HDFC Bank Q1 Results FY27: Net Profit Rises 19.26% to Rs 20,382 Cr as Revenue Grows 3.67%
- July 20, 2026
- Posted by: Ankit Jaiswal
- Category: News
HDFC Bank Q1 FY27: PAT Rs 20,382 Cr (+19.26% YoY), total income Rs 90,575 Cr (+3.67%). Stock rose 1.40% to Rs 819.60 on 18 July 2026.
HDFC Bank Q1 results FY27 are out. The company reported a consolidated net profit of Rs 20,382 Cr for the quarter ended 30 June 2026, up 19.26% from Rs 17,090 Cr in the year ago quarter, in results announced on Saturday, 18 July 2026.
Shares of HDFC Bank rose 1.40% to Rs 819.60 on the results day. The company is India’s largest private sector bank. Note: gross profit fell 14.29% even as net profit rose 19.26%, pointing to lower provisions and other income supporting the bottom line.
Click Here – Get Free Investment Predictions
HDFC Bank Q1 Results FY27 Key Takeaways
Here are the most important numbers from the June 2026 quarter at a glance.
- Net Profit (PAT): Rs 20,382 Cr in Q1 FY27 versus Rs 17,090 Cr in Q1 FY26, a change of +19.26% year on year.
- Total income: Rs 90,575 Cr in Q1 FY27 versus Rs 87,371 Cr in Q1 FY26, a change of +3.67%.
- Gross Profit: Rs 30,996 Cr in Q1 FY27 versus Rs 36,163 Cr in Q1 FY26, a change of -14.29%.
- Results announced on Saturday, 18 July 2026 for the quarter ended 30 June 2026 on a consolidated basis.
- HDFC Bank share price rose 1.40% to Rs 819.60 on the results day.
HDFC Bank Q1 Results FY27 Financial Highlights
The table below summarises the consolidated numbers reported in the HDFC Bank Q1 results FY27 against the year ago quarter.
| Metric | Q1 FY27 | Q1 FY26 | YoY Change |
|---|---|---|---|
| Total Income | Rs 90,575 Cr | Rs 87,371 Cr | +3.67% |
| Gross Profit | Rs 30,996 Cr | Rs 36,163 Cr | -14.29% |
| Net Profit (PAT) | Rs 20,382 Cr | Rs 17,090 Cr | +19.26% |
All figures are on a consolidated basis as reported for the quarter ended 30 June 2026.
HDFC Bank Q1 Results FY27 Performance Analysis
Get Personalised Guidance from a SEBI-Registered Investment Advisor
Profit growth is the headline of the HDFC Bank Q1 results FY27. Total income grew 3.67% to Rs 90,575 Cr from Rs 87,371 Cr. Gross profit fell 14.29% to Rs 30,996 Cr from Rs 36,163 Cr.
The divergence between the total income line and gross profit in the HDFC Bank Q1 results FY27 points to cost pressure at the operating level, with the bottom line supported by items below the operating line.
An important context for reading the HDFC Bank Q1 results FY27: gross profit fell 14.29% even as net profit rose 19.26%, pointing to lower provisions and other income supporting the bottom line.
For a bank, the revenue line in the HDFC Bank Q1 results FY27 refers to total income, spanning interest earned and other income, so the profit trend alongside provisioning behaviour is the more meaningful signal than the topline alone.
HDFC Bank Q1 Results FY27: Key Business Factors
1. Topline Momentum
Total income grew 3.67% to Rs 90,575 Cr from Rs 87,371 Cr. This sets the base against which the rest of the P&L in the HDFC Bank Q1 results FY27 should be read.
2. Margin Pressure
Gross profit fell 14.29% to Rs 30,996 Cr from Rs 36,163 Cr. The gross profit trend is the cleanest read on operating health in the quarter.
3. Bottom Line Delivery
The net result of Rs 20,382 Cr captures the combined effect of operations, other income, finance costs and tax for the quarter.
Dividend Details
Any dividend announcement accompanying the June 2026 quarter results will be reflected in the company’s official NSE and BSE filings. Investors should rely on those filings for dividend confirmation rather than secondary sources.
HDFC Bank Q1 Results FY27 Outlook for the Full Year
The HDFC Bank Q1 results FY27 set the tone for FY27. The next markers are the September quarter numbers, any guidance from management, and how costs and demand evolve through the festive half of the year.
HDFC Bank Stock Performance After the Q1 Results
Download the Univest iOS App or Univest Android App to track HDFC Bank live share price and upcoming quarterly results.
HDFC Bank share price rose 1.40% to Rs 819.60 on the results day, as the market weighed the quarter’s numbers against expectations.
Investors can compare the trend of the counter with the Bank Nifty index to judge how the stock is placed relative to the broader market after the June quarter results.
Key Risks
Investors going through the fine print of the HDFC Bank Q1 results FY27 should also weigh the following risks.
1. Sustaining the Growth Rate
The growth reported in the HDFC Bank Q1 results FY27 sets a higher base for coming quarters, and any moderation could disappoint a market that extrapolates.
2. Margin Durability
Whether the quarter’s operating performance holds depends on input costs, pricing power and mix, all of which can shift quickly.
3. Execution and External Risks
Demand cycles, regulatory changes and sector specific shocks remain outside management control and can reset expectations.
Conclusion
HDFC Bank Q1 results FY27 show consolidated net profit of Rs 20,382 Cr for the quarter ended 30 June 2026, up 19.26% from Rs 17,090 Cr in the year ago quarter. Total income grew 3.67% to Rs 90,575 Cr from Rs 87,371 Cr. The September quarter will show whether this quarter’s trend extends. Investors should verify the filings on NSE and BSE and consult a SEBI-registered advisor before acting on the numbers.
Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).
Frequently Asked Questions on HDFC Bank Q1 Results FY27
When were the HDFC Bank Q1 results FY27 announced?
Ans. The HDFC Bank Q1 results FY27 were announced on Saturday, 18 July 2026, for the quarter ended 30 June 2026, on a consolidated basis.
What is the PAT in the HDFC Bank Q1 results FY27?
Ans. The consolidated PAT in the HDFC Bank Q1 results FY27 stood at Rs 20,382 Cr, a change of +19.26% from Rs 17,090 Cr in Q1 FY26.
What was the total income in the HDFC Bank Q1 results FY27?
Ans. The total income in the HDFC Bank Q1 results FY27 stood at Rs 90,575 Cr, a change of +3.67% from Rs 87,371 Cr in Q1 FY26.
What was the gross profit in the HDFC Bank Q1 results FY27?
Ans. Gross profit in the HDFC Bank Q1 results FY27 stood at Rs 30,996 Cr, compared with Rs 36,163 Cr in Q1 FY26, a change of -14.29% year on year.
Are the HDFC Bank Q1 results FY27 standalone or consolidated?
Ans. The figures discussed here are on a consolidated basis, as reported for the quarter ended 30 June 2026.
How did the share price react after the HDFC Bank Q1 results FY27?
Ans. HDFC Bank share price rose 1.40% to Rs 819.60 on the results day.
Is the stock a good buy after the HDFC Bank Q1 results FY27?
Ans. The HDFC Bank Q1 results FY27 are one input among many. Valuation, sector conditions and risk appetite matter as much as a single quarter. This article is for educational purposes only. Consult a SEBI-registered advisor before investing.
Where can I verify the HDFC Bank Q1 results FY27?
Ans. The official filings for the HDFC Bank Q1 results FY27 are available on the NSE and BSE websites, and the stock can be tracked on the Univest app.
