SBI Long Term Advantage Fund – Series IV vs Sundaram Series IV Regular: NAV, Returns and Maturity Status Compared

SBI Long Term Advantage Fund – Series IV NAV Rs 50.1802, 19.11% CAGR since 2018. Sundaram Long Term Tax Advantage Fu NAV Rs 36.8273, 17.57% CAGR since 2018.

SBI Long Term Advantage Fund – Series IV vs Sundaram Series IV Regular compares two schemes that are both still active today. SBI Long Term Advantage Fund – Series IV carries a current NAV of Rs 50.1802 per the latest AMFI data, while the comparison fund in this article stands at Rs 36.8273, and both continue to compound investor money toward their eventual maturity.

That difference shapes what SBI Long Term Advantage Fund – Series IV vs Sundaram Series IV Regular means for you. If you hold units in either scheme, the lock in period has ended, so the choice is between redeeming now, holding until maturity, or reallocating toward an open ended ELSS fund that accepts fresh money and runs a SIP.

Click Here – Get Free Investment Predictions

SBI Long Term Advantage Fund – Series IV vs Sundaram Series IV Regular: Quick Comparison Table

The table below sets out SBI Long Term Advantage Fund – Series IV vs Sundaram Series IV Regular on structure, NAV and verified returns computed from official AMFI NAV history.

SBI Long Term Advantage Fund – Series IV vs Sundaram Series IV Regular: NAV and Live Performance

The SBI Long Term Advantage Fund – Series IV side of SBI Long Term Advantage Fund – Series IV vs Sundaram Series IV Regular has compounded investor money at 19.11 percent per year since units were allotted in 2018, a total gain of about 308.5 percent to date. Based on AMFI NAV history, it has also delivered a 3 year CAGR of 10.39 percent and a 5 year CAGR of 12.59 percent.

The comparison fund in SBI Long Term Advantage Fund – Series IV vs Sundaram Series IV Regular, Sundaram Long Term Tax Advantage Fund Series IV Regular Plan, has compounded at 17.57 percent per year since 2018, a total return of about 267.5 percent and is still adding to that figure today.

Use the Univest Screener to Compare Live Fund and Stock Data

SBI Long Term Advantage Fund – Series IV vs Sundaram Series IV Regular: Maturity and Investment Status

Structurally, SBI Long Term Advantage Fund – Series IV is a close ended ELSS. It accepted money only during its 2018 new fund offer, gave investors Section 80C tax benefits, and imposed a three year lock in. Since that lock in ended, unitholders have been free to redeem on any business day at NAV, and any units still outstanding will be compulsorily redeemed around 2028 at maturity.

The comparison fund in SBI Long Term Advantage Fund – Series IV vs Sundaram Series IV Regular followed the same structure. It remains live and unitholders can redeem freely at the current NAV of Rs 36.8273 at any time before its eventual maturity.

SBI Long Term Advantage Fund – Series IV vs Sundaram Series IV Regular: Which Fund Performed Better

On pure lifetime CAGR, SBI Long Term Advantage Fund – Series IV vs Sundaram Series IV Regular tilts toward SBI Long Term Advantage Fund – Series IV, which has compounded at 19.11 percent per year versus 17.57 percent per year for the other scheme. Entry and exit timing plays a real role here since ELSS NFOs launched in different market cycles naturally show different lifetime returns.

Total wealth created can tell a different story than annualised CAGR in SBI Long Term Advantage Fund – Series IV vs Sundaram Series IV Regular. A scheme that has stayed invested longer compounds a larger absolute gain even at a lower annual rate, while a matured scheme locks in its return the moment it closes and forces the investor to find a new home for that money, which carries its own reinvestment risk.

The honest verdict from SBI Long Term Advantage Fund – Series IV vs Sundaram Series IV Regular is that both schemes broadly did their job as Section 80C tax savers. Each one delivered a healthy multi year return well ahead of inflation. The bigger lesson from SBI Long Term Advantage Fund – Series IV vs Sundaram Series IV Regular sits in the close ended structure itself, not in which fund edged ahead.

SBI Long Term Advantage Fund – Series IV vs Sundaram Series IV Regular: Key Takeaways for Tax Saving Investors

Close ended ELSS schemes, as SBI Long Term Advantage Fund – Series IV vs Sundaram Series IV Regular shows, are largely a discontinued category today. You cannot add money after the NFO, you cannot run a SIP, and your exit at maturity may or may not land in a favourable market. Open ended ELSS funds solve all three problems while offering the same Section 80C benefit and the same three year lock in per instalment.

If you still hold either fund from SBI Long Term Advantage Fund – Series IV vs Sundaram Series IV Regular, review it the way you would any equity fund. The lock in is over on both sides, so the choice between redeeming now and holding until maturity should rest on your goals, your tax situation on gains, and whether the money has a better destination. A SEBI registered investment adviser can help you weigh that call against your full portfolio.

