Bajaj Finserv Gilt Regular Growth: NAV Today, Performance Review and Should You Invest?

July 28, 2026
Posted by: Ankit Jaiswal
Category: Mutual Funds

Bajaj Finserv Gilt Regular Growth NAV Rs 1060.12. Category: Debt. 1Y return +1.39%. Risk: Moderate Risk.

Bajaj Finserv Gilt Regular Growth is an open ended debt scheme, offered by Bajaj Finserv Mutual Fund. This review covers the latest NAV, historical returns, plan details and whether it fits your investment goals as an open ended debt scheme.

The scheme carries ISIN INF0QA701AM6 and is classified under Debt Scheme – Gilt Fund. Read on for a full breakdown of Bajaj Finserv Gilt Regular Growth NAV history and returns before you decide how it fits your portfolio.

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Table of Contents

About Bajaj Finserv Gilt Regular Growth

Bajaj Finserv Gilt Regular Growth is offered by Bajaj Finserv Mutual Fund and has a track record of about 1.5 years. The scheme falls under the Debt Scheme – Gilt Fund category as classified by AMFI.

This particular scheme code represents a Regular Plan, which is bought through a distributor or advisor, so it usually carries a slightly higher expense ratio than the Direct Plan of the same scheme in exchange for advisory support, structured under the Growth option, where profits are reinvested in the scheme and reflected in a rising NAV instead of being paid out. Investors evaluating Bajaj Finserv Gilt Regular Growth should confirm they are selecting the correct plan and option combination that matches their needs before investing.

Bajaj Finserv Mutual Fund is registered with SEBI and, like every other fund house, reports scheme performance and portfolio holdings to AMFI on a regular basis. Every mutual fund scheme in India, regardless of the AMC that manages it, is governed by SEBI Mutual Fund Regulations, which set rules around disclosure, expense ratios and investor protection that fund houses must follow.

Bajaj Finserv Gilt Regular Growth NAV and Performance

Bajaj Finserv Gilt Regular Growth NAV currently stands at Rs 1060.1185. The table below summarises its performance across available time periods, calculated using official historical NAV data.

Metric	Value
Current NAV	Rs 1060.1185
1 Year Return	+1.39%
Since Inception Cagr	+3.89%
Track Record	About 1.5 years
Category	Debt (Moderate Risk)

Bajaj Finserv Gilt Regular Growth returns shown above are point to point and computed from official historical NAV data. Returns for periods below 1 year are absolute, while 1 year and above are shown as CAGR (compounded annual growth rate).

Bajaj Finserv Gilt Regular Growth: Plan and Option Explained

Bajaj Finserv Gilt Regular Growth is structured as a Regular Plan. In India, every open ended mutual fund scheme typically offers both a Direct Plan and a Regular Plan. The Direct Plan is bought straight from the AMC without a distributor and carries a lower expense ratio, while the Direct Plan of the same underlying portfolio is bought through a distributor and carries a marginally higher expense ratio that compensates the distributor.

On the option side, Bajaj Finserv Gilt Regular Growth uses the Growth option, where profits are reinvested in the scheme and reflected in a rising NAV instead of being paid out. Investors who want compounding without receiving cash payouts typically prefer Growth, while those who want periodic cash flow may prefer an IDCW or Dividend option, keeping in mind that payouts reduce the NAV to that extent.

Should You Invest in Bajaj Finserv Gilt Regular Growth?

Whether Bajaj Finserv Gilt Regular Growth suits you depends on your risk appetite, time horizon and financial goal. Suited to investors whose risk appetite and investment horizon match this category. It sits in the Debt category, which is classified as Moderate Risk, so investors should size their allocation to this scheme according to how much volatility they can tolerate.

Investors considering Bajaj Finserv Gilt Regular Growth should also compare it against other schemes in the same debt category using a screener, check the expense ratio and exit load in the latest factsheet, and align the investment horizon with the recommended holding period for this category before committing fresh money.

Compare Bajaj Finserv Gilt Regular Growth Against Other Debt Funds on the Univest Screener

How to Invest in Bajaj Finserv Gilt Regular Growth via Univest

To invest in Bajaj Finserv Gilt Regular Growth, log in to your Univest account and complete your KYC if you have not already done so. Search for it by scheme name or AMC within the mutual fund section.

Decide between a lumpsum investment or a monthly SIP based on your cash flow, enter the amount, and confirm the order. You can track Bajaj Finserv Gilt Regular Growth NAV and returns anytime from your Univest portfolio dashboard.

