquid Daily Regular IDCW should also compare it against other schemes in the same debt category using a screener, check the expense ratio and exit load in the latest factsheet, and align the investment horizon with the recommended holding period for this category before committing fresh money.
Compare Bajaj Finserv Liquid Daily Regular IDCW Against Other Debt Funds on the Univest Screener
How to Invest in Bajaj Finserv Liquid Daily Regular IDCW via Univest
To invest in Bajaj Finserv Liquid Daily Regular IDCW, log in to your Univest account and complete your KYC if you have not already done so. Search for it by scheme name or AMC within the mutual fund section.
Decide between a lumpsum investment or a monthly SIP based on your cash flow, enter the amount, and confirm the order. You can track Bajaj Finserv Liquid Daily Regular IDCW NAV and returns anytime from your Univest portfolio dashboard.
Download the Univest iOS App or Univest Android App to track Bajaj Finserv Liquid Daily Regular IDCW NAV live and manage your mutual fund portfolio.
Risks of Investing in Bajaj Finserv Liquid Daily Regular IDCW
- Returns are modest and move with short term money market rates.
- Credit risk exists if the fund holds lower rated commercial paper.
- Not meant for long term wealth creation.
These risks apply broadly to the Debt category that Bajaj Finserv Liquid Daily Regular IDCW belongs to. Always read the Scheme Information Document (SID) of this scheme for the complete, fund specific risk factors before investing.
Conclusion
Bajaj Finserv Liquid Daily Regular IDCW is an open ended liquid fund that invests in money market instruments maturing within 91 days. With a current NAV of Rs 1033.8241 and a since inception CAGR of +1.09%, it has a track record investors can evaluate against their own goals. As with any debt investment, review the latest factsheet, expense ratio and exit load and consult your financial advisor to check suitability before investing. This article is for informational purposes as per SEBI RA INH000013776.
Disclaimer: Data and figures in this article are sourced from publicly available information including AMFI and fund house disclosures. These may or may not be accurate. Please verify all data with the official AMFI (amfiindia.com) website and the respective fund house before making any investment decision. Mutual fund investments are subject to market risk, read all scheme related documents carefully. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).
FAQs on Bajaj Finserv Liquid Daily Regular IDCW
What is the current NAV of Bajaj Finserv Liquid Daily Regular IDCW?
Ans. Its latest available NAV is Rs 1033.8241. NAV changes every business day based on the value of the securities the scheme holds.
What are the returns of Bajaj Finserv Liquid Daily Regular IDCW?
Ans. It has delivered a 1 year return of +0.00%, a 3 year CAGR of +0.98%. Past returns do not guarantee future performance.
Can I invest in Bajaj Finserv Liquid Daily Regular IDCW right now?
Ans. Yes, it is an open ended scheme, which means investors can generally invest or redeem units on any business day at the applicable NAV, subject to any exit load mentioned in the scheme documents.
Is Bajaj Finserv Liquid Daily Regular IDCW a Direct Plan or a Regular Plan?
Ans. This specific scheme is the Regular Plan. a Regular Plan, which is bought through a distributor or advisor, so it usually carries a slightly higher expense ratio than the Direct Plan of the same scheme in exchange for advisory support.
What is the IDCW option in Bajaj Finserv Liquid Daily Regular IDCW?
Ans. It is structured under an IDCW (Income Distribution cum Capital Withdrawal) option, where the fund can pay out a portion of gains to unit holders instead of reinvesting all of it.
What category does Bajaj Finserv Liquid Daily Regular IDCW belong to and how risky is it?
Ans. It falls under the Debt category and is classified as Low Risk. Suited to investors parking short term surplus cash or building an emergency fund who want better liquidity than a savings account.
How can I check Bajaj Finserv Liquid Daily Regular IDCW live on Univest?
Ans. You can track its NAV, category peers and other mutual fund and stock data through the Univest Screener and app after logging in to your Univest account.
Who manages Bajaj Finserv Liquid Daily Regular IDCW?
Ans. It is managed by Bajaj Finserv Mutual Fund as per the fund house’s official scheme disclosures. Fund manager names can change over time, so investors should check the latest factsheet on the AMC website for the current manager.