Many investors researching SBI Long Term Advantage Fund – Series IV vs Sundaram Series IV Regular also want to know how the lock in and tax treatment compare before deciding where to hold their money.

For a reader evaluating SBI Long Term Advantage Fund – Series IV vs Sundaram Series IV Regular, the NAV figures above are the fastest way to see which scheme has compounded faster to date.

SBI Long Term Advantage Fund – Series IV vs Sundaram Series IV Regular is a useful reference point whenever either scheme comes up in a broader ELSS portfolio review.

Anyone tracking SBI Long Term Advantage Fund – Series IV vs Sundaram Series IV Regular should note that neither scheme is open for new lump sum or SIP investment today.

The comparison in SBI Long Term Advantage Fund – Series IV vs Sundaram Series IV Regular is most useful for existing unitholders deciding whether to redeem, hold, or reinvest elsewhere.

SBI Long Term Advantage Fund – Series IV vs Sundaram Series IV Regular also matters for investors comparing Section 80C options across different fund houses before their next tax filing.

Download the Univest iOS App or Univest Android App to track funds, stocks and SEBI registered research in one place.

Conclusion

SBI Long Term Advantage Fund – Series IV vs Sundaram Series IV Regular ultimately does not favour one fund by a wide margin. SBI Long Term Advantage Fund – Series IV shows a verified CAGR of 19.11 percent since 2018, while the comparison fund has compounded at 17.57 percent since 2018. Neither side of SBI Long Term Advantage Fund – Series IV vs Sundaram Series IV Regular accepts fresh money today, so for new tax saving investment in FY 2026-27, an open ended ELSS with a consistent track record is the practical route. Historically, disciplined ELSS investing has rewarded patience, but always consult a SEBI registered adviser before acting.

FAQs on SBI Long Term Advantage Fund – Series IV vs Sundaram Series IV Regular

In SBI Long Term Advantage Fund – Series IV vs Sundaram Series IV Regular, which fund performed better?

Ans. On lifetime CAGR, SBI Long Term Advantage Fund – Series IV finished ahead at about 19.11 percent per year, versus 17.57 percent per year for the other scheme in this comparison. Total wealth created can still favour the scheme that has stayed invested longer, even at a lower annual rate.

What is the latest NAV of SBI Long Term Advantage Fund – Series IV in SBI Long Term Advantage Fund – Series IV vs Sundaram Series IV Regular?

Ans. The latest NAV of SBI Long Term Advantage Fund – Series IV is Rs 50.1802, per official AMFI data, declared on the most recent NAV date.

Is the comparison fund in SBI Long Term Advantage Fund – Series IV vs Sundaram Series IV Regular still active?

Ans. Yes, it continues to publish a daily NAV of Rs 36.8273 per the latest AMFI data and remains open for redemption at any time.

Can I invest in either fund from SBI Long Term Advantage Fund – Series IV vs Sundaram Series IV Regular today?

Ans. No fresh investment is possible in either scheme covered in SBI Long Term Advantage Fund – Series IV vs Sundaram Series IV Regular. Both are close ended ELSS schemes that accepted subscriptions only during their respective new fund offers, and neither is accepting or holding new investor money now.

What type of fund is SBI Long Term Advantage Fund – Series IV?

Ans. SBI Long Term Advantage Fund – Series IV is a close ended equity linked savings scheme, or ELSS, from SBI Mutual Fund. Investments made during its NFO qualified for Section 80C tax deduction and carried a three year lock in period.

What returns has SBI Long Term Advantage Fund – Series IV delivered?

Ans. SBI Long Term Advantage Fund – Series IV has compounded at roughly 19.11 percent per year since its 2018 launch, a total gain of about 308.5 percent, with a 3 year CAGR of 10.39 percent per the latest AMFI NAV history.

What happened to investors in the SBI Long Term Advantage Fund – Series IV vs Sundaram Series IV Regular comparison at maturity?

Ans. Neither scheme in SBI Long Term Advantage Fund – Series IV vs Sundaram Series IV Regular has matured yet, so no compulsory redemption has taken place on either side; both remain open for voluntary redemption at the current NAV.

What is the key takeaway from SBI Long Term Advantage Fund – Series IV vs Sundaram Series IV Regular?

Ans. The key takeaway from SBI Long Term Advantage Fund – Series IV vs Sundaram Series IV Regular is that close ended ELSS schemes cannot take fresh money after their NFO, so investors comparing them today should treat this as a reference case rather than a live investment choice. An open ended ELSS fund with a consistent long term record is the practical route for new tax saving investment.