Download the Univest iOS App or Univest Android App to track its NAV live and manage your mutual fund portfolio.

Risks of Investing in Bajaj Finserv Gilt Regular Growth

Returns are not guaranteed and depend on market movement.
Read the scheme information document to understand specific risks.
Past performance does not guarantee future returns.

These risks apply broadly to the Debt category that Bajaj Finserv Gilt Regular Growth belongs to. Always read the Scheme Information Document (SID) of this scheme for the complete, fund specific risk factors before investing.

Conclusion

Bajaj Finserv Gilt Regular Growth is an open ended debt scheme. With a current NAV of Rs 1060.1185 and a since inception CAGR of +3.89%, it has a track record investors can evaluate against their own goals. As with any debt investment, review the latest factsheet, expense ratio and exit load and consult your financial advisor to check suitability before investing. This article is for informational purposes as per SEBI RA INH000013776.

Disclaimer: Data and figures in this article are sourced from publicly available information including AMFI and fund house disclosures. These may or may not be accurate. Please verify all data with the official AMFI (amfiindia.com) website and the respective fund house before making any investment decision. Mutual fund investments are subject to market risk, read all scheme related documents carefully. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).

FAQs on Bajaj Finserv Gilt Regular Growth

What is the current NAV of Bajaj Finserv Gilt Regular Growth?

Ans. Its latest available NAV is Rs 1060.1185. NAV changes every business day based on the value of the securities the scheme holds.

What are the returns of Bajaj Finserv Gilt Regular Growth?

Ans. It has delivered a 1 year return of +1.39%. Past returns do not guarantee future performance.

Can I invest in Bajaj Finserv Gilt Regular Growth right now?

Ans. Yes, it is an open ended scheme, which means investors can generally invest or redeem units on any business day at the applicable NAV, subject to any exit load mentioned in the scheme documents.

Is Bajaj Finserv Gilt Regular Growth a Direct Plan or a Regular Plan?

Ans. This specific scheme is the Regular Plan. a Regular Plan, which is bought through a distributor or advisor, so it usually carries a slightly higher expense ratio than the Direct Plan of the same scheme in exchange for advisory support.

What is the Growth option in Bajaj Finserv Gilt Regular Growth?

Ans. It is structured under the Growth option, where profits are reinvested in the scheme and reflected in a rising NAV instead of being paid out.

What category does Bajaj Finserv Gilt Regular Growth belong to and how risky is it?

Ans. It falls under the Debt category and is classified as Moderate Risk. Suited to investors whose risk appetite and investment horizon match this category.

How can I check Bajaj Finserv Gilt Regular Growth live on Univest?

Ans. You can track its NAV, category peers and other mutual fund and stock data through the Univest Screener and app after logging in to your Univest account.

Who manages Bajaj Finserv Gilt Regular Growth?

Ans. It is managed by Bajaj Finserv Mutual Fund as per the fund house’s official scheme disclosures. Fund manager names can change over time, so investors should check the latest factsheet on the AMC website for the current manager.

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Author: Ankit Jaiswal

Ankit Jaiswal is the Senior Research Analyst at Univest, leading the platform's in-house equity research desk and serving as the editorial reviewer for all research and blog content published at univest.in. With 11+ years of experience in Indian equity markets, he oversees stock recommendations, earnings analysis, sector coverage, and ensures every published article meets SEBI Research Analyst Regulations. He holds a Bachelor of Commerce (B.Com) from St. Xavier's College, Kolkata — one of India's most prestigious commerce institutions — and has cleared CMT Level 2 from the CMT Association, a globally recognised certification in technical analysis and market research. His research methodology combines fundamental analysis (earnings quality, balance sheet strength, management commentary) with advanced technical analysis (chart patterns, momentum indicators, market structure) — giving Univest's retail investors a dual-lens approach that most Indian research platforms lack. Ankit is among the most comprehensively certified analysts in Indian financial media, holding five NISM certifications: Series-XV (Research Analyst), Series-VIII (Equity Derivatives), Series-VII (SORM), Series-VI (Depository Operations), and Series-V-A (Mutual Fund Distributors). At Univest — India's SEBI-registered research and advisory platform — Ankit's responsibilities include leading the research team, finalising stock recommendations published across Pro Lite, Pro Super, and Pro Gold advisory services, and maintaining editorial oversight of all YMYL financial content published on the blog.